First Trust Bank of Illinois CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. First Trust Bank of Illinois Deposit Rates

First Trust Bank of IllinoisToday's 12-month CD rates can be found at 4.07%, 6-month CD rates at 4.24% and 3-month CD rates at 4.00%. Current savings rates are at 4.20% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.05%. Credit Card rates are at 7.90%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Trust Bank of Illinois CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Trust Bank of Illinois, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Trust Bank of Illinois CD rates. You can also compare First Trust Bank of Illinois savings rates, MMA rates and mortgage rates using our other rate lists.

First Trust Bank of Illinois money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Trust Bank of Illinois? Share your experience about First Trust Bank of Illinois by leaving a review below, or read customer reviews before you decide to use First Trust Bank of Illinois.

First Trust Bank of Illinois Texas Ratio

First Trust Bank of Illinois's Texas Ratio is at 9.67%, which is considered excellent. The Texas Ratio for First Trust Bank of Illinois is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Trust Bank of Illinois is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Trust Bank of Illinois
275 E Court St
Kankakee, IL 60901
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Trust Bank of Illinois Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Toyota Financial Savings Bank
Toyota Financial Savings Bank
36-Month CD
4.32%
$1
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
6-Month CD
4.30%
$1,000
State Bank of Texas
State Bank of Texas
12-Month CD
4.25%
$50,000
Atkins Savings B&T
Atkins Savings B&T
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
State Bank of Newburg
State Bank of Newburg
36-Month CD
3.87%
$10,000
Central Bank of Kansas City
Central Bank of Kansas City
36-Month CD
3.55%
$500
GSL Savings Bank
GSL Savings Bank
24-Month CD
3.35%
$500
Vinton County Bank
Vinton County Bank
24-Month CD
3.30%
$2,500
Parke Bank
Parke Bank
48-Month CD
3.30%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
12-Month CD
3.30%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
48-Month CD
3.29%
$250
Grove Bank
Grove Bank
12-Month CD
3.28%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
High Yield Savings
3.25%
$25,000
Silver Lake Bank
Silver Lake Bank
12-Month CD
3.25%
$500
First National Bank in Olney
First National Bank in Olney
18-Month CD
3.04%
$500
Patriot Bank N.A.
Patriot Bank N.A.
18-Month CD
2.98%
$500
BankVista
BankVista
24-Month CD
2.96%
$1,000
QNB Bank
QNB Bank
Business High Yield Money Market
2.95%
$100,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
36-Month CD
2.90%
$1,000
M.Y. Safra Bank
M.Y. Safra Bank
18-Month CD
2.75%
$500
Sound Community Bank
Sound Community Bank
60-Month CD w/checking
2.43%
$1,000
State Bank of Cherry
12-Month CD
2.27%
$1,000
BankGloucester
BankGloucester
60-Month CD
2.25%
$500
BluPeak Credit Union
BluPeak Credit Union
60-Month CD
2.00%
$1,000
1st Ed Credit Union
1st Ed Credit Union
36-Month CD
1.70%
$500
Table Rock Community Bank
Table Rock Community Bank
60-Month CD
1.56%
$1,000
Tennessee State Bank
Tennessee State Bank
12-Month CD
1.50%
$1,000
Murray Bank
Murray Bank
60-Month CD
1.50%
$1,000
United Orient Bank
United Orient Bank
24-Month CD
1.35%
$500
Bluff View Bank
Bluff View Bank
Money Market Plus
1.25%
$50,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
60-Month CD
1.20%
$1,000
CNB St Louis Bank
CNB St Louis Bank
48-Month CD
1.10%
$500
Bank of Springfield
Bank of Springfield
36-Month CD
0.91%
$1,000
Harvest Bank
Harvest Bank
Investors Checking
0.65%
$1,000
Community Bank of Missouri
Community Bank of Missouri
24-Month CD
0.60%
$500
FirsTier Bank
FirsTier Bank
36-Month CD
0.60%
$0
Hometown Bank of PA
Hometown Bank of PA
48-Month CD
0.50%
$1,000
Mayville State Bank
Mayville State Bank
36-Month CD
0.45%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.45%
$2,500
Metropolitan Bank
Metropolitan Bank
12-Month CD (Jumbo)
0.35%
$50,000
Lake-Osceola State Bank
Lake-Osceola State Bank
Savings
0.25%
$0
Bank of Kampsville
Bank of Kampsville
3-Month CD
0.25%
$2,500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Statement Savings
0.15%
$1,000
State Bank of Canton
State Bank of Canton
Money Market
0.15%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Savings
0.10%
$25
Greene County Commercial Bank
Greene County Commercial Bank
Statement Savings
0.10%
$0
Community Bank of Raymore
Community Bank of Raymore
12-Month CD
0.05%
$500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking
0.05%
$1,000
Brenham National Bank
Brenham National Bank
Classic Money Market
0.01%
$25,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Trust Bank of Illinois rate data right now, check back for updates, we are adding rates all the time.

