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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
ASHLAND COMMUNITY Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
ASHLAND COMMUNITY's IRA CDs 12 Month Jumbo rates are at 2.45%, IRA CDs 12 Month Regular rates are at 1.84%, IRA CDs 6 Month Jumbo rates are at 1.10%, IRA CDs 6 Month Regular rates are at 0.85%. ASHLAND COMMUNITY's money market rates are at 1.45%. MonitorBankRates evaluates the financial stability of ASHLAND COMMUNITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.46%. Rates were last updated on 04/19/2026. ASHLAND COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ASHLAND COMMUNITY? Share your experience about ASHLAND COMMUNITY by leaving a review below, or read customer reviews before you decide to use ASHLAND COMMUNITY. First National Bank of Long Island
Main Office 1123 Sugarbush Dr
http://www.ashlandfcu.org Ashland, OH 44805 
ASHLAND COMMUNITY CD Rates
ASHLAND COMMUNITY Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for ASHLAND COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ASHLAND COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with ASHLAND COMMUNITY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
ASHLAND COMMUNITY
Website
http://www.ashlandfcu.org
Address
1123 Sugarbush Dr,
Ashland, OH 44805
Phone
419-289-6211
Fax
419-289-1815
President
Brandon Clark
CEO
Christian Dabney
Full-Time Employees
4
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.46%
Return on Assets (ROA)
1.8281%
Return on Equity (ROE)
16.3702%
Non-Performing Loans Ratio (NPL)
0.39%
Total Assets
23,079,140
Total Amount of Shares and Deposits
20,384,528
Total Shares and Deposits < 1 Year
18,124,336
Total Shares and Deposits 1 3 Years
1,910,453
Total Shares and Deposits > 3 Years
349,739
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
142,896
Total Uninsured Shares and Deposits > $250K (F+J)
142,896
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,241,632
Total Interest Expense (Sum of items 6 8)
62,801
Share Certificates
78
Number of Accounts for Share Drafts
1,015
IRA KEOGH Accounts
30
Number of Accounts for Regular Shares
2,470
All other shares
342
Money Market Shares
25
Net Income (unless the amount is already included in Undivided Earnings)
264,511
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,998,791
Total Liabilities
20,501,781
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About ASHLAND COMMUNITYIs ASHLAND COMMUNITY a safe place to deposit money?Yes, ASHLAND COMMUNITY is considered a safe financial institution. With a Texas Ratio of 2.4575156196711%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does ASHLAND COMMUNITY operate?ASHLAND COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join ASHLAND COMMUNITY?Yes, to access services at ASHLAND COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, ASHLAND COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, ASHLAND COMMUNITY provides members with tools to manage their accounts and build a solid financial history. Does ASHLAND COMMUNITY offer online and mobile banking?Most modern institutions like ASHLAND COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.ashlandfcu.org. Current ASHLAND COMMUNITY Rates
Retrieved from our database of financial products. Rates subject to change.
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