Bell Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 3.70% and 3-month CD rates at 1.65%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 15.24%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates. Bell Bank's 6-Month CD rates are at 3.53%, 12-Month CD rates are at 3.25%, 18-Month CD rates are at 3.02%, 60-Month CD rates are at 3.00%, 36-Month CD rates are at 3.00%. Bell Bank's savings rates are at 0.30%. Bell Bank's money market rates are at 1.51%.

Bell Bank

To see how these rates compare to Bell Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bell Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bell Bank CD rates. You can also compare Bell Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Bell Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bell Bank? Share your experience about Bell Bank by leaving a review below, or read customer reviews before you decide to use Bell Bank.

Bell Bank Texas Ratio

Bell Bank's Texas Ratio is at 2.86%, which is considered excellent. The Texas Ratio for Bell Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bell Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
3.02%
24-Month CD
3.00%
36-Month CD
3.00%
48-Month CD
N/A
60-Month CD
3.00%
Savings
0.30%
MMA
1.51%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bell Bank
520 Main Ave
Fargo, ND 58103
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Bell Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bell Bank
Bell Bank
6-Month CD
3.53%
$500
Bell Bank
Bell Bank
12-Month CD
3.25%
$500
Bell Bank
Bell Bank
18-Month CD
3.02%
$500
Bell Bank
Bell Bank
24-Month CD
3.00%
$500
Bell Bank
Bell Bank
36-Month CD
3.00%
$500
Bell Bank
Bell Bank
60-Month CD
3.00%
$500
Bell Bank
Bell Bank
Premier Money Market
1.51%
$5,000
Bell Bank
Bell Bank
Regular Savings
0.30%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bell Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Corner Stone Bank
The Corner Stone Bank
18-Month CD
4.10%
$1,000
Tri-County Trust Company
Tri-County Trust Company
3-Month CD
4.06%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
36-Month CD
4.01%
$500
Total Direct Bank
Total Direct Bank
60-Month CD
4.00%
$25,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
6-Month CD
4.00%
$1,000
Ixonia Bank
Ixonia Bank
48-Month CD
4.00%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
18-Month CD
4.00%
$500
First Southwest Bank
First Southwest Bank
36-Month CD
3.75%
$1,000
Belt Valley Bank
Belt Valley Bank
12-Month CD
3.72%
$500
Bank of Brenham
Bank of Brenham
12-Month CD (Jumbo)
3.60%
$100,000
First State Bank of Porter
First State Bank of Porter
12-Month CD
3.60%
$1,000
OBannon Bank
OBannon Bank
36-Month CD
3.55%
$1,000
Seattle Bank
Seattle Bank
60-Month CD
3.50%
$1,000
Utah Independent Bank
Utah Independent Bank
60-Month CD
3.34%
$500
Brentwood Bank
Brentwood Bank
36-Month CD
3.30%
$2,000
Center National Bank
Center National Bank
Rewards Checking
3.30%
$0
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
6-Month CD
3.30%
$500
First FSB of Mascoutah
First FSB of Mascoutah
24-Month CD
3.29%
$1,000
StonehamBank
StonehamBank
24-Month CD
3.25%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
60-Month CD
3.05%
$2,500
BLC Community Bank
BLC Community Bank
12-Month CD
3.00%
$2,500
Oak View National Bank
Oak View National Bank
Kasasa Savings
3.00%
$0
Conway National Bank (CNB)
Conway National Bank (CNB)
60-Month CD
2.80%
$500
Putnam County State Bank
Putnam County State Bank
24-Month CD
2.79%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
18-Month CD
2.53%
$500
LNB Community Bank
LNB Community Bank
36-Month CD
2.52%
$500
First National Bank of Ava
First National Bank of Ava
60-Month CD
2.52%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
Smart Checking
2.50%
$5,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
48-Month CD
2.48%
$2,500
HomePride Bank
HomePride Bank
48-Month CD
2.27%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
60-Month CD
2.00%
$1,000
BAC Community Bank
BAC Community Bank
Diamond Checking
2.00%
$25
Geddes Federal S&L
Geddes Federal S&L
18-Month CD
1.76%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
36-Month CD
1.21%
$500
Kitsap Bank
Kitsap Bank
12-Month CD
1.16%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
60-Month CD
0.80%
$1,000
Capital Bank TX
Capital Bank TX
24-Month CD
0.55%
$500
Kennebunk Savings Bank
Kennebunk Savings Bank
60-Month CD
0.50%
$500
Clare Bank
Clare Bank
36-Month CD
0.45%
$500
Salem Five Direct
Salem Five Direct
36-Month CD
0.35%
$500
Bank of Pensacola
Bank of Pensacola
Savings
0.30%
$50
Collinsville Building and Loan Association
Collinsville Building and Loan Association
60-Month CD
0.25%
$500
Garden Plain State Bank
Garden Plain State Bank
Savings
0.25%
$1
United Republic Bank
United Republic Bank
Republic Savings
0.25%
$100
Associated Bank
Associated Bank
Select Money Market Platinum
0.25%
$1,000
PeoplesBank
PeoplesBank
Growth Savings
0.10%
$10
USAlliance Financial
USAlliance Financial
MyLife Money Market
0.07%
$2,000
First Nations Bank
First Nations Bank
36-Month CD
0.05%
$1,000
Achieve Credit Union
Achieve Credit Union
Share Savings
0.03%
$5
PriorityOne Bank
PriorityOne Bank
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bell Bank Information

