☰

New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report See your state’s current score

Home›
Credit Unions›
Topside Federal Credit Union

iAdvertiser Disclosure

Topside Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Topside Federal Credit Union?

Current rates for Topside Federal Credit Union include: 12-Month CD: 3.25%, 18-Month CD: 3.55%, 24-Month CD: 3.50%, 60-Month CD: 3.30%, Savings: 5.00%

Q: What CD terms does Topside Federal Credit Union offer?

Topside Federal Credit Union CD rates are 4.00% APY for a 12 month CD, 3.88% APY for a 13 month CD, 3.55% APY for an 18 month CD, 3.50% APY for a 2 year CD, 3.89% APY for a 58 month CD, 3.89% APY for a 59 month CD and 3.90% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Topside Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Topside Federal Credit Union's 12-Month CD rates are at 4.00%, 60-Month CD rates are at 3.90%, 58-Month CD rates are at 3.89%, 59-Month CD rates are at 3.89%, 13-Month CD rates are at 3.88%. Topside Federal Credit Union's savings rates are at 5.00%. Topside Federal Credit Union's checking rates are as high as 0.15%. Topside Federal Credit Union's RV, Boat and Powersport Loan Rates are as low as 7.99%. Topside Federal Credit Union's Credit Card Rates are at 7.90%. Topside Federal Credit Union's CD rates are 33% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Topside Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.63%. Rates last updated and verified on 10/29/2026.

Topside Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Topside Federal Credit Union? Share your experience about Topside Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Topside Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.63%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Topside Federal Credit Union
Main Office

17442 Dahlgren Rd
Dahlgren, VA 22448

https://topsidefcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Topside Federal Credit Union CD Rates

