Capital Bank TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.50%, 6-month CD rates at 0.75% and 3-month CD rates at 0.05%. Current savings rates are at 0.20% and money market rates are at 2.01%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 17.99%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates. Capital Bank TX's 12-Month CD rates are at 2.32%, 18-Month CD rates are at 2.01%, 60-Month CD rates are at 0.75%, 36-Month CD rates are at 0.60%, 48-Month CD rates are at 0.60%. Capital Bank TX's savings rates are at 0.25%. Capital Bank TX's money market rates are at 1.96%.

Capital Bank TX

To see how these rates compare to Capital Bank TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Capital Bank TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Capital Bank TX CD rates. You can also compare Capital Bank TX savings rates, MMA rates and mortgage rates using our other rate lists.

Capital Bank TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capital Bank TX? Share your experience about Capital Bank TX by leaving a review below, or read customer reviews before you decide to use Capital Bank TX.

Capital Bank TX Texas Ratio

Capital Bank TX's Texas Ratio is at 0.13%, which is considered excellent. The Texas Ratio for Capital Bank TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Capital Bank TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.32%
18-Month CD
2.01%
24-Month CD
0.55%
36-Month CD
0.60%
48-Month CD
0.60%
60-Month CD
0.75%
Savings
0.25%
MMA
1.96%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Capital Bank TX
10304 East Fwy
Jacinto City, TX 77029
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Capital Bank TX Information

Capital Bank TX
10304 East Fwy
Jacinto City, TX 77029
Harris
Established Date: 04/10/1965
FDIC Certificate #: 19401
Date of FDIC Deposit Insurance: 04/10/1965
Bank Holding Company: JSA FAMILY LTD PARTNERSHIP
How Many Domestic U.S. Offices? 8
How Many Branches are There? 9
Is Capital Bank TX FDIC Insured? Yes
What is Capital Bank TX's Cert number? 19401
What is the maximum amount for insured deposits? $250,000 per holder, per account

Capital Bank TX Financials

Total Assets:
$594,415,000
Total Deposits:
$529,066,000
Equity Capital:
$57,592,000
Domestic Deposits:
$529,066,000
Net Income:
$1,520,000
Return on Assets:
1.3168%
Quarterly Return on Assets:
1.0300%
Pretax Return on Assets:
1.2975%
Pretax Quarterly Return on Assets:
1.3000%
Return on Equity:
14.0600%
Quarterly Return on Equity:
10.6300%
Common Equity Tier 1 Capital Ratio:
12.7227%
Tier 1 Risk-Based Capital Ratio:
12.7227%
Leverage Tier 1 (Core Capital) Ratio:
10.3761%
Total Risk-Based Capital Ratio (YTD):
13.8730%
Total Interest Income (YTD):
5.2561%
 
 
Headquarters:
Jacinto City
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Harris
# of Offices:
8
Metropolitan Statistical Area (MSA):
Houston-The Woodlands-Sugar Land, TX
Consolidated Metropolitan Statistical Area (CMSA):
Houston-Galveston-Brazoria, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

banksThe pending bailout is not just about saving Wall Street, it is also about saving the economy from spiraling down into a deep recession. The problems on Wall Street have already started dragging Main Street down with it. There is so much fear in the market right now, banks are not lending to anybody - individuals, companies and each other.

We have a new best 1 year CD rate in our database. Colorado Federal Savings Bank recently increased their 1 year rate and now has the highest 1 year CD rate at 1.34 percent with a yield of 1.35 percent. Connexus Credit Union had the top 1 year rate at 1.32 percent with a yield of 1.33 percent. You can view a complete list of 1 year CD rates in our database below.

Current 1 Year CD Rates

  • Colorado Rate FSB Rate 1.34% Yield 1.35%
  • Connexus Credit Union Rate 1.32% Yield 1.33%
  • Live Oak Bank Rate 1.29% Yield 1.30%
  • AloStar Bank of Commerce Rate 1.25% Yield 1.26%
  • California First National Bank Rate 1.25% Yield 1.26%
  • My e-BAnC by BAC Florida Bank Rate 1.25% Yield 1.26%
  • Synchrony Bank Rate 1.24% Yield 1.25%
  • Bank Direct Rate 1.24% Yield 1.25%
  • Sallie Mae Rate 1.24% Yield 1.25%
  • iGObanking.com Rate 1.24% Yield 1.25%
  • CIT Bank Rate 1.22% Yield 1.23%
  • First Internet Bank of Indiana Rate 1.20% Yield 1.21%
The downtrend for CD rates continues in 2011. CD interest rates have been on a slow painful decline for just over two years. The current national average 12 month rate is 0.671 percent today, down from the previous week’s average 12 month rate of 0.678 percent. Of course you can find 12 month rates higher than the current national average.

Bank or Credit Union Offers and Deals

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Refinance Rates: Current Refinance Rates at 4.04%
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