The State Bank of Toledo CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The State Bank of ToledoToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 1.00% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The State Bank of Toledo CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The State Bank of Toledo, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The State Bank of Toledo CD rates. You can also compare The State Bank of Toledo savings rates, MMA rates and mortgage rates using our other rate lists.

The State Bank of Toledo money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The State Bank of Toledo? Share your experience about The State Bank of Toledo by leaving a review below, or read customer reviews before you decide to use The State Bank of Toledo.

The State Bank of Toledo Texas Ratio

The State Bank of Toledo's Texas Ratio is at 32.46%, which is considered good. The Texas Ratio for The State Bank of Toledo is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The State Bank of Toledo is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The State Bank of Toledo
100 E High St
Toledo, IA 52342
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare The State Bank of Toledo Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Service Federal Credit Union
Service Federal Credit Union
Primary Savings
5.00%
$0
Bank of the Flint Hills
Bank of the Flint Hills
12-Month CD
4.37%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
10-Month CD
4.25%
$500
Atkins Savings B&T
Atkins Savings B&T
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
3.75%
$100
Seattle Bank
Seattle Bank
24-Month CD
3.70%
$1,000
Seattle Bank
Seattle Bank
48-Month CD
3.60%
$1,000
Marquette Savings Bank
Marquette Savings Bank
12-Month CD
3.55%
$500
1st Advantage Bank
1st Advantage Bank
48-Month CD
3.51%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
60-Month CD
3.50%
$1,000
Cendera Bank
Cendera Bank
36-Month CD
3.45%
$1,000
Newburyport Bank
Newburyport Bank
60-Month CD
3.25%
$500
Empower Federal Credit Union
Empower Federal Credit Union
36-Month CD
3.20%
$500
Bank of Prague
Bank of Prague
24-Month CD
3.12%
$1,000
BLC Community Bank
BLC Community Bank
Interest Plus Checking
3.00%
$25
Eclipse Bank
Eclipse Bank
12-Month CD
3.00%
$1,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
6-Month CD
3.00%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
36-Month CD
2.97%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
24-Month CD
2.53%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
18-Month CD
2.52%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
6-Month CD
2.52%
$1,000
Genoa Community Bank
Genoa Community Bank
30-Month CD
2.45%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
12-Month CD
2.02%
$1,000
PSB of Rhineland
PSB of Rhineland
48-Month CD
2.02%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
60-Month CD
2.00%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
Choice Checking
2.00%
$25
South Central State Bank
South Central State Bank
60-Month CD
1.91%
$1,000
Genoa Community Bank
Genoa Community Bank
3-Month CD
1.65%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
60-Month CD
1.50%
$500
Heritage Bank Wood River, NE
60-Month CD
1.50%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
24-Month CD
1.40%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Performance Money Market
1.35%
$50,000
The Bank of the West
The Bank of the West
Savings
1.26%
$0
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
60-Month CD
1.25%
$1,000
Champlain National Bank
Champlain National Bank
48-Month CD
1.00%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
Platinum Money Market
0.75%
$1,500
CNB Clinton National Bank
CNB Clinton National Bank
24-Month CD
0.60%
$500
KeySavings Bank
KeySavings Bank
Regular Savings
0.50%
$50
Sugar River Bank
Sugar River Bank
48-Month CD
0.50%
$500
North Star Bank
North Star Bank
Star Savers
0.45%
$25
Abington Bank
Abington Bank
48-Month CD
0.45%
$1,000
WaFd Bank
WaFd Bank
60-Month CD
0.30%
$1,000
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
Home Loan State Bank
Home Loan State Bank
Legacy Checking
0.20%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Savings
0.15%
$50
Equitable S&L Co.
Equitable S&L Co.
12-Month CD
0.15%
$500
Bank of Lake Mills
Bank of Lake Mills
Savings
0.10%
$25
Clay County Savings Bank
Clay County Savings Bank
Premier Plus Checking
0.05%
$500
HTLF Bank
HTLF Bank
UMB Select Checking
0.01%
$1,000
Pataskala Banking Company
Pataskala Banking Company
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The State Bank of Toledo rate data right now, check back for updates, we are adding rates all the time.

The State Bank of Toledo Information

The State Bank of Toledo
100 E High St
Toledo, IA 52342
Tama
Established Date: 01/01/1927
FDIC Certificate #: 4514
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: TAMA COUNTY ABSTRACT CO
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is The State Bank of Toledo FDIC Insured? Yes
What is The State Bank of Toledo's Cert number? 4514
What is the maximum amount for insured deposits? $250,000 per holder, per account

The State Bank of Toledo Financials

Total Assets:
$132,304,000
Total Deposits:
$114,299,000
Equity Capital:
$12,837,000
Domestic Deposits:
$114,299,000
Net Income:
$290,000
Return on Assets:
0.7158%
Quarterly Return on Assets:
0.8900%
Pretax Return on Assets:
0.8734%
Pretax Quarterly Return on Assets:
0.8700%
Return on Equity:
7.3800%
Quarterly Return on Equity:
9.1400%
Common Equity Tier 1 Capital Ratio:
12.5419%
Tier 1 Risk-Based Capital Ratio:
12.5419%
Leverage Tier 1 (Core Capital) Ratio:
10.5002%
Total Risk-Based Capital Ratio (YTD):
13.7994%
Total Interest Income (YTD):
4.5925%
 
 
Headquarters:
Toledo
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Tama
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates made another record low in the most recent mortgage rate report released yesterday. Both 30 year mortgage rates and 15 year mortgage rates made fresh lows in Freddie Mac's Primary Mortgage Market Survey for the week ending August 26, 2010. Current 5 year adjustable mortgage rates tied an all-time low set the prior week.
AIG Bank is offering some very competitive money market account rates that are much higher than the FDIC's national average money market rate. As you can figure out from the title, AIG Bank, is the banking division of American International Group (AIG) which received a $182 billion bailout from the U.S. government during the financial crisis.

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