Capital Bank TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.06%, 6-month CD rates at 3.87% and 3-month CD rates at 0.30%. Current savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.64%. Credit Card rates are at 9.99%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Capital Bank TX's 12-Month CD rates are at 2.32%, 18-Month CD rates are at 2.01%, 60-Month CD rates are at 0.75%, 48-Month CD rates are at 0.60%, 36-Month CD rates are at 0.60%. Capital Bank TX's savings rates are at 0.25%. Capital Bank TX's money market rates are at 0.30%.

Capital Bank TX

To see how these rates compare to Capital Bank TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Capital Bank TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Capital Bank TX CD rates. You can also compare Capital Bank TX savings rates, MMA rates and mortgage rates using our other rate lists.

Capital Bank TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capital Bank TX? Share your experience about Capital Bank TX by leaving a review below, or read customer reviews before you decide to use Capital Bank TX.

Capital Bank TX Texas Ratio

Capital Bank TX's Texas Ratio is at 0.13%, which is considered excellent. The Texas Ratio for Capital Bank TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Capital Bank TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.32%
18-Month CD
2.01%
24-Month CD
0.55%
36-Month CD
0.60%
48-Month CD
0.60%
60-Month CD
0.75%
Savings
0.25%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Capital Bank TX
10304 East Fwy
Jacinto City, TX 77029
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Capital Bank TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Capital Bank TX
Capital Bank TX
12-Month CD
2.32%
$500
Capital Bank TX
Capital Bank TX
18-Month CD
2.01%
$500
Capital Bank TX
Capital Bank TX
60-Month CD
0.75%
$500
Capital Bank TX
Capital Bank TX
36-Month CD
0.60%
$500
Capital Bank TX
Capital Bank TX
48-Month CD
0.60%
$500
Capital Bank TX
Capital Bank TX
24-Month CD
0.55%
$500
Capital Bank TX
Capital Bank TX
Investors Choice Money Market
0.30%
$25,000
Capital Bank TX
Capital Bank TX
Savings
0.25%
$100
Capital Bank TX
Capital Bank TX
NOW Checking
0.15%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Capital Bank TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
Whatcom Educational Credit Union
Stash (Emergency) Savings
6.00%
$0
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Lifetime Checking
5.12%
$0
Heritage Bank of St Tammany
Heritage Bank of St Tammany
12-Month CD
4.08%
$500
Manasquan Bank
Manasquan Bank
18-Month CD
3.85%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
12-Month CD
3.80%
$500
Goldwater Bank
Goldwater Bank
60-Month CD
3.75%
$500
Bank Midwest
Bank Midwest
18-Month CD
3.65%
$500
Saco & Biddeford Savings
Saco & Biddeford Savings
18-Month CD
3.35%
$500
Compass Savings Bank
Compass Savings Bank
60-Month CD
3.30%
$500
Hughes Federal Credit Union
Hughes Federal Credit Union
6-Month CD
3.30%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
36-Month CD
3.25%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
18-Month CD
3.25%
$1,000
Ponce Bank
Ponce Bank
60-Month CD
3.25%
$1,000
Cornerstone State Bank
Cornerstone State Bank
48-Month CD (Jumbo)
3.02%
$200,000
M&T Bank
M&T Bank
12-Month CD (Select)
3.00%
$1,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
18-Month CD
3.00%
$500
TriCentury Bank
TriCentury Bank
24-Month CD
3.00%
$1,000
WVS West View SB
WVS West View SB
60-Month CD
3.00%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
30-Month CD
2.85%
$500
4U Federal Credit Union
4U Federal Credit Union
24-Month CD
2.79%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
18-Month CD
2.78%
$1,000
Grand Timber Bank
Grand Timber Bank
36-Month CD
2.52%
$500
New Tripoli Bank
New Tripoli Bank
60-Month CD
2.50%
$500
Community First Bank of Indiana
Community First Bank of Indiana
36-Month CD
2.25%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
Choice Checking
2.00%
$25
State Bank of Industry
State Bank of Industry
24-Month CD
1.76%
$1,000
UniBank
UniBank
60-Month CD
1.75%
$500
United Republic Bank
United Republic Bank
High Yield Money Market
1.50%
$100,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
48-Month CD
1.36%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
24-Month CD
1.20%
$2,500
Integrity Bank & Trust
Integrity Bank & Trust
Personal Money Market
1.01%
$0
SSB State Street Bank
SSB State Street Bank
12-Month CD
1.00%
$1,000
Eclipse Bank
Eclipse Bank
48-Month CD
0.60%
$1,000
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
HomePride Bank
HomePride Bank
Kasasa Savings
0.50%
$50
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
36-Month CD
0.45%
$500
Washington Financial Bank
Washington Financial Bank
48-Month CD
0.45%
$50
First Southwest Bank
First Southwest Bank
Eagle Savings
0.35%
$0
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
18-Month CD
0.30%
$1,000
Jones Bank
Jones Bank
Money Market Plus
0.30%
$1,000
Mayville State Bank
Mayville State Bank
24-Month CD
0.25%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
Savings
0.15%
$0
Gouverneur S&L
Gouverneur S&L
Passbook Savings
0.10%
$10
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
6-Month CD
0.10%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
Statement Savings
0.10%
$10
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Savings
0.10%
$50
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Interest Checking
0.05%
$500
National Bank of Malvern
National Bank of Malvern
Money Market
0.05%
$25
SSB Sherwood State Bank
SSB Sherwood State Bank
Statement Savings
0.02%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Capital Bank TX Information

Capital Bank TX
10304 East Fwy
Jacinto City, TX 77029
Harris
Established Date: 04/10/1965
FDIC Certificate #: 19401
Date of FDIC Deposit Insurance: 04/10/1965
Bank Holding Company: JSA FAMILY LTD PARTNERSHIP
How Many Domestic U.S. Offices? 8
How Many Branches are There? 9
Is Capital Bank TX FDIC Insured? Yes
What is Capital Bank TX's Cert number? 19401
What is the maximum amount for insured deposits? $250,000 per holder, per account

Capital Bank TX Financials

Total Assets:
$594,415,000
Total Deposits:
$529,066,000
Equity Capital:
$57,592,000
Domestic Deposits:
$529,066,000
Net Income:
$1,520,000
Return on Assets:
1.3168%
Quarterly Return on Assets:
1.0300%
Pretax Return on Assets:
1.2975%
Pretax Quarterly Return on Assets:
1.3000%
Return on Equity:
14.0600%
Quarterly Return on Equity:
10.6300%
Common Equity Tier 1 Capital Ratio:
12.7227%
Tier 1 Risk-Based Capital Ratio:
12.7227%
Leverage Tier 1 (Core Capital) Ratio:
10.3761%
Total Risk-Based Capital Ratio (YTD):
13.8730%
Total Interest Income (YTD):
5.2561%
 
 
Headquarters:
Jacinto City
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Harris
# of Offices:
8
Metropolitan Statistical Area (MSA):
Houston-The Woodlands-Sugar Land, TX
Consolidated Metropolitan Statistical Area (CMSA):
Houston-Galveston-Brazoria, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Aurora Bank headquartered in Wilmington, Delaware, is advertising some of the best CD rates currently available. Bank CD rates are tiered based on the certificate of deposit balance. The bank is advertising certificates of deposit with terms of 6 months to 60 months. The minimum deposit is $1,000.

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Capital Bank TX Reviews

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