Product	Rate	APY	Term
12-Month Certificate	3.94%	4.00%	12 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80% Oct 23, 20264.00%▲ from 3.90% Oct 9, 20263.90%▲ from 3.80% Sep 21, 20263.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
12-Month Certificate	3.84%	3.90%	12 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 3 changes since Sep 21, 2026 · 3.70% → 3.90% ▲ 0.20 pts · high 3.90% / low 3.70% Oct 23, 20263.90%▲ from 3.80% Oct 13, 20263.80%▲ from 3.75% Oct 9, 20263.75%▲ from 3.70% Sep 21, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
60-Month Certificate	3.84%	3.90%	60 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.80% → 3.90% ▲ 0.10 pts · high 3.90% / low 3.80% Oct 9, 20263.90%▲ from 3.80% Sep 21, 20263.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
58-Month Certificate	3.83%	3.89%	58 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.79% → 3.89% ▲ 0.10 pts · high 3.89% / low 3.79% Oct 9, 20263.89%▲ from 3.79% Sep 21, 20263.79%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
59-Month Certificate	3.84%	3.89%	59 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.79% → 3.89% ▲ 0.10 pts · high 3.89% / low 3.79% Oct 9, 20263.89%▲ from 3.79% Sep 21, 20263.79%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
13-Month Certificate	3.83%	3.88%	13 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.79% → 3.88% ▲ 0.09 pts · high 3.88% / low 3.79% Oct 9, 20263.88%▲ from 3.79% Sep 14, 20263.79%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
55-Month Certificate	3.82%	3.88%	55 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.78% → 3.88% ▲ 0.10 pts · high 3.88% / low 3.78% Oct 9, 20263.88%▲ from 3.78% Sep 21, 20263.78%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
56-Month Certificate	3.82%	3.88%	56 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.78% → 3.88% ▲ 0.10 pts · high 3.88% / low 3.78% Oct 9, 20263.88%▲ from 3.78% Sep 21, 20263.78%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
57-Month Certificate	3.83%	3.88%	57 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.78% → 3.88% ▲ 0.10 pts · high 3.88% / low 3.78% Oct 9, 20263.88%▲ from 3.78% Sep 21, 20263.78%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
14-Month Certificate	3.81%	3.87%	14 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.78% → 3.87% ▲ 0.09 pts · high 3.87% / low 3.78% Oct 9, 20263.87%▲ from 3.78% Sep 14, 20263.78%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
53-Month Certificate	3.81%	3.87%	53 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.77% → 3.87% ▲ 0.10 pts · high 3.87% / low 3.77% Oct 9, 20263.87%▲ from 3.77% Sep 21, 20263.77%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
54-Month Certificate	3.82%	3.87%	54 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.77% → 3.87% ▲ 0.10 pts · high 3.87% / low 3.77% Oct 9, 20263.87%▲ from 3.77% Sep 21, 20263.77%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
50-Month Certificate	3.80%	3.86%	50 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76% Oct 9, 20263.86%▲ from 3.76% Sep 21, 20263.76%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
51-Month Certificate	3.81%	3.86%	51 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76% Oct 9, 20263.86%▲ from 3.76% Sep 21, 20263.76%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
52-Month Certificate	3.81%	3.86%	52 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76% Oct 9, 20263.86%▲ from 3.76% Sep 21, 20263.76%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
15-Month Certificate	3.80%	3.85%	15 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.78% → 3.85% ▲ 0.07 pts · high 3.85% / low 3.78% Oct 9, 20263.85%▲ from 3.78% Sep 14, 20263.78%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
48-Month Certificate	3.79%	3.85%	48 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75% Oct 9, 20263.85%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
49-Month Certificate	3.80%	3.85%	49 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75% Oct 9, 20263.85%▲ from 3.75% Sep 21, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
16-Month Certificate	3.78%	3.84%	16 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.77% → 3.84% ▲ 0.07 pts · high 3.84% / low 3.77% Oct 9, 20263.84%▲ from 3.77% Sep 14, 20263.77%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
45-Month Certificate	3.78%	3.84%	45 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.74% → 3.84% ▲ 0.10 pts · high 3.84% / low 3.74% Oct 9, 20263.84%▲ from 3.74% Sep 14, 20263.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
46-Month Certificate	3.79%	3.84%	46 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.74% → 3.84% ▲ 0.10 pts · high 3.84% / low 3.74% Oct 9, 20263.84%▲ from 3.74% Sep 14, 20263.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
47-Month Certificate	3.79%	3.84%	47 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.74% → 3.84% ▲ 0.10 pts · high 3.84% / low 3.74% Oct 9, 20263.84%▲ from 3.74% Sep 14, 20263.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
43-Month Certificate	3.77%	3.83%	43 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.73% → 3.83% ▲ 0.10 pts · high 3.83% / low 3.73% Oct 9, 20263.83%▲ from 3.73% Sep 14, 20263.73%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
44-Month Certificate	3.78%	3.83%	44 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.73% → 3.83% ▲ 0.10 pts · high 3.83% / low 3.73% Oct 9, 20263.83%▲ from 3.73% Sep 14, 20263.73%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
17-Month Certificate	3.77%	3.82%	17 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.76% → 3.82% ▲ 0.06 pts · high 3.82% / low 3.76% Oct 9, 20263.82%▲ from 3.76% Sep 14, 20263.76%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
40-Month Certificate	3.76%	3.82%	40 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 3.82% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
41-Month Certificate	3.77%	3.82%	41 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.72% → 3.82% ▲ 0.10 pts · high 3.82% / low 3.72% Oct 9, 20263.82%▲ from 3.72% Sep 14, 20263.72%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
42-Month Certificate	3.77%	3.82%	42 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.72% → 3.82% ▲ 0.10 pts · high 3.82% / low 3.72% Oct 9, 20263.82%▲ from 3.72% Sep 14, 20263.72%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
18-Month Certificate	3.75%	3.81%	18 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 3.81% ▲ 0.06 pts · high 3.81% / low 3.75% Oct 9, 20263.81%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
38-Month Certificate	3.75%	3.81%	38 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.71% → 3.81% ▲ 0.10 pts · high 3.81% / low 3.71% Oct 9, 20263.81%▲ from 3.71% Sep 14, 20263.71%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
39-Month Certificate	3.76%	3.81%	39 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.71% → 3.81% ▲ 0.10 pts · high 3.81% / low 3.71% Oct 9, 20263.81%▲ from 3.71% Sep 14, 20263.71%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
36-Month Certificate	3.75%	3.80%	36 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70% Oct 9, 20263.80%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
37-Month Certificate	3.75%	3.80%	37 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70% Oct 9, 20263.80%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
60-Month Certificate	3.75%	3.80%	60 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70% Oct 9, 20263.80%▲ from 3.70% Sep 21, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
19-Month Certificate	3.74%	3.79%	19 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 3.79% ▲ 0.04 pts · high 3.79% / low 3.75% Oct 9, 20263.79%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
58-Month Certificate	3.74%	3.79%	58 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.69% → 3.79% ▲ 0.10 pts · high 3.79% / low 3.69% Oct 9, 20263.79%▲ from 3.69% Sep 21, 20263.69%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
59-Month Certificate	3.74%	3.79%	59 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.69% → 3.79% ▲ 0.10 pts · high 3.79% / low 3.69% Oct 9, 20263.79%▲ from 3.69% Sep 21, 20263.69%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
11-Month Certificate	3.78%	3.78%	11 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.68% → 3.78% ▲ 0.10 pts · high 3.78% / low 3.68% Oct 9, 20263.78%▲ from 3.68% Sep 21, 20263.68%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
13-Month Certificate	3.73%	3.78%	13 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.69% → 3.78% ▲ 0.09 pts · high 3.78% / low 3.69% Oct 9, 20263.78%▲ from 3.69% Sep 14, 20263.69%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
20-Month Certificate	3.72%	3.78%	20 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.74% → 3.78% ▲ 0.04 pts · high 3.78% / low 3.74% Oct 9, 20263.78%▲ from 3.74% Sep 14, 20263.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
34-Month Certificate	3.72%	3.78%	34 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.78% ▲ 0.08 pts · high 3.78% / low 3.70% Oct 9, 20263.78%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
35-Month Certificate	3.73%	3.78%	35 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.78% ▲ 0.08 pts · high 3.78% / low 3.70% Oct 9, 20263.78%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
55-Month Certificate	3.72%	3.78%	55 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.68% → 3.78% ▲ 0.10 pts · high 3.78% / low 3.68% Oct 9, 20263.78%▲ from 3.68% Sep 21, 20263.68%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
56-Month Certificate	3.73%	3.78%	56 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.68% → 3.78% ▲ 0.10 pts · high 3.78% / low 3.68% Oct 9, 20263.78%▲ from 3.68% Sep 21, 20263.68%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
57-Month Certificate	3.73%	3.78%	57 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.68% → 3.78% ▲ 0.10 pts · high 3.78% / low 3.68% Oct 9, 20263.78%▲ from 3.68% Sep 21, 20263.68%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
14-Month Certificate	3.72%	3.77%	14 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.68% → 3.77% ▲ 0.09 pts · high 3.77% / low 3.68% Oct 9, 20263.77%▲ from 3.68% Sep 14, 20263.68%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
33-Month Certificate	3.72%	3.77%	33 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.77% ▲ 0.07 pts · high 3.77% / low 3.70% Oct 9, 20263.77%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
53-Month Certificate	3.72%	3.77%	53 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.67% → 3.77% ▲ 0.10 pts · high 3.77% / low 3.67% Oct 9, 20263.77%▲ from 3.67% Sep 21, 20263.67%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
54-Month Certificate	3.72%	3.77%	54 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.67% → 3.77% ▲ 0.10 pts · high 3.77% / low 3.67% Oct 9, 20263.77%▲ from 3.67% Sep 21, 20263.67%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
21-Month Certificate	3.71%	3.76%	21 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.73% → 3.76% ▲ 0.03 pts · high 3.76% / low 3.73% Oct 9, 20263.76%▲ from 3.73% Sep 14, 20263.73%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
32-Month Certificate	3.71%	3.76%	32 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.76% ▲ 0.06 pts · high 3.76% / low 3.70% Oct 9, 20263.76%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
50-Month Certificate	3.70%	3.76%	50 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.66% → 3.76% ▲ 0.10 pts · high 3.76% / low 3.66% Oct 9, 20263.76%▲ from 3.66% Sep 21, 20263.66%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
51-Month Certificate	3.71%	3.76%	51 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.66% → 3.76% ▲ 0.10 pts · high 3.76% / low 3.66% Oct 9, 20263.76%▲ from 3.66% Sep 21, 20263.66%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
52-Month Certificate	3.71%	3.76%	52 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.66% → 3.76% ▲ 0.10 pts · high 3.76% / low 3.66% Oct 9, 20263.76%▲ from 3.66% Sep 21, 20263.66%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
15-Month Certificate	3.70%	3.75%	15 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.68% → 3.75% ▲ 0.07 pts · high 3.75% / low 3.68% Oct 9, 20263.75%▲ from 3.68% Sep 14, 20263.68%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
22-Month Certificate	3.69%	3.75%	22 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.72% → 3.75% ▲ 0.03 pts · high 3.75% / low 3.72% Oct 9, 20263.75%▲ from 3.72% Sep 14, 20263.72%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
30-Month Certificate	3.69%	3.75%	30 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70% Oct 9, 20263.75%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
31-Month Certificate	3.70%	3.75%	31 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70% Oct 9, 20263.75%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
48-Month Certificate	3.70%	3.75%	48 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 9, 20263.75%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
49-Month Certificate	3.70%	3.75%	49 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 9, 20263.75%▲ from 3.65% Sep 21, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
60-Month (5-Year) Share Certificate	3.70%	3.75%	60 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
16-Month Certificate	3.69%	3.74%	16 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.67% → 3.74% ▲ 0.07 pts · high 3.74% / low 3.67% Oct 9, 20263.74%▲ from 3.67% Sep 14, 20263.67%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
29-Month Certificate	3.69%	3.74%	29 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.74% ▲ 0.04 pts · high 3.74% / low 3.70% Oct 9, 20263.74%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
45-Month Certificate	3.68%	3.74%	45 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.64% → 3.74% ▲ 0.10 pts · high 3.74% / low 3.64% Oct 9, 20263.74%▲ from 3.64% Sep 14, 20263.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
46-Month Certificate	3.69%	3.74%	46 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.64% → 3.74% ▲ 0.10 pts · high 3.74% / low 3.64% Oct 9, 20263.74%▲ from 3.64% Sep 14, 20263.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
47-Month Certificate	3.69%	3.74%	47 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.64% → 3.74% ▲ 0.10 pts · high 3.74% / low 3.64% Oct 9, 20263.74%▲ from 3.64% Sep 14, 20263.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
58-Month Share Certificate	3.69%	3.74%	58 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.74% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
59-Month Share Certificate	3.69%	3.74%	59 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.74% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
23-Month Certificate	3.68%	3.73%	23 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.72% → 3.73% ▲ 0.01 pts · high 3.73% / low 3.72% Oct 9, 20263.73%▲ from 3.72% Sep 14, 20263.72%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
28-Month Certificate	3.68%	3.73%	28 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.73% ▲ 0.03 pts · high 3.73% / low 3.70% Oct 9, 20263.73%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
43-Month Certificate	3.68%	3.73%	43 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.63% → 3.73% ▲ 0.10 pts · high 3.73% / low 3.63% Oct 9, 20263.73%▲ from 3.63% Sep 14, 20263.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
44-Month Certificate	3.68%	3.73%	44 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.63% → 3.73% ▲ 0.10 pts · high 3.73% / low 3.63% Oct 9, 20263.73%▲ from 3.63% Sep 14, 20263.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
55-Month Share Certificate	3.68%	3.73%	55 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.73% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
56-Month Share Certificate	3.68%	3.73%	56 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.73% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
57-Month Share Certificate	3.68%	3.73%	57 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.73% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
17-Month Certificate	3.67%	3.72%	17 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.66% → 3.72% ▲ 0.06 pts · high 3.72% / low 3.66% Oct 9, 20263.72%▲ from 3.66% Sep 14, 20263.66%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
26-Month Certificate	3.66%	3.72%	26 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.72% ▲ 0.02 pts · high 3.72% / low 3.70% Oct 9, 20263.72%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
27-Month Certificate	3.67%	3.72%	27 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.72% ▲ 0.02 pts · high 3.72% / low 3.70% Oct 9, 20263.72%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
40-Month Certificate	3.67%	3.72%	40 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.62% → 3.72% ▲ 0.10 pts · high 3.72% / low 3.62% Oct 9, 20263.72%▲ from 3.62% Sep 14, 20263.62%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
41-Month Certificate	3.67%	3.72%	41 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.62% → 3.72% ▲ 0.10 pts · high 3.72% / low 3.62% Oct 9, 20263.72%▲ from 3.62% Sep 14, 20263.62%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
42-Month Certificate	3.67%	3.72%	42 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.62% → 3.72% ▲ 0.10 pts · high 3.72% / low 3.62% Oct 9, 20263.72%▲ from 3.62% Sep 14, 20263.62%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
53-Month Share Certificate	3.67%	3.72%	53 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.72% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
54-Month Share Certificate	3.67%	3.72%	54 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.72% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
18-Month Certificate	3.66%	3.71%	18 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.71% ▲ 0.06 pts · high 3.71% / low 3.65% Oct 9, 20263.71%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
25-Month Certificate	3.66%	3.71%	25 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.71% ▲ 0.01 pts · high 3.71% / low 3.70% Oct 9, 20263.71%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
38-Month Certificate	3.66%	3.71%	38 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.61% → 3.71% ▲ 0.10 pts · high 3.71% / low 3.61% Oct 9, 20263.71%▲ from 3.61% Sep 14, 20263.61%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
39-Month Certificate	3.66%	3.71%	39 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.61% → 3.71% ▲ 0.10 pts · high 3.71% / low 3.61% Oct 9, 20263.71%▲ from 3.61% Sep 14, 20263.61%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
50-Month Share Certificate	3.66%	3.71%	50 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.71% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
51-Month Share Certificate	3.66%	3.71%	51 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.71% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
52-Month Share Certificate	3.66%	3.71%	52 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.71% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
24-Month Certificate	3.65%	3.70%	24 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
36-Month Certificate	3.65%	3.70%	36 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60% Oct 9, 20263.70%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
