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McPherson Co-op Credit Union

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McPherson Co-op Credit Union Rates & Review July 2026

Q: Is a member application needed to join McPherson Co-op Credit Union?

Yes, to access services at McPherson Co-op Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, McPherson Co-op Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 15, 2026

You can compare McPherson Co-op Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.30%, 6-month share certificate rates at 2.00% and 3-month share certificate rates at 3.80%. Savings rates are at 0.20% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 5.65%. All these rates can be compared to McPherson Co-op Credit Union rates. MonitorBankRates evaluates the financial stability of McPherson Co-op Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 07/15/2026.

McPherson Co-op Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at McPherson Co-op Credit Union? Share your experience about McPherson Co-op Credit Union by leaving a review below, or read customer reviews before you decide to use McPherson Co-op Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

McPherson Co-op Credit Union
McPherson Co op

1999 S Main St
McPherson, KS 67460 9400

https://www.mcphersoncu.com/

Current Rate Availability

We do not have McPherson Co-op Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for McPherson Co-op Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather McPherson Co-op Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with McPherson Co-op Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name McPherson Co-op Credit Union

Website https://www.mcphersoncu.com/

Address 1999 S Main St, McPherson, KS 67460 9400

Phone 620-241-9308

Fax 620-241-9396

President Audrey Miller

CEO Brenda Kliewer

Full-Time Employees 11

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.00%

Return on Assets (ROA)

1.1822%

Return on Equity (ROE)

12.6765%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

43,068,292

Total Amount of Shares and Deposits

39,353,723

Total Shares and Deposits < 1 Year

37,774,984

Total Shares and Deposits 1 3 Years

1,555,689

Total Shares and Deposits > 3 Years

23,049

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,880,927

Total Uninsured Shares and Deposits > $250K (F+J)

1,880,927

Total Insured Shares and Deposits > $250K (item 17 less item K)

37,472,796

Total Interest Expense (Sum of items 6 8)

366,591

Share Certificates

237

Number of Accounts for Share Drafts

1,715

IRA KEOGH Accounts

111

Number of Accounts for Regular Shares

6,274

Money Market Shares

214

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,947,674

Total Liabilities

39,053,421

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for McPherson Co-op Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About McPherson Co-op Credit Union

How many branches does McPherson Co-op Credit Union operate?

McPherson Co-op Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join McPherson Co-op Credit Union?

Yes, to access services at McPherson Co-op Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, McPherson Co-op Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, McPherson Co-op Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does McPherson Co-op Credit Union offer online and mobile banking?

Most modern institutions like McPherson Co-op Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mcphersoncu.com/.