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Regent Bank (OK) Rates & Review August 2026

Regent Bank (OK)'s 12-Months 12-Month rates are at 4.05%, 24-Months 24-Month rates are at 4.05%, 6-Months 6-Month rates are at 4.05%, 36-Months 36-Month rates are at 3.25%, 48-Months 48-Month rates are at 3.25%. MonitorBankRates evaluates the financial stability of Regent Bank (OK) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.34%. Rates last updated and verified on 08/28/2026.

Regent Bank (OK) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Regent Bank (OK)? Share your experience about Regent Bank (OK) by leaving a review below, or read customer reviews before you decide to use Regent Bank (OK).

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.34%
Excellent Lower than avg
Regent Bank
7136 S Yale Ave
Tulsa, OK 74136
https://www.regent.bank
Member FDIC

Regent Bank (OK) CD Rates

Product Rate APY Term View More
12 month - 4.05% 12 Months
Min Deposit $1,000
Details Early Withdrawal Penalty 6-12 Month CD - 3 Month Interest Penalty. Rates apply to new deposits only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
24 month - 4.05% 24 Months
Min Deposit $1,000
Details Early Withdrawal Penalty 18-60 Month CD - 6 Month Interest Penalty. Rates apply to new deposits only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
6 month - 4.05% 6 Months
Min Deposit $1,000
Details Early Withdrawal Penalty 6-12 Month CD - 3 Month Interest Penalty. Rates apply to new deposits only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
36 month - 3.25% 36 Months
Min Deposit $1,000
Details Early Withdrawal Penalty 18-60 Month CD - 6 Month Interest Penalty. Rates apply to new deposits only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
48 month - 3.25% 48 Months
Min Deposit $1,000
Details Early Withdrawal Penalty 18-60 Month CD - 6 Month Interest Penalty. Rates apply to new deposits only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
60 month - 3.25% 60 Months
Min Deposit $1,000
Details Early Withdrawal Penalty 18-60 Month CD - 6 Month Interest Penalty. Rates apply to new deposits only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
18 month - 2.98% 18 Months
Min Deposit $1,000
Details Early Withdrawal Penalty 18-60 Month CD - 6 Month Interest Penalty. Rates apply to new deposits only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
120 month - 1.75% 120 Months
Min Deposit $1,000
Details Rates apply to new deposits only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
3 month - 0.10% 3 Months
Min Deposit $1,000
Details Early Withdrawal Penalty 3 Month CD - 30 Day Interest Penalty. Rates apply to new deposits only.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Regent Bank (OK) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Regent Bank (OK) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Regent Bank (OK)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Regent Bank (OK)
Bank Holding Company REGENT CAPITAL CORP
Address 7136 S Yale Ave, Tulsa, OK 74136  ·  Tulsa
FDIC Certificate # 4160
Established 01/01/1898
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.34%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0536%
Return on Equity (ROE) 12.0100%
Non-Performing Loans (NPL) 0.15%
Total Assets $1,971,682,000
Total Deposits $1,728,339,000
Equity Capital $196,088,000
Net Income $20,047,000
Headquarters Tulsa
Total Branches and Offices 6
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Regent Bank (OK)

How many branches does Regent Bank (OK) operate?

Regent Bank (OK) currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Regent Bank (OK) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Regent Bank (OK) provides members with tools to manage their accounts and build a solid financial history.

Does Regent Bank (OK) offer online and mobile banking?

Most modern institutions like Regent Bank (OK) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.regent.bank.

Current Regent Bank (OK) Rates

  • 12-Month CD4.05%
  • 18-Month CD2.98%
  • 24-Month CD4.05%
  • 36-Month CD3.25%
  • 48-Month CD3.25%
  • 60-Month CD3.25%
Retrieved from our database of financial products. Rates subject to change.