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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Friends And Family Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Friends And Family Credit Union's 18 Month CD - Platinum rates are at 4.10%, 24 Month CD - Platinum rates are at 4.10%, 36 Month CD - Platinum rates are at 4.05%, 48 Month CD - Platinum rates are at 4.05%, 60 Month CD - Platinum rates are at 4.05%. Friends And Family Credit Union's savings rates are at 0.20%. Friends And Family Credit Union's Personal Loan Rates are as low as 9.19%. Friends And Family Credit Union's Credit Card Rates are at 9.95%. Friends And Family Credit Union's CD rates are 39% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Friends And Family Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.79%. Rates last updated and verified on 10/30/2026. Friends And Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Friends And Family Credit Union? Share your experience about Friends And Family Credit Union by leaving a review below, or read customer reviews before you decide to use Friends And Family Credit Union. Friends And Family Credit Union
3920 Erie St. S 3920 Erie St S
https://www.friendsandfamilycu.com Massillon, OH 44646 Privately insuredNot NCUA Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Friends And Family Credit Union CD Rates
Friends And Family Credit Union Savings Rates
Friends And Family Credit Union Home Equity & HELOC
Friends And Family Credit Union Auto Loan Rates
Friends And Family Credit Union RV, Boat and Powersport Loan Rates
Friends And Family Credit Union Credit Card Rates
Friends And Family Credit Union Personal Loan Rates
Friends And Family Credit Union Other Rates
Financial Health HistoryFriends And Family Credit Union’s Texas Ratio rose from 1.37% in Q3 2023 to 2.79% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Friends And Family Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Friends And Family Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Friends And Family Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Friends And Family Credit Union
Address
3920 Erie St S,
Massillon, OH 44646
Phone
330-832-1371
Fax
330-832-7650
President
Jim Triner
CEO
Jeanna Costanzo
Full-Time Employees
22
Part-Time Employees
2
Branch Locations
3
ATM Locations
3
NCUA Insured
No, not federally insured
Private Share Insurance
Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.79%
Return on Assets (ROA)
0.1009%
Return on Equity (ROE)
1.2489%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
110,964,419
Total Amount of Shares and Deposits
101,700,511
Total Shares and Deposits < 1 Year
94,062,632
Total Shares and Deposits 1 3 Years
6,632,479
Total Shares and Deposits > 3 Years
1,005,399
Total Interest Expense (Sum of items 6 8)
830,738
Share Certificates
824
Number of Accounts for Share Drafts
4,946
IRA KEOGH Accounts
137
Number of Accounts for Regular Shares
13,311
Money Market Shares
330
Net Income (unless the amount is already included in Undivided Earnings)
102,852
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,908,172
Total Liabilities
102,185,504
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Friends And Family Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for Friends And Family Credit Union
Frequently Asked Questions About Friends And Family Credit UnionDoes Friends And Family Credit Union offer CDs?Yes. Friends And Family Credit Union current CD rates include its 18 Month CD - Platinum at 4.10% APY, its 24 Month CD - Platinum at 4.10% APY and its 36 Month CD - Platinum at 4.05% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Friends And Family Credit Union NCUA insured?No. Friends And Family Credit Union is privately insured rather than federally insured, so its CDs are not covered by the NCUA. Deposits are covered by Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits. Check the coverage terms with the credit union before you open an account. What is the highest CD rate at Friends And Family Credit Union?The highest Friends And Family Credit Union CD rate is its 18 Month CD - Platinum at 4.10% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Friends And Family Credit Union offer?Friends And Family Credit Union CD rates are 3.65% APY for a 12 month CD, 4.10% APY for an 18 month CD, 4.10% APY for a 2 year CD, 4.05% APY for a 3 year CD, 4.05% APY for a 4 year CD and 4.05% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Friends And Family Credit Union for its full lineup. What is the highest savings rate at Friends And Family Credit Union?The highest Friends And Family Credit Union savings rate is its Christmas Club Savings at 0.20% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at Friends And Family Credit Union?The lowest Friends And Family Credit Union auto loan rate is its Auto Loan 2020 & Newer at 5.24% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Friends And Family Credit Union?The lowest Friends And Family Credit Union personal loan rate is its Bill Consolidation & Signature Loans at 9.19% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at Friends And Family Credit Union?The lowest Friends And Family Credit Union credit card APR is its Platinum Rewards Mastercard Credit Card at 9.95% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Friends And Family Credit Union operate?Friends And Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Friends And Family Credit Union?Yes, to access services at Friends And Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Friends And Family Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Friends And Family Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Friends And Family Credit Union offer online and mobile banking?Most modern institutions like Friends And Family Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.friendsandfamilycu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Friends And Family Credit Union rates compare?Friends And Family Credit Union's CD rates are 39% higher than the MonitorBankRates national average, and it has an A+ health rating. Friends And Family Credit Union's top rates are its 18 Month CD - Platinum at 4.10% APY, its Christmas Club Savings at 0.20% APY, its Bill Consolidation & Signature Loans at 9.19% APR and its Platinum Rewards Mastercard Credit Card at 9.95% APR, verified by MonitorBankRates on October 30, 2026. Current Friends And Family Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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