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Bank Star Rates & Review July 2026

Q: How many branches does Bank Star operate?

Bank Star currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank Star does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank Star provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 11, 2026

Bank Star's 21-Months 21-month CD rates are at 4.07%, 15-Months 15-month CD rates are at 3.92%. MonitorBankRates evaluates the financial stability of Bank Star with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.09%. Rates were last updated on 07/11/2026.

Bank Star money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank Star? Share your experience about Bank Star by leaving a review below, or read customer reviews before you decide to use Bank Star.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.09%

Excellent Lower than avg

Bank Star

1999 W Osage St
Pacific, MO 63069

https://www.bank-star.com

Bank Star CD Rates

Product	Rate	APY	Term
21-month CD	-	4.07%	21 months
Min Deposit $1,000 Details Hot CD Specials Last Updated 07/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%
15-month CD	-	3.92%	15 months
Min Deposit $1,000 Details Hot CD Specials Last Updated 07/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.09%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank Star is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank Star rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank Star's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank Star

Bank Holding Company BANCSTAR INC

Address 1999 W Osage St, Pacific, MO 63069 · Franklin

Website https://www.bank-star.com

FDIC Certificate # 21897

Established 01/15/1975

FDIC Insurance Date 01/15/1975

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.09%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5975%

Return on Equity (ROE) 8.2200%

Non-Performing Loans (NPL) 0.00%

Total Assets $193,808,000

Total Deposits $176,259,000

Equity Capital $16,585,000

Net Income $2,011,000

Headquarters Pacific

Total Branches and Offices 3

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Bank Star earned the Verified Strong badge

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Frequently Asked Questions About Bank Star

How many branches does Bank Star operate?

Bank Star currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank Star does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank Star provides members with tools to manage their accounts and build a solid financial history.

Does Bank Star offer online and mobile banking?

Most modern institutions like Bank Star provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bank-star.com.