Minnesota First CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 5.35% and 3-month CD rates at 4.25%. Current savings rates are at 0.05% and money market rates are at 3.50%. Mortgage rates today on 30-year fixed loans are around 7.14%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates. Minnesota First's 36-Month CD rates are at 3.54%, 24-Month CD rates are at 3.43%, 18-Month CD rates are at 3.34%, 60-Month CD rates are at 3.29%, 12-Month CD rates are at 3.23%. Minnesota First's savings rates are at 0.15%.

Minnesota First

To see how these rates compare to Minnesota First CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Minnesota First, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Minnesota First CD rates. You can also compare Minnesota First savings rates, MMA rates and mortgage rates using our other rate lists.

Minnesota First money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Minnesota First? Share your experience about Minnesota First by leaving a review below, or read customer reviews before you decide to use Minnesota First.

Minnesota First Texas Ratio

Minnesota First's Texas Ratio is at 3.60%, which is considered excellent. The Texas Ratio for Minnesota First is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Minnesota First is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.23%
18-Month CD
3.34%
24-Month CD
3.43%
36-Month CD
3.54%
48-Month CD
3.14%
60-Month CD
3.29%
Savings
0.15%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Minnesota First
1932 Viking Dr Nw
Rochester, MN 55901
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Minnesota First CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Minnesota First
Minnesota First
36-Month CD
3.54%
$500
Minnesota First
Minnesota First
24-Month CD
3.43%
$500
Minnesota First
Minnesota First
18-Month CD
3.34%
$500
Minnesota First
Minnesota First
60-Month CD
3.29%
$500
Minnesota First
Minnesota First
12-Month CD
3.23%
$500
Minnesota First
Minnesota First
48-Month CD
3.14%
$500
Minnesota First
Minnesota First
Premium Savings Account
2.75%
$100,000
Minnesota First
Minnesota First
Regular Savings
0.15%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Minnesota First Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Needham Bank
Needham Bank
3-Month CD Special
5.25%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
21-Month CD w/relationship
5.00%
$500
Webster Bank
Webster Bank
7-Month CD
5.00%
$500
QNB Bank
QNB Bank
High Yield Money Market
4.70%
$2,500,000
Barclays Bank
Barclays Bank
18-Month CD
4.50%
$0
Alden State Bank
Alden State Bank
12-Month CD
4.50%
$500
First Westroads Bank
First Westroads Bank
15-Month CD
4.50%
$500
Santander Bank
Santander Bank
11-Month CD
4.50%
$500
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
4.25%
$500
America First Federal Credit Union
America First Federal Credit Union
48-Month CD certificate
4.20%
$500
Academy Bank
Academy Bank
Premier Money Market 6-month special
4.15%
$10,000
Marcus Bank
Marcus Bank
48-Month CD
4.05%
$500
FNB of Bellville
FNB of Bellville
Personal Investment Money Market
4.00%
$2,000,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
60-Month CD
3.75%
$500
Security Federal Bank
Security Federal Bank
Money Market
3.50%
$100,000
Sandy Spring Bank
Sandy Spring Bank
Premier Money Market Savings
3.50%
$250,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
18-Month CD
3.25%
$1,000
Bank5 Connect
Bank5 Connect
21-Month CD
3.20%
$500
T Bank
T Bank
18-Month CD
3.20%
$1,000
GTE Financial CU
GTE Financial CU
60-Month CD
3.04%
$500
First National Bank in Olney
First National Bank in Olney
18-Month CD
3.04%
$500
ESSA Bank & Trust
ESSA Bank & Trust
60-Month CD
3.00%
$1,000
Coleman County State Bank
Coleman County State Bank
24-Month CD
2.94%
$1,000
Lake City Federal Bank
Lake City Federal Bank
60-Month CD
2.58%
$1,000
First National Bank of Michigan
First National Bank of Michigan
60-Month CD
2.53%
$0
NBT Financial Bank
NBT Financial Bank
36-Month Jumbo CD
2.52%
$250,000
HomePride Bank
HomePride Bank
36-Month CD
2.27%
$500
Cornhusker Bank
Cornhusker Bank
36-Month CD
2.05%
$1,000
First Peoples Bank Pine Mountain, GA
First Peoples Bank Pine Mountain, GA
Savings Account Kasasa <-$20K
2.00%
$100
Merrimack County SB
Merrimack County SB
12-Month CD
2.00%
$500
Alliance Bank IN
Alliance Bank IN
24-Month CD
1.96%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
18-Month CD
1.91%
$1,000
Westmoreland Federal S&L
Westmoreland Federal S&L
48-Month CD
1.75%
$500
Henderson State Bank
Henderson State Bank
9-Month CD
1.70%
$500
Community Bank Owatonna
Community Bank Owatonna
48-Month CD
1.40%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Money Market Shares
1.06%
$100,000
Coastal Heritage Bank
Coastal Heritage Bank
Money Market
1.00%
$75,000
New Horizon Bank
New Horizon Bank
12-Month CD
1.00%
$500
Bangor Savings Bank
Bangor Savings Bank
24-Month CD
0.75%
$500
New Mexico B&T
New Mexico B&T
24-Month CD
0.70%
$1,000
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
18-Month CD
0.60%
$500
Community National Bank (VT)
Community National Bank (VT)
30-Month CD
0.59%
$2,500
State Bank of Canton
State Bank of Canton
3-Month CD
0.50%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
Regular Savings
0.49%
$50
West Plains S&L
West Plains S&L
6-Month CD
0.45%
$1,000
Franklin Bank
Franklin Bank
12-Month CD
0.25%
$500
Town & Country B&T Co.
Town & Country B&T Co.
24-Month CD
0.25%
$1,000
NVE Bank
NVE Bank
48-Month CD
0.21%
$1,000
Lake Elmo Bank
Lake Elmo Bank
Money Market
0.16%
$0
FNB of Scotia
FNB of Scotia
6-Month CD
0.04%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Minnesota First Information