First Trust Bank of Illinois Information

First Trust Bank of Illinois
275 E Court St
Kankakee, IL 60901
Kankakee
Established Date: 07/30/1998
FDIC Certificate #: 34778
Date of FDIC Deposit Insurance: 07/30/1998
Bank Holding Company: FIRST TRUST FINANCIAL CORP
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is First Trust Bank of Illinois FDIC Insured? Yes
What is First Trust Bank of Illinois's Cert number? 34778
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Trust Bank of Illinois Financials

Total Assets:
$373,484,000
Total Deposits:
$310,786,000
Equity Capital:
$27,654,000
Domestic Deposits:
$310,786,000
Net Income:
$651,000
Return on Assets:
1.2458%
Quarterly Return on Assets:
0.7000%
Pretax Return on Assets:
0.8458%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
18.2300%
Quarterly Return on Equity:
9.3000%
Common Equity Tier 1 Capital Ratio:
15.1954%
Tier 1 Risk-Based Capital Ratio:
15.1954%
Leverage Tier 1 (Core Capital) Ratio:
11.0610%
Total Risk-Based Capital Ratio (YTD):
15.8986%
Total Interest Income (YTD):
3.6082%
 
 
Headquarters:
Kankakee
FDIC Field Office:
Champaign
Regulator:
FDIC
County:
Kankakee
# of Offices:
6
Metropolitan Statistical Area (MSA):
Kankakee, IL
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Banesco USA CD RatesBanesco USA CD rates are some of the best CD rates available today from any online bank. Current 12 month CD rates at Banesco USA are at 2.85 percent with a minimum deposit of $1,500. 6 month CD rates from Banesco USA are also very high right now. The current 6 month CD rate from Banesco USA is at 2.40 percent a minimum opening deposit of $1,500.
Mortgage-Interest-Rates-Current-Mortgage-Rates-November 16-2009Long term mortgage interest rates are lower this week over last, both conforming mortgage rates and jumbo mortgage rates are lower.
mortgage-rates-higher-30-year-mortgage-rates-back-above-500Mortgage rates are back above 5.00 percent in this morning's mortgage application survey. 30 year mortgage rates have been seesawing above and below 5.00 percent for over a month. The average contract 30 year mortgage rate is at 5.01 percent for the week ending March 5, 2010 according to the Mortgage Bankers Association's Weekly Mortgage Applications Survey. Mortgage discount points averaged 0.82 points.

Bank or Credit Union Offers and Deals

Amex Savings Rates
MetLife Bank CD Rates
Current Mortgage Interest Rates: November 2, 2009
Money Market Account from GMAC
Wells Fargo Mortgage Rates
Top 12 Month CD Rates
Doral Bank Direct CD Rates
Average Mortgage Rates Mixed This Week
Mortgage Rates Nosedive to New Low
Best CD Rates at the End of 2016

Alternative Bank and Credit Union Offers to Explore

Ditech Jumbo Mortgage Rates 4.545 Percent
Fixed Home Mortgage Rates Make Record Lows MBA: 30 Year Mortgage Rates at 4.38%, 15 Year Mortgage Rates at 3.77%
Fultdirect.com Money Market Account Jumbo Rates now at 0.10%
New Credit Card Laws 2010
Returns on Certificates of Deposit Set to Increase
Fixed Mortgage Rates and Adjustable Mortgage Rates Higher 3-31: 30 Year Mortgage Rates at 4.86%
Northwest Hills Credit Union Savings Rates and Money Market Rates: HSA Rates at 2.00%
Some Banks Threatening to Charge for Deposits if Fed Cuts Reserve Rate
Mortgage Rates Poised to go lower as Economic Data Disappoints Investors
Current Mortgage Rates are Driving an Upturn in Housing

First Trust Bank of Illinois Reviews

There are no reviews for First Trust Bank of Illinois yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First Trust Bank of Illinois
Your Name:
Your Rating:

See how First Trust Bank of Illinois Compares to other banks