Barclays Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 4.95% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Barclays Bank's 12-Month CD rates are at 5.00%, 18-Month CD rates are at 4.50%, 24-Month CD rates are at 4.00%, 60-Month CD rates are at 3.75%, 48-Month CD rates are at 3.50%. Barclays Bank's savings rates are at 4.35%.

Barclays Bank

To see how these rates compare to Barclays Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Barclays Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Barclays Bank CD rates. You can also compare Barclays Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Barclays Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Barclays Bank? Share your experience about Barclays Bank by leaving a review below, or read customer reviews before you decide to use Barclays Bank.

Barclays Bank Texas Ratio

Barclays Bank's Texas Ratio is at 5.27%, which is considered excellent. The Texas Ratio for Barclays Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Barclays Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.00%
18-Month CD
4.50%
24-Month CD
4.00%
36-Month CD
3.50%
48-Month CD
3.50%
60-Month CD
3.75%
Savings
4.35%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Barclays Bank
125 S West St
Wilmington, DE 19801
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Barclays Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Barclays Bank
Barclays Bank
12-Month CD
5.00%
$0
Barclays Bank
Barclays Bank
18-Month CD
4.50%
$0
Barclays Bank
Barclays Bank
Online Savings Account
4.35%
$0
Barclays Bank
Barclays Bank
24-Month CD
4.00%
$0
Barclays Bank
Barclays Bank
60-Month CD
3.75%
$0
Barclays Bank
Barclays Bank
36-Month CD
3.50%
$0
Barclays Bank
Barclays Bank
48-Month CD
3.50%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Barclays Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Riverside Bank of Dublin
Riverside Bank of Dublin
18-Month CD
4.75%
$500
State Bank of Medora
State Bank of Medora
18-Month CD
4.70%
$0
Alden State Bank
Alden State Bank
12-Month CD
4.50%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
12-Month CD
4.25%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Money Market
4.25%
$5,000,000
Minnwest Bank
Minnwest Bank
30-Month CD Digital Online
4.01%
$1,000
Pentucket Bank
Pentucket Bank
24-Month CD
3.90%
$500
First National Bank VA
First National Bank VA
12-Month CD
3.80%
$500
The Seymour Bank
The Seymour Bank
12-Month CD
3.80%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
18-Month CD
3.60%
$1,000
Great Plains State Bank
Great Plains State Bank
36-Month CD
3.60%
$500
PS Bank of Velva
PS Bank of Velva
36-Month CD
3.50%
$500
FSB of Burnet
FSB of Burnet
3-Month CD
3.29%
$1,000
Bank Plus
Bank Plus
Checking Account Kasasa Cash <-10K
3.06%
$0
First Bank Waverly, IA
First Bank Waverly, IA
Premier Rewards Checking Account
3.04%
$0
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
48-Month CD
3.00%
$5,000
Chesapeake Bank
Chesapeake Bank
6-Month CD
3.00%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.00%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
36-Month CD
2.75%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
3-Month CD
2.63%
$1,000
First National Bank in Carlyle
First National Bank in Carlyle
36-Month CD
2.60%
$1,000
Heritage Bank Wood River, NE
24-Month CD
2.02%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
48-Month CD
2.00%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
18-Month CD
1.76%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
12-Month CD
1.50%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
Money Market Savings
1.50%
$100,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
48-Month CD
1.20%
$1,000
United Bank of Union
United Bank of Union
48-Month CD
1.00%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
Now Checking
1.00%
$1,000
CIBM Bank
CIBM Bank
60-Month CD
0.85%
$500
Centinel Bank of Taos
Centinel Bank of Taos
Simple Savings
0.80%
$0
Bank
Bank
6-Month CD
0.80%
$10,000
PSB Provident Savings Bank
PSB Provident Savings Bank
36-Month CD
0.63%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
Money Market
0.60%
$100,000
Craft Bank
Craft Bank
Business Savings Account
0.50%
$100
United Minnesota Bank
United Minnesota Bank
6-Month CD
0.50%
$500
Hyperion Bank
Hyperion Bank
HyperInterest Checking Account
0.40%
$0
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
Money Fund Checking Account
0.25%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Money Market
0.20%
$2,500
Elevate Bank
Elevate Bank
3-Month CD
0.20%
$1,000
First National Bank of Kentucky
First National Bank of Kentucky
Savings Account Statement
0.15%
$100
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
Savings Account
0.15%
$100
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Money Market Deposit Account
0.15%
$2,500
Community Bank of Elmhurst
Community Bank of Elmhurst
18-Month CD
0.10%
$500
Gouverneur S&L
Gouverneur S&L
Passbook Savings Account
0.10%
$10
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Statement Savings
0.10%
$100
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Premier Money Market 1st Tier
0.07%
$1,500
Charter Bank TX
Charter Bank TX
Checking Account Now
0.05%
$100
Cleveland State Bank
Cleveland State Bank
Checking Account
0.01%
$0
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Regular Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Barclays Bank Information

