What are the current interest rates at Elevations Credit Union?

Current rates for Elevations Credit Union include: 12-Month CD: 3.00%, 18-Month CD: 2.50%, 24-Month CD: 2.50%, 60-Month CD: 2.50%, Savings: 2.00%, MMA: 3.00%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Elevations Credit Union

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Elevations Credit Union Rates & Review October 2026

Q: How many branches does Elevations Credit Union operate?

Elevations Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Elevations Credit Union?

Yes, to access services at Elevations Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Elevations Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Elevations Credit Union's top rates as of October 10, 2026 are 4.00% APY on its 13-Month CD, 2.00% APY on savings, 3.00% APY on money market accounts, 0.25% APY on checking, rv, boat and powersport loans from 10.74% APR, and credit cards from 11.99% APR, according to rates verified by MonitorBankRates. Other Elevations Credit Union CD rates include 13-Month Promotional CD at 4.00%, 7-Month Promotional CD at 3.85%, and 13-Month Promotional CD at 3.75%. MonitorBankRates evaluates the financial stability of Elevations Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.03%. Rates last updated and verified on 10/10/2026.

Elevations Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Elevations Credit Union? Share your experience about Elevations Credit Union by leaving a review below, or read customer reviews before you decide to use Elevations Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.03%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Elevations Credit Union
Elevations Headquarters at Diagonal Branch

2960 Diagonal Highway
Boulder, CO 80301-1412

https://www.elevationscu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Elevations Credit Union CD Rates

