Capital Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Capital Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Capital Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Capital Bank and Trust Company CD rates. You can also compare Capital Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists. Capital Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capital Bank and Trust Company? Share your experience about Capital Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Capital Bank and Trust Company. Capital Bank and Trust Company Texas Ratio Capital Bank and Trust Company's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Capital Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Capital Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Capital Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Capital Bank and Trust Company rate data right now, check back for updates, we are adding rates all the time. Capital Bank and Trust Company InformationCapital Bank and Trust Company
6455 Irvine Center DrIrvine, CA 92618 Orange Established Date: 07/01/2000 FDIC Certificate #: 35164 Date of FDIC Deposit Insurance: 07/01/2000 How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: www.americanfunds.com
Is Capital Bank and Trust Company FDIC Insured? Yes
What is Capital Bank and Trust Company's Cert number? 35164
What is the maximum amount for insured deposits? $250,000 per holder, per account
Capital Bank and Trust Company FinancialsTotal Assets:
$166,108,000
Total Deposits:
$500,000
Equity Capital:
$109,404,000
Domestic Deposits:
$500,000
Net Income:
$19,288,000
Return on Assets:
42.5058%
Quarterly Return on Assets:
48.6400%
Pretax Return on Assets:
62.7802%
Pretax Quarterly Return on Assets:
62.7800%
Return on Equity:
63.1600%
Quarterly Return on Equity:
77.0100%
Common Equity Tier 1 Capital Ratio:
210.8507%
Tier 1 Risk-Based Capital Ratio:
210.8507%
Leverage Tier 1 (Core Capital) Ratio:
80.7468%
Total Risk-Based Capital Ratio (YTD):
210.8507%
Total Interest Income (YTD):
2.5076%
Headquarters:
Irvine
FDIC Field Office:
Orange
Regulator:
OCC
County:
Orange
# of Offices:
2
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCD rates are stable this week as equity markets and commodity markets move lower on concerns of slower growth. Average 1 year bank CD rates are at 0.60%, down from last week's average 1 year CD rate of 0.63 percent. The best CD rates on in our 1 year certificates of deposit remain unchanged this week. The best rates in database are from GE Capital Retail Bank at 1.04 percent with an APY of 1.05 percent.
Current record low mortgage rates has been a godsend for homeowners refinancing and for home buyers. Unfortunately record low interest rates also means record low CD rates and savings rates. The Federal Reserve just unleashed more easing to drive interest rates even lower, the Fed also said it plans to keep the Fed funds rate near zero percent until mid 2015. This means deposit rates will stay low for at least three more years and probably longer.
 GMAC will continue to provide auto loans to both GM and Chrysler consumers during General Motors bankruptcy. A motion filed by General Motors to allow GMAC to provide loans was approved by the U.S. Bankruptcy Court.
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Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 1.00% and 3-month CD rates at 0.25%. Current savings rates are at 0.10% and money market rates are at 0.03%. Mortgage rates today on 30-year fixed loans are around 6.43%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. 