37-Month Certificate	3.65%	3.70%	37 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60% Oct 9, 20263.70%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
48-Month (4 year) Share Certificate	3.65%	3.70%	48 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
49-Month Share Certificate	3.65%	3.70%	49 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
19-Month Certificate	3.64%	3.69%	19 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.69% ▲ 0.04 pts · high 3.69% / low 3.65% Oct 9, 20263.69%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
45-Month Share Certificate	3.64%	3.69%	45 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.69% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
46-Month Share Certificate	3.64%	3.69%	46 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.69% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
47-Month Share Certificate	3.64%	3.69%	47 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.69% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
11-Month Certificate	3.68%	3.68%	11 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.58% → 3.68% ▲ 0.10 pts · high 3.68% / low 3.58% Oct 9, 20263.68%▲ from 3.58% Sep 21, 20263.58%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
20-Month Certificate	3.63%	3.68%	20 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.64% → 3.68% ▲ 0.04 pts · high 3.68% / low 3.64% Oct 9, 20263.68%▲ from 3.64% Sep 14, 20263.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
34-Month Certificate	3.63%	3.68%	34 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.68% ▲ 0.08 pts · high 3.68% / low 3.60% Oct 9, 20263.68%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
35-Month Certificate	3.63%	3.68%	35 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.68% ▲ 0.08 pts · high 3.68% / low 3.60% Oct 9, 20263.68%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
43-Month Share Certificate	3.63%	3.68%	43 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.68% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
44-Month Share Certificate	3.63%	3.68%	44 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.68% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
10-Month Certificate	3.67%	3.67%	10 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.57% → 3.67% ▲ 0.10 pts · high 3.67% / low 3.57% Oct 9, 20263.67%▲ from 3.57% Sep 21, 20263.57%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
33-Month Certificate	3.62%	3.67%	33 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.67% ▲ 0.07 pts · high 3.67% / low 3.60% Oct 9, 20263.67%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
40-Month Share Certificate	3.62%	3.67%	40 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.67% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
41-Month Share Certificate	3.62%	3.67%	41 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.67% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
42-Month Share Certificate	3.62%	3.67%	42 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.67% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
21-Month Certificate	3.61%	3.66%	21 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.63% → 3.66% ▲ 0.03 pts · high 3.66% / low 3.63% Oct 9, 20263.66%▲ from 3.63% Sep 14, 20263.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
32-Month Certificate	3.61%	3.66%	32 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.66% ▲ 0.06 pts · high 3.66% / low 3.60% Oct 9, 20263.66%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
38-Month Share Certificate	3.61%	3.66%	38 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.66% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
39-Month Share Certificate	3.61%	3.66%	39 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.66% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
13-Month Share Certificate	3.60%	3.65%	13 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
14-Month Share Certificate	3.60%	3.65%	14 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
15-Month Share Certificate	3.60%	3.65%	15 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
16-Month Share Certificate	3.60%	3.65%	16 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
17-Month Share Certificate	3.60%	3.65%	17 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
18-Month Share Certificate	3.60%	3.65%	18 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
19-Month Share Certificate	3.60%	3.65%	19 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
20-Month Share Certificate	3.60%	3.65%	20 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
21-Month Share Certificate	3.60%	3.65%	21 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
22-Month Certificate	3.60%	3.65%	22 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.62% → 3.65% ▲ 0.03 pts · high 3.65% / low 3.62% Oct 9, 20263.65%▲ from 3.62% Sep 14, 20263.62%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
22-Month Share Certificate	3.60%	3.65%	22 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
23-Month Share Certificate	3.60%	3.65%	23 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
24-Month (2 year) Share Certificate	3.60%	3.65%	24 months
Min Balance $25,000 Details Balance: $25,000.00 and over; 2 year Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
25-Month Share Certificate	3.60%	3.65%	25 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
26-Month Share Certificate	3.60%	3.65%	26 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
27-Month Share Certificate	3.60%	3.65%	27 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
28-Month Share Certificate	3.60%	3.65%	28 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
29-Month Share Certificate	3.60%	3.65%	29 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
30-Month Certificate	3.60%	3.65%	30 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Oct 9, 20263.65%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
30-Month Share Certificate	3.60%	3.65%	30 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
31-Month Certificate	3.60%	3.65%	31 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Oct 9, 20263.65%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
31-Month Share Certificate	3.60%	3.65%	31 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
32-Month Share Certificate	3.60%	3.65%	32 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
33-Month Share Certificate	3.60%	3.65%	33 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
34-Month Share Certificate	3.60%	3.65%	34 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
35-Month Share Certificate	3.60%	3.65%	35 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
36-Month (3 year) Share Certificate	3.60%	3.65%	36 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
37-Month Share Certificate	3.60%	3.65%	37 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
5-Year IRA Certificate	3.60%	3.65%	5-Year
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
60-Month (5-Year) Share Certificate	3.60%	3.65%	60 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
29-Month Certificate	3.59%	3.64%	29 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.64% ▲ 0.04 pts · high 3.64% / low 3.60% Oct 9, 20263.64%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
58-Month Share Certificate	3.59%	3.64%	58 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.64% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
59-Month Share Certificate	3.59%	3.64%	59 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.64% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
23-Month Certificate	3.58%	3.63%	23 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.62% → 3.63% ▲ 0.01 pts · high 3.63% / low 3.62% Oct 9, 20263.63%▲ from 3.62% Sep 14, 20263.62%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
28-Month Certificate	3.58%	3.63%	28 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.63% ▲ 0.03 pts · high 3.63% / low 3.60% Oct 9, 20263.63%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
55-Month Share Certificate	3.58%	3.63%	55 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.63% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
56-Month Share Certificate	3.58%	3.63%	56 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.63% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
57-Month Share Certificate	3.58%	3.63%	57 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.63% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
26-Month Certificate	3.57%	3.62%	26 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.62% ▲ 0.02 pts · high 3.62% / low 3.60% Oct 9, 20263.62%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
27-Month Certificate	3.57%	3.62%	27 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.62% ▲ 0.02 pts · high 3.62% / low 3.60% Oct 9, 20263.62%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
53-Month Share Certificate	3.57%	3.62%	53 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.62% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
54-Month Share Certificate	3.57%	3.62%	54 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.62% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
25-Month Certificate	3.56%	3.61%	25 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.61% ▲ 0.01 pts · high 3.61% / low 3.60% Oct 9, 20263.61%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
50-Month Share Certificate	3.56%	3.61%	50 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.61% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
51-Month Share Certificate	3.56%	3.61%	51 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.61% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
52-Month Share Certificate	3.56%	3.61%	52 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.61% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
1-Year IRA Certificate	3.55%	3.60%	1-Year
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
2-Year IRA Certificate	3.55%	3.60%	2-Year
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
24-Month Certificate	3.55%	3.60%	24 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
3-Year IRA Certificate	3.55%	3.60%	3-Year
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
48-Month (4 year) Share Certificate	3.55%	3.60%	48 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
49-Month Share Certificate	3.55%	3.60%	49 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
45-Month Share Certificate	3.54%	3.59%	45 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.59% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
46-Month Share Certificate	3.54%	3.59%	46 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.59% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
47-Month Share Certificate	3.54%	3.59%	47 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.59% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
43-Month Share Certificate	3.53%	3.58%	43 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.58% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
44-Month Share Certificate	3.53%	3.58%	44 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.58% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
10-Month Certificate	3.57%	3.57%	10 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.47% → 3.57% ▲ 0.10 pts · high 3.57% / low 3.47% Oct 9, 20263.57%▲ from 3.47% Sep 21, 20263.47%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
40-Month Share Certificate	3.52%	3.57%	40 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.57% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
41-Month Share Certificate	3.52%	3.57%	41 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.57% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
42-Month Share Certificate	3.52%	3.57%	42 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.57% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
38-Month Share Certificate	3.51%	3.56%	38 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.56% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
39-Month Share Certificate	3.51%	3.56%	39 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.56% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
1 Year Add-On Share Certificate	3.50%	3.55%	1 Year
Min Balance $100 Details Balance: $100.00 + over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
13-Month Share Certificate	3.50%	3.55%	13 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
14-Month Share Certificate	3.50%	3.55%	14 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
15-Month Share Certificate	3.50%	3.55%	15 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
16-Month Share Certificate	3.50%	3.55%	16 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
17-Month Share Certificate	3.50%	3.55%	17 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
18-Month Share Certificate	3.50%	3.55%	18 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
19-Month Share Certificate	3.50%	3.55%	19 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
20-Month Share Certificate	3.50%	3.55%	20 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
21-Month Share Certificate	3.50%	3.55%	21 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
22-Month Share Certificate	3.50%	3.55%	22 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
23-Month Share Certificate	3.50%	3.55%	23 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
24-Month (2 year) Share Certificate	3.50%	3.55%	24 months
Min Balance $100 Details Balance: $100.00 - $24,999.99; 2 year Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
25-Month Share Certificate	3.50%	3.55%	25 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
26-Month Share Certificate	3.50%	3.55%	26 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
27-Month Share Certificate	3.50%	3.55%	27 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
28-Month Share Certificate	3.50%	3.55%	28 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
29-Month Share Certificate	3.50%	3.55%	29 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
30-Month Share Certificate	3.50%	3.55%	30 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
31-Month Share Certificate	3.50%	3.55%	31 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
32-Month Share Certificate	3.50%	3.55%	32 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
33-Month Share Certificate	3.50%	3.55%	33 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
34-Month Share Certificate	3.50%	3.55%	34 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
35-Month Share Certificate	3.50%	3.55%	35 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
36-Month (3 year) Share Certificate	3.50%	3.55%	36 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
37-Month Share Certificate	3.50%	3.55%	37 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
5-Year IRA Certificate	3.50%	3.55%	5-Year
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 3.55% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
9-Month Certificate	3.55%	3.55%	9 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.45% → 3.55% ▲ 0.10 pts · high 3.55% / low 3.45% Oct 9, 20263.55%▲ from 3.45% Sep 21, 20263.45%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
1-Year IRA Certificate	3.45%	3.50%	1-Year
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 3.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
2-Year IRA Certificate	3.45%	3.50%	2-Year
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 3.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
3-Year IRA Certificate	3.45%	3.50%	3-Year
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 3.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
9-Month Certificate	3.45%	3.45%	9 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.35% → 3.45% ▲ 0.10 pts · high 3.45% / low 3.35% Oct 9, 20263.45%▲ from 3.35% Sep 21, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
8-Month Certificate	3.43%	3.43%	8 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.33% → 3.43% ▲ 0.10 pts · high 3.43% / low 3.33% Oct 9, 20263.43%▲ from 3.33% Sep 21, 20263.33%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
3 Year Rate Boost Certificate	3.35%	3.40%	3 Year
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 3.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
5 Year Rate Boost Certificate	3.35%	3.40%	5 Year
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 3.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
8-Month Certificate	3.33%	3.33%	8 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.23% → 3.33% ▲ 0.10 pts · high 3.33% / low 3.23% Oct 9, 20263.33%▲ from 3.23% Sep 21, 20263.23%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
7-Month Certificate	3.32%	3.32%	7 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.22% → 3.32% ▲ 0.10 pts · high 3.32% / low 3.22% Oct 9, 20263.32%▲ from 3.22% Sep 21, 20263.22%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
3 Year Rate Boost Certificate	3.25%	3.30%	3 Year
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 3.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
5 Year Rate Boost Certificate	3.25%	3.30%	5 Year
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 3.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
1-Year Add On Certificate	3.21%	3.25%	1 Year
Min Balance $100 Details Balance: $100.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
7-Month Certificate	3.22%	3.22%	7 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.12% → 3.22% ▲ 0.10 pts · high 3.22% / low 3.12% Oct 9, 20263.22%▲ from 3.12% Sep 21, 20263.12%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
6-Month Certificate	3.10%	3.10%	6 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.00% → 3.10% ▲ 0.10 pts · high 3.10% / low 3.00% Oct 9, 20263.10%▲ from 3.00% Sep 21, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
6-Month Certificate	3.10%	3.10%	6 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 3.00% → 3.10% ▲ 0.10 pts · high 3.10% / low 3.00% Oct 9, 20263.10%▲ from 3.00% Sep 21, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
5-Month Certificate	2.98%	2.98%	5 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 2.88% → 2.98% ▲ 0.10 pts · high 2.98% / low 2.88% Oct 9, 20262.98%▲ from 2.88% Sep 21, 20262.88%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
5-Month Certificate	2.98%	2.98%	5 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 2.88% → 2.98% ▲ 0.10 pts · high 2.98% / low 2.88% Oct 9, 20262.98%▲ from 2.88% Sep 21, 20262.88%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
4-Month Certificate	2.91%	2.91%	4 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 2.81% → 2.91% ▲ 0.10 pts · high 2.91% / low 2.81% Oct 9, 20262.91%▲ from 2.81% Sep 21, 20262.81%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
4-Month Certificate	2.91%	2.91%	4 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 2.81% → 2.91% ▲ 0.10 pts · high 2.91% / low 2.81% Oct 9, 20262.91%▲ from 2.81% Sep 21, 20262.81%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
3-Month Certificate	2.85%	2.85%	3 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75% Oct 9, 20262.85%▲ from 2.75% Sep 21, 20262.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
3-Month Certificate	2.85%	2.85%	3 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75% Oct 9, 20262.85%▲ from 2.75% Sep 21, 20262.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Business CD Rates

