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Cape Cod Five Cents Savings Bank Rates & Review October 2026

Cape Cod Five Cents Savings Bank's top rates as of October 7, 2026 are 4.00% APY on its 12-Month Business Non-Profit Certificate of Deposit, 5.00% APY on savings, 1.45% APY on money market accounts, and personal loans from 9.50% APR, according to rates verified by MonitorBankRates. Other Cape Cod Five Cents Savings Bank CD rates include 12-Month CD - Premier5 Banking at 4.00%, 12-Month CD - PrimaryPlus Banking at 3.98%, and 12-Month CD at 3.95%. MonitorBankRates evaluates the financial stability of Cape Cod Five Cents Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.37%. Rates last updated and verified on 10/07/2026.

Cape Cod Five Cents Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cape Cod Five Cents Savings Bank? Share your experience about Cape Cod Five Cents Savings Bank by leaving a review below, or read customer reviews before you decide to use Cape Cod Five Cents Savings Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.37%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
The Cape Cod Five Cents Savings Bank
1500 Iyannough Rd
Hyannis, MA 02601
https://www.capecodfive.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Cape Cod Five Cents Savings Bank CD Rates

Product Rate APY Term View More
12 Month CD - Premier5 Banking - 4.00% 12 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
12 Month CD - PrimaryPlus Banking - 3.98% 12 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.98% APY · checked 2 times
3.48%3.98%4.48%Oct 7, 2026: 3.98% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
12 Month CD - 3.95% 12 Month
Details Open Now
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.95% ▲ 0.75 pts · high 3.95% / low 3.20%
2.45%3.58%4.70%Sep 18, 2026: 3.20% APYOct 7, 2026: 3.95% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.95%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
24 Month CD - Premier5 Banking - 3.90% 24 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
36 Month CD - Premier5 Banking - 3.90% 36 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
24 Month CD - PrimaryPlus Banking - 3.88% 24 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.88% APY · checked 2 times
3.38%3.88%4.38%Oct 7, 2026: 3.88% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
36 Month CD - PrimaryPlus Banking - 3.88% 36 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.88% APY · checked 2 times
3.38%3.88%4.38%Oct 7, 2026: 3.88% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
18 Month CD - Premier5 Banking - 3.85% 18 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
24 Month CD - 3.85% 24 Month
Details Open Now
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.85% ▲ 0.85 pts · high 3.85% / low 3.00%
2.15%3.43%4.70%Sep 18, 2026: 3.00% APYOct 7, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.85%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
36 Month CD - 3.85% 36 Month
Details Open Now
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.85% ▲ 0.85 pts · high 3.85% / low 3.00%
2.15%3.43%4.70%Sep 18, 2026: 3.00% APYOct 7, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.85%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
9 Month CD - Premier5 Banking - 3.85% 9 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
18 Month CD - PrimaryPlus Banking - 3.83% 18 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.83% APY · checked 2 times
3.33%3.83%4.33%Oct 7, 2026: 3.83% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
9 Month CD - PrimaryPlus Banking - 3.83% 9 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.83% APY · checked 2 times
3.33%3.83%4.33%Oct 7, 2026: 3.83% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
18 Month CD - 3.80% 18 Month
Details Open Now
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.80% ▲ 0.80 pts · high 3.80% / low 3.00%
2.20%3.40%4.60%Sep 18, 2026: 3.00% APYOct 7, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.80%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
9 Month CD - 3.80% 9 Month
Details Open Now
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.80% ▲ 0.60 pts · high 3.80% / low 3.20%
2.60%3.50%4.40%Sep 18, 2026: 3.20% APYOct 7, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.80%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
6 Month CD - Premier5 Banking - 3.70% 6 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
6 Month CD - PrimaryPlus Banking - 3.68% 6 Month
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.68% APY · checked 2 times
3.18%3.68%4.18%Oct 7, 2026: 3.68% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
6 Month CD - 3.65% 6 Month
Details Open Now
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.65% ▲ 0.45 pts · high 3.65% / low 3.20%
2.70%3.43%4.15%Sep 18, 2026: 3.20% APYOct 7, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.65%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
48 Month CD - Premier5 Banking - 3.60% 48 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
60 Month CD - Premier5 Banking - 3.60% 60 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
48 Month CD - PrimaryPlus Banking - 3.58% 48 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.58% APY · checked 2 times
3.08%3.58%4.08%Oct 7, 2026: 3.58% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
60 Month CD - PrimaryPlus Banking - 3.58% 60 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.58% APY · checked 2 times
3.08%3.58%4.08%Oct 7, 2026: 3.58% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
48 Month CD - 3.55% 48 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.55% ▲ 0.80 pts · high 3.55% / low 2.75%
1.95%3.15%4.35%Sep 18, 2026: 2.75% APYOct 7, 2026: 3.55% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.55%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
60 Month CD - 3.55% 60 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.55% ▲ 0.80 pts · high 3.55% / low 2.75%
1.95%3.15%4.35%Sep 18, 2026: 2.75% APYOct 7, 2026: 3.55% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.55%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
91 Day CD - Premier5 Banking - 3.55% 91 Day
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 7, 2026: 3.55% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
91 Day CD - PrimaryPlus Banking - 3.53% 91 Day
Details Open Now
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.53% APY · checked 2 times
3.03%3.53%4.03%Oct 7, 2026: 3.53% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
91 Day CD - 3.50% 91 Day
Details Open Now
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
2.75%3.38%4.00%Sep 18, 2026: 3.25% APYOct 7, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.50%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Business CD Rates

