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Elevations Credit Union

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Elevations Credit Union Rates & Review November 2026

Q: What are the current interest rates at Elevations Credit Union?

Current rates for Elevations Credit Union include: 12-Month CD: 3.00%, 18-Month CD: 2.50%, 24-Month CD: 2.50%, 60-Month CD: 2.50%, Savings: 2.00%, MMA: 3.00%

Q: What CD terms does Elevations Credit Union offer?

Elevations Credit Union CD rates are 3.75% APY for a 4 month CD, 3.25% APY for a 6 month CD, 3.75% APY for a 7 month CD, 3.25% APY for a 12 month CD, 4.00% APY for a 13 month CD, 2.50% APY for an 18 month CD, 2.50% APY for a 2 year CD and 2.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Elevations Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Elevations Credit Union's 13-Month Promotional CD rates are at 4.00%, 4-Month Promotional CD rates are at 3.75%, 7-Month Promotional CD - Standard rates are at 3.75%, 12 Month CD rates are at 3.25%, 6 Month CD rates are at 3.25%. Elevations Credit Union's savings rates are at 2.00%. Elevations Credit Union's money market rates are at 3.00%. Elevations Credit Union's checking rates are as high as 0.25%. Elevations Credit Union's Personal Loan Rates are as low as 10.74%. Elevations Credit Union's Credit Card Rates are at 11.99%. Elevations Credit Union's CD rates are 4% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Elevations Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.03%. Rates last updated and verified on 10/30/2026.

Elevations Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Elevations Credit Union? Share your experience about Elevations Credit Union by leaving a review below, or read customer reviews before you decide to use Elevations Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.03%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Elevations Credit Union
Elevations Headquarters at Diagonal Branch

2960 Diagonal Highway
Boulder, CO 80301-1412

https://www.elevationscu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Elevations Credit Union CD Rates

