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Brotherhood Credit Union

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Brotherhood Credit Union Rates & Review May 2026

Q: How many branches does Brotherhood Credit Union operate?

Brotherhood Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Brotherhood Credit Union?

Yes, to access services at Brotherhood Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brotherhood Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

Brotherhood Credit Union's Personal Loan Rates are at 5.12%. MonitorBankRates evaluates the financial stability of Brotherhood Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.23%. Rates were last updated on 05/15/2026.

Brotherhood Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brotherhood Credit Union? Share your experience about Brotherhood Credit Union by leaving a review below, or read customer reviews before you decide to use Brotherhood Credit Union.

Ranked #61 Healthiest Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.23%

Excellent Lower than avg

Brotherhood Credit Union
Main Corporate Office

75 Market St
Lynn, MA 01901

https://brotherhoodcu.org/

Brotherhood Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Fixed-Rate Mortgages	5.63%	0	5.98%	15 years
No additional details. Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
Fixed-Rate Mortgages	6.00%	0	6.29%	20 years
No additional details. Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
10/1 Adjustable 30 years	6.25%	0	6.32%	30 years
No additional details. Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
Fixed-Rate Mortgages	6.13%	0	6.34%	30 years
No additional details. Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
Fixed-Rate Mortgages	5.88%	0	6.38%	10 years
No additional details. Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%

Brotherhood Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
HELOC	-	-	5.49%
Details As Low As Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%

Brotherhood Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	-	-	5.13%
Details As Low As Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Brotherhood Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Brotherhood Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brotherhood Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Brotherhood Credit Union

Website https://brotherhoodcu.org/

Address 75 Market St, Lynn, MA 01901

Phone 781-598-5555

Fax 781-598-1370

President James Sherman

CEO Adam Sherman

Full-Time Employees 20

Part-Time Employees 4

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.23%

Return on Assets (ROA)

2.5629%

Return on Equity (ROE)

6.2058%

Non-Performing Loans Ratio (NPL)

0.19%

Total Assets

124,443,453

Total Amount of Shares and Deposits

72,194,532

Total Shares and Deposits < 1 Year

70,142,543

Total Shares and Deposits 1 3 Years

2,051,989

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,362,668

Total Uninsured Shares and Deposits > $250K (F+J)

3,362,668

Total Insured Shares and Deposits > $250K (item 17 less item K)

68,831,864

Total Interest Expense (Sum of items 6 8)

1,129,640

Share Certificates

480

Number of Accounts for Share Drafts

1,729

IRA KEOGH Accounts

194

Number of Accounts for Regular Shares

3,906

All other shares

173

Money Market Shares

249

Net Income (unless the amount is already included in Undivided Earnings)

3,189,408

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,395,166

Total Liabilities

73,101,130

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Brotherhood Credit Union earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #61 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Brotherhood Credit Union

Frequently Asked Questions About Brotherhood Credit Union

How many branches does Brotherhood Credit Union operate?

Brotherhood Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Brotherhood Credit Union?

Yes, to access services at Brotherhood Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Brotherhood Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brotherhood Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Brotherhood Credit Union offer online and mobile banking?

Most modern institutions like Brotherhood Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://brotherhoodcu.org/.