Bell Bank
520 Main Ave
Fargo, ND 58103
Cass
Established Date: 05/06/1966
FDIC Certificate #: 19581
Date of FDIC Deposit Insurance: 05/06/1966
Bank Holding Company: STATE BANKSHARES INC
How Many Domestic U.S. Offices? 27
How Many Branches are There? 31
Is Bell Bank FDIC Insured? Yes
What is Bell Bank's Cert number? 19581
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bell Bank Financials

Total Assets:
$13,743,421,000
Total Deposits:
$12,194,508,000
Equity Capital:
$1,302,931,000
Domestic Deposits:
$12,194,508,000
Net Income:
$13,220,000
Return on Assets:
0.5241%
Quarterly Return on Assets:
0.3800%
Pretax Return on Assets:
0.5271%
Pretax Quarterly Return on Assets:
0.5300%
Return on Equity:
5.6000%
Quarterly Return on Equity:
4.0800%
Common Equity Tier 1 Capital Ratio:
10.4370%
Tier 1 Risk-Based Capital Ratio:
10.4370%
Leverage Tier 1 (Core Capital) Ratio:
9.4284%
Total Risk-Based Capital Ratio (YTD):
11.5271%
Total Interest Income (YTD):
4.8846%
 
 
Headquarters:
Fargo
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Cass
# of Offices:
27
Metropolitan Statistical Area (MSA):
Fargo, ND-MN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mixed today, conforming rates are higher and jumbo rates are lower. Mortgage rates on 30 year mortgages are averaging 4.21%, an increase from yesterday’s average 30 year mortgage rate of 4.13%. This is the second consecutive day 30 year rates have increased. 15 year mortgage rates currently are averaging  3.38%, an increase from yesterday’s average 15 year mortgage rate of 3.30%.
mortgage-rates-mixed-30-year-mortgage-rates-up-to-482-15-year-mortgage-rates-down-to-423Mortgage rates were mixed in the latest mortgage survey released this morning. The current average contract 30 year mortgage rate increased to 4.82 percent for the week ending June 11, 2010 in the latest Weekly Mortgage Application Survey released Mortgage Bankers Association. This week's average mortgage rate is up from the previous week when 30 year mortgage rates averaged 4.81 percent. Average mortgage discount points decreased to 0.89 points, down from the prior week’s average of 1.02 points.
United Central Bank is offering several different types of savings accounts and a money market account. The best interest rate is on the Global Money Market Account. For MMA account balances of $1,000,000 and above the annual percentage yield (APY) is 2.25%.

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