Product	Rate	APY	Term
Business 12-Month Certificate	3.94%	4.00%	12 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 12-Month Certificate	3.84%	3.90%	12 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 48-Month Certificate	3.79%	3.85%	48-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.85% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 45-Month Certificate	3.78%	3.84%	45-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.84% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 46-Month Certificate	3.79%	3.84%	46-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.84% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 47-Month Certificate	3.79%	3.84%	47-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.84% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 43-Month Certificate	3.77%	3.83%	43-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.83% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 44-Month Certificate	3.78%	3.83%	44-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.83% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 40-Month Certificate	3.76%	3.82%	40-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 41-Month Certificate	3.77%	3.82%	41-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 42-Month Certificate	3.77%	3.82%	42-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 38-Month Certificate	3.75%	3.81%	38-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.81% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 39-Month Certificate	3.76%	3.81%	39-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.81% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 37-Month Certificate	3.75%	3.80%	37-Month
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 11-Month Certificate	3.78%	3.78%	11 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.78% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 48-Month Certificate	3.70%	3.75%	48-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 45-Month Certificate	3.68%	3.74%	45-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.74% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 46-Month Certificate	3.69%	3.74%	46-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.74% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 47-Month Certificate	3.69%	3.74%	47-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.74% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 43-Month Certificate	3.68%	3.73%	43-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.73% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 44-Month Certificate	3.68%	3.73%	44-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.73% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 40-Month Certificate	3.67%	3.72%	40-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.72% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 41-Month Certificate	3.67%	3.72%	41-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.72% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 42-Month Certificate	3.67%	3.72%	42-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.72% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 38-Month Certificate	3.66%	3.71%	38-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 39-Month Certificate	3.66%	3.71%	39-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Certificate - 37-Month Certificate	3.65%	3.70%	37-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 11-Month Certificate	3.68%	3.68%	11 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.68% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 10-Month Certificate	3.67%	3.67%	10 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.67% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 10-Month Certificate	3.57%	3.57%	10 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.57% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 9-Month Certificate	3.55%	3.55%	9 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 9-Month Certificate	3.45%	3.45%	9 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 8-Month Certificate	3.43%	3.43%	8 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.43% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 8-Month Certificate	3.33%	3.33%	8 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.33% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 7-Month Certificate	3.32%	3.32%	7 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.32% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 7-Month Certificate	3.22%	3.22%	7 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.22% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 6-Month Certificate	3.10%	3.10%	6 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 6-Month Certificate	3.10%	3.10%	6 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 5-Month Certificate	2.98%	2.98%	5 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.98% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 5-Month Certificate	2.98%	2.98%	5 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.98% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 4-Month Certificate	2.91%	2.91%	4 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.91% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 4-Month Certificate	2.91%	2.91%	4 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.91% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 3-Month Certificate	2.85%	2.85%	3 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.85% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business 3-Month Certificate	2.85%	2.85%	3 months
Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.85% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Savings Rates

