VeraBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to VeraBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from VeraBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with VeraBank CD rates. You can also compare VeraBank savings rates, MMA rates and mortgage rates using our other rate lists. VeraBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VeraBank? Share your experience about VeraBank by leaving a review below, or read customer reviews before you decide to use VeraBank. VeraBank Texas Ratio VeraBank's Texas Ratio is at 2.33%, which is considered excellent. The Texas Ratio for VeraBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, VeraBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare VeraBank Rates with Other Competitive Bank and Credit Union Rates![]() First Bank Hampton
6-Month CD
4.35%
$1,000
![]() Mountain America Federal Credit Union
36-Month CD
4.15%
$500
![]() State Bank Waterloo, IL
6-Month CD
3.99%
$1,000
![]() The Bank of Tescott
48-Month CD
3.95%
$0
![]() VirtualBank
12-Month CD
3.87%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have VeraBank rate data right now, check back for updates, we are adding rates all the time. VeraBank InformationVeraBank
201 W Main StHenderson, TX 75652 Rusk Established Date: 03/28/1930 FDIC Certificate #: 3250 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: VERABANK INC How Many Domestic U.S. Offices? 41 How Many Branches are There? 40 Website: https://www.verabank.com
Is VeraBank FDIC Insured? Yes
What is VeraBank's Cert number? 3250
What is the maximum amount for insured deposits? $250,000 per holder, per account
VeraBank FinancialsTotal Assets:
$4,118,164,000
Total Deposits:
$3,654,690,000
Equity Capital:
$430,247,000
Domestic Deposits:
$3,654,690,000
Net Income:
$12,444,000
Return on Assets:
1.3527%
Quarterly Return on Assets:
1.2200%
Pretax Return on Assets:
1.5018%
Pretax Quarterly Return on Assets:
1.5000%
Return on Equity:
14.6800%
Quarterly Return on Equity:
11.7100%
Common Equity Tier 1 Capital Ratio:
14.0423%
Tier 1 Risk-Based Capital Ratio:
14.0423%
Leverage Tier 1 (Core Capital) Ratio:
9.3320%
Total Risk-Based Capital Ratio (YTD):
15.2681%
Total Interest Income (YTD):
4.9728%
Headquarters:
Henderson
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Rusk
# of Offices:
41
Metropolitan Statistical Area (MSA):
Longview, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAverage mortgage rates today are mixed with fixed conforming 30 year rates and 15 year rates moving slightly higher. Fixed conforming 30 year mortgage rates which hit a record low of 3.39 percent last week are now averaging 3.44 percent. Average rates are higher this week but the uptrend won't last since the Fed is purchasing mortgage backed securities to force rates lower.
This week's top interest rate on deposit accounts is EverBank's 1.01 percent APY on the bank's Yield Pledge money market account. The bonus rate on this account even higher at 1.40 percent but this rate is only available for the first 6 months (on account balances up to $50,000), making the overall first year's APY 1.01 percent.
![]() Bank or Credit Union Offers and DealsWauBank Money Market Rates5 Star Bank Money Market Account Rates now at 0.10% Wells Fargo Mortgage Rates Melrose Credit Union CD Rates CD Interest Rates and Mortgage Rates: How Low Can You Go? Weekly Mortgage Rates: June 15 2009 Sequester of Federal Spending Cuts Hits the Economy in March as Interest Rates Remain Stable Mortgage Rates Higher, Less People Apply For Home Mortgage Loans Getting a mortgage from a mortgage broker MySavingsDirect CD Rates: 6-Month Term 065% APY (Nationwide) Alternative Bank and Credit Union Offers to ExploreCFG Community Bank CD Rates and Review: 12-Month Rate at 4.75% APYDoral Direct Bank 11 month CD Rate OneWest Bank CD Rates Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05% Lower Mortgage Rates and Home Prices Mortgage Rates Nosedive to New Low Axos Bank CD Rates Mortgage Rates 5-31: Mortgage Rates Lower, Home Prices Lower Mortgage Rates: Fixed Mortgage Rates Up Slightly, 30 Year Mortgage Rates at 4.60%, 15 Year Mortgage Rates at 3.99% Mortgage Rates Lower This Week: 30 Year Mortgage Rates Hit Record Low of 4.09% VeraBank ReviewsThere are no reviews for VeraBank yet. Feel free to create one below.
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