Product	Rate	APY	Term
13-Month Promotional CD	3.937%	4.00%	13 months
Min Balance $500 Details Standard (Min Balance $500); Balance: $500 minimum; Available with active Summit Dividend Checking account (0.25% relationship rate boost); Auto-renews to 12mo Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
7-Month Promotional CD - Jumbo	3.792%	3.85%	7 months
Min Balance $100,000 Details Balance: Jumbo (Min Balance $100,000); Available with active Summit Dividend Checking account (0.25% relationship rate boost); Auto-renews to 6mo; Not available on HSA, ESA or IRA CD Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
13-Month Promotional CD	3.687%	3.75%	13 months
Min Balance $500 Details Standard (Min Balance $500); Balance: $500 minimum; Standard promotional rate for Regular, IRA, HSA, Business; Auto-renews to 12mo Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 4.00% → 3.75% ▼ 0.25 pts · high 4.00% / low 3.75% Sep 27, 20263.75%▼ from 4.00% Sep 22, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
13-Month Promotional CD	-	3.75%	13 months
Min Deposit $500 Details Promotional rate; minimum $500; effective as of September 01, 2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
4-Month Promotional CD	3.695%	3.75%	4 months
Min Balance $500 Details Effective as of September 01, 2026; Standard (Min Balance $500); Available with active Summit Dividend Checking account (0.25% relationship rate boost); Auto-renews to 3mo Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
7-Month Promotional CD - Standard	3.695%	3.75%	7 months
Min Balance $500 Details Balance: Standard (Min Balance $500); Available with active Summit Dividend Checking account (0.25% relationship rate boost); Auto-renews to 6mo; Not available on HSA, ESA or IRA CD Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
7-Month Promotional CD - Jumbo	3.542%	3.60%	7 months
Min Balance $100,000 Details Balance: Jumbo (Min Balance $100,000); Standard promotional rate for Regular, IRA, HSA; Auto-renews to 6mo Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
4-Month Promotional CD	3.445%	3.50%	4 months
Min Balance $500 Details Effective as of September 01, 2026; Standard (Min Balance $500); Standard promotional rate for Regular & Business CDs; Auto-renews to 3mo Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 3.50% ▼ 0.25 pts · high 3.75% / low 3.50% Sep 27, 20263.50%▼ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
7-Month Promotional CD - Standard	3.445%	3.50%	7 months
Min Balance $500 Details Balance: Standard (Min Balance $500); Standard promotional rate for Regular, IRA, HSA, Business CDs; Auto-renews to 6mo Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
12 Month Certificate	3.21%	3.25%	12 months
Min Balance $500 Details Standard (Min Balance: $500); Highest APY includes 0.25% boost with active Summit Dividend Checking Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
6 Month Certificate	3.21%	3.25%	6 months
Min Balance $500 Details Standard (Min Balance: $500); Highest APY includes 0.25% boost with active Summit Dividend Checking Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - Jumbo 12 Month	3.06%	3.10%	12 Month
Min Balance $100,000 Details Jumbo (N/A Business) (Min Balance $100,000) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - Jumbo 6 Month	3.06%	3.10%	6 Month
Min Balance $100,000 Details Jumbo (N/A Business) (Min Balance $100,000) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
12 Month Certificate	2.96%	3.00%	12 Months
Min Deposit $500 Details Standard Certificates of Deposit (CD) Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
12 Month First Tracks Certificate	2.96%	3.00%	12 months
Min Balance $100 Details Standard (Min Balance $100) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
6 Month Certificate	2.96%	3.00%	6 Months
Min Deposit $500 Details Standard Certificates of Deposit (CD) Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - 12 Month Certificate	2.96%	3.00%	12 Month
Min Balance $100 Details Standard (Min Balance: $100) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - 6 Month Certificate	2.96%	3.00%	6 Month
Min Balance $100 Details Standard (Min Balance: $100) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
18 Month Certificate	2.72%	2.75%	18 months
Min Balance $500 Details Standard (Min Balance: $500); Highest APY includes 0.25% boost with active Summit Dividend Checking Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
24 Month Certificate	2.72%	2.75%	24 months
Min Balance $500 Details Standard (Min Balance: $500); Highest APY includes 0.25% boost with active Summit Dividend Checking Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
3 Month Certificate	2.72%	2.75%	3 months
Min Balance $500 Details Standard (Min Balance: $500); Highest APY includes 0.25% boost with active Summit Dividend Checking Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
36 Month Certificate	2.72%	2.75%	36 months
Min Balance $500 Details Standard (Min Balance: $500); Highest APY includes 0.25% boost with active Summit Dividend Checking Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
48 Month Certificate	2.72%	2.75%	48 months
Min Balance $500 Details Standard (Min Balance: $500); Highest APY includes 0.25% boost with active Summit Dividend Checking Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
60 Month Certificate	2.72%	2.75%	60 months
Min Balance $500 Details Standard (Min Balance: $500); Highest APY includes 0.25% boost with active Summit Dividend Checking Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - Jumbo 24 Month	2.57%	2.60%	24 Month
Min Balance $100,000 Details Jumbo (N/A Business) (Min Balance $100,000) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - Jumbo 60 Month	2.57%	2.60%	60 Month
Min Balance $100,000 Details Jumbo (N/A Business) (Min Balance $100,000) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
18 Month Certificate	2.47%	2.50%	18 Months
Min Deposit $500 Details Standard Certificates of Deposit (CD) Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
24 Month Certificate	2.47%	2.50%	24 Months
Min Deposit $500 Details Standard Certificates of Deposit (CD) Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
24 Month First Tracks Certificate	2.47%	2.50%	24 months
Min Balance $100 Details Standard (Min Balance $100) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
3 Month Certificate	2.47%	2.50%	3 Months
Min Deposit $500 Details Standard Certificates of Deposit (CD) Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
36 Month Certificate	2.47%	2.50%	36 Months
Min Deposit $500 Details Standard Certificates of Deposit (CD) Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
60 Month Certificate	2.47%	2.50%	60 Months
Min Deposit $500 Details Standard Certificates of Deposit (CD) Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - 18 Month Certificate	2.47%	2.50%	18 Month
Min Balance $100 Details Standard (Min Balance: $100) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - 24 Month Certificate	2.47%	2.50%	24 Month
Min Balance $100 Details Standard (Min Balance: $100) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - 3 Month Certificate	2.47%	2.50%	3 Month
Min Balance $100 Details Standard (Min Balance: $100) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - 36 Month Certificate	2.47%	2.50%	36 Month
Min Balance $100 Details Standard (Min Balance: $100) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - 48 Month Certificate	2.47%	2.50%	48 Month
Min Balance $100 Details Standard (Min Balance: $100) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Certificates (IRA, HSA) - 60 Month Certificate	2.47%	2.50%	60 Month
Min Balance $100 Details Standard (Min Balance: $100) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Savings Rates