Minnesota First
1932 Viking Dr Nw
Rochester, MN 55901
Olmsted
Established Date: 01/01/1956
FDIC Certificate #: 26755
Date of FDIC Deposit Insurance: 08/07/1986
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Minnesota First FDIC Insured? Yes
What is Minnesota First's Cert number? 26755
What is the maximum amount for insured deposits? $250,000 per holder, per account

Minnesota First Financials

Total Assets:
$24,386,000
Total Deposits:
$19,662,000
Equity Capital:
$4,259,000
Domestic Deposits:
$19,662,000
Net Income:
$22,000
Return on Assets:
0.6298%
Quarterly Return on Assets:
0.3500%
Pretax Return on Assets:
0.4840%
Pretax Quarterly Return on Assets:
0.4800%
Return on Equity:
3.6900%
Quarterly Return on Equity:
2.0700%
Common Equity Tier 1 Capital Ratio:
23.0505%
Tier 1 Risk-Based Capital Ratio:
23.0505%
Leverage Tier 1 (Core Capital) Ratio:
17.0501%
Total Risk-Based Capital Ratio (YTD):
24.3111%
Total Interest Income (YTD):
6.5714%
 
 
Headquarters:
Rochester
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Olmsted
# of Offices:
4
Metropolitan Statistical Area (MSA):
Rochester, MN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Mortgage rates decreased in this week's mortgage rates survey following bond yields lower on a weak jobs report. In the Primary Mortgage Market Survey released by Freddie Mac, conforming fixed 30 year mortgage rates averaged 4.51% with 0.7 mortgage discount points for the week ending July 14, 2011. In the prior week's mortgage rate survey 30 year mortgage rates at 4.60% with 0.7 discount points.
Some banks and credit unions have already increased their deposit rates by small amounts in anticipation of the FOMC increasing their key rate. Exactly when the Fed will increase the rate is hotly debated but rest assured the increase will likely come in the first half of 2015.
CD Rates continued to go down this past week. 3 month CD rates are still under one percent at 0.88 percent with an annual percentage yield of 0.89 percent. 6 month CD rates are just over one percent at 1.19 percent with an annual percentage yield of 1.21 percent.

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