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HAXTUN COMMUNITY Rates & Review March 2026

HAXTUN COMMUNITY's 18 month CDs / CDs rates are at 3.56%, IRA CDs / CDs 18 month rates are at 3.56%, 12 month CDs / CDs rates are at 3.51%, IRA CDs / CDs 12 month rates are at 3.51%, 6 month CDs / CDs rates are at 3.46%. HAXTUN COMMUNITY's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of HAXTUN COMMUNITY with a 2.6 Star Rating, an D Overall Health Grade, and a Texas Ratio of 24.18%. Rates were last updated on 03/27/2026.

HAXTUN COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HAXTUN COMMUNITY? Share your experience about HAXTUN COMMUNITY by leaving a review below, or read customer reviews before you decide to use HAXTUN COMMUNITY.

Overall Health & Safety Grade ?
D
Weak Health Score: 64/100
MonitorBankRates Rating ?
2.6
Fair Out of 5.0 Stars
Texas Ratio ?
24.18%
Good Higher than avg
FNB of Dozier
Haxtun Community Federal Credit Union
229 S Colorado Ave
Haxtun, CO 80731 5018
http://haxtuncu.com
Member NCUA

HAXTUN COMMUNITY CD Rates

Product Rate APY Term View More
18 month Share Certificates / CDs - 3.56% 18 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
IRA Certificates / CDs 18 month - 3.56% 18 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
12 month Share Certificates / CDs - 3.51% 12 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
IRA Certificates / CDs 12 month - 3.51% 12 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
6 month Share Certificates / CDs - 3.46% 6 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
IRA Certificates / CDs 6 month - 3.46% 6 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
24 month Share Certificates / CDs - 3.21% 24 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
IRA Certificates / CDs 24 month - 3.21% 24 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
30 month Share Certificates / CDs - 3.00% 30 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
36 month Share Certificates / CDs - 3.00% 36 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
IRA Certificates / CDs 30 month - 3.00% 30 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
IRA Certificates / CDs 36 month - 3.00% 36 month
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%

HAXTUN COMMUNITY Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.99% 84
Details As Low As; Rate Adjusts with Term
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
Used Auto Loan - - 5.50% 84
Details As Low As; Rate Adjusts with Term
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%
Used Auto Loan - - 6.25% 36
Details As Low As; Rate Adjusts with Term
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.40%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for HAXTUN COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HAXTUN COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with HAXTUN COMMUNITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name HAXTUN COMMUNITY
Address 229 S Colorado Ave, Haxtun, CO 80731 5018
Phone 970-774-7396
Fax 970-774-7668
President Jared Andersen
CEO Kristin Hadeen
Full-Time Employees 3
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
2.6 / 5.0 ★
Overall Health & Safety Grade
D (64/100)
Texas Ratio
24.18%
Return on Assets (ROA)
-1.1748%
Return on Equity (ROE)
-21.9322%
Non-Performing Loans Ratio (NPL)
1.72%
Total Assets
5,346,950
Total Amount of Shares and Deposits
4,977,143
Total Shares and Deposits < 1 Year
4,782,680
Total Shares and Deposits 1 3 Years
194,462
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,977,143
Total Interest Expense (Sum of items 6 8)
34,081
Share Certificates
51
Number of Accounts for Share Drafts
274
Number of Accounts for Regular Shares
767
All other shares
3
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
142,601
Total Liabilities
5,060,531
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About HAXTUN COMMUNITY

Is HAXTUN COMMUNITY a safe place to deposit money?

Yes, HAXTUN COMMUNITY is considered a safe financial institution. With a Texas Ratio of 24.182668144192%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does HAXTUN COMMUNITY operate?

HAXTUN COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join HAXTUN COMMUNITY?

Yes, to access services at HAXTUN COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, HAXTUN COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, HAXTUN COMMUNITY provides members with tools to manage their accounts and build a solid financial history.

Does HAXTUN COMMUNITY offer online and mobile banking?

Most modern institutions like HAXTUN COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://haxtuncu.com.

Current HAXTUN COMMUNITY Rates

  • 12-Month CD3.51%
  • 18-Month CD3.56%
  • 24-Month CD3.21%
Retrieved from our database of financial products. Rates subject to change.