Baybank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Baybank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Baybank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Baybank CD rates. You can also compare Baybank savings rates, MMA rates and mortgage rates using our other rate lists. Baybank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Baybank? Share your experience about Baybank by leaving a review below, or read customer reviews before you decide to use Baybank. Baybank Texas Ratio Baybank's Texas Ratio is at 9.69%, which is considered excellent. The Texas Ratio for Baybank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Baybank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Compare Baybank Rates with Other Competitive Bank and Credit Union Rates![]() First State Bank of Beecher City
6-Month CD
4.25%
$500
![]() First Southern State Bank
12-Month CD
4.06%
$500
![]() Dieterich Bank
9-Month CD
4.05%
$500
![]() Ivy Bank, a div of Cambridge Savings Bank
12-Month CD
4.00%
$1,000
![]() WVS West View SB
12-Month CD
4.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Baybank rate data right now, check back for updates, we are adding rates all the time. Baybank InformationBaybank
104 S 10th StGladstone, MI 49837 Delta Established Date: 07/01/1912 FDIC Certificate #: 1092 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: BAYBANK CORP How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.baybank.us
Is Baybank FDIC Insured? Yes
What is Baybank's Cert number? 1092
What is the maximum amount for insured deposits? $250,000 per holder, per account
Baybank FinancialsTotal Assets:
$155,000,000
Total Deposits:
$136,503,000
Equity Capital:
$12,479,000
Domestic Deposits:
$136,503,000
Net Income:
$357,000
Return on Assets:
0.9453%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
1.1434%
Pretax Quarterly Return on Assets:
1.1400%
Return on Equity:
12.4600%
Quarterly Return on Equity:
11.5800%
Leverage Tier 1 (Core Capital) Ratio:
9.5604%
Total Interest Income (YTD):
5.4422%
Headquarters:
Gladstone
FDIC Field Office:
Appleton
Regulator:
FDIC
County:
Delta
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAmerican Express Bank, the banking division of the credit card company American Express, continues to offer one of the highest savings account rates available. Amex savings rates are current at 1.00% with a yield of 1.00%. Amex's savings rate is slightly better than Ally Bank and Aurora Bank's savings account rates.
![]() We are getting closer and closer to a new cycle of the FOMC increasing interest rates, so banks are jumping ahead and increasing CD rates now. As a result, on the rate table there are 16 banks and credit unions now offering 1 year CD rates at or above 1.00 percent. These higher CD rates offered by these financial institutions have pushed the average 1 year CD rate towards 1.00 percent.
Bank or Credit Union Offers and DealsApplied Bank MMA 50K Rates now at 0.15%GMAC Bank Online Savings Account Today's Mortgage Rates Zap Mortgage Refinancing Student Loan Repayments Linked to Income CD Rate Increases from First Internet Bank of Indiana Phoenix Savings Account Rates PNC Bank Savings Account Rate and Review: Current Rate at 4.00% APY Mortgage Rates at 3.99%: CitiMortgage Homebuyer's Advantage Offer Up to $22,500 Towards Closing Costs This Week's Economic News Will Keep CD Rates and Other Deposit Rates Low Top Savings Account Rates Above 1.00% Alternative Bank and Credit Union Offers to ExploreMortgage Rates Mixed This Week, November 30, 2010: 30 Year Mortgage Rates Averaging 4.44%, 15 Year Mortgage Rates Averaging 3.74%Is Your Money Market Fund Safe? Mortgage Rates Plumet: Average 30-Year Fixed Mortgage Rates at 6.60% Mortgage Rates Decline Slightly: 30 Year Mortgage Rates at 5.06% Current Mortgage Rates Move Higher This Week: 15 Year Mortgage Rates at 3.35% Black River Country Bank CD Interest Rates Refinancing a Mortgage from an ARM to a Fixed Rate Mortgage AmTrust Direct 6 Month CD Rate Mortgage Rates Mixed as Mortgage Applications Increase: 30 Year Rates Averaging 4.80%, 15 Year Rates Averaging 4.02% ConnectOne Bank CD Rates Baybank ReviewsThere are no reviews for Baybank yet. Feel free to create one below.
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