Cadence Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Cadence Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cadence Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cadence Bank CD rates. You can also compare Cadence Bank savings rates, MMA rates and mortgage rates using our other rate lists. Cadence Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cadence Bank? Share your experience about Cadence Bank by leaving a review below, or read customer reviews before you decide to use Cadence Bank. Cadence Bank Texas Ratio Cadence Bank's Texas Ratio is at 7.58%, which is considered excellent. The Texas Ratio for Cadence Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Cadence Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Cadence Bank Rates with Other Competitive Bank and Credit Union Rates
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Citizens First Bank Viroqua, WI
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4.60%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates September 13, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Cadence Bank rate data right now, check back for updates, we are adding rates all the time. Cadence Bank InformationCadence Bank
201 S Spring StTupelo, MS 38804 Lee Established Date: 03/01/1876 FDIC Certificate #: 11813 Date of FDIC Deposit Insurance: 01/01/1934 How Many Domestic U.S. Offices? 379 How Many Branches are There? 377 Website: https://www.cadencebank.com
Is Cadence Bank FDIC Insured? Yes
What is Cadence Bank's Cert number? 11813
What is the maximum amount for insured deposits? $250,000 per holder, per account
Cadence Bank FinancialsTotal Assets:
$48,313,863,000
Total Deposits:
$38,120,226,000
Equity Capital:
$5,189,932,000
Domestic Deposits:
$38,120,226,000
Net Income:
$116,978,000
Return on Assets:
0.7640%
Quarterly Return on Assets:
0.9600%
Pretax Return on Assets:
1.2544%
Pretax Quarterly Return on Assets:
1.2500%
Return on Equity:
8.5400%
Quarterly Return on Equity:
9.0300%
Common Equity Tier 1 Capital Ratio:
10.3484%
Tier 1 Risk-Based Capital Ratio:
10.7759%
Leverage Tier 1 (Core Capital) Ratio:
8.6433%
Total Risk-Based Capital Ratio (YTD):
12.9370%
Total Interest Income (YTD):
5.1204%
Headquarters:
Tupelo
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Lee
# of Offices:
379
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsNational average CD rates haven't moved much this week which isn't a surprise since rates are so low. The current national average 1 year CD rate is at 0.70 percent. The FDIC's national average 1 year rate is even lower at 0.28 percent and the FDIC's average jumbo CD rate is for 1 year CDs is at 0.30 percent. Of course you can find bank CD rates higher than the averages.  CD Rates are down this week over last. The decline in bank CD rates was fractional - no big moves down. The FOMC met earlier this week and decided to keep the Fed funds rate in a targeted range of zero percent to one quarter percent.
Bank or Credit Union Offers and DealsApplied Bank 2 Month CD Rates now at 0.05%Most Americans Confused Over the Purpose of a Budget Popular Direct Best Savings Rates Maspeth Federal Savings: Savings Interest and Money Market Account Bread Financial CD Rates: Top Rate 5.60% APY 12-Month CD Mortgage Rates 11/8/10: 30 Year Conventional Mortgage Rates at 4.22%, 30 Year Jumbo Mortgage Rates at 4.72% Mortgage Rates: 9/14 Today's Mortgage Rates Barely Changed, 30 Year Mortgage Rates at 4.17% CD Rates in Florida | Best CD Rates Today Average 30 Year Mortgage Rates Today 4.24 Percent, Lowest Quoted Rates at 3.75 Percent 30 Year Mortgage Rates Decrease - Mortgage Refinance Applications Increase Alternative Bank and Credit Union Offers to ExploreM&T Bank CD (Certificate of Deposit) RatesIs Now the Time to Buy a Home? Best Bank CD Rates in Tallahassee, Florida Weekly CD Rates Review: Updated May 18, 2009 Dime Savings Bank of Williamsburgh Money Market Account Rates now at 1.09% U.S. Long Term Credit Outlook Lowered to Negative: Are Higher Interest Rates on the Way? Discover Bank Savings Review and Account Rates Savings Rates Averaging 0.55% in Bankrate's National Survey Best 12 Month CD Interest Rates in San Diego, CA Redneck Bank Mega Money Market Account Cadence Bank ReviewsThere are no reviews for Cadence Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 0.10% and 3-month CD rates at 2.07%. Current savings rates are at 0.05% and money market rates are at 4.78%. Mortgage rates today on 30-year fixed loans are around 5.90%. Credit Card rates are at 9.50%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. 
