Bank of DeSoto CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Bank of DeSoto CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of DeSoto, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of DeSoto CD rates. You can also compare Bank of DeSoto savings rates, MMA rates and mortgage rates using our other rate lists. Bank of DeSoto money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of DeSoto? Share your experience about Bank of DeSoto by leaving a review below, or read customer reviews before you decide to use Bank of DeSoto. Bank of DeSoto Texas Ratio Bank of DeSoto's Texas Ratio is at 13.30%, which is considered excellent. The Texas Ratio for Bank of DeSoto is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Bank of DeSoto is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Bank of DeSoto Rates with Other Competitive Bank and Credit Union Rates
State Bank of Texas
12-Month CD Jumbo
4.35%
$10,000
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Regent Bank (OK)
12-Month CD
4.15%
$1,000
Kirkwood Bank & Trust Co.
3-Month CD
4.06%
$500
Genesis Bank
24-Month CD
4.00%
$1,000
Winchester Co-operative Bank
18-Month CD
4.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Bank of DeSoto rate data right now, check back for updates, we are adding rates all the time. Bank of DeSoto InformationBank of DeSoto
2011 N Hampton RdDe Soto, TX 75115 Dallas Established Date: 01/27/1986 FDIC Certificate #: 26542 Date of FDIC Deposit Insurance: 01/27/1986 Bank Holding Company: D BCORP INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.bankdesoto.com
Is Bank of DeSoto FDIC Insured? Yes
What is Bank of DeSoto's Cert number? 26542
What is the maximum amount for insured deposits? $250,000 per holder, per account
Bank of DeSoto FinancialsTotal Assets:
$227,757,000
Total Deposits:
$202,124,000
Equity Capital:
$24,602,000
Domestic Deposits:
$202,124,000
Net Income:
$1,103,000
Return on Assets:
2.3824%
Quarterly Return on Assets:
1.9300%
Pretax Return on Assets:
1.9277%
Pretax Quarterly Return on Assets:
1.9300%
Return on Equity:
23.2400%
Quarterly Return on Equity:
17.9500%
Leverage Tier 1 (Core Capital) Ratio:
10.3250%
Total Interest Income (YTD):
7.4721%
Headquarters:
De Soto
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Dallas
# of Offices:
1
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAverage mortgage rates today declined on lower bond yields as the focus shifts from the crisis in Europe to the struggling economy in the United States. Last Friday bond yields increased on the news the European Financial Stability Facility (EFSF) would lend money directly to banks; this sent mortgage rates higher over the weekend.
As we head until the final weeks of 2012 both average savings rates and money market rates are unchanged, ending another year of ultra low deposit rates. The best savings rates and best money market rates on our rate lists also haven't changed this week and probably won't for at least a couple more years.
By Steve Bergman
Bank or Credit Union Offers and DealsEH National Bank Money Market Account Rates now at 0.80%Mortgage Rates Weekend Update: 30 Year Mortgage Rates at 4.21% Alabama Credit Union Certificate of Deposit Rates Banks to Rescue FDIC Republic Bank Mortgage Rates Today Investing Terms Mortgage Refinance Rates: 30 Year Refinance Rates at 4.93%, 15 Year Refinance Rates at 4.35% Mortgage Rates Continue to Decline: 30 Year Mortgage Rates at 4.75% Mortgage Rates Jump Sharply Higher this Week Evergeen Bank Group Savings Account Rates & MMA Rates Alternative Bank and Credit Union Offers to ExploreCurrent Mortgage Rates at 5.18% - 10-Year Treasury Yields at 3.45%Mortgage Rates Lower Today as Bond Yields Tumble CD Rates: Current CD Rates July 08, 2009 Hudson City Savings Bank Money Market Savings U.S. Bank CD Rates: 7-Month 4.80%, 15-Month 4.85%, and 11-Month 4.95% Investing in Certificate of Deposit Accounts Mortgage Rates Decline, Lowest 30 Year Mortgage Rates at 3.875% Hartford, Connecticut Savings Interest Account Rates and Savings Yields Auto Loan Rates: Average Rates This Week California First National Bank 1 Year CD Rates now at 1.25% Bank of DeSoto ReviewsThere are no reviews for Bank of DeSoto yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.28%, 6-month CD rates at 3.50% and 3-month CD rates at 2.75%. Current savings rates are at 1.50% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 5.99%. Credit Card rates are at 8.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. 
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