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Peoples T&S Bank Boonville, IN Rates & Review April 2026

Peoples T&S Bank Boonville, IN's savings rates are at 3.00%. Peoples T&S Bank Boonville, IN's Conventional Mortgage rates are at 6.25%. MonitorBankRates evaluates the financial stability of Peoples T&S Bank Boonville, IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.87%. Rates were last updated on 03/29/2026.

Peoples T&S Bank Boonville, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples T&S Bank Boonville, IN? Share your experience about Peoples T&S Bank Boonville, IN by leaving a review below, or read customer reviews before you decide to use Peoples T&S Bank Boonville, IN.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.87%
Excellent Lower than avg
Peoples T&S Bank Boonville, IN
132 S 3rd St
Boonville, IN 47601
https://www.ptsb-in.com
Member FDIC

Peoples T&S Bank Boonville, IN Savings Rates

Product Rate APY View More
Elite Savings - 3.00%
Details Our uncapped, high-yield, savings account gives you the flexibility of a savings account without locking up your savings in a long-term investment! *Click for more details!
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.87%

Peoples T&S Bank Boonville, IN Mortgage Rates

Product Rate Points APR Term View More
Conventional Mortgage 6.25% - 6.31% 30 Year Fixed
Details 20% Down
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.87%
Main Street Mortgage 6.75% - 6.80% 30 Year Fixed
Details 10.1% Down
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.87%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples T&S Bank Boonville, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples T&S Bank Boonville, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples T&S Bank Boonville, IN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples T&S Bank Boonville, IN
Bank Holding Company PEOPLES BANCSHARES CORP
Address 132 S 3rd St, Boonville, IN 47601  ·  Warrick
FDIC Certificate # 13113
Established 01/01/1895
FDIC Insurance Date 01/01/1934
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.87%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.0005%
Non-Performing Loans (NPL) 0.09%
Total Assets $244,548,000
Total Deposits $196,094,000
Equity Capital $27,948,000
Net Income $-329,000
Headquarters Boonville
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

GSFH
★★★★★
December 17, 2025
nfly
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Peoples T&S Bank Boonville, IN

Is Peoples T&S Bank Boonville, IN a safe place to deposit money?

Yes, Peoples T&S Bank Boonville, IN is considered a safe financial institution. With a Texas Ratio of 0.86852466610052%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Peoples T&S Bank Boonville, IN operate?

Peoples T&S Bank Boonville, IN currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples T&S Bank Boonville, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples T&S Bank Boonville, IN provides members with tools to manage their accounts and build a solid financial history.

Does Peoples T&S Bank Boonville, IN offer online and mobile banking?

Most modern institutions like Peoples T&S Bank Boonville, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ptsb-in.com.

Current Peoples T&S Bank Boonville, IN Rates

  • Savings3.00%
Retrieved from our database of financial products. Rates subject to change.