Product	Rate	APY
Money Market Savings Accounts - Jumbo	1.98%	2.00%
Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts - Premier	1.49%	1.50%
Min Balance $50,000 Details Balance: $50,000 and up Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts - Select	1.00%	1.00%
Min Balance $25,000 Details Balance: $25,000 and up Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Savings IRA	0.15%	0.15%
Details Savings; IRA; Dividend Rate column Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Savings Regular	0.05%	0.05%
Details Savings; Dividend Rate column Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Money Market Rates

Product	Rate	APY
Flex Tier Money Market	2.96%	3.00%
Min Balance $200,000 Details Balance: $200,000 and up Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.98%	2.00%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.98%	2.00%
Min Balance $50,000 Details Balance: $50,000 - $74,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.98%	2.00%
Min Balance $75,000 Details Balance: $75,000 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.98%	2.00%
Min Balance $100,000 Details Balance: $100,000 - $199,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts - Jumbo	1.98%	2.00%
Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts - Premier	1.49%	1.50%
Min Balance $50,000 Details Balance: $50,000 and up Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.00%	1.00%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts - Select	1.00%	1.00%
Min Balance $25,000 Details Balance: $25,000 and up Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	0.25%	0.25%
Min Balance $2,000 Details Balance: $2,000 - $9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $1,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Account	2.96%	3.00%
Min Deposit $0 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	2.96%	3.00%
Min Deposit $0 Min Balance $1,000,000 Details Balance: $1,000,000 and up Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	1.98%	2.00%
Min Deposit $0 Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	1.24%	1.25%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	1.00%	1.00%
Min Deposit $0 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	0.75%	0.75%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	0.50%	0.50%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Checking Rates

Product	Rate	APY
HSA Checking	0.25%	0.25%
Min Balance $0 Details Balance: $0 and up Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
eStyle Checking	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000 and up; Retired product (product retired as of 2/10/2022), for reference on existing accounts Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Summit Dividend Checking	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000 and up Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
eStyle Checking	0.05%	0.05%
Min Balance $1,000 Details Balance: $1,000 - $4,999.99; Retired product (product retired as of 2/10/2022), for reference on existing accounts Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
eStyle Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Retired product (product retired as of 2/10/2022), for reference on existing accounts Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Summit Dividend Checking	0.05%	0.05%
Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Summit Dividend Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
eStyle Checking	0.00%	0.00%
Min Balance $0 Details Balance: $0 - $999.99; Retired product (product retired as of 2/10/2022), for reference on existing accounts Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Summit Dividend Checking	0.00%	0.00%
Min Balance $0 Details Balance: $0 - $999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Business Checking Rates