Product	Rate	APY
Youth Savings	5.00%	5.00%
Details Applies only on first $500 deposited; member age 19 or younger; parent or legal guardian joint on account for minors; at age 20 balance transfers to prime share account; deposits over $500 earn regular share savings rate Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Money Market Savings	3.20%	3.25%
Min Balance $150,000 Details Balance: $150,000+ Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Money Market Savings	2.23%	2.25%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Money Market Savings	1.24%	1.25%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Money Market Savings	0.45%	0.45%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 0.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Savings	0.30%	0.30%
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Savings	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Christmas Savings	0.10%	0.10%
Details Dividends paid quarterly; account transfer limitations may apply; rate may change after account opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Membership Savings	0.10%	0.10%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Money Market Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0.01 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Savings	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Savings	0.10%	0.10%
Details Dividends paid quarterly; account transfer limitations may apply; rate may change after account opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Vacation Savings	0.10%	0.10%
Details Dividends paid quarterly; account transfer limitations may apply; rate may change after account opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Business Savings Rates

Product	Rate	APY
Business Premium Savings	0.20%	0.20%
Min Balance $100,000 Details Balance: $100,000.00 and over; Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Premium Savings	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Premium Savings	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Membership Savings	0.05%	0.05%
Min Balance $1 Details Minimum balance of $1.00 required to obtain Credit Union membership; Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Savings	0.05%	0.05%
Min Balance $1 Details Minimum balance of $1.00 required to obtain APY; Dividends paid quarterly; Rates and Terms subject to change after account opening; Account transfer limitations may apply Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Money Market Rates

