VeraBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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VeraBankToday's 12-month CD rates can be found at 2.78%, 6-month CD rates at 0.03% and 3-month CD rates at 0.05%. Current savings rates are at 0.15% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to VeraBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from VeraBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with VeraBank CD rates. You can also compare VeraBank savings rates, MMA rates and mortgage rates using our other rate lists.

VeraBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VeraBank? Share your experience about VeraBank by leaving a review below, or read customer reviews before you decide to use VeraBank.

VeraBank Texas Ratio

VeraBank's Texas Ratio is at 2.33%, which is considered excellent. The Texas Ratio for VeraBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, VeraBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
VeraBank
201 W Main St
Henderson, TX 75652
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare VeraBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank Hampton
First Bank Hampton
6-Month CD
4.35%
$1,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
36-Month CD
4.15%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
6-Month CD
3.99%
$1,000
The Bank of Tescott
The Bank of Tescott
48-Month CD
3.95%
$0
VirtualBank
VirtualBank
12-Month CD
3.87%
$0
Cornerstone State Bank
Cornerstone State Bank
12-Month CD (Jumbo)
3.53%
$200,000
AAEC Credit Union
AAEC Credit Union
36-Month CD
3.50%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
12-Month CD
3.44%
$1,000
Vystar Credit Union
Vystar Credit Union
60-Month CD
3.40%
$500
Phoenixville Federal B&T
12-Month CD
3.05%
$500
Hanover Community Bank
Hanover Community Bank
24-Month CD
3.00%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
18-Month CD
3.00%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
48-Month CD
2.61%
$1,000
Bath Savings Institution
Bath Savings Institution
24-Month CD
2.53%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
Elite NOW Checking
2.50%
$1,000
OSB Odin State Bank
OSB Odin State Bank
36-Month CD
2.26%
$10,000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
12-Month CD
2.25%
$50
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
6-Month CD
2.25%
$100
Fairview State Banking Company
Fairview State Banking Company
24-Month CD
2.12%
$2,500
Bank of Hartington
Bank of Hartington
12-Month CD
2.07%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
36-Month CD
2.05%
$1,000
Gorham Savings Bank
Gorham Savings Bank
18-Month CD
2.00%
$500
Madison County Bank
Madison County Bank
18-Month CD
1.60%
$500
WSB Municipal Bank
WSB Municipal Bank
18-Month CD
1.53%
$500
Classic Bank
Classic Bank
Money Market
1.51%
$2,500
TriCentury Bank
TriCentury Bank
TriCentury Savings
1.50%
$100
Bank of Springfield
Bank of Springfield
48-Month CD
1.17%
$1,000
PeopleFirst Bank
PeopleFirst Bank
24-Month CD
1.00%
$2,500
BankOrion
BankOrion
36-Month CD
0.90%
$500
New Tripoli Bank
New Tripoli Bank
Statement Savings
0.85%
$20
OneLocal Bank
OneLocal Bank
12-Month CD
0.75%
$1,000
Bank of Hindman
Bank of Hindman
6-Month CD
0.75%
$1,000
The Bank of Tescott
The Bank of Tescott
3-Month CD
0.66%
$0
MCS Bank
MCS Bank
60-Month CD
0.60%
$1,000
Miami Savings Bank
Miami Savings Bank
48-Month CD
0.50%
$1,000
Bank of Washington
Bank of Washington
Money Market
0.50%
$1,000
First Keystone Community Bank
First Keystone Community Bank
24-Month CD
0.45%
$1,000
SSB Sherwood State Bank
SSB Sherwood State Bank
48-Month CD
0.40%
$1,000
Five Star Credit Union
Five Star Credit Union
Business Money Market Rates
0.25%
$25,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
6-Month CD
0.20%
$500
Bellevue State Bank
Bellevue State Bank
Savings
0.15%
$10
Bank of New Hampshire
Bank of New Hampshire
12-Month CD
0.15%
$500
First Bank Elk River
First Bank Elk River
First Dollars Savings
0.10%
$25
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
6-Month CD
0.10%
$500
Dime Bank
Dime Bank
24-Month CD
0.10%
$500
Chelsea Groton Bank
Chelsea Groton Bank
3-Month CD
0.05%
$500
Community Bank of Raymore
Community Bank of Raymore
36-Month CD
0.05%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Income Checking
0.05%
$0
5 Star Bank
5 Star Bank
Statement Savings
0.04%
$0
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
First Plus Checking
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have VeraBank rate data right now, check back for updates, we are adding rates all the time.

VeraBank Information

VeraBank
201 W Main St
Henderson, TX 75652
Rusk
Established Date: 03/28/1930
FDIC Certificate #: 3250
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: VERABANK INC
How Many Domestic U.S. Offices? 41
How Many Branches are There? 40
Is VeraBank FDIC Insured? Yes
What is VeraBank's Cert number? 3250
What is the maximum amount for insured deposits? $250,000 per holder, per account

VeraBank Financials

Total Assets:
$4,118,164,000
Total Deposits:
$3,654,690,000
Equity Capital:
$430,247,000
Domestic Deposits:
$3,654,690,000
Net Income:
$12,444,000
Return on Assets:
1.3527%
Quarterly Return on Assets:
1.2200%
Pretax Return on Assets:
1.5018%
Pretax Quarterly Return on Assets:
1.5000%
Return on Equity:
14.6800%
Quarterly Return on Equity:
11.7100%
Common Equity Tier 1 Capital Ratio:
14.0423%
Tier 1 Risk-Based Capital Ratio:
14.0423%
Leverage Tier 1 (Core Capital) Ratio:
9.3320%
Total Risk-Based Capital Ratio (YTD):
15.2681%
Total Interest Income (YTD):
4.9728%
 
 
Headquarters:
Henderson
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Rusk
# of Offices:
41
Metropolitan Statistical Area (MSA):
Longview, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates today are mixed with fixed conforming 30 year rates and 15 year rates moving slightly higher. Fixed conforming 30 year mortgage rates which hit a record low of 3.39 percent last week are now averaging 3.44 percent. Average rates are higher this week but the uptrend won't last since the Fed is purchasing mortgage backed securities to force rates lower.
This week's top interest rate on deposit accounts is EverBank's 1.01 percent APY on the bank's Yield Pledge money market account. The bonus rate on this account even higher at 1.40 percent but this rate is only available for the first 6 months (on account balances up to $50,000), making the overall first year's APY 1.01 percent.
Fixed long term mortgage rates and refinance rates are mostly higher this afternoon except average rates on fixed 30 year mortgages. The current national average 30 year rate mortgage is 4.78 percent, down from yesterday when 30 year rate mortgages averaged 4.88 percent. 30 year mortgage interest rates and refinance interest rates in Utah are lower than the national average 30 year rate mortgage. The current 30 year rate in UT is averaging 4.75 percent.

Bank or Credit Union Offers and Deals

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MySavingsDirect CD Rates: 6-Month Term 065% APY (Nationwide)

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