Cadence Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Cadence Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cadence Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cadence Bank CD rates. You can also compare Cadence Bank savings rates, MMA rates and mortgage rates using our other rate lists. Cadence Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cadence Bank? Share your experience about Cadence Bank by leaving a review below, or read customer reviews before you decide to use Cadence Bank. Cadence Bank Texas Ratio Cadence Bank's Texas Ratio is at 7.58%, which is considered excellent. The Texas Ratio for Cadence Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Cadence Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Cadence Bank Rates with Other Competitive Bank and Credit Union Rates
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Tri-County Trust Company
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4.06%
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First State Bank of Harvey
3-Month CD
3.96%
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Leader Bank
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3.75%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 16, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Cadence Bank rate data right now, check back for updates, we are adding rates all the time. Cadence Bank InformationCadence Bank
201 S Spring StTupelo, MS 38804 Lee Established Date: 03/01/1876 FDIC Certificate #: 11813 Date of FDIC Deposit Insurance: 01/01/1934 How Many Domestic U.S. Offices? 379 How Many Branches are There? 377 Website: https://www.cadencebank.com
Is Cadence Bank FDIC Insured? Yes
What is Cadence Bank's Cert number? 11813
What is the maximum amount for insured deposits? $250,000 per holder, per account
Cadence Bank FinancialsTotal Assets:
$48,313,863,000
Total Deposits:
$38,120,226,000
Equity Capital:
$5,189,932,000
Domestic Deposits:
$38,120,226,000
Net Income:
$116,978,000
Return on Assets:
0.7640%
Quarterly Return on Assets:
0.9600%
Pretax Return on Assets:
1.2544%
Pretax Quarterly Return on Assets:
1.2500%
Return on Equity:
8.5400%
Quarterly Return on Equity:
9.0300%
Common Equity Tier 1 Capital Ratio:
10.3484%
Tier 1 Risk-Based Capital Ratio:
10.7759%
Leverage Tier 1 (Core Capital) Ratio:
8.6433%
Total Risk-Based Capital Ratio (YTD):
12.9370%
Total Interest Income (YTD):
5.1204%
Headquarters:
Tupelo
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Lee
# of Offices:
379
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAscencia Bank, an Internet bank based in Louisville, KY, is advertising certificates of deposit that range in terms of 6 months to 60 months. The minimum opening account balance on all certificate of deposit accounts is $500. The bank is also offering a 6 month promotional CD rate that currently has a CD rate of 1.11 percent and annual percentage yield (APY) of 1.11 percent.
This week didn't bring any major changes in average savings rates or the best savings rates available which isn't expected since the FOMC has kept the Fed Funds rate at zero percent since 2008.
Bank or Credit Union Offers and DealsLong Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66%Flagstar Bank Savings Rates 1.15% Fed Official Says Interest Rates Should Rise in the First Quarter of 2015 Average Mortgage Rates Move Lower This Week: 30-Year Rates at 7.23% and 15-Year Rates at 6.49% ableBanking, a division of Northeast Bank 2 Year CD Rates now at 0.70% Mortgage Rates Headed Up - Unemployment Headed Down Social Security - Planning Your Retirement Rising Bank CD Rates 2.05% APY 1-Year CD (Nationwide) Mortgage Loan Rates and Refinancing Rates Mixed This Morning: 15 Year Jumbo Rates Averaging 4.74% Bangor Savings Bank CD Rates: Best Rate 4.08% APY 15-Month Special CD Benefit Plus Alternative Bank and Credit Union Offers to Explore2-26 Mortgage Rates and Refinance Rates: 15 Year Jumbo Mortgage Rates and Refinance Rates at 4.77%CD Rates Hold Steady as Fed Meets Next Week to Decide Monetary Policy No Annual Fee Credit Card Rate List Average CD Rates Move Higher for Short and Long Term Certificates of Deposit Money Market Rates and Savings Account Rates December 24, 2012 Mortgage Rates and Mortgage Applications Decline in MBA Survey Charles Schwab CD Rates: 5.70% APY 10-Month, 11-Month and 12-Month Brokered CDs Higher Savings Rates Might Be Here Sooner Than We Think Current Mortgage Rates and Home Inventories Hover Near Record Lows Eastern New York FCU CD Rates Cadence Bank ReviewsThere are no reviews for Cadence Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.24%, 6-month CD rates at 0.25% and 3-month CD rates at 0.40%. Current savings rates are at 0.40% and money market rates are at 0.07%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. 
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