Product	Rate	APY	Term
13-Month CD	-	4.00%	13 Month
Min Deposit $500 Min Balance $500 Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
13-Month Promotional CD	3.937%	4.00%	13 Months
Min Balance $500 Details Available with active Summit Dividend Checking account (0.25% relationship rate boost) / Auto-renews to 12mo Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
13-Month Promotional CD	3.937%	4.00%	13 Months
Min Balance $100,000 Details Available with active Summit Dividend Checking account (0.25% relationship rate boost) / Auto-renews to 12mo Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
7-Month Promotional CD	3.792%	3.85%	7 months
Min Deposit $100,000 Min Balance $100,000 Details Available with active Summit Dividend Checking account (0.25% relationship rate boost) / Auto-renews to 6mo Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
13-Month Promotional CD	3.687%	3.75%	13 Months
Min Balance $500 Details Standard promotional rate for Regular, IRA, HSA, Business / Auto-renews to 12mo Last Updated 10/10/2026 Rate History 1 change since Sep 22, 2026 · 4.00% → 3.75% ▼ 0.25 pts · high 4.00% / low 3.75% Sep 27, 20263.75%▼ from 4.00% Sep 22, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
13-Month Promotional CD	3.687%	3.75%	13 Months
Min Balance $100,000 Details Standard promotional rate for Regular, IRA, HSA / Auto-renews to 12mo Last Updated 10/10/2026 Rate History 1 change since Sep 22, 2026 · 4.00% → 3.75% ▼ 0.25 pts · high 4.00% / low 3.75% Sep 27, 20263.75%▼ from 4.00% Sep 22, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
4-Month Promotional CD	3.695%	3.75%	4 months
Min Deposit $500 Min Balance $500 Details Available with active Summit Dividend Checking account (0.25% relationship rate boost) / Auto-renews to 3mo Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
7-Month Promotional CD	3.695%	3.75%	7 months
Min Deposit $500 Min Balance $500 Details Available with active Summit Dividend Checking account (0.25% relationship rate boost) / Auto-renews to 6mo Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Promotional 13-month CD	-	3.75%	13 Month
Min Deposit $500 Min Balance $500 Details Rate boost: +0.25% APY with Summit Dividend Checking Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
7-Month Promotional CD	3.542%	3.60%	7 months
Min Deposit $100,000 Min Balance $100,000 Details Standard promotional rate for Regular, IRA, HSA / Auto-renews to 6mo Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 3.60% ▼ 0.25 pts · high 3.85% / low 3.60% Sep 27, 20263.60%▼ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
4-Month Promotional CD	3.445%	3.50%	4 months
Min Balance $500 Details Standard promotional rate for Regular & Business CDs / Auto-renews to 3mo Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 3.50% → 3.50% ▼ 0.00 pts · high 3.75% / low 3.50% Sep 27, 20263.50%▼ from 3.75% Sep 18, 20263.75%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
7-Month Promotional CD	3.445%	3.50%	7 months
Min Deposit $500 Min Balance $500 Details Standard promotional rate for Regular, IRA, HSA, Business CDs / Auto-renews to 6mo Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 3.50% ▼ 0.25 pts · high 3.75% / low 3.50% Sep 27, 20263.50%▼ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
12 Month Certificate	3.21%	3.25%	12 Month
Min Deposit $500 Min Balance $500 Details Standard (Min Balance: $500) Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
6 Month Certificate	3.21%	3.25%	6 Month
Min Deposit $500 Min Balance $500 Details Standard (Min Balance: $500) Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
12 Month Certificate	2.96%	3.00%	12 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
12 Month First Tracks Certificate	2.96%	3.00%	12 months
Min Balance $100 Details Standard Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
6 Month Certificate	2.96%	3.00%	6 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
HSA 12 Month Certificate	2.96%	3.00%	12 Month
Min Balance $100 Details Balance: $100 - N/A; Certificates (IRA, HSA) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
HSA 6 Month Certificate	2.96%	3.00%	6 Month
Min Balance $100 Details Balance: $100 - N/A; Certificates (IRA, HSA) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
18 Month Certificate	2.72%	2.75%	18 Month
Min Deposit $500 Min Balance $500 Details Standard (Min Balance: $500) Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
24 Month Certificate	2.72%	2.75%	24 Month
Min Deposit $500 Min Balance $500 Details Standard (Min Balance: $500) Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
3 Month Certificate	2.72%	2.75%	3 Month
Min Deposit $500 Min Balance $500 Details Standard (Min Balance: $500) Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
36 Month Certificate	2.72%	2.75%	36 Month
Min Deposit $500 Min Balance $500 Details Standard (Min Balance: $500) Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
48 Month Certificate	2.72%	2.75%	48 Month
Min Deposit $500 Min Balance $500 Details Standard (Min Balance: $500) Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
60 Month Certificate	2.72%	2.75%	60 Month
Min Deposit $500 Min Balance $500 Details Standard (Min Balance: $500) Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
18 Month Certificate	2.47%	2.50%	18 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
24 Month Certificate	2.47%	2.50%	24 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
24 Month First Tracks Certificate	2.47%	2.50%	24 months
Min Balance $100 Details Standard Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
3 Month Certificate	2.47%	2.50%	3 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
36 Month Certificate	2.47%	2.50%	36 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
60 Month Certificate	2.47%	2.50%	60 Month
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
HSA 18 Month Certificate	2.47%	2.50%	18 Month
Min Balance $100 Details Balance: $100 - N/A; Certificates (IRA, HSA) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
HSA 24 Month Certificate	2.47%	2.50%	24 Month
Min Balance $100 Details Balance: $100 - N/A; Certificates (IRA, HSA) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
HSA 3 Month Certificate	2.47%	2.50%	3 Month
Min Balance $100 Details Balance: $100 - N/A; Certificates (IRA, HSA) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
HSA 36 Month Certificate	2.47%	2.50%	36 Month
Min Balance $100 Details Balance: $100 - N/A; Certificates (IRA, HSA) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
HSA 48 Month Certificate	2.47%	2.50%	48 Month
Min Balance $100 Details Balance: $100 - N/A; Certificates (IRA, HSA) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
HSA 60 Month Certificate	2.47%	2.50%	60 Month
Min Balance $100 Details Balance: $100 - N/A; Certificates (IRA, HSA) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Savings Rates

Product	Rate	APY
Money Market Savings Accounts Jumbo	1.98%	2.00%
Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts Premier	1.49%	1.50%
Min Balance $50,000 Details Balance: $50,000 and up Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts Select	1.00%	1.00%
Min Balance $25,000 Details Balance: $25,000 and up Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
IRA Savings	0.15%	0.15%
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Regular Savings	0.05%	0.05%
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Regular Savings Account	0.05%	0.05%
Min Deposit $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Money Market Rates

