High Country Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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High Country BankToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 1.00% and 3-month CD rates at 2.90%. Current savings rates are at 0.40% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to High Country Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from High Country Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with High Country Bank CD rates. You can also compare High Country Bank savings rates, MMA rates and mortgage rates using our other rate lists.

High Country Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at High Country Bank? Share your experience about High Country Bank by leaving a review below, or read customer reviews before you decide to use High Country Bank.

High Country Bank Texas Ratio

High Country Bank's Texas Ratio is at 5.18%, which is considered excellent. The Texas Ratio for High Country Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, High Country Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
High Country Bank
7360 W Us Highway 50
Salida, CO 81201
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare High Country Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of the Lake
First Bank of the Lake
18-Month CD
4.30%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
24-Month CD
4.00%
$5,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
18-Month CD
3.95%
$500
Huntington FSB
Huntington FSB
36-Month CD
3.80%
$500
West Pointe Bank
West Pointe Bank
18-Month CD
3.76%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
48-Month CD
3.75%
$1,000
State Bank of Chilton
State Bank of Chilton
24-Month Fixed Rate CD
3.75%
$2,500
First National Bank of Bemidji
First National Bank of Bemidji
60-Month CD
3.72%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
Money Market
3.61%
$100
First FSB of Mascoutah
First FSB of Mascoutah
30-Month CD
3.55%
$1,000
EverBank
EverBank
48-Month CD
3.50%
$1,000
United Trust Bank
United Trust Bank
18-Month CD
3.49%
$3,000
cfsbank
cfsbank
24-Month CD
3.28%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
36-month CD
3.25%
$500
Institution for Savings
Institution for Savings
Sapphire Money Market
3.25%
$2,000,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
48-Month CD
3.23%
$1,000
Washita State Bank
Washita State Bank
60-Month CD
3.03%
$1,000
Academy Bank
Academy Bank
30-Month CD
3.03%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
36-Month CD
3.00%
$500
Florence Bank
Florence Bank
36-Month CD
3.00%
$500
Homewood Federal SB
Homewood Federal SB
24-Month CD
3.00%
$500
Murphy Bank
Murphy Bank
24-Month CD
3.00%
$1,000
First National Bank of Michigan
First National Bank of Michigan
48-Month CD
2.53%
$2,500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
Personal Money Market
2.50%
$2,500
Superior National Bank
Superior National Bank
12-Month CD
2.50%
$500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
36-Month CD
2.40%
$2,500
Fairview State Banking Company
Fairview State Banking Company
24-Month CD
2.12%
$2,500
First National Bank in Philip
First National Bank in Philip
Regular Savings
2.02%
$25
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
18-Month CD
2.02%
$500
FCNB Bank
FCNB Bank
60-Month CD
2.00%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
36-Month CD
2.00%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
18-Month CD
1.87%
$100
Swedish-American State Bank
Swedish-American State Bank
36-Month CD
1.76%
$500
International Bank of Chicago
International Bank of Chicago
18-Month CD
1.75%
$1,000
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Savings
1.75%
$0
City Credit Union
City Credit Union
Money Market
1.45%
$2,500
Bank of Easton
Bank of Easton
30-Month CD
1.36%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
24-Month CD
1.21%
$500
Municipal Bank
Municipal Bank
60-Month CD
0.75%
$1,000
Thayer County Bank
Thayer County Bank
Money Market
0.71%
$2,500
Susquehanna Community Bank
Susquehanna Community Bank
24-Month CD
0.70%
$500
FNB of Brookfield
FNB of Brookfield
3-Month CD
0.50%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Money Market
0.50%
$2,500
Century Bank of Florida
Century Bank of Florida
36-Month CD
0.30%
$500
Greene County Commercial Bank
Greene County Commercial Bank
6-Month CD
0.25%
$1,000
Harford Bank
Harford Bank
Savings
0.25%
$100
Merchants State Bank
Merchants State Bank
Savings
0.25%
$10
Kentucky Farmers Bank
Kentucky Farmers Bank
Money Market
0.20%
$1,000
River Falls State Bank
River Falls State Bank
Savings
0.05%
$90
Fifth District Savings Bank
Fifth District Savings Bank
Easy Interest Checking
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have High Country Bank rate data right now, check back for updates, we are adding rates all the time.

High Country Bank Information

High Country Bank
7360 W Us Highway 50
Salida, CO 81201
Chaffee
Established Date: 01/01/1886
FDIC Certificate #: 29783
Date of FDIC Deposit Insurance: 05/03/1937
Bank Holding Company: HIGH COUNTRY BCORP INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is High Country Bank FDIC Insured? Yes
What is High Country Bank's Cert number? 29783
What is the maximum amount for insured deposits? $250,000 per holder, per account

High Country Bank Financials

Total Assets:
$464,422,000
Total Deposits:
$378,482,000
Equity Capital:
$40,196,000
Domestic Deposits:
$378,482,000
Net Income:
$894,000
Return on Assets:
1.0012%
Quarterly Return on Assets:
0.7700%
Pretax Return on Assets:
0.9976%
Pretax Quarterly Return on Assets:
1.0000%
Return on Equity:
11.1500%
Quarterly Return on Equity:
8.8700%
Leverage Tier 1 (Core Capital) Ratio:
9.6099%
Total Interest Income (YTD):
5.2003%
 
 
Headquarters:
Salida
FDIC Field Office:
Denver
Regulator:
FED
County:
Chaffee
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Decline Again: 30 Year Mortgage Rates at 5.07%Mortgage rates declined again this week over last, continuing the down trend of the past several weeks. Fixed conforming 30 year mortgage rates are currently averaging 5.07 percent this week, a decrease from the previous week’s average 30 year mortgage rate of 5.14. Low mortgage rates and The First Time Home-Buyer Tax Credit propelled new home sales up 27 percent in March according to the Commerce Department.
Mortgage rates are mostly higher today. Current mortgage rates on 30 year mortgage loans are averaging averaging 4.00%, an increase from yesterday's average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year home loans are averaging 3.30%, an increase from yesterday's average 15 year mortgage rate of 3.24%.   
Searching for the best CD interest rates in the State of Texas? Whether you live in Houston, Dallas or any other city or town in Texas you can find the best CD interest rates from banks and credit unions by searching our Texas CD rate tables. You can search and compare 3 month CDs all the way up to 60 month CD interest rates. 

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