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McPherson Co-op Credit Union Rates & Review April 2026

McPherson Co-op Credit Union's 48 Month CD rates are at 1.51%. McPherson Co-op Credit Union's savings rates are at 0.25%. McPherson Co-op Credit Union's money market rates are at 0.75%. MonitorBankRates evaluates the financial stability of McPherson Co-op Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/08/2026.

McPherson Co-op Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at McPherson Co-op Credit Union? Share your experience about McPherson Co-op Credit Union by leaving a review below, or read customer reviews before you decide to use McPherson Co-op Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
McPherson Co-op Credit Union
McPherson Co op
1999 S Main St
McPherson, KS 67460 9400
https://www.mcphersoncu.com/
Member NCUA

McPherson Co-op Credit Union CD Rates

Product Rate APY Term View More
48 Month Certificate - 1.51%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

McPherson Co-op Credit Union Savings Rates

Product Rate APY View More
Regular Savings - 0.25%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

McPherson Co-op Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts - 0.95%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - 0.95%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.85%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.75%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

McPherson Co-op Credit Union Checking Rates

Product Rate APY View More
Checking Accounts - 0.10%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for McPherson Co-op Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather McPherson Co-op Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with McPherson Co-op Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name McPherson Co-op Credit Union
Address 1999 S Main St, McPherson, KS 67460 9400
Phone 620-241-9308
Fax 620-241-9396
President Audrey Miller
CEO Brenda Kliewer
Full-Time Employees 11
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
1.1822%
Return on Equity (ROE)
12.6765%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
43,068,292
Total Amount of Shares and Deposits
39,353,723
Total Shares and Deposits < 1 Year
37,774,984
Total Shares and Deposits 1 3 Years
1,555,689
Total Shares and Deposits > 3 Years
23,049
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,880,927
Total Uninsured Shares and Deposits > $250K (F+J)
1,880,927
Total Insured Shares and Deposits > $250K (item 17 less item K)
37,472,796
Total Interest Expense (Sum of items 6 8)
366,591
Share Certificates
237
Number of Accounts for Share Drafts
1,715
IRA KEOGH Accounts
111
Number of Accounts for Regular Shares
6,274
Money Market Shares
214
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,947,674
Total Liabilities
39,053,421
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About McPherson Co-op Credit Union

Is McPherson Co-op Credit Union a safe place to deposit money?

Yes, McPherson Co-op Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does McPherson Co-op Credit Union operate?

McPherson Co-op Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join McPherson Co-op Credit Union?

Yes, to access services at McPherson Co-op Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, McPherson Co-op Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, McPherson Co-op Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does McPherson Co-op Credit Union offer online and mobile banking?

Most modern institutions like McPherson Co-op Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mcphersoncu.com/.

Current McPherson Co-op Credit Union Rates

  • Savings0.25%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.