What are the current interest rates at Pitney Bowes Bank?

Current rates for Pitney Bowes Bank include: Savings: 4.25%

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Pitney Bowes Bank Rates & Review April 2026

Q: How many branches does Pitney Bowes Bank operate?

Pitney Bowes Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Pitney Bowes Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pitney Bowes Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 22, 2026

Pitney Bowes Bank's savings rates are at 4.25%. MonitorBankRates evaluates the financial stability of Pitney Bowes Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.80%. Rates were last updated on 04/22/2026.

Pitney Bowes Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pitney Bowes Bank? Share your experience about Pitney Bowes Bank by leaving a review below, or read customer reviews before you decide to use Pitney Bowes Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.80%

Excellent Lower than avg

Pitney Bowes Bank

215 S State St
Salt Lake City, UT 84111

Pitney Bowes Bank Savings Rates

Product	Rate	APY	View More
Business Savings Account	-	4.25%
Details Standard Rate*; Interest paid monthly and calculated daily based off the end of day balance; 6 withdrawals per month limit Last Updated 04/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.80%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Pitney Bowes Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Pitney Bowes Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pitney Bowes Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Pitney Bowes Bank

FDIC Certificate # 34599

Address 215 S State St, Salt Lake City, UT 84111 · Salt Lake

Website N/A

Established 01/16/1998

FDIC Insurance Date 01/16/1998

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.80%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 6.1753%

Return on Equity (ROE) 115.0900%

Non-Performing Loans (NPL) 0.19%

Total Assets $805,554,000

Total Deposits $675,222,000

Equity Capital $78,219,000

Net Income $50,313,000

Headquarters Salt Lake City

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Pitney Bowes Bank

Is Pitney Bowes Bank a safe place to deposit money?

Yes, Pitney Bowes Bank is considered a safe financial institution. With a Texas Ratio of 3.7976219364232%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Pitney Bowes Bank operate?

Pitney Bowes Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Pitney Bowes Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pitney Bowes Bank provides members with tools to manage their accounts and build a solid financial history.

Does Pitney Bowes Bank offer online and mobile banking?

Most modern institutions like Pitney Bowes Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.