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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Cal-Com Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Cal-Com Federal Credit Union's 12 Month CD Account rates are at 3.85%, 18 Month CD Account rates are at 3.50%, 6 month 26 Week CD Account rates are at 3.50%, 24 month 2 Year CD Account rates are at 3.25%, 36 month 3 Year CD Account rates are at 3.00%. Cal-Com Federal Credit Union's savings rates are at 0.50%. Cal-Com Federal Credit Union's money market rates are at 0.60%. Cal-Com Federal Credit Union's Personal Loan Rates are at 6.10%. MonitorBankRates evaluates the financial stability of Cal-Com Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.81%. Rates were last updated on 04/18/2026. Cal-Com Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cal-Com Federal Credit Union? Share your experience about Cal-Com Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cal-Com Federal Credit Union. Cal-Com Federal Credit Union
Cal Com Federal Credit Union 1401 N Virginia ST
https://www.calcomfcu.org Port Lavaca, TX 77979 
Cal-Com Federal Credit Union CD Rates
Cal-Com Federal Credit Union Savings Rates
Cal-Com Federal Credit Union Checking Rates
Cal-Com Federal Credit Union Auto Loan Rates
Cal-Com Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cal-Com Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cal-Com Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cal-Com Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cal-Com Federal Credit Union
Website
https://www.calcomfcu.org
Address
1401 N Virginia ST,
Port Lavaca, TX 77979
Phone
361-552-7476
Fax
361-552-6663
President
John Mageluzzo
CEO
Jessie Rodriguez
Full-Time Employees
35
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.81%
Return on Assets (ROA)
0.8712%
Return on Equity (ROE)
7.2837%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
224,296,744
Total Amount of Shares and Deposits
197,709,388
Total Shares and Deposits < 1 Year
183,164,091
Total Shares and Deposits 1 3 Years
13,025,533
Total Shares and Deposits > 3 Years
1,519,764
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,708,017
Total Uninsured Shares and Deposits > $250K (F+J)
15,708,017
Total Insured Shares and Deposits > $250K (item 17 less item K)
182,001,371
Total Interest Expense (Sum of items 6 8)
3,303,283
Share Certificates
1,911
Number of Accounts for Share Drafts
9,024
IRA KEOGH Accounts
522
Number of Accounts for Regular Shares
13,513
Money Market Shares
220
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,550,606
Total Liabilities
199,078,104
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cal-Com Federal Credit UnionIs Cal-Com Federal Credit Union a safe place to deposit money?Yes, Cal-Com Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.81394064108794%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cal-Com Federal Credit Union operate?Cal-Com Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cal-Com Federal Credit Union?Yes, to access services at Cal-Com Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cal-Com Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cal-Com Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cal-Com Federal Credit Union offer online and mobile banking?Most modern institutions like Cal-Com Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.calcomfcu.org. Current Cal-Com Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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