Product Rate APY Term View More
12 Month Business Non-Profit Certificate of Deposit - 4.00% 12 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business 12 Month CD - 3.95% 12 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.95% ▲ 0.70 pts · high 3.95% / low 3.25%
2.55%3.60%4.65%Sep 18, 2026: 3.25% APYOct 7, 2026: 3.95% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.95%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
24 Month Business Non-Profit Certificate of Deposit - 3.90% 24 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
36 Month Business Non-Profit Certificate of Deposit - 3.90% 36 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
18 Month Business Non-Profit Certificate of Deposit - 3.85% 18 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
9 Month Business Non-Profit Certificate of Deposit - 3.85% 9 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business 24 Month CD - 3.85% 24 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.05% → 3.85% ▲ 0.80 pts · high 3.85% / low 3.05%
2.25%3.45%4.65%Sep 18, 2026: 3.05% APYOct 7, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.85%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business 36 Month CD - 3.85% 36 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.05% → 3.85% ▲ 0.80 pts · high 3.85% / low 3.05%
2.25%3.45%4.65%Sep 18, 2026: 3.05% APYOct 7, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.85%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business 18 Month CD - 3.80% 18 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.05% → 3.80% ▲ 0.75 pts · high 3.80% / low 3.05%
2.30%3.43%4.55%Sep 18, 2026: 3.05% APYOct 7, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.80%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business 9 Month CD - 3.80% 9 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.80% ▲ 0.55 pts · high 3.80% / low 3.25%
2.70%3.53%4.35%Sep 18, 2026: 3.25% APYOct 7, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.80%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
6 Month Business Non-Profit Certificate of Deposit - 3.70% 6 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business 6 Month CD - 3.65% 6 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.65% ▲ 0.40 pts · high 3.65% / low 3.25%
2.75%3.45%4.15%Sep 18, 2026: 3.25% APYOct 7, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.65%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
48 Month Business Non-Profit Certificate of Deposit - 3.60% 48 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
60 Month Business Non-Profit Certificate of Deposit - 3.60% 60 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
91 Day Business Non-Profit Certificate of Deposit - 3.55% 91 Day
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 7, 2026: 3.55% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business 48 Month CD - 3.55% 48 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 2.80% → 3.55% ▲ 0.75 pts · high 3.55% / low 2.80%
2.05%3.18%4.30%Sep 18, 2026: 2.80% APYOct 7, 2026: 3.55% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.55%▲ from 2.80%
  • Sep 18, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business 60 Month CD - 3.55% 60 Month
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 2.80% → 3.55% ▲ 0.75 pts · high 3.55% / low 2.80%
2.05%3.18%4.30%Sep 18, 2026: 2.80% APYOct 7, 2026: 3.55% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.55%▲ from 2.80%
  • Sep 18, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business 91 Day CD - 3.50% 91 Day
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
2.80%3.40%4.00%Sep 18, 2026: 3.30% APYOct 7, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.50%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Savings Rates

