MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. UMATILLA COUNTY
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

UMATILLA COUNTY Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 31, 2026

You can compare UMATILLA COUNTY rates to other rates in our database, including 12-month share certificate rates currently at 3.75%, 6-month share certificate rates at 3.55% and 3-month share certificate rates at 0.20%. Savings rates are at 0.20% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.28%. All these rates can be compared to UMATILLA COUNTY rates. MonitorBankRates evaluates the financial stability of UMATILLA COUNTY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.81%. Rates were last updated on 03/31/2026.

UMATILLA COUNTY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UMATILLA COUNTY? Share your experience about UMATILLA COUNTY by leaving a review below, or read customer reviews before you decide to use UMATILLA COUNTY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.81%
Excellent Lower than avg
Minnesota Lakes Bank
Umatilla County FCU
911 SW Dorion Ave
Pendleton, OR 97801
http://www.umatillacfcu.com
Member NCUA

Current Rate Availability

We do not have UMATILLA COUNTY rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for UMATILLA COUNTY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UMATILLA COUNTY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with UMATILLA COUNTY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name UMATILLA COUNTY
Website http://www.umatillacfcu.com
Address 911 SW Dorion Ave, Pendleton, OR 97801
Phone 541-276-6317
Fax 541-276-0183
President Nicholas Michael
CEO Stuart Roberts
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.81%
Return on Assets (ROA)
0.5660%
Return on Equity (ROE)
3.1769%
Non-Performing Loans Ratio (NPL)
0.51%
Total Assets
49,181,375
Total Amount of Shares and Deposits
40,409,580
Total Shares and Deposits < 1 Year
40,409,580
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
892,144
Total Uninsured Shares and Deposits > $250K (F+J)
892,144
Total Insured Shares and Deposits > $250K (item 17 less item K)
39,517,436
Total Interest Expense (Sum of items 6 8)
283,472
IRA KEOGH Accounts
315
Number of Accounts for Regular Shares
2,145
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,510,858
Total Liabilities
40,463,934
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for UMATILLA COUNTY yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for UMATILLA COUNTY
Your Name:
Your Rating:

Frequently Asked Questions About UMATILLA COUNTY

Is UMATILLA COUNTY a safe place to deposit money?

Yes, UMATILLA COUNTY is considered a safe financial institution. With a Texas Ratio of 1.8098036116647%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does UMATILLA COUNTY operate?

UMATILLA COUNTY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join UMATILLA COUNTY?

Yes, to access services at UMATILLA COUNTY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, UMATILLA COUNTY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, UMATILLA COUNTY provides members with tools to manage their accounts and build a solid financial history.

Does UMATILLA COUNTY offer online and mobile banking?

Most modern institutions like UMATILLA COUNTY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.umatillacfcu.com.

Compare to Other Credit Unions

UPS Employees Credit Union Citizens Equity First Credit Union WNC Community Credit Union Auburn University Credit Union First Central Credit Union K C K Firemen And Police Credit Union Rapides General Hospital Employees FCU Rio Grande Valley Credit Union Prospectors Federal Credit Union Friendly Federal Credit Union Deer Lodge County School Employees Federal Credit Union Union Yes Federal Credit Union Tel-U-Watt Federal Credit Union Maine Family Federal Credit Union North Carolina Press Association Federal Credit Union Tee Pak Credit Union Texas Bay Credit Union Greenville Heritage Federal Credit Union Jolt Credit Union Allied Healthcare Federal Credit Union Pittsford Federal Credit Union