Product	Rate	APY
Flex Tier Money Market	2.96%	3.00%
Min Balance $200,000 Details Balance: $200,000 and up Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.98%	2.00%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.98%	2.00%
Min Balance $50,000 Details Balance: $50,000 - $74,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.98%	2.00%
Min Balance $75,000 Details Balance: $75,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.98%	2.00%
Min Balance $100,000 Details Balance: $100,000 - $199,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts Jumbo	1.98%	2.00%
Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts Premier	1.49%	1.50%
Min Balance $50,000 Details Balance: $50,000 and up Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	1.00%	1.00%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Money Market Savings Accounts Select	1.00%	1.00%
Min Balance $25,000 Details Balance: $25,000 and up Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	0.25%	0.25%
Min Balance $2,000 Details Balance: $2,000 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Flex Tier Money Market	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $1,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Account	2.96%	3.00%
Min Deposit $0 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	2.96%	3.00%
Min Deposit $0 Min Balance $1,000,000 Details Balance: $1,000,000 and up Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	1.98%	2.00%
Min Deposit $0 Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	1.24%	1.25%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 1.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	1.00%	1.00%
Min Deposit $0 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	0.75%	0.75%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Business Money Market Account	0.50%	0.50%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Checking Rates

Product	Rate	APY
HSA Checking	0.25%	0.25%
Min Balance $0 Details Balance: $0 and up Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
eStyle Checking	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000 and up Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Summit Dividend Checking	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000 and up Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
eStyle Checking	0.05%	0.05%
Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
eStyle Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Summit Dividend Checking	0.05%	0.05%
Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Summit Dividend Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Business Checking Rates

Product	Rate	APY
Premium Business Checking	0.25%	0.25%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Premium Business Checking	0.15%	0.15%
Min Deposit $100 Min Balance $0 Details Balance: $0 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC) - variable APR	-	-	6.99%
Details As low as rate available for borrowers based on creditworthiness, underwriting, and combined-loan-to-value (CLTV). Borrow up to 89.9% of your home's value, minus any mortgage, loan, or home equity balance. As low as advertised rate includes the additional rate discount available for relationship pricing. This interest rate is subject to change but will not exceed 18.00% APR. Consult your tax advisor regarding the deductibility of interest. Property insurance is required. Offer is available for HELOCs secured by a primary residence. Some additional restrictions may apply. After the first 12 months, $75 annual fee applies to open lines of credit originated after 7/2025. Variable payment example: Per every $10,000 loan advance at 6.99% APR is approximately $58.41 monthly for 10 years pending no further advances occur. After 120 months during the payback period the payment per every $10,000 is $116.16 for the remaining 10-year period. Lowest rate shown for qualified borrowers on Auto, Motorcycle, HELOC, RV loans, and personal loans with eligible Peak Perks Checking or Summit Dividend Checking account. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74% Sep 18, 20266.99%▲ from 6.74% Sep 14, 20266.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Home Equity Loan - fixed APR	-	-	7.99%	10 years
Details As Low As; All offers of credit are subject to credit, approval, properties located in CO and membership eligibility. As of 09/17/2026, the APR for home equity loans, based on creditworthiness and loan-to-value, ranges from 7.99% - 16.25%. As low as rate available for borrowers based on creditworthiness, underwriting, and combined-loan-to-value (CLTV). Borrow up to 89.9% of your home's value, minus any mortgage, loan, or home equity balance. This interest rate is subject to change but will not exceed 18.00% APR. Consult your tax advisor regarding the deductibility of interest. Property insurance is required. Offer is available for equity loans secured by a primary residence. Some additional restrictions may apply. The third-party fees for a home equity loan range from $105 to $2,000. Fixed payment example: Per every $10,000 loan advance at 7.99% APR is approximately $121.41 per month for 10 years. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	5.49%
Details As low as; Instant approval for qualified applicants. Requires maintaining an eligible Peak Perks or Summit Dividend checking account for the life of the loan. If required accounts are not maintained, your APR will increase by 0.25% for the remaining term of the loan. Actual APR offered will be based on collateral and credit qualifications and may be higher than 5.49% APR. Payment example: Term of up to 63 months Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
Motorcycle Loan	-	9.74%
Details Vehicle Year: Motorcycle Year 2022 - 2026; As Low As; Qualified borrowers on Auto, Motorcycle, HELOC, RV loans, and personal loans with eligible Peak Perks Checking or Summit Dividend Checking account. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 9.49% → 9.74% ▲ 0.25 pts · high 9.74% / low 9.49% Oct 10, 20269.74%▲ from 9.49% Sep 14, 20269.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Motorhomes, Travel Trailers Loan	-	9.74%
Details APR as low as; Titled Loans; Qualified borrowers on Auto, Motorcycle, HELOC, RV loans, and personal loans with eligible Peak Perks Checking or Summit Dividend Checking account. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 9.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Motorcycle Loan	-	10.24%
Details Vehicle Year: Motorcycle Year 2021 - older; As Low As; Qualified borrowers on Auto, Motorcycle, HELOC, RV loans, and personal loans with eligible Peak Perks Checking or Summit Dividend Checking account. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 9.99% → 10.24% ▲ 0.25 pts · high 10.24% / low 9.99% Oct 10, 202610.24%▲ from 9.99% Sep 14, 20269.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Motorcycle, ATV, Personal Watercraft, Boat, Snowmobile Loan	-	10.74%
Details APR as low as; Untitled Loans; Qualified borrowers on Auto, Motorcycle, HELOC, RV loans, and personal loans with eligible Peak Perks Checking or Summit Dividend Checking account. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 10.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Credit Card Rates