Product	Rate	APY
Premium Money Market Savings	3.20%	3.25%
Min Balance $150,000 Details Balance: $150,000+ Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Money Market Savings	2.23%	2.25%
Min Balance $50,000 Details Balance: $50,000 - $149,999.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Money Market Savings	1.24%	1.25%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Money Market Savings	0.45%	0.45%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 0.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Money Market Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0.01 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Checking Rates

Product	Rate	APY
Premium Checking	0.15%	0.15%
Min Balance $50,000 Details Balance: $50,000.00 and over; balance required to earn dividends is $2,000; dividends paid monthly; minimum balance required to obtain APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Checking	0.10%	0.10%
Min Balance $20,000 Details Balance: $20,000.00 - $49,999.99; balance required to earn dividends is $2,000; dividends paid monthly; minimum balance required to obtain APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Premium Checking	0.05%	0.05%
Min Balance $2,000 Details Balance: $2,000.00 - $19,999.99; balance required to earn dividends is $2,000; dividends paid monthly; minimum balance required to obtain APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Checking	0.00%	0.00%
Min Balance $1,000 Details Balance required to earn dividends is $1,000; dividends paid quarterly; rate may change after account opening; minimum balance required to obtain APY Last Updated 10/29/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Renew Checking Account	0.00%	0.00%
Min Balance $1,000 Details Balance required to earn dividends is $1,000; dividends paid quarterly; rate may change after account opening; minimum balance required to obtain APY Last Updated 10/29/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Business Checking Rates