Product	Rate	APY
Premium Business Checking	0.25%	0.25%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Premium Business Checking	0.15%	0.15%
Min Deposit $100 Min Balance $0 Details Balance: $0 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan - Model Year 2021 - older	-	-	5.86%
Details As Low As; Model Year 2021 - older; Lowest rate for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking account; rate may vary by credit history and underwriting Last Updated 10/30/2026 Rate History 1 change since Oct 19, 2026 · 5.74% → 5.86% ▲ 0.12 pts · high 5.86% / low 5.74% Oct 30, 20265.86%▲ from 5.74% Oct 19, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
Motorcycle Loan - Motorcycle Year 2022 - 2026	-	9.74%
Details As Low As; Vehicle Year: Motorcycle Year 2022 - 2026; Lowest rate shown for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking account; Effective as of September 23, 2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 9.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Recreational Vehicle Loan - Titled Loans: Motorhomes, Travel Trailers	-	9.74%
Details As Low As; Lowest rate for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking; Effective as of September 23, 2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 9.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Motorcycle Loan - Motorcycle Year 2021 - older	-	10.24%
Details As Low As; Vehicle Year: Motorcycle Year 2021 - older; Lowest rate shown for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking account; Effective as of September 23, 2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 10.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Recreational Vehicle Loan - Untitled Loans: Motorcycle, ATV, Personal Watercraft, Boat, Snowmobile	-	10.74%
Details As Low As; Lowest rate for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking; Effective as of September 23, 2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 10.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Credit Card Rates

Product	Rate	APR
Elevations Visa	-	11.99%
Details As Low As; Current APR range: 11.99% to 21.00% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74% Sep 18, 202611.99%▲ from 11.74% Sep 14, 202611.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa	-	11.99%
Details Intro APR 0% for 12 months (purchases & balance transfers); For every $1 spent: Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74% Sep 18, 202611.99%▲ from 11.74% Sep 14, 202611.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Rewards	-	15.74%
Details As Low As; Current APR range: 15.74% to 21.00% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 15.49% → 15.74% ▲ 0.25 pts · high 15.74% / low 15.49% Sep 18, 202615.74%▲ from 15.49% Sep 14, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Rewards	-	15.74%
Details Intro APR 0% for 12 months (purchases & balance transfers); For every $1 spent: 1 point on all purchases Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 15.49% → 15.74% ▲ 0.25 pts · high 15.74% / low 15.49% Sep 18, 202615.74%▲ from 15.49% Sep 14, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Signature Cash Rewards	-	18.49%
Details As Low As; Current APR range: 18.49% to 21.00% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Signature Travel Rewards	-	18.49%
Details As Low As; Current APR range: 18.49% to 21.00% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Go Buffs Visa Signature Rewards	-	18.49%
Details Intro APR 0% for first 12 months (balance transfers); For every $1 spent: 3% cash back at select CU Merchants, 2% cash back on gas, restaurants, phone or streaming services and 1% cash back on all other purchases Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Signature Cash Rewards	-	18.49%
Details Intro APR 0% for first 12 months (purchases); For every $1 spent: 1.5% cash back Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Signature Travel Rewards	-	18.49%
Details Intro APR 0% for first 12 months (purchases); For every $1 spent: 3% points on travel purchases and 1.5 points on all other purchases Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	10.74%
Details As Low As; Lowest rate shown for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Recreational Vehicle Loan - Untitled Loans: Motorcycle, ATV, Personal Watercraft, Boat, Snowmobile	10.74%
Details As Low As; Lowest rate for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking; Effective as of September 23, 2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 10.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Signature Cash Rewards	18.49%
Details As Low As; Current APR range: 18.49% to 21.00% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Signature Travel Rewards	18.49%
Details As Low As; Current APR range: 18.49% to 21.00% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Go Buffs Visa Signature Rewards	18.49%
Details Intro APR 0% for first 12 months (balance transfers); For every $1 spent: 3% cash back at select CU Merchants, 2% cash back on gas, restaurants, phone or streaming services and 1% cash back on all other purchases Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Signature Cash Rewards	18.49%
Details Intro APR 0% for first 12 months (purchases); For every $1 spent: 1.5% cash back Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Signature Travel Rewards	18.49%
Details Intro APR 0% for first 12 months (purchases); For every $1 spent: 3% points on travel purchases and 1.5 points on all other purchases Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Energy Loan	-	-	6.99%	36 Month
Details As Low As; APR up to 9.615% Last Updated 10/30/2026 Rate History 2 changes since Sep 18, 2026 · 6.99% → 6.99% ▼ 0.00 pts · high 9.62% / low 6.99% Oct 10, 20266.99%▼ from 9.62% Sep 22, 20269.62%▲ from 6.99% Sep 18, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	6.99%	60 Month
Details As Low As; APR up to 9.615% Last Updated 10/30/2026 Rate History 2 changes since Sep 18, 2026 · 6.99% → 6.99% ▼ 0.00 pts · high 9.62% / low 6.99% Oct 10, 20266.99%▼ from 9.62% Sep 22, 20269.62%▲ from 6.99% Sep 18, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	7.49%	84 Month
Details As Low As; APR up to 10.115% Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 7.49% → 7.49% ▼ 0.00 pts · high 10.12% / low 7.49% Oct 10, 20267.49%▼ from 10.12% Sep 22, 202610.12%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	7.74%	120 Month
Details As Low As; APR up to 10.365% Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 7.74% → 7.74% ▼ 0.00 pts · high 10.37% / low 7.74% Oct 10, 20267.74%▼ from 10.37% Sep 22, 202610.37%▲ from 7.74% Sep 14, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	8.24%	180 Month
Details As Low As; APR up to 10.865% Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 8.24% → 8.24% ▼ 0.00 pts · high 10.87% / low 8.24% Oct 10, 20268.24%▼ from 10.87% Sep 22, 202610.87%▲ from 8.24% Sep 14, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	8.74%	240 Month
Details As Low As; Solar PV only; APR up to 11.365% Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 8.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Dividend Business Escrow	0.15%	-	0.15%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Dividend Business Escrow	0.25%	-	0.25%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Elevations Credit Union’s Texas Ratio rose from 0.96% in Q3 2023 to 3.03% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.5B	3.03%	5.0	A+
March 31, 2026	$3.5B	2.66%	5.0	A+
December 31, 2025	$3.5B	1.00%	5.0	A+
September 30, 2025	$3.4B	1.17%	5.0	A+
June 30, 2025	$3.4B	1.22%	5.0	A+
March 31, 2025	$3.4B	1.59%	5.0	A+
December 31, 2024	$3.4B	2.37%	5.0	A+
September 30, 2024	$3.3B	1.47%	5.0	A+
June 30, 2024	$3.4B	0.86%	5.0	A+
March 31, 2024	$3.4B	0.99%	5.0	A+
December 31, 2023	$3.4B	1.00%	5.0	A+
September 30, 2023	$3.4B	0.96%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Elevations Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Elevations Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Elevations Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Elevations Credit Union

