Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 2.00% and 3-month CD rates at 3.00%. Current savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Bank's 12-Month CD (IntraFi) rates are at 3.53%, 24-Month CD (IntraFi) rates are at 2.90%, 36-Month CD (IntraFi) rates are at 2.88%, 60-Month CD rates are at 1.51%, 48-Month CD rates are at 1.40%.
To see how these rates compare to Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank CD rates. You can also compare Bank savings rates, MMA rates and mortgage rates using our other rate lists.
Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank? Share your experience about Bank by leaving a review below, or read customer reviews before you decide to use Bank.
Bank Texas Ratio
Bank's Texas Ratio is at 3.95%, which is considered excellent.
The Texas Ratio for Bank is lower than the national average of all banks, currently at 6.13%.
The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks.
Banks that have a Texas Ratio of 100% or more have a high chance of failing.
Overall, Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare Bank Rates with Other Competitive Bank and Credit Union Rates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Bank Information
Bank
409 Highway 61 S Wapello, IA 52653 Louisa
Established Date: 02/13/1931
FDIC Certificate #: 14291
Date of FDIC Deposit Insurance: 04/25/1934
In today's ever-evolving real estate landscape, securing your mortgage through additional property income not only stands as a prudent financial strategy but also as a necessity for many.
As the market continues to witness fluctuating interest rates and varying property values, homeowners and investors alike are seeking innovative ways to ensure their investments remain secure and profitable.
This introduction lays the foundation for exploring practical financial ideas aimed at protecting and maximizing the potential of your mortgage, ensuring long-term stability and growth in your real estate ventures.
Motion Federal Credit Union is offering an incredible certificate of deposit Leap Year promotion, with a 29.00% APY!!! You'd be crazy not to take advantage this CD promotion and it's only available today. The 29.00% APY isn't a typo, it's actually twenty-nine percent. This rate is available today, February 29th, 2024.
Now for the nitty-gritty, the maximum deposit amount is $500, and the certificate of deposit term is 4-months. If you deposit new money there are no other requirements, only that you are elidable to join Motion Federal Credit Union.
Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.
The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.
The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.
Remember the days when banks would offer free toasters, T.V.s etc. to open an account? Well, those days are back at Arbor Bank with a free 1.5-quart pressure cooker to open any checking account.
Associated Bank CD rates for the most part are not that competitive, there are a few short-term CD rates that are competitive. The best CD rates at Associated Bank are on the bank's 7-month CD, with a current rate of 4.43% and an APY of 4.50%. The minimum opening balance for this CD account is $5,000. One other rate worth mentioning is on Associated Bank's 13-month CD, current rate is also 4.43% with an APY of 5.00%, minimum on this account is also $5,000. See a complete list of Associated Bank CD rates below and compare those rates with other bank CD rates.
Chartway Credit Union CD rates on the credit union's special promotional certificates (CDs) are very competitive for short-term CDs. Today's 13-month CD rates at Chartway Credit Union are at 5.30% APY. If you like the 5.30% APY but are looking for a longer-term CD you're in luck, Chartway CU is also offering a 23-month certificate with the 5.30% APY.
There is an even longer term CD, Chartway's 50-month certificate has an APY of 5.00%, not has high but one of the best rates available when compared to similar 48-month term CDs. In fact, that 5.00% rate puts makes Chartway tied for 2nd place on our 48-month rate list.
Charles Schwab CD rates on the bank's brokered CDs are very competitive with other brokered CDs and with regular CDs. On the short end of CD terms offered, Charles Schwab is offering a 5.70% APY for 10-month, 11-month and 12-month CDs. The 5.70% APY puts Charles Schwab in the Top Ten of our highest 12-month CD rates list, Schwab just squeaked in at number nine. You can compare Charles Schwab CD rates with other bank CD rates by using our new free rate lists, you can easily compare rates by terms or financial institution.
CFG Bank CD rates on both short-term and long-term certificates of deposit are currently competitive, on both personal and business accounts. Personal and business 12-month CD rates are currently at 5.50% APY. That rate puts CFG Bank in the top 25 of our highest 12-month CD rates list. 60-month CD rates are at 4.40% APY, for both types of accounts, both CD terms and account types have a minimum opening balance of $500. All of CFG Bank CD rates are listed below along with the history of CFG Bank.
Please Note: These Special Promotional Rates Have Expired
Busey Bank CD rates are on both the bank's short-term certificates of deposit are competitive and above 5.00% APY. Today's 7-month CD rates at Busey Bank are currently at 5.19% with an APY 5.25%. Though not a 6-month rate, that rate positions Busey Bank at 34th place on our similar list of highest short-term 6-month rates, the top 6-month rates are at 6.10% APY. Busey Bank CD rates on 11-month CDs are currently at 5.00% APY.