Product	Rate	APY
Business Premium Checking	0.03%	0.03%
Min Deposit $1 Min Balance $50,000 Details Balance: $50,000.00 + over; Balance required to earn dividends is $2,000; Dividends paid monthly; Monthly Service Charge assessed if average daily balance is below $2,000.00; 250 free items per month Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 0.03% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Premium Checking	0.01%	0.01%
Min Deposit $1 Min Balance $2,000 Details Balance: $2,000.00 - $19,999.99; Balance required to earn dividends is $2,000; Dividends paid monthly; Monthly Service Charge assessed if average daily balance is below $2,000.00; 250 free items per month Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Premium Checking	0.01%	0.01%
Min Deposit $1 Min Balance $20,000 Details Balance: $20,000.00 - $49,999.99; Balance required to earn dividends is $2,000; Dividends paid monthly; Monthly Service Charge assessed if average daily balance is below $2,000.00; 250 free items per month Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Checking	0.00%	0.00%
No additional details. Last Updated 10/29/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Business Premium Checking	0.00%	0.00%
Min Deposit $1 Min Balance $0 Details Balance: $0.00 - $1,999.99; Balance required to earn dividends is $2,000; Dividends paid monthly; Monthly Service Charge assessed if average daily balance is below $2,000.00; 250 free items per month Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Commercial Checking	0.00%	0.00%
Min Deposit $1 Min Balance $1 Details Balance required to earn dividends is $1,000; Monthly Service Charge assessed if average daily balance is below $1,000.00; 250 free items per month; Dividends paid monthly Last Updated 10/29/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit Up to 80% LTV	7.00%	-	7.00%
Details Maximum credit line: $500,000; WSJ prime rate, variable; Contact us for monthly payment Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Loan Up to 80% LTV	7.00%	-	7.00%	Up to 60 months
Details Maximum loan amount: $500,000 Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 7.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Loan Up to 80% LTV	7.50%	-	7.50%	61 months
Details Term: Over 61 months, up to 120 months; Maximum loan amount: $500,000 Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 7.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Loan 80.01% to 90% LTV	7.75%	-	7.75%	Up to 60 months
Details Maximum loan amount: $500,000 Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 7.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Line of Credit 80.01% to 90% LTV	8.00%	-	8.00%
Details Maximum credit line: $500,000; WSJ prime rate plus 1.00%, variable; Contact us for monthly payment Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Loan Up to 80% LTV	8.00%	-	8.00%	121 months
Details Term: Over 121 months, up to 180 months; Maximum loan amount: $500,000 Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 8.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Loan 80.01% to 90% LTV	8.25%	-	8.25%	61 months
Details Term: Over 61 months, up to 120 months; Maximum loan amount: $500,000 Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 8.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Loan 80.01% to 90% LTV	8.75%	-	8.75%	121 months
Details Term: Over 121 months, up to 180 months; Maximum loan amount: $500,000 Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 8.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Loan 90.01% to 100% LTV	9.25%	-	9.25%	Up to 60 months
Details Maximum loan amount: $250,000 Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 9.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Loan 90.01% to 100% LTV	9.75%	-	9.75%	61 months
Details Term: Over 61 months, up to 120 months; Maximum loan amount: $250,000 Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 9.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Home Equity Loan 90.01% to 100% LTV	10.25%	-	10.25%	121 months
Details Term: Over 121 months, up to 180 months; Maximum loan amount: $250,000 Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 10.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	4.74%	-	4.74%	12 to 36 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 13.74% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 13.74% → 4.74% ▼ 9.00 pts · high 13.74% / low 4.74% Oct 23, 20264.74%▼ from 13.74% Sep 21, 202613.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
New Car Loan	-	-	4.74%	12 months
Details Term: Terms from 12 to 84-months; As Low As; Rates as low as 4.74% APR advertised on New Car Loans page; Annual percentage rate may vary depending on individual credit history and underwriting terms Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 4.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Used Auto Loan	5.24%	-	5.24%	12 to 36 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 14.24% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 14.24% → 5.24% ▼ 9.00 pts · high 14.24% / low 5.24% Oct 23, 20265.24%▼ from 14.24% Sep 21, 202614.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
New Auto Loan	5.74%	-	5.74%	37 to 48 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 14.74% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 14.74% → 5.74% ▼ 9.00 pts · high 14.74% / low 5.74% Oct 23, 20265.74%▼ from 14.74% Sep 21, 202614.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
New Auto Loan	5.99%	-	5.99%	49 to 60 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 14.99% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 14.99% → 5.99% ▼ 9.00 pts · high 14.99% / low 5.99% Oct 23, 20265.99%▼ from 14.99% Sep 21, 202614.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Used Auto Loan	5.99%	-	5.99%	37 to 48 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 14.99% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 14.99% → 5.99% ▼ 9.00 pts · high 14.99% / low 5.99% Oct 23, 20265.99%▼ from 14.99% Sep 21, 202614.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
New Auto Loan	6.49%	-	6.49%	61 to 72 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 15.49% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 15.49% → 6.49% ▼ 9.00 pts · high 15.49% / low 6.49% Oct 23, 20266.49%▼ from 15.49% Sep 21, 202615.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Used Auto Loan	6.49%	-	6.49%	49 to 60 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 15.49% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 15.49% → 6.49% ▼ 9.00 pts · high 15.49% / low 6.49% Oct 23, 20266.49%▼ from 15.49% Sep 21, 202615.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Used Auto Loan	6.74%	-	6.74%	61 to 72 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 15.74% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 15.74% → 6.74% ▼ 9.00 pts · high 15.74% / low 6.74% Oct 23, 20266.74%▼ from 15.74% Sep 21, 202615.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
New Auto Loan	7.49%	-	7.49%	73 to 84 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 16.49% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 16.49% → 7.49% ▼ 9.00 pts · high 16.49% / low 7.49% Oct 23, 20267.49%▼ from 16.49% Sep 21, 202616.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Used Auto Loan	7.74%	-	7.74%	73 to 84 Months
Details Collateral: 100% of MSRP/NADA Value; Maximum APR: 16.74% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 16.74% → 7.74% ▼ 9.00 pts · high 16.74% / low 7.74% Oct 23, 20267.74%▼ from 16.74% Sep 21, 202616.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Older Model Year Vehicle Auto Loan	7.99%	-	7.99%	12 to 36 Months
Details Collateral: Contact Credit Union; Maximum APR: 16.99% Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 7.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Older Model Year Vehicle Auto Loan	7.99%	-	7.99%	37 to 60 Months
Details Collateral: Contact Credit Union; Maximum APR: 16.99% Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 7.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Older Model Year Vehicle Auto Loan	8.99%	-	8.99%	61 to 72 Months
Details Collateral: Contact Credit Union; Maximum APR: 17.99% Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat & RV Loan	7.49%	7.49%	Up to 72 months
Details New & Used; Collateral: 100% of MSRP/NADA Value; Maximum APR: 16.49% Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 16.49% → 7.49% ▼ 9.00 pts · high 16.49% / low 7.49% Oct 23, 20267.49%▼ from 16.49% Sep 21, 202616.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Sports Recreational Vehicle Loan (ATV, UTV, SXS, and Personal Watercraft)	7.99%	7.99%	Up to 72 months
Details New & Used; Collateral: 100% of MSRP/NADA Value; Maximum APR: 16.99% Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 16.99% → 7.99% ▼ 9.00 pts · high 16.99% / low 7.99% Oct 23, 20267.99%▼ from 16.99% Oct 13, 202616.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Credit Card Rates

Product	Rate	APR
Preferred Visa	-	7.90%
Details Credit Amount: $10,000 - $30,000; No Annual Fee; Variable rate, Prime-based (see footnote) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.90% APR · checked 12 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Credit Builder Credit Card	-	9.72%
Details Credit Amount: $250 - $6,000; No Annual Fee; Variable rate, Prime-based (see footnote) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.72% APR · checked 12 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Visa	-	9.90%
Details Credit Amount: $500 - $10,000; No Annual Fee; Variable rate, Prime-based (see footnote) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.90% APR · checked 12 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Rewards Visa	-	13.49%
Details Credit Amount: $5,000 - $30,000; No Annual Fee; Variable rate, Prime-based (see footnote) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 13.49% APR · checked 12 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Personal Loan Rates

