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Marin County Federal Credit Union Rates & Review April 2026

Marin County Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Marin County Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.15%. Rates were last updated on 04/23/2026.

Marin County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marin County Federal Credit Union? Share your experience about Marin County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Marin County Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.15%
Excellent Lower than avg
Marin County Federal Credit Union
Main Office
30 N San Pedro Rd Ste 115
San Rafael, CA 94903 4128
https://www.marincu.org
Member NCUA

Marin County Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%

Marin County Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%

Marin County Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 12.40%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.15%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Marin County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marin County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marin County Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marin County Federal Credit Union
Address 30 N San Pedro Rd Ste 115, San Rafael, CA 94903 4128
Phone 415-499-9780
Fax 415-472-1206
President Brian Crosby
CEO Elesja Callaghan
Full-Time Employees 6
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.15%
Return on Assets (ROA)
0.7005%
Return on Equity (ROE)
5.7692%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
98,382,793
Total Amount of Shares and Deposits
86,947,564
Total Shares and Deposits < 1 Year
86,087,384
Total Shares and Deposits 1 3 Years
860,180
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,261,393
Total Uninsured Shares and Deposits > $250K (F+J)
5,261,393
Total Insured Shares and Deposits > $250K (item 17 less item K)
81,686,171
Total Interest Expense (Sum of items 6 8)
681,240
Share Certificates
534
Number of Accounts for Share Drafts
3,037
IRA KEOGH Accounts
195
Number of Accounts for Regular Shares
4,895
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,544,077
Total Liabilities
87,158,784
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Marin County Federal Credit Union

Is Marin County Federal Credit Union a safe place to deposit money?

Yes, Marin County Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1500096735659%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Marin County Federal Credit Union operate?

Marin County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marin County Federal Credit Union?

Yes, to access services at Marin County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marin County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marin County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marin County Federal Credit Union offer online and mobile banking?

Most modern institutions like Marin County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marincu.org.