Barclays Bank
125 S West St
Wilmington, DE 19801
New Castle
Established Date: 05/23/2001
FDIC Certificate #: 57203
Date of FDIC Deposit Insurance: 05/23/2001
Bank Holding Company: BARCLAYS PLC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Barclays Bank FDIC Insured? Yes
What is Barclays Bank's Cert number? 57203
What is the maximum amount for insured deposits? $250,000 per holder, per account

Barclays Bank Financials

Total Assets:
$37,352,000,000
Total Deposits:
$28,950,000,000
Equity Capital:
$5,150,000,000
Domestic Deposits:
$28,950,000,000
Net Income:
$155,000,000
Return on Assets:
0.0987%
Quarterly Return on Assets:
1.6600%
Pretax Return on Assets:
2.2670%
Pretax Quarterly Return on Assets:
2.2700%
Return on Equity:
0.5700%
Quarterly Return on Equity:
11.5300%
Common Equity Tier 1 Capital Ratio:
14.1057%
Tier 1 Risk-Based Capital Ratio:
16.3241%
Leverage Tier 1 (Core Capital) Ratio:
13.1739%
Total Risk-Based Capital Ratio (YTD):
17.6256%
Total Interest Income (YTD):
11.1689%
 
 
Headquarters:
Wilmington
FDIC Field Office:
Claymont
Regulator:
FDIC
County:
New Castle
# of Offices:
1
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Barclays Bank CD Rates: 5.15% APY 12-Month CD, 5.00% APY 18-Month CD

Barclays Bank CD Rates on the bank's 12-month CD is currently at 5.02% with an APY of 5.15%, current 18-month CD rates are at 4.88%, with an APY of 5.00%. Other notable CD rates include the Barclay's Bank 60-month CD rate of 4.40%, with an APY of 4.60%. Barclays Bank CD rates on 60-month CDs puts the bank in 12th place on our 60-month CD rates list. You can view a complete list of CD rates at Barclays Bank along with CD terms and disclosures.

Current CD Rates at Barclays Bank

TermInterest RateAPY
12 Month CD5.02%5.15%
18 Month CD4.88%5.00%
24 Month CD4.50%4.60%
36 Month CD4.40%4.50%
48 Month CD4.35%4.45%
60 Month CD4.40%4.50%
    Read more...

Barclays Bank CD Rates: Top Rate 12-Month CD at 5.00% APY

Barclays Bank CD rates on 12-month certificates of deposit are one of the top 12-month rates currently available at 5.00% APY. One again it's nice to write about a 5.00 percent CD rate after years of rates being under 1.00 percent. Barclays Bank is one of the world's largest and most reputable financial institutions, providing its customers with a wide range of financial services and products, including certificates of deposit (CDs).

Barclays Bank offers a highly competitive CD rate of 5.00% on their 12-month CD account, this rate is significantly higher than the national average CD rate of 0.56% as of February 2023. This means that customers who invest in Barclays Bank's CDs can earn significantly more interest on their investment than they would with other banks.

Barclays Bank also offers a variety of CD terms to suit the needs of different investors. You can choose from CD terms ranging from 1 year to five years. Since short-term interest rates are higher than long-term rates right now, so short-term rates are higher than long-term CD rates, for example, Barclay's 12-month CD rate is at 5.00 percent APY and their 60-month CD rates is at 4.30% APY.

    Read more...

Barclays Bank CD Rates: 2.15% APY 12-Month CD (Nationwide)

Barclays Bank CD Rates 2.15% APY 12-Month CD NationwideBarclays Bank CD rates on short and intermediate term certificates of deposit are really competitive right now. In fact, 12 month CD rates at Barclays Bank are near the top of our rate list. Current 12 month CD rates from Barclays Bank are at 2.13 percent with an APY of 2.15 percent. If you're looking for a longer term CD account, 18 month to 48 month CD rates are also at 2.13 percent with an APY of 2.15 percent. There is no minimum balance to open a CD account. To get the best deal on a CD account, compare online CD rates with Barclays Bank CD rates.