Product	APR	Term
Sports Recreational Vehicle Loan (ATV, UTV, SXS, and Personal Watercraft)	7.99%	Up to 72 months
Details New & Used; Collateral: 100% of MSRP/NADA Value; Maximum APR: 16.99% Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 16.99% → 7.99% ▼ 9.00 pts · high 16.99% / low 7.99% Oct 23, 20267.99%▼ from 16.99% Oct 13, 202616.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Personal Loan	9.99%	12 to 36 months
Details Maximum loan amount: $50,000; Maximum APR: 18.00% Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 18.00% → 9.99% ▼ 8.01 pts · high 18.00% / low 9.99% Oct 15, 20269.99%▼ from 18.00% Sep 17, 202618.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Personal Loan	10.99%	37 to 72 months
Details Maximum loan amount: $50,000; Maximum APR: 18.00% Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 18.00% → 10.99% ▼ 7.01 pts · high 18.00% / low 10.99% Oct 15, 202610.99%▼ from 18.00% Sep 17, 202618.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Topside Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Line of Credit	13.75%	-	13.75%
Details Credit limit: $30,000; Minimum Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 13.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
Quick Cash Loan	25.00%	-	25.00%	1 to 12 months
Details Loan amount: $250 - $2,000; Maximum APR: 25.00% Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 25.00% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
IRA Variable Rate	0.05%	-	0.05%
Min Balance $0 Details Balance: $0.01 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
IRA Variable Rate	0.10%	-	0.10%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
IRA Variable Rate	0.20%	-	0.20%
Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%
IRA Variable Rate	0.25%	-	0.25%
Min Balance $100,000 Details Balance: $100,000.00 + over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.63%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Topside Federal Credit Union’s Texas Ratio rose from 3.92% in Q3 2023 to 6.63% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$492M	6.63%	5.0	A
March 31, 2026	$491M	5.65%	5.0	A+
December 31, 2025	$488M	5.13%	5.0	A+
September 30, 2025	$482M	6.05%	5.0	A
June 30, 2025	$485M	6.01%	5.0	A
March 31, 2025	$492M	6.01%	5.0	A
December 31, 2024	$473M	5.59%	5.0	A+
September 30, 2024	$469M	5.22%	5.0	A+
June 30, 2024	$477M	4.25%	5.0	A+
March 31, 2024	$487M	4.15%	5.0	A+
December 31, 2023	$483M	4.56%	5.0	A+
September 30, 2023	$491M	3.92%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Topside Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Topside Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Topside Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Topside Federal Credit Union

Website https://topsidefcu.org

Address 17442 Dahlgren Rd, Dahlgren, VA 22448

Phone 540-663-2181

Fax 540-663-5674

President David Martin

CEO Bruce Six

Full-Time Employees 93

Part-Time Employees 24

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.63%

Return on Assets (ROA)

0.5045%

Return on Equity (ROE)

5.7170%

Non-Performing Loans Ratio (NPL)

1.14%

Total Assets

492,092,381

Total Amount of Shares and Deposits

455,184,939

Total Shares and Deposits < 1 Year

381,967,489

Total Shares and Deposits 1 3 Years

65,510,991

Total Shares and Deposits > 3 Years

7,706,459

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

36,897,772

Total Uninsured Shares and Deposits > $250K (F+J)

36,897,772

Total Insured Shares and Deposits > $250K (item 17 less item K)

418,287,167

Total Interest Expense (Sum of items 6 8)

1,593,733

Share Certificates

1,989

Number of Accounts for Share Drafts

21,115

IRA KEOGH Accounts

850

Number of Accounts for Regular Shares

47,027

All other shares

261

Money Market Shares

1,814

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

24,760,164

Total Liabilities

458,040,450

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Topside Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/topside-federal-credit-union-rates-review-14754">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Topside Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Topside Federal Credit Union

Frequently Asked Questions About Topside Federal Credit Union

Does Topside Federal Credit Union offer CDs?

Yes. Topside Federal Credit Union current CD rates include its 12-Month CD at 4.00% APY, its 60-Month CD at 3.90% APY and its 58-Month CD at 3.89% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Topside Federal Credit Union NCUA insured?

Yes. Topside Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Topside Federal Credit Union?

The highest Topside Federal Credit Union CD rate is its 12-Month CD at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Topside Federal Credit Union offer?

Topside Federal Credit Union CD rates are 4.00% APY for a 12 month CD, 3.88% APY for a 13 month CD, 3.55% APY for an 18 month CD, 3.50% APY for a 2 year CD, 3.89% APY for a 58 month CD, 3.89% APY for a 59 month CD and 3.90% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Topside Federal Credit Union for its full lineup.

What is the highest savings rate at Topside Federal Credit Union?

The highest Topside Federal Credit Union savings rate is its Youth Savings at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Topside Federal Credit Union?

The highest Topside Federal Credit Union money market rate is its Premium Money Market Savings at 3.25% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Topside Federal Credit Union?

The highest Topside Federal Credit Union checking rate is its Premium Checking at 0.15% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Topside Federal Credit Union?

The lowest Topside Federal Credit Union auto loan rate is its New Auto Loan at 4.74%, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Topside Federal Credit Union?

The lowest Topside Federal Credit Union personal loan rate is its Sports Recreational Vehicle Loan (ATV, UTV, SXS, and Personal Watercraft) at 7.99%, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Topside Federal Credit Union?

The lowest Topside Federal Credit Union credit card APR is its Preferred Visa Credit Card at 7.90% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Topside Federal Credit Union operate?

Topside Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Topside Federal Credit Union?

Yes, to access services at Topside Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Topside Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Topside Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Topside Federal Credit Union offer online and mobile banking?

Most modern institutions like Topside Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://topsidefcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Topside Federal Credit Union rates compare?

Topside Federal Credit Union's CD rates are 33% higher than the MonitorBankRates national average, and it has an A health rating. Topside Federal Credit Union's top rates are its 12-Month CD at 4.00% APY, its Youth Savings at 5.00% APY, its Premium Checking at 0.15% APY, its Sports Recreational Vehicle Loan (ATV, UTV, SXS, and Personal Watercraft) at 7.99% APR and its Preferred Visa Credit Card at 7.90% APR, verified by MonitorBankRates on October 29, 2026.

Current Topside Federal Credit Union Rates

12-Month CD3.25%
18-Month CD3.55%
24-Month CD3.50%
60-Month CD3.30%
Savings5.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Topside Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Topside Federal Credit Union Texas Ratio

Topside Federal Credit Union Health Trend

Topside Federal Credit Union CD Rates

Topside Federal Credit Union Business CD Rates

Topside Federal Credit Union Savings Rates

Topside Federal Credit Union Business Savings Rates

Topside Federal Credit Union Money Market Rates

Topside Federal Credit Union Checking Rates

Topside Federal Credit Union Business Checking Rates

Topside Federal Credit Union Home Equity & HELOC

Topside Federal Credit Union Auto Loan Rates

Topside Federal Credit Union RV, Boat and Powersport Loan Rates

Topside Federal Credit Union Credit Card Rates

Topside Federal Credit Union Personal Loan Rates

Topside Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Topside Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Topside Federal Credit Union

Does Topside Federal Credit Union offer CDs?

Are CDs from Topside Federal Credit Union NCUA insured?

What is the highest CD rate at Topside Federal Credit Union?

What CD terms does Topside Federal Credit Union offer?

What is the highest savings rate at Topside Federal Credit Union?

What is the highest money market rate at Topside Federal Credit Union?

What is the highest checking rate at Topside Federal Credit Union?

What is the lowest auto loan rate at Topside Federal Credit Union?

What is the lowest personal loan rate at Topside Federal Credit Union?

What is the lowest credit card APR at Topside Federal Credit Union?

How many branches does Topside Federal Credit Union operate?

Is a member application needed to join Topside Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Topside Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Topside Federal Credit Union rates compare?

Current Topside Federal Credit Union Rates

Compare to Other Credit Unions