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First Nebraska Bank Rates & Review July 2026

Item: First Nebraska Bank
Rating: 8103
Author: XYWk

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 9, 2026

You can compare First Nebraska Bank rates to other rates in our database, including 12-month CD rates currently at 1.92%, 6-month CD rates at 3.47% and 3-month CD rates at 0.95%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.20%. All these rates can be compared to First Nebraska Bank rates. MonitorBankRates evaluates the financial stability of First Nebraska Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.66%. Rates were last updated on 07/09/2026.

First Nebraska Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Nebraska Bank? Share your experience about First Nebraska Bank by leaving a review below, or read customer reviews before you decide to use First Nebraska Bank.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.66%

Excellent Lower than avg

First Nebraska Bank

330 N Spruce St
Valley, NE 68064

https://www.firstnebraska.bank

Current Rate Availability

We do not have First Nebraska Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Nebraska Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Nebraska Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Nebraska Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Nebraska Bank

Bank Holding Company VALLEY BANK SHARES INC

Address 330 N Spruce St, Valley, NE 68064 · Douglas

Website https://www.firstnebraska.bank

FDIC Certificate # 12248

Established 01/01/1934

FDIC Insurance Date 01/01/1934

Domestic Offices 15

Total Branches 15

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.66%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8069%

Return on Equity (ROE) 11.7600%

Non-Performing Loans (NPL) 0.11%

Total Assets $352,422,000

Total Deposits $311,357,000

Equity Capital $33,696,000

Net Income $4,613,000

Headquarters Valley

Total Branches and Offices 15

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

First Nebraska Bank earned the Verified Strong badge

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Customer Reviews

XYWk

★★★★★

December 17, 2025

Lpds

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About First Nebraska Bank

How many branches does First Nebraska Bank operate?

First Nebraska Bank currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Nebraska Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Nebraska Bank provides members with tools to manage their accounts and build a solid financial history.

Does First Nebraska Bank offer online and mobile banking?

Most modern institutions like First Nebraska Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstnebraska.bank.