CD Rates from Barclays Bank

    Read more...

Highest Deposit Rates November 27, 2016

Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.Listed below are the best savings rates and money market rates available in our database for November 27, 2016.

Best Savings Rates

    Read more...

Best Variable Deposit Rates October 12, 2016

Variable deposit rates have been slowly creeping up for the past several months. The interest rate increases have been small; in increments of less than 10 basis points for the most part. Even with the small increases, the best variable deposit rates are almost comparable to best the 1 year CD rates.The best savings rate on our rate database is at 1.25 percent with an APY of 1.26 percent from Popular Direct. This savings rate is only 4 basis points lower than the top 1 year CD rate in our database at 1.29 percent with a yield of 1.30 percent. The highest money market yield on our list is 5 basis point lower at 1.24 percent with a yield of 1.25 percent.Listed below are today's current highest savings rates and money market rates     Read more...

Sorry Savers, Brexit Kills Any More Rate Hikes in 2016

Hopes were high for savers late last year when the Fed increased the fed funds rate for the first time in nearly a decade. The rate hike of 25 basis points in December 2015 was expected to be the first of many hikes to come. In the Fed's economic predictions for 2016, a majority of Fed participants expected four rate hikes in 2016.Savers finally had reason to be hopeful that deposit rates would move higher in 2016, then came reality. The second rate hike looked like it would happen during the Fed's March meeting. During the Fed's March meeting, slowing economies worldwide spooked the markets and the Fed declined to raise the fed funds rate.The Fed also decided not to hike rates during April meeting due to economic uncertainty. June's meeting started to look like another rate hike would come but a disappointing jobs report nixed that increase. A mere 38,000 jobs were created in May, much lower than the forecast of 175,000.     Read more...

Barclays Lowers CD Rates

Barclays Bank just lowered CD rates on four certificates of deposit. The largest CD rate decrease was 20 basis points on Barclay's 4 year and 5 year CDs. Barclays 2 year and 3 year CD rates were lowered by 10 basis points. You can see how Barclay's new lower rates compare with other rates by searching our rate database at CD Rates.

New Lower CD rates at Barclays

BankCD ProductRate (new / old)Yield (new / old)
Barclays2 Year CD1.19 / 1.291.2 / 1.30
Barclays3 Year CD1.44 / 1.541.45 / 1.55
Barclays5 Year CD2.03 / 2.232.05 / 2.25
Barclays4 Year CD1.64 / 1.831.65 / 1.85

Listed below is a complete list of current online CD rates at Barclays:

TermInterest RateAPY
3 Month CD0.35%0.35%
6 Month CD0.55%0.55%
9 Month CD0.60%0.60%
12 Month CD0.80%0.80%
18 Month CD0.85%0.85%
24 Month CD1.19%1.20%
36 Month CD1.44%1.45%
48 Month CD1.64%1.65%
60 Month CD2.03%2.05%

There is no minimum deposit to open a certificate of deposit at Barclays. Online CD accounts automatically renew at prevailing rates. Beginning on the date of maturity, there is a 14-day grace period in which you can withdraw funds from your CD without penalties. Barclays will send you an email alert approximately 30 days before your CD matures.

To withdraw funds from a CD account, you’ll have to contact Barclays in writing or by phone before the grace period ends. The Barclays Customer Care team can give you more detailed instructions, you can call them at 888-710-8756, seven days a week from 8am to 8pm ET.

You can receive interest disbursements every month. You can either keep interest earned in your CD account or transfer it to your Barclays online savings account or an external account.

    Read more...

3/1/16 - Best Variable Deposit Rates

Listed below are the best variable deposit rates for March 1, 2016. For a list of today's deposit rates search our database of rates at Deposit Rates.