Product Rate APY View More
SaveUp Companion Savings - 5.00%
Min Deposit $0
Min Balance $0
Details Balance: $.01-$9,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $10,000
Details Balance: $10,000 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 0.02%
Min Deposit $5,000
Min Balance $10
Details Balance: $10 - $9,999.99; Open now
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 0.02%
Min Deposit $5,000
Min Balance $10
Details Balance: $10 - $9,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Savings - 0.02%
Min Deposit $10
Min Balance $10
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Savings - 0.02%
Min Deposit $10
Min Balance $10
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
SaveUp Companion Savings - 0.02%
Min Deposit $0
Min Balance $10,000
Details Published APY range: 0.02% - 5.00%. Balance: $10,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Business Savings Rates

Product Rate APY View More
Business Non-Profit High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit High Yield Savings - 0.02%
Min Deposit $5,000
Min Balance $10
Details Balance: $10 - $9999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Savings - 0.02%
Min Deposit $25
Min Balance $10
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Money Market Rates

Product Rate APY View More
Premier5 Money Market - 1.45%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.45% APY · checked 7 times
0.95%1.45%1.95%Sep 18, 2026: 1.45% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 1.45%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.45% APY · checked 7 times
0.95%1.45%1.95%Sep 18, 2026: 1.45% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 1.45%
Min Deposit $2,500
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.45% APY · checked 7 times
0.95%1.45%1.95%Sep 18, 2026: 1.45% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 1.20%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.20% APY · checked 7 times
0.70%1.20%1.70%Sep 18, 2026: 1.20% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 1.20%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.20% APY · checked 7 times
0.70%1.20%1.70%Sep 18, 2026: 1.20% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 1.20%
Min Deposit $2,500
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.20% APY · checked 7 times
0.70%1.20%1.70%Sep 18, 2026: 1.20% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 0.95%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.95% APY · checked 7 times
0.45%0.95%1.45%Sep 18, 2026: 0.95% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 0.70%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $24,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 7 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 0.70%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 7 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 0.70%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 7 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 0.65%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $24,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 0.65%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $2,499.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $10
Details Balance: $10 - $2,499.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Business Money Market Rates

Product Rate APY View More
Business Non-Profit Money Market Account - 1.40%
Min Deposit $2,500
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 1.40% APY · checked 2 times
0.90%1.40%1.90%Oct 7, 2026: 1.40% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 1.40%
Min Deposit $2,500
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.40% APY · checked 7 times
0.90%1.40%1.90%Sep 18, 2026: 1.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit Money Market Account - 1.30%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 1.30% APY · checked 2 times
0.80%1.30%1.80%Oct 7, 2026: 1.30% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 1.30%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.30% APY · checked 7 times
0.80%1.30%1.80%Sep 18, 2026: 1.30% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit Money Market Account - 1.25%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 1.25% APY · checked 2 times
0.75%1.25%1.75%Oct 7, 2026: 1.25% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 1.25%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 7 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit Money Market Account - 0.90%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.90% APY · checked 2 times
0.40%0.90%1.40%Oct 7, 2026: 0.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 0.90%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.90% APY · checked 7 times
0.40%0.90%1.40%Sep 18, 2026: 0.90% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit Money Market Account - 0.65%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.65% APY · checked 2 times
0.15%0.65%1.15%Oct 7, 2026: 0.65% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Non-Profit Money Market Account - 0.65%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.65% APY · checked 2 times
0.15%0.65%1.15%Oct 7, 2026: 0.65% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 0.65%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 0.65%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Accessory Dwelling Unit Home Equity Loan - - 6.875% 15 Years
Details Apply Online; Payments vary based on outstanding balance
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.88% APR · checked 9 times
6.38%6.88%7.38%Sep 15, 2026: 6.88% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Loan - - 6.875% 10 Years
Details Apply Online; Payments vary based on outstanding balance
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.88% APR · checked 9 times
6.38%6.88%7.38%Sep 15, 2026: 6.88% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Solar Loan - - 6.875% 15 Years
Details Apply Online; Payments vary based on outstanding balance
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.88% APR · checked 9 times
6.38%6.88%7.38%Sep 15, 2026: 6.88% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Line of Credit - - 7.25% 10 year
Details Term: 10 year draw period, 20 year repayment; Apply Online; Payments vary based on outstanding balance
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
6.50%7.13%7.75%Sep 15, 2026: 7.00% APRSep 18, 2026: 7.25% APRSep 15, 2026Oct 13, 2026
  • Sep 18, 20267.25%▲ from 7.00%
  • Sep 15, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Personal Loan Rates

