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Community First National Bank Manhattan, KS

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Community First National Bank Manhattan, KS Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First National Bank Manhattan, KS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Community First National Bank Manhattan, KS rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Community First National Bank Manhattan, KS, and you can see how they compare in the Community First National Bank Manhattan, KS rate tables below. MonitorBankRates evaluates the financial stability of Community First National Bank Manhattan, KS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.41%. Database rates last updated and verified on 09/23/2026.

Community First National Bank Manhattan, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First National Bank Manhattan, KS? Share your experience about Community First National Bank Manhattan, KS by leaving a review below, or read customer reviews before you decide to use Community First National Bank Manhattan, KS.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.41%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Community First National Bank

215 S Seth Child Rd
Manhattan, KS 66502

https://www.cfnb.bank

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Financial Health History

Community First National Bank Manhattan, KS’s Texas Ratio stayed near 1.35% in Q3 2023 to 1.41% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$375M	1.41%	5.0	A+
March 31, 2026	$367M	12.23%	5.0	A
December 31, 2025	$362M	11.68%	5.0	A
September 30, 2025	$364M	10.80%	5.0	A
June 30, 2025	$357M	11.17%	5.0	A
March 31, 2025	$352M	11.36%	5.0	A
December 31, 2024	$341M	12.16%	5.0	A
September 30, 2024	$349M	12.47%	5.0	A
June 30, 2024	$337M	14.76%	5.0	A-
March 31, 2024	$324M	15.90%	4.9	A-
December 31, 2023	$318M	12.56%	5.0	A
September 30, 2023	$318M	1.35%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community First National Bank Manhattan, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community First National Bank Manhattan, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community First National Bank Manhattan, KS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community First National Bank Manhattan, KS

Bank Holding Company TTAC CORP

Address 215 S Seth Child Rd, Manhattan, KS 66502 · Riley

Website https://www.cfnb.bank

FDIC Certificate # 35585

Established 20010201

FDIC Insurance Date 20010201

Domestic Offices 2

Total Branches 2

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.41%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.8814%

Return on Equity (ROE) 17.3900%

Non-Performing Loans (NPL) 0.15%

Total Assets $374,680,000

Total Deposits $326,694,000

Equity Capital $40,649,000

Net Income $3,461,000

Headquarters Manhattan

Total Branches and Offices 2

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Community First National Bank Manhattan, KS earned the Verified Healthy badge

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Frequently Asked Questions About Community First National Bank Manhattan, KS

How many branches does Community First National Bank Manhattan, KS operate?

Community First National Bank Manhattan, KS currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community First National Bank Manhattan, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First National Bank Manhattan, KS provides members with tools to manage their accounts and build a solid financial history.

Does Community First National Bank Manhattan, KS offer online and mobile banking?

Most modern institutions like Community First National Bank Manhattan, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cfnb.bank.