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Elevations Credit Union Rates & Review March 2026

Elevations Credit Union's 4 Month Promotional CD of Deposit rates are at 3.50%, 4 Month Promotional Flex CD rates are at 3.50%, 7 Month Promotional CD rates are at 3.35%, 7 Month Promotional CD rates are at 3.25%, 7-Month CD rates are at 3.25%. Elevations Credit Union's savings rates are at 0.05%. Elevations Credit Union's money market rates are at 0.10%. Elevations Credit Union's Personal Loan Rates are at 10.74%. MonitorBankRates evaluates the financial stability of Elevations Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.22%. Rates were last updated on 03/25/2026.

Elevations Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Elevations Credit Union? Share your experience about Elevations Credit Union by leaving a review below, or read customer reviews before you decide to use Elevations Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.22%
Excellent Lower than avg
Elevations Credit Union
Elevations Headquarters at Diagonal Branch
2960 Diagonal Highway
Boulder, CO 80301 1412
https://www.elevationscu.com
Member NCUA

Elevations Credit Union CD Rates

Product Rate APY Term View More
4 Month Promotional Certificate of Deposit - 3.50% 4
Details no penalty for early withdrawal
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
4 Month Promotional Flex CD 3.45% 3.50% 4
Min Deposit $500
Min Balance $500
Details Auto-renews to non-promotional 3mo CD
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
7 Month Promotional Certificate 3.30% 3.35% 7
Min Deposit $100,000
Min Balance $100,000
Details Auto-renews to non-promotional 6mo CD
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
7 Month Promotional Certificate 3.20% 3.25% 7
Min Deposit $500
Min Balance $500
Details Auto-renews to non-promotional 6mo CD
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
7-Month Certificate - 3.25% 7
Details $0 monthly fees; $0 setup fees
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
13 Month Promotional Certificate 3.06% 3.10% 13
Min Deposit $100,000
Min Balance $100,000
Details Auto-renews to non-promotional 12mo CD
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
12 Month Certificate 2.96% 3.00% 12 Month
Min Balance $100
Details Min Balance: Regular/Business $500, IRA/HSA $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
12 Month First Tracks Certificate 2.96% 3.00% 12 Month
Min Balance $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
13 Month Promotional Certificate 2.96% 3.00% 13
Min Deposit $500
Min Balance $500
Details Auto-renews to non-promotional 12mo CD
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
13-Month Certificate - 3.00% 13
Details $0 monthly fees; $0 setup fees
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
6 Month Certificate 2.96% 3.00% 6 Month
Min Balance $100
Details Min Balance: Regular/Business $500, IRA/HSA $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
18 Month Certificate 2.47% 2.50% 18 Month
Min Balance $100
Details Min Balance: Regular/Business $500, IRA/HSA $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
24 Month Certificate 2.47% 2.50% 24 Month
Min Balance $100
Details Min Balance: Regular/Business $500, IRA/HSA $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
24 Month First Tracks Certificate 2.47% 2.50% 24 Month
Min Balance $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
3 Month Certificate 2.47% 2.50% 3 Month
Min Balance $100
Details Min Balance: Regular/Business $500, IRA/HSA $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
36 Month Certificate 2.47% 2.50% 36 Month
Min Balance $100
Details Min Balance: Regular/Business $500, IRA/HSA $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
48 Month Certificate 2.47% 2.50% 48 Month
Min Balance $100
Details Min Balance: Regular/Business $500, IRA/HSA $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
60 Month Certificate 2.47% 2.50% 60 Month
Min Balance $100
Details Min Balance: Regular/Business $500, IRA/HSA $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Elevations Credit Union Savings Rates

Product Rate APY View More
Money Market Savings Accounts Jumbo 1.98% 2.00%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Money Market Savings Accounts Premier 1.49% 1.50%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Money Market Savings Accounts Select 1.00% 1.00%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Regular Savings Account 0.05% 0.05%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Elevations Credit Union Money Market Rates

