Genesee Regional Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Genesee Regional Bank's CD 6 to 11-Month Elite rates are at 2.75%, CD 32 Days to 5-Month Elite rates are at 2.50%, CD 6 to 11-Month rates are at 2.50%, CD 12 to 17-Month Elite rates are at 2.25%, CD 18 to 23-Month Elite rates are at 2.25%. Genesee Regional Bank's money market rates are at 0.40%.
Rate Updates and AvailabilityGenesee Regional Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genesee Regional Bank? Share your experience about Genesee Regional Bank by leaving a review below, or read customer reviews before you decide to use Genesee Regional Bank. Genesee Regional Bank Texas RatioGenesee Regional Bank's Texas Ratio is at 3.52%, which is considered excellent. The Texas Ratio for Genesee Regional Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Genesee Regional Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Genesee Regional Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Genesee Regional Bank CD Rates
Genesee Regional Bank Money Market Rates
Genesee Regional Bank Checking Rates
Genesee Regional Bank Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Genesee Regional Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Genesee Regional Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Genesee Regional Bank's official website for the most current offers and terms.
Bank Profile & OverviewGenesee Regional Bank
1850 Winton Rd SRochester, NY 14618 Monroe Established Date: 08/12/1985 FDIC Certificate #: 26333 Date of FDIC Deposit Insurance: 08/12/1985 Bank Holding Company: GREATER ROCHESTER BCORP INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.grbbank.com
Is Genesee Regional Bank FDIC Insured? Yes
What is Genesee Regional Bank's Cert number? 26333
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$1,156,320,000
Total Deposits:
$822,142,000
Equity Capital:
$88,354,000
Net Income:
$1,884,000
Return on Assets (ROA):
0.5079%
Return on Equity (ROE):
7.2900%
Headquarters:
Rochester
Regulator:
FDIC
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Genesee Regional Bank yet. Feel free to create one below.
Add Your Rating and Review for Genesee Regional Bank
Frequently Asked Questions About Genesee Regional BankHow do I open an account at Genesee Regional Bank?You can typically open an account at Genesee Regional Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Genesee Regional Bank provides a range of mortgage and home equity products. Is Genesee Regional Bank a safe place to deposit money?Yes, Genesee Regional Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Genesee Regional Bank offer online and mobile banking?Most modern institutions like Genesee Regional Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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