Product	Rate	APR
Elevations Visa	-	11.99%
Details Published APR range: 11.99% to 21.00%. Regular APR: 11.99% to 21.00% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74% Sep 18, 202611.99%▲ from 11.74% Sep 14, 202611.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa	-	11.99%
Details Intro rate expires: 12 months; Regular APR: 11.99% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74% Sep 18, 202611.99%▲ from 11.74% Sep 14, 202611.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Rewards	-	15.74%
Details Published APR range: 15.74% to 21.00%. Regular APR: 15.74% to 21.00% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 15.49% → 15.74% ▲ 0.25 pts · high 15.74% / low 15.49% Sep 18, 202615.74%▲ from 15.49% Sep 14, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Rewards	-	15.74%
Details Intro rate expires: 12 months; Regular APR: 15.74% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 15.49% → 15.74% ▲ 0.25 pts · high 15.74% / low 15.49% Sep 18, 202615.74%▲ from 15.49% Sep 14, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Signature Cash Rewards	-	18.49%
Details Published APR range: 18.49% to 21.00%. Regular APR: 18.49% to 21.00% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Signature Travel Rewards	-	18.49%
Details Published APR range: 18.49% to 21.00%. Regular APR: 18.49% to 21.00% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Go Buffs Visa Signature Rewards	-	18.49%
Details Intro rate expires: 12 months; Regular APR: 18.49% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Signature Cash Rewards	-	18.49%
Details Intro rate expires: 12 months; Regular APR: 18.49% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Signature Travel Rewards	-	18.49%
Details Intro rate expires: 12 months; Regular APR: 18.49% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Personal Loan Rates

Product	APR	Term	View More
Motorcycle, ATV, Personal Watercraft, Boat, Snowmobile Loan	10.74%
Details APR as low as; Untitled Loans; Qualified borrowers on Auto, Motorcycle, HELOC, RV loans, and personal loans with eligible Peak Perks Checking or Summit Dividend Checking account. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 10.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Personal Loan	10.74%
Details APR as low as*; Lowest rate shown for qualified borrowers on Auto, Motorcycle, HELOC, RV loans, and personal loans with eligible Peak Perks Checking or Summit Dividend Checking account. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 10.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Signature Cash Rewards	18.49%
Details Published APR range: 18.49% to 21.00%. Regular APR: 18.49% to 21.00% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Elevations Visa Signature Travel Rewards	18.49%
Details Published APR range: 18.49% to 21.00%. Regular APR: 18.49% to 21.00% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Go Buffs Visa Signature Rewards	18.49%
Details Intro rate expires: 12 months; Regular APR: 18.49% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Signature Cash Rewards	18.49%
Details Intro rate expires: 12 months; Regular APR: 18.49% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Visa Signature Travel Rewards	18.49%
Details Intro rate expires: 12 months; Regular APR: 18.49% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 18.24% → 18.49% ▲ 0.25 pts · high 18.49% / low 18.24% Sep 18, 202618.49%▲ from 18.24% Sep 14, 202618.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Elevations Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Energy Loan	-	-	6.99%	36 Month
Details APR up to: 9.615% Last Updated 10/10/2026 Rate History 2 changes since Sep 18, 2026 · 6.99% → 6.99% ▼ 0.00 pts · high 9.62% / low 6.99% Oct 10, 20266.99%▼ from 9.62% Sep 22, 20269.62%▲ from 6.99% Sep 18, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	6.99%	60 Month
Details APR up to: 9.615% Last Updated 10/10/2026 Rate History 2 changes since Sep 18, 2026 · 6.99% → 6.99% ▼ 0.00 pts · high 9.62% / low 6.99% Oct 10, 20266.99%▼ from 9.62% Sep 22, 20269.62%▲ from 6.99% Sep 18, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	7.49%	84 Month
Details APR up to: 10.115% Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 7.49% → 7.49% ▼ 0.00 pts · high 10.12% / low 7.49% Oct 10, 20267.49%▼ from 10.12% Sep 22, 202610.12%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	7.74%	120 Month
Details APR up to: 10.365% Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 7.74% → 7.74% ▼ 0.00 pts · high 10.37% / low 7.74% Oct 10, 20267.74%▼ from 10.37% Sep 22, 202610.37%▲ from 7.74% Sep 14, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	8.24%	180 Month
Details APR up to: 10.865% Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 8.24% → 8.24% ▼ 0.00 pts · high 10.87% / low 8.24% Oct 10, 20268.24%▼ from 10.87% Sep 22, 202610.87%▲ from 8.24% Sep 14, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Energy Loan	-	-	8.74%	240 Month
Details Term: 240 Month - Solar PV only; APR up to: 11.365% Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Dividend Business Escrow	0.15%	-	0.15%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%
Dividend Business Escrow	0.25%	-	0.25%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.03%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Elevations Credit Union’s Texas Ratio rose from 0.96% in Q3 2023 to 3.03% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.5B	3.03%	5.0	A+
March 31, 2026	$3.5B	2.66%	5.0	A+
December 31, 2025	$3.5B	1.00%	5.0	A+
September 30, 2025	$3.4B	1.17%	5.0	A+
June 30, 2025	$3.4B	1.22%	5.0	A+
March 31, 2025	$3.4B	1.59%	5.0	A+
December 31, 2024	$3.4B	2.37%	5.0	A+
September 30, 2024	$3.3B	1.47%	5.0	A+
June 30, 2024	$3.4B	0.86%	5.0	A+
March 31, 2024	$3.4B	0.99%	5.0	A+
December 31, 2023	$3.4B	1.00%	5.0	A+
September 30, 2023	$3.4B	0.96%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Elevations Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Elevations Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Elevations Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Elevations Credit Union

