Bank of Texas CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Bank of Texas CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Texas, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Texas CD rates. You can also compare Bank of Texas savings rates, MMA rates and mortgage rates using our other rate lists. Bank of Texas money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Texas? Share your experience about Bank of Texas by leaving a review below, or read customer reviews before you decide to use Bank of Texas. Bank of Texas Texas Ratio Bank of Texas's Texas Ratio is at 1.18%, which is considered excellent. The Texas Ratio for Bank of Texas is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Bank of Texas is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Bank of Texas Rates with Other Competitive Bank and Credit Union Rates
DCU Digital Federal Credit Union
Primary Savings
6.17%
$5
State Bank of Texas
High-Rate Jumbo Money Market
4.75%
$100,000
Prairie Bank of Kansas
12-Month CD
4.04%
$1,000
Finance Factors
12-Month CD
3.85%
$1,000
Bank of Franklin County
48-Month CD
3.65%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Bank of Texas rate data right now, check back for updates, we are adding rates all the time. Bank of Texas InformationBank of Texas
306 W Wall StMidland, TX 79701 Midland Established Date: 08/04/1962 FDIC Certificate #: 18576 Date of FDIC Deposit Insurance: 08/04/1962 Bank Holding Company: TALL CITY BANCSHARES INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.bankoftexasonline.com
Is Bank of Texas FDIC Insured? Yes
What is Bank of Texas's Cert number? 18576
What is the maximum amount for insured deposits? $250,000 per holder, per account
Bank of Texas FinancialsTotal Assets:
$534,531,000
Total Deposits:
$394,988,000
Equity Capital:
$70,570,000
Domestic Deposits:
$394,988,000
Net Income:
$3,820,000
Return on Assets:
3.7899%
Quarterly Return on Assets:
2.8900%
Pretax Return on Assets:
3.6572%
Pretax Quarterly Return on Assets:
3.6600%
Return on Equity:
30.8200%
Quarterly Return on Equity:
21.7900%
Common Equity Tier 1 Capital Ratio:
12.8702%
Tier 1 Risk-Based Capital Ratio:
12.8702%
Leverage Tier 1 (Core Capital) Ratio:
12.3691%
Total Risk-Based Capital Ratio (YTD):
13.9696%
Total Interest Income (YTD):
6.9173%
Headquarters:
Midland
FDIC Field Office:
Lubbock
Regulator:
FED
County:
Midland
# of Offices:
3
Metropolitan Statistical Area (MSA):
Midland, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
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Today's 12-month CD rates can be found at 2.95%, 6-month CD rates at 1.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 16.20%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. 
Nationwide Bank has the highest 18 month CD interest rate on our list in San Antonio, Texas. Nationwide Bank is offering 18 month bank CD rates at 1.39 percent with a bank CD yield of 1.40 percent. The current national average 18 month CD rate is only 0.78 percent.Bank of Internet has the second best 18 month CD interest rate on our list in San Antonio, TX. Bank of Internet's current 18 month rate is 1.35 percent with a yield of 1.36 percent.The third highest interest rate on our San Antonio list is from Discover Bank and Ally Bank. Both Discover and Ally are offering 18 month interest rates at 1.34 percent with a yield of 1.35 percent. 
36 month certificate of deposit rates are averaging 1.84 percent this week. There are 
