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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Home Loan SB Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 16, 2026
Home Loan SB's 5-Month Certificate SPECIAL rates are at 3.95%, 12-Month Certificate SPECIAL rates are at 3.85%, 12-Month IRA Certificate SPECIAL rates are at 3.85%, 24-35-Month Certificate rates are at 3.25%, 24-35-Month IRA Certificate rates are at 3.10%. Home Loan SB's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Home Loan SB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.58%. Rates were last updated on 04/16/2026. Home Loan SB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home Loan SB? Share your experience about Home Loan SB by leaving a review below, or read customer reviews before you decide to use Home Loan SB. 
Home Loan SB CD Rates
Home Loan SB Savings Rates
Home Loan SB Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Home Loan SB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Home Loan SB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Home Loan SB's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Home Loan SB
Bank Holding Company
HOME LOAN FINANCIAL CORP
Address
413 Main St,
Coshocton, OH 43812 · Coshocton
FDIC Certificate #
29695
Established
01/01/1882
FDIC Insurance Date
08/09/1989
Domestic Offices
5
Total Branches
5
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.58%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.8263%
Return on Equity (ROE)
16.4800%
Non-Performing Loans (NPL)
0.22%
Total Assets
$376,010,000
Total Deposits
$307,370,000
Equity Capital
$43,322,000
Net Income
$7,751,000
Headquarters
Coshocton
Total Offices
5
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Home Loan SBIs Home Loan SB a safe place to deposit money?Yes, Home Loan SB is considered a safe financial institution. With a Texas Ratio of 2.580982557603%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Home Loan SB operate?Home Loan SB currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Home Loan SB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Home Loan SB provides members with tools to manage their accounts and build a solid financial history. Does Home Loan SB offer online and mobile banking?Most modern institutions like Home Loan SB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.homeloansavingsbank.com. Current Home Loan SB Rates
Retrieved from our database of financial products. Rates subject to change.
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