Best Money Market Account Rates

Top Deposit Rates for February 24, 2016

Listed below are the top online savings rates and money market rates for 2/24/16.Top Online Savings Account Rates

Variable Deposit Rate Report for January 14, 2016

A few banks have increased their rates, so average deposit rates are slightly higher this week. Variable deposit rates have been stable so far in 2016 but that will change in the coming months. The biggest force behind any deposit rate increases is the Federal Open Market Committee (FOMC). The FOMC meets again in less than 2 weeks to decide on interest rate policy.The Fed is widely expected to keep the fed funds rate in the current range of 0.25 percent to 0.50 percent. As of today, there is a 90.5 percent chance the Fed won't increase the fed funds rate according to the CME Group's Fed Watch Tool. The next Fed meeting is in March and as of today there is only a 34.5 percent probability the Fed will increase the rate during that meeting.Deposit rates will move higher in 2016. The question isn't if, but when. Listed below are this week's best savings rates and money market rates.     Read more...

Christmas Day 2015 Variable Deposit Rates

2016 will be a better year for deposit rates after many years of watching rates decline to historic lows. The Fed will most likely increase the fed funds rate at least 3 or 4 times in 2016, on top of the 1 rate increase in 2015. While banks and credit unions haven't increased rates yet, it's only a matter of time before they do.Let's look forward to higher fixed and variable bank rates in 2016. Listed are the best savings rates and money market rates on Christmas Day 2015. You can check on all current deposit rates by searching our database of interest rates at MonitorBankRates.com.Best Savings Rates Christmas Day     Read more...

Unemployment Low and Hourly Wages Up Should Mean a Rate Increase

The Fed meets in just over a month to decide on monetary policy. The strong November employment report makes it more likely the Fed participants will vote to increase the fed funds rate. A higher fed funds rate will lead to higher variable deposit rates, possibly as soon as next month.

November's unemployment rate fell to 5.00 percent and average hourly earnings have risen by 2.5 percent over the past year. The unemployment rate is now at the lowest level since April 2008, just before the financial crisis. The rate is also at a point where many Fed officials see as consistent with full employment. 

Full employment and higher wage growth should force the Fed to vote on increasing rates. The CME Group's Fed Watch Tool puts the probability of a rate hike in December at 65.9 percent. Whether or not the rate is increased will depend on December's employment report.

    Read more...

CD Rates Hold Steady as Fed Meets Next Week to Decide Monetary Policy

The Federal Open Market Committee (FOMC) meets again next week to decide on monetary policy. If the FOMC decides to increase the fed funds rate, CD rates will also move higher. Fed Chair, Janet Yellen, is still talking up a rate hike sometime in 2015 but some Fed officials say the first hike will happen in 2016.

The final FOMC meeting for 2015 will be in December. If a hike doesn't happen next week, the FOMC has one final chance to raise the rate this year. The CME's FedWatch Tool now has a 29.2 percent chance of a hike in December, down from 35.4 percent last month.

The past several months, banks and credit unions in our rate database have been slowing increasing their rates in anticipation of a Fed rate hike. Both short term and long term CD rates have been increased by financial institutions. The increases have been small but at least rates are finally moving higher after a half dozen years of decreases.

    Read more...

10/14/15 - Variable Deposit Rates - Highest Savings Rates at 1.10% APY

Banks kept variable deposit rates near current levels because the Federal Reserve decided not to increase the fed funds rate. The Fed meets again this month to decide interest rate policy and it's looking less likely the Fed will increase the rate this month.

The CME Group's FedWatch Tool has only about a 5 percent chance of a change in monetary policy at the October Fed meeting. Listed below are the best savings rates and money market rates. You can search our rate database for both national and regional rates at SavingsAccount.MonitorbankRates.com

Variable Deposit Rates for October 14, 2015

    Read more...

9/30/15 Deposit Rate Report

By now you have probably heard the Fed didn't increase the fed funds rate this month so deposit rates have mostly remained the same. There is still hope for an increase in October's meeting but a lot will depend on September's employment report due to be released on Friday.

September 30, 2015 Deposit Rate Report

Best Money Market Rates

  • EverBank 0.61% Yield 1.11%
  • Dime 0.20% Yield 1.10%
  • Northeast Bank 1.09% Yield 1.10%
  • iGObanking.com 1.09% Yield 1.09%
  • ableBanking 1.00% Yield 1.00%
  • Sallie Mae Bank 0.90% Yield 0.90%
  • Ally Bank 0.85% Yield 0.85%
  • Synchrony Bank 0.85% Yield 0.85%
  • MyCBB 0.83% Yield 0.83%

