Bread Financial CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 0.75% and 3-month CD rates at 3.29%. Current savings rates are at 0.10% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 10.90%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates. Bread Financial's 12-Month CD rates are at 4.10%, 36-Month CD rates are at 4.00%, 24-Month CD rates are at 4.00%. Bread Financial's savings rates are at 4.40%.
To see how these rates compare to Bread Financial CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bread Financial, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bread Financial CD rates. You can also compare Bread Financial savings rates, MMA rates and mortgage rates using our other rate lists. Bread Financial money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bread Financial? Share your experience about Bread Financial by leaving a review below, or read customer reviews before you decide to use Bread Financial. Bread Financial Texas Ratio Bread Financial's Texas Ratio is at 23.65%, which is considered excellent. The Texas Ratio for Bread Financial is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Bread Financial is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Bread Financial CD Rates and Interest Rates
Bread Financial
High Yield Savings
4.40%
$100
Bread Financial
12-Month CD
4.10%
$1,500
Bread Financial
24-Month CD
4.00%
$1,500
Bread Financial
36-Month CD
4.00%
$1,500
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Bread Financial Rates with Other Competitive Bank and Credit Union Rates
Credit Human Federal Credit Union
24-Month CD
4.40%
$500
Stearns Bank Upsala N.A.
12-Month CD
4.16%
$500
Community Commerce Bank
24-Month CD
4.13%
$10,000
Enterprise Bank Allison Park, PA
6-Month CD
4.13%
$500
University Federal Credit Union
12-Month CD
4.00%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 28, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Bread Financial InformationBread Financial
12921 S Vista Station BlvdDraper, UT 84020 Salt Lake Established Date: 12/01/2003 FDIC Certificate #: 57570 Date of FDIC Deposit Insurance: 12/01/2003 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.breadfinancial.com
Is Bread Financial FDIC Insured? Yes
What is Bread Financial's Cert number? 57570
What is the maximum amount for insured deposits? $250,000 per holder, per account
Bread Financial FinancialsTotal Assets:
$12,730,018,000
Total Deposits:
$9,525,543,000
Equity Capital:
$1,986,909,000
Domestic Deposits:
$9,525,543,000
Net Income:
$100,439,000
Return on Assets:
5.6733%
Quarterly Return on Assets:
3.1300%
Pretax Return on Assets:
4.2113%
Pretax Quarterly Return on Assets:
4.2100%
Return on Equity:
35.2800%
Quarterly Return on Equity:
20.7400%
Common Equity Tier 1 Capital Ratio:
18.4998%
Tier 1 Risk-Based Capital Ratio:
18.4998%
Leverage Tier 1 (Core Capital) Ratio:
16.4584%
Total Risk-Based Capital Ratio (YTD):
19.8659%
Total Interest Income (YTD):
22.7732%
Headquarters:
Draper
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Salt Lake
# of Offices:
1
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Low mortgage rates are bringing buyers back into the market for homes driving existing home sales higher for the third consecutive month. In addition to low home mortgage rates driving sales higher, the $8,000 first time home buyer tax credit and near record home affordability is also bring home buyers back to the real estate market.
Near record low mortgage rates have enticed home buyers this spring, sending existing home sales to their fastest pace in nine years. 30 year mortgage rates are averaging 3.73 percent today, about 30 basis points above the all-time record low set three years ago. Bank or Credit Union Offers and DealsEmigrantDirect.com Savings AccountOne Year Certificate of Deposit Rates Mortgage Rates 9-8 Current Mortgage Rates on 15 Year Mortgages at 3.30% Average Mortgage Rates Today Mixed: Current 15 Year Rates at 2.98% Weekly Mortgage Rates: 30 Year Mortgage Rates at 3.90% Mortgage Rates Will Head Higher this Year and in 2015 Mortgage Rates Mixed Freddie Says Best CD Rate: Doral Bank 12 Month APY 1.40% Mortgage Rates Head Lower Today: 30 Year Mortgage Rates at 4.05% CD Rates Will Remain Near Current Levels as Fed Stresses Low Interest Rate Policy Alternative Bank and Credit Union Offers to ExploreGMAC CD RatesBest 1 Year CD Rates April 5, 2017 American Bank Money Market Account Rates now at 0.25% ableBanking CD Rates Ally Bank CD Rates - Bank Increases Most CD Rates, Lowers 1 Year CD Mortgage Rates on All Five Mortgage Products Drop to Record Lows in MBA Survey Mortgage Rates: Current Mortgage Rates Hit New Low: 30 Year Mortgage Rates at 4.81% Hurricane Relief Loan from Bethpage Federal Credit Union CD Rates Weekly Average Rates 4/25 Average 2 Year CD Rates at 0.91%: Highest 2 Year CD Rates at 1.25% Bread Financial ReviewsThere are no reviews for Bread Financial yet. Feel free to create one below.
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