Bank Midwest CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 0.01% and 3-month CD rates at 0.90%. Current savings rates are at 0.10% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 8.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Bank Midwest's 12-Month CD rates are at 4.57%, 60-Month CD rates are at 3.45%, 48-Month CD rates are at 3.24%, 36-Month CD rates are at 3.03%, 30-Month CD rates are at 2.78%. Bank Midwest's savings rates are at 0.25%. Bank Midwest's money market rates are at 3.04%.

Bank Midwest

To see how these rates compare to Bank Midwest CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank Midwest, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank Midwest CD rates. You can also compare Bank Midwest savings rates, MMA rates and mortgage rates using our other rate lists.

Bank Midwest money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank Midwest? Share your experience about Bank Midwest by leaving a review below, or read customer reviews before you decide to use Bank Midwest.

Bank Midwest Texas Ratio

Bank Midwest's Texas Ratio is at 1.33%, which is considered excellent. The Texas Ratio for Bank Midwest is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank Midwest is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.57%
18-Month CD
2.42%
24-Month CD
2.52%
36-Month CD
3.03%
48-Month CD
3.24%
60-Month CD
3.45%
Savings
0.25%
MMA
3.04%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank Midwest
1525 18th St
Spirit Lake, IA 51360
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Bank Midwest CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank Midwest
Bank Midwest
12-Month CD
4.57%
$500
Bank Midwest
Bank Midwest
60-Month CD
3.45%
$500
Bank Midwest
Bank Midwest
48-Month CD
3.24%
$500
Bank Midwest
Bank Midwest
Premier Money Market Savings
3.04%
$250,000
Bank Midwest
Bank Midwest
36-Month CD
3.03%
$500
Bank Midwest
Bank Midwest
30-Month CD
2.78%
$500
Bank Midwest
Bank Midwest
24-Month CD
2.52%
$500
Bank Midwest
Bank Midwest
18-Month CD
2.42%
$500
Bank Midwest
Bank Midwest
Great Rewards Checking
2.00%
$0
Bank Midwest
Bank Midwest
Great Rate Savings
0.25%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank Midwest Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Washita State Bank
Washita State Bank
12-Month CD
5.27%
$1,000
Vanguard
Vanguard
60-Month CD brokered
5.15%
$1,000
Luana Savings Bank
Luana Savings Bank
6-Month CD Jumbo Special
5.06%
$100,000
Riverland Bank
Riverland Bank
6-Month CD
5.06%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
17-Month CD
4.94%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
11-Month CD
4.85%
$1,000
Regent Bank (OK)
Regent Bank (OK)
24-Month CD
4.80%
$1,000
Atkins Savings B&T
Atkins Savings B&T
18-Month CD Adjust-A-Rate
4.40%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
60-Month CD
4.34%
$2,500
Kearney Trust Company
Kearney Trust Company
12-Month CD Add-On
4.25%
$25
Marcus Bank
Marcus Bank
24-Month CD
4.20%
$500
Vanguard
Vanguard
84-Month CD brokered
4.10%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD (Certificate)
4.07%
$500
First State Bank of Beecher City
First State Bank of Beecher City
48-Month CD
3.56%
$500
Lake Central Bank
Lake Central Bank
60-Month CD
3.55%
$1,000
QNB Bank
QNB Bank
18-Month CD
3.50%
$500
PSECU
PSECU
48-Month CD
3.05%
$500
FNB of Bangor
FNB of Bangor
6-Month CD
3.03%
$1,000
Solvay Bank
Solvay Bank
60-Month CD
3.00%
$500
Artisans Bank
Artisans Bank
24-Month CD
3.00%
$1,500
Harford Bank
Harford Bank
36-Month CD
2.60%
$1,000
American State Bank of Grygla
American State Bank of Grygla
36-Month CD
2.52%
$500
First Exchange Bank
First Exchange Bank
36-Month CD
2.22%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
60-Month CD
2.12%
$500
Home Loan State Bank
Home Loan State Bank
Money Market
2.08%
$100,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
3-Month CD
2.02%
$500
Maries County Bank
Maries County Bank
48-Month CD
2.02%
$1,000
The Citizens Bank Company
The Citizens Bank Company
12-Month CD
1.76%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.46%
$5,000
Clay County Savings Bank
Clay County Savings Bank
48-Month CD
1.43%
$500
121 Financial Credit Union
121 Financial Credit Union
Money Market Checking
1.30%
$50,000
First National Bank of Shiner
First National Bank of Shiner
48-Month CD
1.11%
$1,000
Bank of Wolcott
Bank of Wolcott
3-Month CD
1.00%
$5,000
West Shore Bank
West Shore Bank
3-Month CD
1.00%
$500
The Victory Bank
The Victory Bank
60-Month CD
0.85%
$500
Katahdin Trust Company
Katahdin Trust Company
30-Month CD
0.85%
$500
Unico Bank
Unico Bank
60-Month CD
0.70%
$1,000
BankOrion
BankOrion
24-Month CD
0.70%
$500
Torrington Savings Bank
Torrington Savings Bank
48-Month CD
0.60%
$1,000
SSB Sherwood State Bank
SSB Sherwood State Bank
48-Month CD
0.40%
$1,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
12-Month CD
0.25%
$500
Savings Bank of Walpole
Savings Bank of Walpole
Personal Money Market
0.20%
$1,000
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
PartnerSavings Account
0.20%
$10
Haven Savings Bank
Haven Savings Bank
N.O.W. Checking
0.10%
$100
Comerica
Comerica
36-Month CD
0.10%
$1
Flanagan State Bank
Flanagan State Bank
Savings Account
0.05%
$500
PSB of Rhineland
PSB of Rhineland
Savings Account
0.05%
$0
Warsaw Federal S&L
Select Money Market
0.05%
$0
United Bank of Philadelphia
United Bank of Philadelphia
Personal Statement Savings
0.02%
$150
Westfield Bank, FSB
Westfield Bank, FSB
Simply Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank Midwest Information

