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Portage Community Bank Rates & Review April 2026

Item: Portage Community Bank
Rating: 9783
Author: xanv

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 2, 2026

You can compare Portage Community Bank rates to other rates in our database, including 12-month CD rates currently at 3.70%, 6-month CD rates at 2.00% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 6.56%. All these rates can be compared to Portage Community Bank rates. MonitorBankRates evaluates the financial stability of Portage Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.86%. Rates were last updated on 04/02/2026.

Portage Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Portage Community Bank? Share your experience about Portage Community Bank by leaving a review below, or read customer reviews before you decide to use Portage Community Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.86%

Excellent Lower than avg

Portage Community Bank

1311 E Main St
Ravenna, OH 44266

https://www.pcbbank.com

Portage Community Bank Checking Rates

Product	Rate	APY	View More
Neighbor Rewards Checking	-	4.00%
Details Qualifications Required; Qualifying balance up to $25,000 Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.86%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Portage Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Portage Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Portage Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Portage Community Bank

Bank Holding Company PORTAGE BANCSHARES INC

Address 1311 E Main St, Ravenna, OH 44266 · Portage

Website https://www.pcbbank.com

FDIC Certificate # 34760

Established 07/01/1998

FDIC Insurance Date 07/01/1998

Domestic Offices 4

Total Branches 4

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.86%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7509%

Return on Equity (ROE) 8.9900%

Non-Performing Loans (NPL) 0.29%

Total Assets $533,410,000

Total Deposits $467,846,000

Equity Capital $53,091,000

Net Income $4,883,000

Headquarters Ravenna

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

xanv

★★★★★

December 17, 2025

DoHV

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Portage Community Bank

Frequently Asked Questions About Portage Community Bank

Is Portage Community Bank a safe place to deposit money?

Yes, Portage Community Bank is considered a safe financial institution. With a Texas Ratio of 3.8584175791581%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Portage Community Bank operate?

Portage Community Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Portage Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Portage Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does Portage Community Bank offer online and mobile banking?

Most modern institutions like Portage Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pcbbank.com.