Website https://www.elevationscu.com

Address 2960 Diagonal Highway, Boulder, CO 80301-1412

Phone 303-443-4672

Fax 303-443-0387

President Garry Woods

CEO Michael Calcote

Full-Time Employees 504

Part-Time Employees 27

Branch Locations 14

ATM Locations 16

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.03%

Return on Assets (ROA)

0.4982%

Return on Equity (ROE)

4.2490%

Non-Performing Loans Ratio (NPL)

0.49%

Total Assets

3,524,095,583

Total Amount of Shares and Deposits

2,708,373,730

Total Shares and Deposits < 1 Year

2,694,588,907

Total Shares and Deposits 1 3 Years

12,011,873

Total Shares and Deposits > 3 Years

1,772,950

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

249,015,400

Total Uninsured Shares and Deposits > $250K (F+J)

249,015,400

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,459,358,330

Total Interest Expense (Sum of items 6 8)

21,039,358

Share Certificates

13,963

Number of Accounts for Share Drafts

128,035

IRA KEOGH Accounts

3,263

Number of Accounts for Regular Shares

199,353

All other shares

7,034

Money Market Shares

14,736

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

65,540,722

Total Liabilities

3,114,297,852

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Elevations Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Elevations Credit Union

Does Elevations Credit Union offer CDs?