Brilliant Bank CD rates on the bank's 3-month CD rate is the highest rate offered at 5.10% APY. That 3-month rate from Brilliant Bank puts the bank in 16th place on our rate list of 3-month CDs. The top 3-month CD rate on the list is currently at 5.65% APY. The minimum opening deposit for a Brilliant Bank CD is $1,000 and the maximum deposit amount is $500,000. Other CD rates at Brilliant Bank that are over 5.00% include the rate on 9-month CD that is currently at 5.05% APY. See all of Brilliant Bank CD rates below and read more about Brilliant Bank below.
Bread Financial CD rates for short and intermediate-term certificates of deposit are all above 5.00%. The best CD rate offered at Bread Financial is on the 12-month CD, which has a current rate of 5.45% and an APY of 5.60%. Other great rates to mention are on Bread Financial's 24-month CD which has a current rate of 5.02% with an APY of 5.15%. View a complete list of Bread Financial CD rates below and compare those rates with other rates available.
BMO Alto CD rates on the bank's short-term certificates of deposit are very good right now. BMO Alto's 12-month CD rate at 5.50% APY, ties the bank for 25th place for the highest 12-month CD rates in our database of rates. 6-month CD rates at BMO Alto are also a good deal at 5.20% APY. There is no minimum opening deposit for any CD account/term. You can view a complete list of BMO Alto CD Rates below and compare those rates with other bank CD rates.
BluPeak Credit Union CD rates are the credit union's 9-month and 12-month certificates (CDs) have some of the best CD rates available right now. Current 9-month CD rates are at a whopping 5.75% APY, that beats most 12-month CD rates available. In fact, that 5.75% CD rate puts BluPeak in the Top Ten rates available in our 12-month CD rate, currently at seventh place. 12-month CD rates at BluPeak Credit Union are also competitive at 5.50% APY. The 12-month rate lands BluePeak tied for 25th place on our 12-month CD rate list. View all of BluPeak Credit Union CD rates and compare those rates with other rates by using our free rate lists.
Bethpage Credit Union CD rates on the credit union's 12-month certificate (CD) and 6-month CD are competitive. Current 12-month CD rates are at 5.00% APY and 6-month CD rates are at 4.75% APY. Other notable rates are on Bethpage Credit Union's long-term certificates, 48-month CD rates are at 3.85% APY and 60-month CD rates are at 4.00% APY. The 60-month rate puts Bethpage Credit Union in 34th place on our 60-month CD rates list. You can view all of Bethpage Credit Union CD Rates below and compare those rates with other rates by using our free rate search tool.
BayFirst National Bank CD rates on the bank's Relationship Variable Rate CD account is one of the best 24-month CD rates available today at 5.75% APY. In fact, with a 24-month CD rate of 5.76%, BayFirst National Bank ranks in the top ten for the highest 24-month CD rates in our database of rates. You can read more about BayFirst National Bank CD rates and the BayFirst National Bank CD requirements and disclosures below.
BayFirst National Bank CD Rates 2-Year Relationship Variable Rate CD: Key Features
Bayer Heritage Federal Credit Union CD rates are some of the highest CD rates available from any credit union right now. 3-month CD rates at Bayer Heritage Federal Credit Union are currently at 5.50% with an APY of 5.65% APY. Another great CD rate worth mentioning is on Bayer Heritage Federal Credit Union's 12-month jumbo certificate special, the current rate is at 5.60% with an APY of 5.75%. View an entire list of Bayer Heritage Federal Credit Union CD rates below and compare those rates to other credit union CD rates by using our free rate search tool.
Bayer Heritage Federal Credit Union Share & IRA Certificates
Bankwell CD Rates on the bank's two special certificate of deposit have some pretty good rates. Current 12-month CD rates at Bankwell are at 4.88% with an APY of 5.00%, the minimum opening deposit is $1,000. 6-month CD rates from Bankwell are current at 4.50% APY, also with a minimum opening deposit of $1,000. Learn more about Bankwell CD rates and CD disclosers below.
BankPurley CD Rates are competitive on both short-term and long-term certificates of deposit. Current 12-month CD rates from BankPurley are at 5.25% APY and current 36-month CD rates are at 4.75%, both CD rates are available nationwide. BankPurley's 12-month CD rate of 5.25%, puts the bank in the 50th spot on our 12-month CD rates table. BankPurley CD rates overall are competitive, when compared to other online banks.
