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Community First Bank New Iberia, LA Rates & Review April 2026

You can compare Community First Bank New Iberia, LA rates to other rates in our database, including 12-month CD rates currently at 0.35%, 6-month CD rates at 0.15% and 3-month CD rates at 1.05%. Savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 7.40%. All these rates can be compared to Community First Bank New Iberia, LA rates. MonitorBankRates evaluates the financial stability of Community First Bank New Iberia, LA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.44%. Rates were last updated on 04/03/2026.

Community First Bank New Iberia, LA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Bank New Iberia, LA? Share your experience about Community First Bank New Iberia, LA by leaving a review below, or read customer reviews before you decide to use Community First Bank New Iberia, LA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.44%
Excellent Lower than avg
Community First Bank New Iberia, LA
1101 E Admiral Doyle Dr
New Iberia, LA 70560
https://www.cfirstbank.com
Member FDIC

Community First Bank New Iberia, LA Checking Rates

Product Rate APY View More
K.I.S.S (Keep It Simple Sugar) with Interest Checking - 2.25%
Min Deposit $10,000
Min Balance $10,000
Details Tiered Interest Rates Effective February 10, 2026, 2.25% interest rate on daily balance range of $10,000.00 to $19,999.99; Rates subject to change at any time. Fees may reduce earnings on the account.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
K.I.S.S (Keep It Simple Sugar) with Interest Checking - 1.21%
Min Deposit $10,000
Min Balance $50,000
Details Tiered Interest Rates Effective February 10, 2026, .25% interest rate on daily balance range of $50,000.00 and over. Rates subject to change at any time. Fees may reduce earnings on the account.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
K.I.S.S (Keep It Simple Sugar) with Interest Checking - 1.14%
Min Deposit $10,000
Min Balance $20,000
Details Tiered Interest Rates Effective February 10, 2026, 1.25% interest rate on daily balance range of $20,000.00 to $49,999.99; Rates subject to change at any time. Fees may reduce earnings on the account.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community First Bank New Iberia, LA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community First Bank New Iberia, LA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community First Bank New Iberia, LA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community First Bank New Iberia, LA
Bank Holding Company COMMUNITY FIRST BANCSHARES INC
Address 1101 E Admiral Doyle Dr, New Iberia, LA 70560  ·  Iberia
FDIC Certificate # 35020
Established 05/10/1999
FDIC Insurance Date 05/10/1999
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.44%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6180%
Return on Equity (ROE) 21.8800%
Non-Performing Loans (NPL) 0.16%
Total Assets $742,332,000
Total Deposits $671,728,000
Equity Capital $68,375,000
Net Income $13,142,000
Headquarters New Iberia
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Community First Bank New Iberia, LA

Is Community First Bank New Iberia, LA a safe place to deposit money?

Yes, Community First Bank New Iberia, LA is considered a safe financial institution. With a Texas Ratio of 2.4361247262488%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community First Bank New Iberia, LA operate?

Community First Bank New Iberia, LA currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community First Bank New Iberia, LA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Bank New Iberia, LA provides members with tools to manage their accounts and build a solid financial history.

Does Community First Bank New Iberia, LA offer online and mobile banking?

Most modern institutions like Community First Bank New Iberia, LA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cfirstbank.com.