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 Genesee Regional Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
Genesee Regional Bank's 6 to 11-Months CD 6 to 11-Month Elite rates are at 2.75%, 32 Days to 5-Months CD 32 Days to 5-Month Elite rates are at 2.50%, 6 to 11-Months CD 6 to 11-Month rates are at 2.50%, 12 to 17-Months CD 12 to 17-Month Elite rates are at 2.25%, 18 to 23-Months CD 18 to 23-Month Elite rates are at 2.25%. Genesee Regional Bank's money market rates are at 0.40%. Genesee Regional Bank's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Genesee Regional Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.36%. Rates were last updated on 03/26/2026. Genesee Regional Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genesee Regional Bank? Share your experience about Genesee Regional Bank by leaving a review below, or read customer reviews before you decide to use Genesee Regional Bank. 
Genesee Regional Bank CD Rates
Genesee Regional Bank Money Market Rates
Genesee Regional Bank Checking Rates
Genesee Regional Bank Home Equity & HELOC
Genesee Regional Bank Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Genesee Regional Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Genesee Regional Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Genesee Regional Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Genesee Regional Bank
Bank Holding Company
GREATER ROCHESTER BCORP INC
Address
1850 Winton Rd S,
Rochester, NY 14618 · Monroe
Website
https://www.grbbank.com
FDIC Certificate #
26333
Established
08/12/1985
FDIC Insurance Date
08/12/1985
Domestic Offices
3
Total Branches
3
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.36%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.5079%
Return on Equity (ROE)
7.2900%
Non-Performing Loans (NPL)
0.15%
Total Assets
$1,308,838,000
Total Deposits
$1,048,205,000
Equity Capital
$116,549,000
Net Income
$15,176,000
Headquarters
Rochester
Total Offices
3
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Genesee Regional BankIs Genesee Regional Bank a safe place to deposit money?Yes, Genesee Regional Bank is considered a safe financial institution. With a Texas Ratio of 3.3630386768709%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Genesee Regional Bank operate?Genesee Regional Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Genesee Regional Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Genesee Regional Bank provides members with tools to manage their accounts and build a solid financial history. Does Genesee Regional Bank offer online and mobile banking?Most modern institutions like Genesee Regional Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.grbbank.com. Current Genesee Regional Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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