Best Savings Rates

  • My Savings Direct 1.09% Yield 1.10%
  • Radius Bank 1.09% Yield 1.10%
  • The Palladian Private Bank 0.90% Yield 1.10%
  • Synchrony Bank 1.04% Yield 1.05%
  • CIT Bank 1.04% Yield 1.05%
  • GE Capital Bank1.04% Yield 1.05%
  • Barclays Bank 1.00% Yield 1.00%
  • iGObanking.com 1.00% Yield 1.00%
  • Ally Bank 1.00% Yield 1.00%
  • Discover Bank 0.95% Yield 0.95%
  • American Express Bank 0.90% Yield 0.90%

Average Deposit Rates

  • Money Market/Savings Min Deposit $10,000 Current Average Rate 0.510%
  • Money Market/Savings Min Deposit $25,000 Current Average Rate 0.600%
  • Money Market/Savings Min Deposit $50,000 Current Average Rate 0.610%

Check on current variable deposit rates at anytime by searching our database at SavingsAccount.MonitorbankRates.com

    Read more...

Best Variable Deposit Rates Report September 4, 2015

Listed below are the best savings rates and money market rates for September 4, 2015.Best Savings Account Rates

Highest Variable Deposit Rate Report August 14

Listed below are the top savings rates and money market rates for the week ending August 14th. The only increase in the top rates was from EverBank, the bank increased their promo money market rate from 1.01% APY to 1.10% APY.Highest Savings Rates

Variable Deposit Rate Report August 2, 2015

The best savings rates and money market rates remained the same this week. The Federal Reserve had a chance to increase interest rates this past week but kept the fed funds rate at the current level. Since the Fed didn't move on interest rates, banks kept their rates the same.Keeping the fed funds rate near zero percent was expected but the Fed did set the stage for an interest rate hike. An increase will come in the next several months, possibly as soon as the Fed's September meeting.
Information received since the Federal Open Market Committee met in June indicates that economic activity has been expanding moderately in recent months. The labor market continued to improve, with solid job gains and declining unemployment. .The Committee continues to see the risks to the outlook for economic activity and the labor market as nearly balanced.
    Read more...

CD Rate Report July 9, 2015 - Best 1 Year CD Rate Remains at 1.25 Percent

This past week we had 8 banks in our database increased their CD rates and 1 bank that lowered their CD rate. There are new top rates on the 2 year rate list and 3 year rate list.Silvergate Bank now has the top 2 year CD rate at 1.51 percent with a yield of 1.52 percent.Sallie Mae Bank now has the best 3 year CD rate at 1.59 percent with a yield of 1.60 percent.     Read more...

9 CD Rates Increased - 8 CD Rates Decreased in June

Banks and credit unions have been all over the place with their rates. In our database of CD rates, there were 9 CD rate increases and 8 CD rate decreases in June. Average CD rates on 2 year, 3 year and 5 year certificates of deposit moved slightly higher while 3 month and 6 month rates were unchanged.The biggest decrease the past month was from Chartway Federal Credit Union. CFCU's 6 month rate was lowered from 0.85 percent to 0.70 percent. The largest increase was from Synchrony Bank. The bank's 2 year CD rate was increased from 1.15 percent to 1.25 percent.CD Rates will remain near current levels until the Federal Open Market Committee increases the federal funds rate. Most Fed watchers anticipate an increase during the FOMC's September meeting. The amount of the increase will probably be 0.25 percent, which will send the best CD rates in our database up by the same amount.     Read more...

Best Savings Rate Now at 1.25% APY

Savings account rates continue to move higher this month as several banks have increased their savings rates. We also have a new best rate in our variable rate database. My Savings Direct's savings rates are now at 1.24 percent with an APY of 1.25 percent.For the first time in several years, the highest savings rate in our database now matches the highest 1 year CD rates available. Prior to My Savings Direct's increase, the top savings rates were about 10 to 15 basis points below the top 1 year CD rate.You now can get the same rate with a variable rate account without committing to locking into a rate for a year. Why should this matter? Because deposit rates are moving higher over the next couple of months once the federal funds rate is increased.     Read more...

CD Rate Report June 2, 2015: Best 6 Month CD Rate at 1.00 Percent

A couple of banks increased their CD rates this past week. California First National Bank increased their 6 month CD rate from 0.85 percent to 0.95 percent, putting them in second place in our 6 month rate database. CIT Bank increased their 2 year CD rate from 1.35 percent to 1.40 percent.These increases were small and we won't see any major increases in deposit rates until the Federal Open Market Committee increases their key benchmark interest rate. There is a slight chance the FOMC might increase the rate during their June meeting (June 16th and 17th).If a rate increase doesn't happen this month, July will be the next target for an increase. The FOMC will meet again on July 28th and July 29th to discuss monetary policy. May and June's employment reports will be driving factors on whether or not the rate is increased.     Read more...

