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 Liberty Bank and Trust Company Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 5, 2026
Liberty Bank and Trust Company's Personal Loan Rates are at 9.96%. MonitorBankRates evaluates the financial stability of Liberty Bank and Trust Company with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.28%. Rates were last updated on 06/05/2026. Liberty Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty Bank and Trust Company? Share your experience about Liberty Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Liberty Bank and Trust Company. 
Liberty Bank and Trust Company Credit Card Rates
Liberty Bank and Trust Company Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Liberty Bank and Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Liberty Bank and Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Liberty Bank and Trust Company's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Liberty Bank and Trust Company
Bank Holding Company
LIBERTY FINANCIAL SERVICES INC
Address
6600 Plaza Dr,
New Orleans, LA 70127 · Orleans
Website
https://www.libertybank.net
FDIC Certificate #
20856
Established
11/16/1972
FDIC Insurance Date
11/16/1972
Domestic Offices
23
Total Branches
23
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
6.28%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.3945%
Return on Equity (ROE)
15.4400%
Non-Performing Loans (NPL)
0.49%
Total Assets
$1,105,310,000
Total Deposits
$957,063,000
Equity Capital
$122,355,000
Net Income
$9,457,000
Headquarters
New Orleans
Total Offices
23
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsJeffrey Mitchell
May 15, 2026
I am fed up with Liberty Bank as after I tried to pay for my Microsoft account which I have had for years by transferring to a different Liberty debit account. I was aware of Microsoft being denied, no big deal. No wone told me the card was on hold. So, I go to Subway for lunch only to have my card denied. First embarrassment. Go to local Liberty bank and after much fenagling was told the card was good. So, I go back to Subway to get my order, and the card was denied again even after the bank said it would work. Embarrassment #2 , Back to the bank very angry to be lied to and after more fenagling was told, again that the card would work. I was too embarrassed to go back to Subway a third time, so no lunch now I go to work until 10:00 PM. I have spent my entire morning fooling around with your bank. I do not like to be embarrassed, and I suppose you do not either. Your security process is deplorable as well as your bank. I would give zero stars if available
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Frequently Asked Questions About Liberty Bank and Trust CompanyHow many branches does Liberty Bank and Trust Company operate?Liberty Bank and Trust Company currently maintains approximately 23 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Liberty Bank and Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Liberty Bank and Trust Company provides members with tools to manage their accounts and build a solid financial history. Does Liberty Bank and Trust Company offer online and mobile banking?Most modern institutions like Liberty Bank and Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.libertybank.net. Compare to Other Banks
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