Ameriserv Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ameriserv BankToday's 12-month CD rates can be found at 1.35%, 6-month CD rates at 0.01% and 3-month CD rates at 4.58%. Current savings rates are at 2.02% and money market rates are at 4.60%. Mortgage rates today on 30-year fixed loans are around 6.97%. Credit Card rates are at 7.90%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Ameriserv Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ameriserv Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ameriserv Bank CD rates. You can also compare Ameriserv Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ameriserv Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ameriserv Bank? Share your experience about Ameriserv Bank by leaving a review below, or read customer reviews before you decide to use Ameriserv Bank.

Ameriserv Bank Texas Ratio

Ameriserv Bank's Texas Ratio is at 4.63%, which is considered excellent. The Texas Ratio for Ameriserv Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ameriserv Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ameriserv Bank
216 Franklin St
Johnstown, PA 15901
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Ameriserv Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Money Market Savings
5.12%
$250,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
16-Month CD
4.75%
$500
Milton Savings Bank
Milton Savings Bank
18-Month CD
4.60%
$500
Climate First Bank
Climate First Bank
25-Month CD
4.50%
$500
Institution for Savings
Institution for Savings
Sapphire Money Market
4.50%
$2,000,000
Portage Community Bank
Portage Community Bank
6-Month CD
4.25%
$1,000
America First Federal Credit Union
America First Federal Credit Union
48-Month CD
4.20%
$500
Ally Bank
Ally Bank
Money Market
4.20%
$0
Texas Heritage National Bank
Texas Heritage National Bank
12-Month CD
4.18%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
15-Month CD (special)
4.04%
$500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
36-Month CD
4.04%
$2,000
United Bank & Trust Co.
United Bank & Trust Co.
13-Month CD (special)
4.04%
$10,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
12-Month CD
4.00%
$500
Bell Bank
Bell Bank
12-Month CD
4.00%
$500
AAC Credit Union
AAC Credit Union
18-Month CD
4.00%
$500
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.79%
$1,000
All America Bank
All America Bank
36-Month CD
3.75%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
12-Month CD
3.75%
$500
Liberty Savings Bank
Liberty Savings Bank
24-Month CD
3.60%
$25,000
Touchmark Bank
Touchmark Bank
48-Month CD
3.50%
$1,000
Kish Bank
Kish Bank
36-Month CD
3.43%
$2,000
Adirondack Bank
Adirondack Bank
18-Month CD
3.25%
$1,000
First State Bank Randolph, NE
First State Bank Randolph, NE
Money Market
3.25%
$75,000
FirstBank of Nebraska
FirstBank of Nebraska
First Money Market
3.04%
$1,000,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
48-Month CD
3.00%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
60-Month CD
2.93%
$500
Bank of Salem AR
Bank of Salem AR
60-Month CD
2.79%
$500
American Commerce Bank, N.A.
American Commerce Bank, N.A.
12-Month CD
2.50%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
36-Month CD
2.43%
$2,500
PSB of Rhineland
PSB of Rhineland
48-Month CD
2.02%
$1,000
Regional Missouri Bank
Regional Missouri Bank
Kasasa Savings
2.00%
$0
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
60-Month CD
1.76%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
FNB of Brookfield
FNB of Brookfield
Money Market
1.31%
$1,000
Security Bank USA
Security Bank USA
Money Market
0.90%
$1,000
Greenville Federal
Greenville Federal
24-Month CD
0.80%
$500
Home SB of Wapakoneta
Home SB of Wapakoneta
12-Month CD
0.80%
$500
BankGloucester
BankGloucester
48-Month CD
0.76%
$500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
60-Month CD
0.70%
$500
1st Bank Yuma
1st Bank Yuma
48-Month CD
0.60%
$1,000
BankNewport
BankNewport
48-Month CD
0.60%
$1,000
Heritage Bank Wood River, NE
1-Month CD
0.51%
$1,000
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
First FSB of Champaign Urbana
First FSB of Champaign Urbana
12-Month CD
0.15%
$1,000
Tremont First National Bank
Tremont First National Bank
18-Month CD
0.15%
$1,000
Millville Savings Bank
Millville Savings Bank
12-Month CD
0.12%
$1,000
Academic Employees Credit Union
Academic Employees Credit Union
6-Month CD
0.10%
$1,000
Florence Bank
Florence Bank
Money Market
0.05%
$1,000
Wells River Savings Bank
Wells River Savings Bank
Money Market
0.05%
$2,500
First Federal S&L of Lorain
First Federal S&L of Lorain
New Checking Account
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Ameriserv Bank rate data right now, check back for updates, we are adding rates all the time.

Ameriserv Bank Information

Ameriserv Bank
216 Franklin St
Johnstown, PA 15901
Cambria
Established Date: 09/23/1933
FDIC Certificate #: 7542
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: AMERISERV FINANCIAL INC
How Many Domestic U.S. Offices? 18
How Many Branches are There? 18
Is Ameriserv Bank FDIC Insured? Yes
What is Ameriserv Bank's Cert number? 7542
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ameriserv Bank Financials

Total Assets:
$1,333,386,000
Total Deposits:
$1,134,823,000
Equity Capital:
$117,225,000
Domestic Deposits:
$1,134,823,000
Net Income:
$2,278,000
Return on Assets:
0.7340%
Quarterly Return on Assets:
0.6800%
Pretax Return on Assets:
0.8502%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
8.0200%
Quarterly Return on Equity:
7.7700%
Common Equity Tier 1 Capital Ratio:
11.4452%
Tier 1 Risk-Based Capital Ratio:
11.4452%
Leverage Tier 1 (Core Capital) Ratio:
9.4411%
Total Risk-Based Capital Ratio (YTD):
12.4937%
Total Interest Income (YTD):
3.9264%
 
 
Headquarters:
Johnstown
FDIC Field Office:
Wexford
Regulator:
FED
County:
Cambria
# of Offices:
18
Metropolitan Statistical Area (MSA):
Johnstown, PA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Mortgage rates dropped to the lowest lever ever recorded in the Mortgage Applications Survey. The Mortgage Bankers Association released their weekly mortgage survey this morning showing both 30 year mortgage rates and 15 year mortgage rates have declined to the lowest point in their survey.
highest-cd-rates-minneapolis-mnCD rates have been low since the deep recession started in 2008. Right now, 3 month CD rates are averaging 0.40 percent. The current average 12 month CD rate isn't much higher only averaging 0.86 percent this morning. Long term CD rates are lower than 12 month CD rates were two years ago. The current national average 5 year CD rate is 2.23 percent. You can find bank CD rates and credit union CD rates higher than the national average rates. If you're lucky you'll find CD rates 1.00 percent above the national average rates.
Mortgage rates are mixed today after setting all time lows earlier this week.  Today's mortgage rates on 30 year mortgages are averaging 4.13%, up from yesterday's average 30 year mortgage rate of 4.12%.

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Alternative Bank and Credit Union Offers to Explore

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