BankPurley CD Rates
12-Month CD: 5.25% with a minimum deposit of $1,000
Bank5 Direct CD rates on short-term certificate of deposit are some of the highest CD rates available right now. Current 6-month CD rates at Bank5 Connect are at 5.37% with an 5.50% APY. That 6-month rate puts Bank5 Direct in the top 20 of 6-month CD rates available in our rate tables. 15-Month CD rates are also a good deal right now at 5.22%, with an APY of 5.25%. You can compare all of Bank5 Connect CD Rates and CD terms below.
Bank of America is offering some surprisingly good CD rates for one of the largest banks around, which usually isn't the case. Current 7-month and 13-month featured CD rates are at 5.00% APY, those rates are near the top of our CD rate tables for similar CD terms. The minimum opening deposit for Bank of America Featured certificates of deposit is $1,000. You can see a complete list of Bank of America CD rates, including Featured CD rates and Promotional CD rates below.
Bangor Savings Bank CD rates are competitive on the bank's special certificates of deposit. Plus, if you are a Benefit Plus customer, you earn a higher CD rate. The best CD rates are on at 4.08%, for a 15-month special CD, the 9-month special CD rate is at 3.82% and the 3-month rate is at 2.53% APY. The CD interest rate bonus is a one-time rate increase above the stated Certificate of Deposit rate. CD will renew at the regular Benefit Plus CD rate. You can view all Bangor Savings Bank CD rates on special CDs and standard CDs.
Bangor Savings Bank Standard CD Rates
Here's a breakdown of Bangor Savings Bank's standard CD rates, as of July 27, 2023. They offer special rates for Benefit Plus® Customers.
Apple Federal Credit Union CD rates right now are competitive on both short-term and long-term certificates (CDs). The best CD rates are on the 5-month CD, currently at 5.30% APY, the 9-month and 18-month CD rates are both at 5.00% APY. Apple Federal Credit Union CD rates are not only cometitive but also come with terms ranging from 5-months to 10-years. You can view a complete list of CD rates at Apple Federal Credit Union here:
Andrews Federal Credit Union CD Rates are competitive in several different categories and terms. The highest CD rates are on the 12-month jumbo certificate (CD), with a current 5.05% APY. Other high CD rates include the 24-month CD with a 4.30% APY and the long-term CD that has a current rate of 3.90% APY. You can view a complete list of all Andrews Federal Credit Union CD Rates, CD categories and terms below.
Ameriprise Financial CD Rates are competitive for the limited term of certificates offered. The best CD rate available from Ameriprise Financial is on the 13-month certificate, the current rate is 5.50% APY. The minimum opening deposit is $1,000,000. Other Ameriprise Financial CD rates worth mentioning are on the 12-month CD, which has a current rate of 5.40% APY. You can view a complete list of CD rates from Ameriprise Financial below.
Fixed rate mortgages and adjustable rate mortgages were are lower in the most recent Primary Mortgage Market Survey released today by Freddie Mac. Conforming 30 year mortgage interest rates are averaging 4.71 percent with 0.8 mortgage discount points for the week ending January 13, 2011, a decline from the previous week’s average rate of 4.77 percent. 15 year conforming mortgage interest rates are averaging 4.08 percent with 0.7 points for the week ending January 13, 2011. In the previous week’s survey rates on 15 year mortgages averaged 4.13 percent.
Mortgage rates and refinance mortgage rates increased today over yesterday. 30 year conforming mortgage rates and refinance mortgage rates are averaging 4.49 percent, up from yesterday's average mortgage rate and refinance rate of 4.46 percent. 30 year home mortgage rates and home refinance mortgage rates in Idaho are higher averaging 4.53 percent.
Over the past week we had two banks increase the rate they pay on 12 month certificates of deposit. We also have a new top 12 month CD rate on our rate list. The current highest CD rate on our 12 month list is from Able Banking at 1.10 percent with an APY of 1.12 percent. Alostar Bank of Commerce used to be the leader with a 12 month bank CD rate of 1.10 percent with an APY of 1.11 percent.
Fixed rate mortgages and adjustable rate mortgages were are lower in the most recent Primary Mortgage Market Survey released today by Freddie Mac. Conforming 30 year mortgage interest rates are averaging 4.71 percent with 0.8 mortgage discount points for the week ending January 13, 2011, a decline from the previous week’s average rate of 4.77 percent. 15 year conforming mortgage interest rates are averaging 4.08 percent with 0.7 points for the week ending January 13, 2011. In the previous week’s survey rates on 15 year mortgages averaged 4.13 percent.
Mortgage rates and refinance mortgage rates increased today over yesterday. 30 year conforming mortgage rates and refinance mortgage rates are averaging 4.49 percent, up from yesterday's average mortgage rate and refinance rate of 4.46 percent. 30 year home mortgage rates and home refinance mortgage rates in Idaho are higher averaging 4.53 percent.