Website https://www.elevationscu.com

Address 2960 Diagonal Highway, Boulder, CO 80301-1412

Phone 303-443-4672

Fax 303-443-0387

President Garry Woods

CEO Michael Calcote

Full-Time Employees 504

Part-Time Employees 27

Branch Locations 14

ATM Locations 16

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.03%

Return on Assets (ROA)

0.4982%

Return on Equity (ROE)

4.2490%

Non-Performing Loans Ratio (NPL)

0.49%

Total Assets

3,524,095,583

Total Amount of Shares and Deposits

2,708,373,730

Total Shares and Deposits < 1 Year

2,694,588,907

Total Shares and Deposits 1 3 Years

12,011,873

Total Shares and Deposits > 3 Years

1,772,950

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

249,015,400

Total Uninsured Shares and Deposits > $250K (F+J)

249,015,400

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,459,358,330

Total Interest Expense (Sum of items 6 8)

21,039,358

Share Certificates

13,963

Number of Accounts for Share Drafts

128,035

IRA KEOGH Accounts

3,263

Number of Accounts for Regular Shares

199,353

All other shares

7,034

Money Market Shares

14,736

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

65,540,722

Total Liabilities

3,114,297,852

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Elevations Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Elevations Credit Union

How many branches does Elevations Credit Union operate?

Elevations Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Elevations Credit Union?

Yes, to access services at Elevations Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Elevations Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Elevations Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Elevations Credit Union offer online and mobile banking?

Most modern institutions like Elevations Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.elevationscu.com.

Current Elevations Credit Union Rates

12-Month CD3.00%
18-Month CD2.50%
24-Month CD2.50%
60-Month CD2.50%
Savings2.00%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Elevations Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Elevations Credit Union Texas Ratio

Elevations Credit Union Health Trend

Elevations Credit Union CD Rates

Elevations Credit Union Savings Rates

Elevations Credit Union Business Savings Rates

Elevations Credit Union Money Market Rates

Elevations Credit Union Business Money Market Rates

Elevations Credit Union Checking Rates

Elevations Credit Union Business Checking Rates

Elevations Credit Union Home Equity & HELOC

Elevations Credit Union Auto Loan Rates

Elevations Credit Union RV, Boat and Powersport Loan Rates

Elevations Credit Union Credit Card Rates

Elevations Credit Union Personal Loan Rates

Elevations Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Elevations Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Elevations Credit Union

How many branches does Elevations Credit Union operate?

Is a member application needed to join Elevations Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Elevations Credit Union offer online and mobile banking?

Current Elevations Credit Union Rates

Compare to Other Credit Unions