Oak Valley Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Oak Valley Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Oak Valley Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Oak Valley Community Bank CD rates. You can also compare Oak Valley Community Bank savings rates, MMA rates and mortgage rates using our other rate lists. Oak Valley Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oak Valley Community Bank? Share your experience about Oak Valley Community Bank by leaving a review below, or read customer reviews before you decide to use Oak Valley Community Bank. Oak Valley Community Bank Texas Ratio Oak Valley Community Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Oak Valley Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Oak Valley Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Oak Valley Community Bank Rates with Other Competitive Bank and Credit Union Rates
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State Bank Spirit Lake, IA
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Bread Financial
24-Month CD
4.00%
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USAlliance Financial
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4.00%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Oak Valley Community Bank rate data right now, check back for updates, we are adding rates all the time. Oak Valley Community Bank InformationOak Valley Community Bank
125 N 3rd AveOakdale, CA 95361 Stanislaus Established Date: 05/28/1991 FDIC Certificate #: 33457 Date of FDIC Deposit Insurance: 05/28/1991 Bank Holding Company: OAK VALLEY BCORP How Many Domestic U.S. Offices? 19 How Many Branches are There? 19 Website: https://www.ovcb.com
Is Oak Valley Community Bank FDIC Insured? Yes
What is Oak Valley Community Bank's Cert number? 33457
What is the maximum amount for insured deposits? $250,000 per holder, per account
Oak Valley Community Bank FinancialsTotal Assets:
$1,805,457,000
Total Deposits:
$1,612,826,000
Equity Capital:
$166,254,000
Domestic Deposits:
$1,612,826,000
Net Income:
$5,950,000
Return on Assets:
1.7815%
Quarterly Return on Assets:
1.3000%
Pretax Return on Assets:
1.6552%
Pretax Quarterly Return on Assets:
1.6600%
Return on Equity:
24.6700%
Quarterly Return on Equity:
14.3300%
Common Equity Tier 1 Capital Ratio:
13.7202%
Tier 1 Risk-Based Capital Ratio:
13.7202%
Leverage Tier 1 (Core Capital) Ratio:
9.2373%
Total Risk-Based Capital Ratio (YTD):
14.5273%
Total Interest Income (YTD):
4.5672%
Headquarters:
Oakdale
FDIC Field Office:
Sacramento
Regulator:
FED
County:
Stanislaus
# of Offices:
19
Metropolitan Statistical Area (MSA):
Modesto, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsLuana Savings Bank 5 Year Jumbo CD rates are now at 1.35 percent with a yield of 1.36 percent. View current 5 Year Jumbo CD rates at Luana Savings Bank below.
We continue to see low current mortgage rates as we head into May. Mortgage rates which have been hovering just above record lows increased slightly in the Weekly Application Survey released by the Mortgage Bankers Association.
Bank or Credit Union Offers and DealsJax Metro Credit Union - Best CD RatesCapitalSource Bank Savings Rates and Money Market Accounts 5 Star Bank Money Market Account Rates now at 0.10% The Direction of CD Rates and Mortgage Rates in 2010 Will Be Higher Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55% EH National Bank Money Market Account Rates now at 0.80% Bank Of Internet Advantage Savings Account Elkhorn Valley Bank and Trust CD Interest Rates and CD Yields Refinance Rates: Today's Refinancing Rates October 12, 30 Year Jumbo Refi Rates at 4.61% Mortgage Rates: 30 Year Mortgage Rates Under 5.00% Alternative Bank and Credit Union Offers to ExploreableBanking CD RatesMortgage Rates April 18: Weekly Average Mortgage Rates Mortgage Rates Jump Higher: 30 Year Mortgage Rates at 5.16% Brexit Sends Average 30 Year Mortgage Rates to New Low for 2016 Associated Bank CD Rates: 4.50% APY 7-Month CD Top Rate Andrews Federal Credit Union CD Rates: Highest Rate at 5.05% Jumbo 12-Month CD Open an E-Trade IRA and Get 100 Free Trades Wells Fargo Mortgage Rates Finding the Best Auto Loan Rates Citizens Trust Bank 3 Month CD Rates now at 0.03% Oak Valley Community Bank ReviewsThere are no reviews for Oak Valley Community Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.05%, 6-month CD rates at 3.58% and 3-month CD rates at 2.65%. Current savings rates are at 0.01% and money market rates are at 0.65%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 8.99%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. 
Besides Social Security many retirees rely on returns from certificates of deposit for their income. Since returns on CD rates have been dismal for almost three years that source of income has been dwindling. The current national average CD rate on a 12 month certificate of deposit is only 0.77 percent today.Three years ago you could find 