Product Rate APY View More
Business Money Market Account 2.96% 3.00%
Details $500,000 - $999,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Business Money Market Account and up 2.96% 3.00%
Details $1,000,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Flex Tier Money Market 2.96% 3.00%
Min Balance $200,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Business Money Market Account 1.98% 2.00%
Details $250,000 - $499,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Flex Tier Money Market 1.98% 2.00%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Money Market Options Jumbo 1.98% 2.00%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Money Market Savings Accounts Jumbo 1.98% 2.00%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Money Market Options Premier 1.49% 1.50%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Money Market Savings Accounts Premier 1.49% 1.50%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Business Money Market Account 1.24% 1.25%
Details $100,000 - $249,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Business Money Market Account 1.00% 1.00%
Details $50,000 - $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Flex Tier Money Market 1.00% 1.00%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Money Market Options Select 1.00% 1.00%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Money Market Savings Accounts Select 1.00% 1.00%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Business Money Market Account 0.75% 0.75%
Details $25,000 - $49,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Business Money Market Account 0.50% 0.50%
Details $0 - $24,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Flex Tier Money Market 0.25% 0.25%
Min Balance $2,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Flex Tier Money Market 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Elevations Credit Union Checking Rates

Product Rate APY View More
HSA Checking 0.25% 0.25%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Premium Business Checking and up 0.25% 0.25%
Min Deposit $100
Details $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Premium Business Checking 0.15% 0.15%
Min Deposit $100
Details $0 - $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
eStyle Checking 0.10% 0.10%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Summit Dividend Checking 0.10% 0.10%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
eStyle Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Summit Dividend Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
eStyle Checking - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Summit Dividend Checking - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Elevations Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - variable APR - - 6.99%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Home Equity Loan - fixed APR - - 7.99%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Elevations Credit Union Credit Card Rates

Product Rate APR View More
Elevations Visa® Signature Cash Rewards Credit Card - 0.00%
Details As Low As; Intro rate expires: 12 months
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Elevations Visa® Signature Travel Rewards Credit Card - 0.00%
Details As Low As; Intro rate expires: 12 months
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Go Buffs® Visa® Signature Rewards Credit Card - 0.00%
Details As Low As; Intro rate expires: 12 months
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Visa Rewards - 15.49%
Details Regular APR: 15.49% to 21.00%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Elevations Credit Union Personal Loan Rates

Product Rate APR View More
Untitled Loans: Motorcycle, ATV, Personal Watercraft, Boat, Snowmobile - 10.74%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%
Personal Loan - 10.99%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.22%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Elevations Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Elevations Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Elevations Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Elevations Credit Union
Address 2960 Diagonal Highway, Boulder, CO 80301 1412
Phone 303-443-4672
Fax 303-443-0387
President Ray Martinez
CEO Gerry Agnes
Full-Time Employees 508
Part-Time Employees 31
Branch Locations 14
ATM Locations 16
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.22%
Return on Assets (ROA)
0.8559%
Return on Equity (ROE)
7.4475%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
3,415,724,695
Total Amount of Shares and Deposits
2,607,885,387
Total Shares and Deposits < 1 Year
2,588,717,504
Total Shares and Deposits 1 3 Years
16,590,820
Total Shares and Deposits > 3 Years
2,577,065
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
227,787,140
Total Uninsured Shares and Deposits > $250K (F+J)
227,787,140
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,380,098,247
Total Interest Expense (Sum of items 6 8)
32,204,166
Share Certificates
14,727
Number of Accounts for Share Drafts
125,919
IRA KEOGH Accounts
3,409
Number of Accounts for Regular Shares
196,375
All other shares
7,097
Money Market Shares
14,572
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
193,518,700
Total Liabilities
3,029,626,948
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Elevations Credit Union

Is Elevations Credit Union a safe place to deposit money?

Yes, Elevations Credit Union is considered a safe financial institution. With a Texas Ratio of 1.2191763090036%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Elevations Credit Union operate?

Elevations Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Elevations Credit Union?

Yes, to access services at Elevations Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Elevations Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Elevations Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Elevations Credit Union offer online and mobile banking?

Most modern institutions like Elevations Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.elevationscu.com.

Current Elevations Credit Union Rates

  • 12-Month CD3.00%
  • 18-Month CD2.50%
  • 24-Month CD2.50%
  • 60-Month CD2.50%
  • Savings0.05%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.