Yes. Elevations Credit Union current CD rates include its 13-Month Promotional CD at 4.00% APY, its 4-Month Promotional CD at 3.75% APY and its 7-Month Promotional CD - Standard at 3.75% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Elevations Credit Union NCUA insured?

Yes. Elevations Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Elevations Credit Union?

The highest Elevations Credit Union CD rate is its 13-Month Promotional CD at 4.00% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Elevations Credit Union offer?

Elevations Credit Union CD rates are 3.75% APY for a 4 month CD, 3.25% APY for a 6 month CD, 3.75% APY for a 7 month CD, 3.25% APY for a 12 month CD, 4.00% APY for a 13 month CD, 2.50% APY for an 18 month CD, 2.50% APY for a 2 year CD and 2.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Elevations Credit Union for its full lineup.

What is the highest savings rate at Elevations Credit Union?

The highest Elevations Credit Union savings rate is its Savings IRA at 0.15% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Elevations Credit Union?

The highest Elevations Credit Union money market rate is its Business Money Market Account at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Elevations Credit Union?

The highest Elevations Credit Union checking rate is its HSA Checking at 0.25% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Elevations Credit Union?

The lowest Elevations Credit Union auto loan rate is its Auto Loan - Model Year 2021 - older at 5.86% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Elevations Credit Union?

The lowest Elevations Credit Union personal loan rate is its Personal Loan at 10.74% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Elevations Credit Union?

The lowest Elevations Credit Union credit card APR is its Elevations Visa Credit Card at 11.99% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Elevations Credit Union operate?

Elevations Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Elevations Credit Union?

Yes, to access services at Elevations Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Elevations Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Elevations Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Elevations Credit Union offer online and mobile banking?

Most modern institutions like Elevations Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.elevationscu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Elevations Credit Union rates compare?

Elevations Credit Union's CD rates are 4% higher than the MonitorBankRates national average, and it has an A+ health rating. Elevations Credit Union's top rates are its 13-Month Promotional CD at 4.00% APY, its Money Market Savings Accounts - Jumbo at 2.00% APY, its Business Money Market Account at 3.00% APY, its HSA Checking at 0.25% APY, its Personal Loan at 10.74% APR and its Elevations Visa Credit Card at 11.99% APR, verified by MonitorBankRates on October 30, 2026.

Current Elevations Credit Union Rates

12-Month CD3.00%
18-Month CD2.50%
24-Month CD2.50%
60-Month CD2.50%
Savings2.00%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Elevations Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Elevations Credit Union Texas Ratio

Elevations Credit Union Health Trend

Elevations Credit Union CD Rates

Elevations Credit Union Savings Rates

Elevations Credit Union Money Market Rates

Elevations Credit Union Business Money Market Rates

Elevations Credit Union Checking Rates

Elevations Credit Union Business Checking Rates

Elevations Credit Union Auto Loan Rates

Elevations Credit Union RV, Boat and Powersport Loan Rates

Elevations Credit Union Credit Card Rates

Elevations Credit Union Personal Loan Rates

Elevations Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Elevations Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Elevations Credit Union

Does Elevations Credit Union offer CDs?

Are CDs from Elevations Credit Union NCUA insured?

What is the highest CD rate at Elevations Credit Union?

What CD terms does Elevations Credit Union offer?

What is the highest savings rate at Elevations Credit Union?

What is the highest money market rate at Elevations Credit Union?

What is the highest checking rate at Elevations Credit Union?

What is the lowest auto loan rate at Elevations Credit Union?

What is the lowest personal loan rate at Elevations Credit Union?

What is the lowest credit card APR at Elevations Credit Union?

How many branches does Elevations Credit Union operate?

Is a member application needed to join Elevations Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Elevations Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Elevations Credit Union rates compare?

Current Elevations Credit Union Rates

Compare to Other Credit Unions