Higher Fed Funds Rate Later This Year Will Send Deposit Rates Higher

Federal Reserve Chairwoman, Janet Yellen, said in a speech to the Chamber of Commerce in Providence, R.I, that she still expects the Fed to start raising its benchmark interest rate later this year. A hike in the federal funds rate will send savings rates and money market rates higher.We expected the Fed to increase the rate during their scheduled June meeting. It now looks like a rate hike during the June meeting is off the table. An increase will probably come during the July or September meeting. The Fed is eager to normalize monetary policy by increasing the fed funds rate from the current target of zero percent to one quarter percent.Janet Yellen said the following in Providence:     Read more...

Bank CD Rates Report May 21, 2015

Another quiet week for CD rates, no big change in rates for short term or long term certificate of deposits. We don't expect any major changes in CD rates until the Federal Open Market Committee meets next month. If the FOMC does increase the federal funds rate, banks will follow with higher deposit rates.The best CD rate deal in our rate database is MyCBB Bank's 2 month CD rate at 0.80 percent. Investing in short term certificates of deposit right now makes sense because rates are moving higher this year. MyCBB Bank's rate is also higher than all 3 month rates in the database and better than most 6 month rates.Colorado Federal Savings Bank increased their CD rates and the bank is now listed in most of the rate lists below. Capital One Bank also increased their rates and made some of the lists. California First National Bank increased their 6 month rate from 0.85 percent to 0.95 percent. EverBank made small increases to their rates, a couple basis points higher. Discover Bank lowered their 5 year CD rate 10 basis points.     Read more...

Money Market Rates and Savings Rates Report May 17, 2015

The highest savings account rates and money market account rates for May 17, 2015, are listed below.Highest Savings Rates
        Read more...

Explore Other Rate Deals

mortgage-interest-rates-under-525-percentMortgage interest rates have started heading back down again this week. Home mortgage rates have been hovering in a range of 5.00 percent to 5.50 percent for over a month now. Home mortgage interest rates have been whipsawed by positive and negative economic news almost on a daily basis.
Sterling National Bank has the current highest money market account rate on our savings rate tables and money market rate table in New York, New York. Sterling National Bank's current money market rate is 1.31 percent with a money market yield of 1.32 percent. The banks with the highest savings rate on our New York, NY rate table is American Express Bank and Sallie Mae Bank. Both bank's current savings interest account rates is 1.29 percent with a savings yield of 1.30 percent. 
weekly-cd-ratesCD Rates continued to drift downward this past week, although the changes in rates were fractional for the most part. Although yields on bonds rose sharply along with mortgage rates. Hopefully CD rates won't be far behind.

Bank or Credit Union Offers and Deals

Millennium Bank 6 Month CD Rate Special
Savings Account Rates at American Express Bank
Mortgage Rates Bounce Off of Record Lows Freddie Mac: 30 Year Mortgage Rates at 4.39%, 15 Year Mortgage Rates at 3.76%
Best CD Rates in December Just Increased
Mortgage Rates Sunday 3/13: 30 Year Mortgage Rates and Refinance Rates Averaging 4.81%
Bank of America 3 Month CD Rate
Mortgage Rates - Average Mortgage Rates Higher for the Last Week of 2009
UFB Direct Savings Rates now at 1.00%
Mortgage Rates
Navy FCU Mortgage Rates

Alternative Bank and Credit Union Offers to Explore

Luther Burbank Savings CD Rates: Top Rate at 5.25% APY
CD or Savings Account, which is Best for Retirees?
United Bank CD Rates
Health Insurance
Live Oak Bank 5 Year CD Rates now at 1.98%
2-26 Mortgage Rates and Refinance Rates: 15 Year Jumbo Mortgage Rates and Refinance Rates at 4.77%
Fulton Bank Mortgage Rates Today
CD Rates National Average Rates and Best Rates
Three Banks Now Offering 1 Year CD Rates at 1.75%
Car Insurance Rates Getting the Best Auto Insurance Quotes in California

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