Bank Midwest
1525 18th St
Spirit Lake, IA 51360
Dickinson
Established Date: 01/01/1887
FDIC Certificate #: 5170
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: GOODENOW BCORP
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is Bank Midwest FDIC Insured? Yes
What is Bank Midwest's Cert number? 5170
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank Midwest Financials

Total Assets:
$1,296,520,000
Total Deposits:
$1,087,802,000
Equity Capital:
$99,987,000
Domestic Deposits:
$1,087,802,000
Net Income:
$2,481,000
Return on Assets:
1.1540%
Quarterly Return on Assets:
0.7500%
Pretax Return on Assets:
0.9968%
Pretax Quarterly Return on Assets:
1.0000%
Return on Equity:
14.3800%
Quarterly Return on Equity:
10.0700%
Common Equity Tier 1 Capital Ratio:
11.0692%
Tier 1 Risk-Based Capital Ratio:
11.0692%
Leverage Tier 1 (Core Capital) Ratio:
9.0628%
Total Risk-Based Capital Ratio (YTD):
12.0221%
Total Interest Income (YTD):
4.0070%
 
 
Headquarters:
Spirit Lake
FDIC Field Office:
Sioux City
Regulator:
FED
County:
Dickinson
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Florida Credit Union is advertising regular certificates of deposit (share certificates) and Individual Retirement Account certificates of deposit (share certificates) with terms ranging from 6 months to 5 years.The credit union's CD rates are not the highest CD rates available but they are still competitive.
Mortgage refinance rates were higher this week sending mortgage loan volume lower. Conforming 30 year mortgage rates averaged 3.65 percent with 0.39 mortgage points in the Mortgage Banker Association's Weekly Application Survey for the week ending October 26, 2012. In the prior week's mortgage survey, average 30 year mortgage rates were at 3.63 percent with 0.45 mortgage points. As a result of higher rates in this week's survey mortgage applications decreased 4.8 percent from one week earlier.

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Bank Midwest Reviews

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