Product APR Term View More
Unsecured Solar Loan 9.50% 10 Years
Details Apply Online; All closings will be in person at a Cape Cod 5 Banking Center; Payments vary based on outstanding balance
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 9.50% APR · checked 8 times
9.00%9.50%10.00%Sep 15, 2026: 9.50% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Unsecured Personal Loan 13.75% 36 months
Details Apply Online; All closings will be in person at a Cape Cod 5 Banking Center; Payments vary based on outstanding balance
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 13.75% APR · checked 8 times
13.25%13.75%14.25%Sep 15, 2026: 13.75% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Other Rates

Product Rate Points APY/APR Term View More
Sewer or Water Connection Loan - - 10.00% 15 Years
Details Apply Online; Payments vary based on outstanding balance
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 15, 2026: 10.00% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Storm Preparedness Loan - - 9.75% Up to 7 Years
Details Apply in person at a Cape Cod 5 Banking Center; Payments vary based on outstanding balance
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 9.75% APR · checked 8 times
9.25%9.75%10.25%Sep 15, 2026: 9.75% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Banking - - 0.02%
Min Deposit $25
Min Balance $0
Details Maintain an average daily balance of $1,000 or more AND have combined deposit balances of $50,000 or more OR maintain a Cape Cod 5 Trust & Asset Management client relationship
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Banking - - 0.02%
Min Deposit $25
Min Balance $0
Details Maintain an average daily balance of $1,000 or more AND have combined deposit and loan balances of $15,000 or more OR maintain a Cape Cod 5 Investment Services client relationship
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Financial Health History

Cape Cod Five Cents Savings Bank’s Texas Ratio rose from 1.90% in Q3 2023 to 3.37% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.3% 3.0★ 3.4% 4.0★ 4.5% 5.0★ Healthy zone – entire history below the 15% limit 1.90% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.37% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$5.6B3.37%5.0A+
March 31, 2026$5.5B3.33%5.0A+
December 31, 2025$5.6B3.13%5.0A+
September 30, 2025$5.7B2.95%5.0A+
June 30, 2025$5.6B3.09%5.0A+
March 31, 2025$5.6B2.56%5.0A+
December 31, 2024$5.7B2.55%5.0A+
September 30, 2024$5.8B2.80%5.0A+
June 30, 2024$5.8B2.15%5.0A+
March 31, 2024$5.6B2.37%5.0A+
December 31, 2023$5.5B2.28%5.0A+
September 30, 2023$5.5B1.90%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Cape Cod Five Cents Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Cape Cod Five Cents Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cape Cod Five Cents Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Cape Cod Five Cents Savings Bank
Bank Holding Company MUTUAL BCORP
Address 1500 Iyannough Rd, Hyannis, MA 02601  ·  Barnstable
FDIC Certificate # 23287
Established 18550316
FDIC Insurance Date 19810102
Domestic Offices 23
Total Branches 23
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.37%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7381%
Return on Equity (ROE) 7.0000%
Non-Performing Loans (NPL) 0.36%
Total Assets $5,619,396,000
Total Deposits $4,563,770,000
Equity Capital $595,916,000
Net Income $20,519,000
Headquarters Hyannis
Total Branches and Offices 23
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Cape Cod Five Cents Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/cape-cod-five-cents-savings-banks-rates-review-23287">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Cape Cod Five Cents Savings Bank

How many branches does Cape Cod Five Cents Savings Bank operate?

Cape Cod Five Cents Savings Bank currently maintains approximately 23 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Cape Cod Five Cents Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cape Cod Five Cents Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Cape Cod Five Cents Savings Bank offer online and mobile banking?

Most modern institutions like Cape Cod Five Cents Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.capecodfive.com.

Current Cape Cod Five Cents Savings Bank Rates

  • 12-Month CD3.95%
  • 18-Month CD3.80%
  • 24-Month CD3.85%
  • 36-Month CD3.85%
  • 48-Month CD3.55%
  • 60-Month CD3.55%
  • Savings5.00%
  • MMA1.45%
Retrieved from our database of financial products. Rates subject to change.