Ameriserv Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Ameriserv Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ameriserv Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ameriserv Bank CD rates. You can also compare Ameriserv Bank savings rates, MMA rates and mortgage rates using our other rate lists. Ameriserv Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ameriserv Bank? Share your experience about Ameriserv Bank by leaving a review below, or read customer reviews before you decide to use Ameriserv Bank. Ameriserv Bank Texas Ratio Ameriserv Bank's Texas Ratio is at 5.94%, which is considered excellent. The Texas Ratio for Ameriserv Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Ameriserv Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Ameriserv Bank Rates with Other Competitive Bank and Credit Union Rates
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ABCO Federal Credit Union
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates June 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Ameriserv Bank rate data right now, check back for updates, we are adding rates all the time. Ameriserv Bank InformationAmeriserv Bank
216 Franklin StJohnstown, PA 15901 Cambria Established Date: 09/23/1933 FDIC Certificate #: 7542 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: AMERISERV FINANCIAL INC How Many Domestic U.S. Offices? 18 How Many Branches are There? 17 Website: https://www.ameriserv.com
Is Ameriserv Bank FDIC Insured? Yes
What is Ameriserv Bank's Cert number? 7542
What is the maximum amount for insured deposits? $250,000 per holder, per account
Ameriserv Bank FinancialsTotal Assets:
$1,372,264,000
Total Deposits:
$1,178,546,000
Equity Capital:
$116,924,000
Domestic Deposits:
$1,178,546,000
Net Income:
$2,029,000
Return on Assets:
0.4455%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.7401%
Pretax Quarterly Return on Assets:
0.7400%
Return on Equity:
5.1500%
Quarterly Return on Equity:
6.9900%
Common Equity Tier 1 Capital Ratio:
11.2122%
Tier 1 Risk-Based Capital Ratio:
11.2122%
Leverage Tier 1 (Core Capital) Ratio:
9.3349%
Total Risk-Based Capital Ratio (YTD):
12.3979%
Total Interest Income (YTD):
4.9278%
Headquarters:
Johnstown
FDIC Field Office:
Wexford
Regulator:
FED
County:
Cambria
# of Offices:
18
Metropolitan Statistical Area (MSA):
Johnstown, PA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates are mixed and mortgage applications increased in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association the average contract 30 year mortgage rate decreased to 4.51 percent with 1.05 points for the week ending June 10, 2011. In the previous week's mortgage survey the average 30 year mortgage rate was 4.54 percent with 0.94 points.
Northeast Bank, headquartered in Lewiston, Maine, is offering one of the best money market rates available right now. The top MMA rate at 1.09 percent with a yield of 1.10 percent is on the Northeast Bank's Pearl Money Market Account. The rate is available for both personal and business accounts for customers that are new to Northeast Bank. Bank or Credit Union Offers and DealsBank of America Money Market Savings AccountMortgage Rates Higher for the Third Consecutive Week: Freddie Mac American Bank Money Market Account Rates now at 0.25% Banking Basics: Why you Should Have Savings and Checking Accounts New Credit Card Rules - How the New Credit Card Laws Affect You Record Low Mortgage Rates Hold Steady Today Mortgage Refinance Rates: 30 Year Refinance Rates at 4.94%, 15 Year Refinance Rate at 4.35% Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special Mortgage Rates Near 2010 High: Current 30 year Mortgage Rates at 5.17% AIG Bank Rates and Review: Best Money Market Rate at 0.82% Alternative Bank and Credit Union Offers to ExploreTaxpayers to Own 70% of General MotorsAll CD Rates Move Higher as Bank CD Rates Increased Orlando, Florida CD Interest Rates & CD Yields Mortgage Rates Slightly Higher this Week on Strong Economic News My Savings Direct Savings Rates now at 1.00% New Year's Resolution, Save More Money Bank CD Rates - Average CD Rates Down Bad News Continues for Saving Enough for Retirement Highest 12 Month CD Rates - PA HSBC Bank USA, N.A. 6 Month $25K CD Rates now at 0.75% Ameriserv Bank ReviewsThere are no reviews for Ameriserv Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.70%, 6-month CD rates at 3.85% and 3-month CD rates at 0.85%. Current savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 17.99%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates. 
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