Minnesota First CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.00%, 6-month CD rates at 0.50% and 3-month CD rates at 0.10%. Current savings rates are at 0.20% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 18.24%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates. Minnesota First's 18-Month CD rates are at 4.25%, 24-Month CD rates are at 3.65%, 36-Month CD rates are at 3.54%, 60-Month CD rates are at 3.29%, 12-Month CD rates are at 3.23%. Minnesota First's savings rates are at 0.15%.
To see how these rates compare to Minnesota First CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Minnesota First, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Minnesota First CD rates. You can also compare Minnesota First savings rates, MMA rates and mortgage rates using our other rate lists. Minnesota First money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Minnesota First? Share your experience about Minnesota First by leaving a review below, or read customer reviews before you decide to use Minnesota First. Minnesota First Texas Ratio Minnesota First's Texas Ratio is at 2.01%, which is considered excellent. The Texas Ratio for Minnesota First is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Minnesota First is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Minnesota First CD Rates and Interest Rates
Minnesota First
18-Month CD
4.25%
$500
Minnesota First
24-Month CD
3.65%
$500
Minnesota First
36-Month CD
3.54%
$500
Minnesota First
60-Month CD
3.29%
$500
Minnesota First
12-Month CD
3.23%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Minnesota First Rates with Other Competitive Bank and Credit Union Rates
Neighbors Bank
Savings
4.60%
$1
ABCO Federal Credit Union
6-Month CD
4.07%
$1,000
Bank of the Flint Hills
36-Month CD
4.06%
$500
Inova Federal Credit Union
Shield Checking
4.00%
$0
The Harrison B&L Assoc.
6-Month CD
3.79%
$2,500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 7, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Minnesota First InformationMinnesota First
1932 Viking Dr NwRochester, MN 55901 Olmsted Established Date: 01/01/1956 FDIC Certificate #: 26755 Date of FDIC Deposit Insurance: 08/07/1986 How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.mnfirst.com
Is Minnesota First FDIC Insured? Yes
What is Minnesota First's Cert number? 26755
What is the maximum amount for insured deposits? $250,000 per holder, per account
Minnesota First FinancialsTotal Assets:
$25,387,000
Total Deposits:
$19,113,000
Equity Capital:
$4,122,000
Domestic Deposits:
$19,113,000
Net Income:
$6,000
Return on Assets:
0.2378%
Quarterly Return on Assets:
0.1000%
Pretax Return on Assets:
0.0958%
Pretax Quarterly Return on Assets:
0.1000%
Return on Equity:
1.3800%
Quarterly Return on Equity:
0.5800%
Common Equity Tier 1 Capital Ratio:
23.4421%
Tier 1 Risk-Based Capital Ratio:
23.4421%
Leverage Tier 1 (Core Capital) Ratio:
17.3173%
Total Risk-Based Capital Ratio (YTD):
24.7050%
Total Interest Income (YTD):
7.3778%
Headquarters:
Rochester
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Olmsted
# of Offices:
4
Metropolitan Statistical Area (MSA):
Rochester, MN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates started 2019 by moving lower, continuing the downtrend of the past three months. Mortgage rates today on 30 year conforming loans are averaging 4.51 percent, down from 4.61 percent the last week of December 2018.Mortgage rates increased and mortgage loan applications fell in the latest mortgage survey. Average mortgage rates are at the highest level in a month. In the weekly Mortgage Application Survey released by the Mortgage Bankers Association the average contract rate on 30 year mortgage loans increased to 4.69% with 0.90 mortgage points. The average mortgage rate the prior week was 4.46% with 1.19 mortgage points.
MonitorBankRates.com has five new financial calculators including a Certificate of Deposit (CD) calculator. The calculators are very easy to use and are located under the "Calculators" tab. A CD calculator will help you determine how much interest you will earn on a CD.
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