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CNB of Colorado City Rates & Review April 2026

You can compare CNB of Colorado City rates to other rates in our database, including 12-month CD rates currently at 3.75%, 6-month CD rates at 0.60% and 3-month CD rates at 0.35%. Savings rates are at 0.01% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.68%. All these rates can be compared to CNB of Colorado City rates. MonitorBankRates evaluates the financial stability of CNB of Colorado City with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates were last updated on 04/17/2026.

CNB of Colorado City money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CNB of Colorado City? Share your experience about CNB of Colorado City by leaving a review below, or read customer reviews before you decide to use CNB of Colorado City.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.12%
Excellent Lower than avg
CNB of Colorado City
228 Elm St
Colorado City, TX 79512
https://www.cnbccity.com
Member FDIC

Current Rate Availability

We do not have CNB of Colorado City rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for CNB of Colorado City is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather CNB of Colorado City rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CNB of Colorado City's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name CNB of Colorado City
Bank Holding Company CITY NATIONAL BANCSHARES INC
Address 228 Elm St, Colorado City, TX 79512  ·  Mitchell
FDIC Certificate # 3144
Established 01/01/1900
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.12%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1652%
Return on Equity (ROE) 11.2800%
Non-Performing Loans (NPL) 0.13%
Total Assets $444,698,000
Total Deposits $388,653,000
Equity Capital $55,274,000
Net Income $2,987,000
Headquarters Colorado City
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About CNB of Colorado City

Is CNB of Colorado City a safe place to deposit money?

Yes, CNB of Colorado City is considered a safe financial institution. With a Texas Ratio of 2.1195452878621%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does CNB of Colorado City operate?

CNB of Colorado City currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, CNB of Colorado City does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CNB of Colorado City provides members with tools to manage their accounts and build a solid financial history.

Does CNB of Colorado City offer online and mobile banking?

Most modern institutions like CNB of Colorado City provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cnbccity.com.