Citizens Savings Bank Spillville, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 1.61% and 3-month CD rates at 2.90%. Current savings rates are at 0.20% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 11.90%. Personal Loan rates are at 8.25%. All these rates, and more, can be found in our database of rates. Citizens Savings Bank Spillville, IA's 6-Month CD rates are at 4.20%, 12-Month CD rates are at 4.15%, 24-Month CD rates are at 3.90%, 18-Month CD rates are at 3.90%, 48-Month CD rates are at 3.65%. Citizens Savings Bank Spillville, IA's savings rates are at 0.25%. Citizens Savings Bank Spillville, IA's money market rates are at 2.00%.

Citizens Savings Bank Spillville, IA

To see how these rates compare to Citizens Savings Bank Spillville, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Savings Bank Spillville, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Savings Bank Spillville, IA CD rates. You can also compare Citizens Savings Bank Spillville, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Savings Bank Spillville, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Savings Bank Spillville, IA? Share your experience about Citizens Savings Bank Spillville, IA by leaving a review below, or read customer reviews before you decide to use Citizens Savings Bank Spillville, IA.

Citizens Savings Bank Spillville, IA Texas Ratio

Citizens Savings Bank Spillville, IA's Texas Ratio is at 2.88%, which is considered excellent. The Texas Ratio for Citizens Savings Bank Spillville, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Savings Bank Spillville, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.15%
18-Month CD
3.90%
24-Month CD
3.90%
36-Month CD
3.65%
48-Month CD
3.65%
60-Month CD
N/A
Savings
0.25%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Savings Bank Spillville, IA
101 Church St
Spillville, IA 52168
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Citizens Savings Bank Spillville, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
6-Month CD
4.20%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
12-Month CD
4.15%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
18-Month CD
3.90%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
24-Month CD
3.90%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
36-Month CD
3.65%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
48-Month CD
3.65%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
Money Market Hi-Fi
2.00%
$750,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
Savings
0.25%
$0
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
NOW Checking
0.15%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens Savings Bank Spillville, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
University Federal Credit Union
University Federal Credit Union
24-Month CD
4.30%
$1,000
Fidelity
Fidelity
6-Month CD
4.25%
$1,000
Bradford National Bank
Bradford National Bank
12-Month CD
4.14%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
3-Month CD
3.90%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
36-Month CD
3.82%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
9-Month CD
3.75%
$1,000
Harleysville Bank
Harleysville Bank
Cash Rewards Checking
3.75%
$25
Lone Star Bank
Lone Star Bank
11-Month CD
3.65%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
12-Month CD
3.65%
$1,500
Bank of Edmonson County
Bank of Edmonson County
18-Month CD
3.30%
$500
Bank of Star Valley
Bank of Star Valley
48-Month CD
3.29%
$250
State Bank Waterloo, IL
State Bank Waterloo, IL
24-Month CD
3.25%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
18-Month CD
3.20%
$1,000
Westfield Bank, FSB
Westfield Bank, FSB
36-Month CD
3.20%
$2,500
Sandy Spring Bank
Sandy Spring Bank
48-Month CD
3.10%
$1,000
Mercer County State Bank
36-Month CD (IRA)
2.96%
$50
HomePride Bank
HomePride Bank
24-Month CD
2.88%
$500
Marquette Savings Bank
Marquette Savings Bank
60-Month CD
2.52%
$500
First National Bank of Steeleville
First National Bank of Steeleville
24-Month CD
2.50%
$500
Mechanics Cooperative Bank
Mechanics Cooperative Bank
36-Month CD
2.50%
$500
Sound Community Bank
Sound Community Bank
60-Month CD w/checking
2.43%
$1,000
Kanza Bank
Kanza Bank
60-Month CD
2.25%
$1,000
Timberland Bank
Timberland Bank
36-Month CD
2.17%
$500
National Bank of Blacksburg
National Bank of Blacksburg
18-Month CD
2.07%
$500
CNB of McConnelsville
48-Month CD
2.00%
$5,000
UCB Milford, IA
UCB Milford, IA
6-Month CD
1.76%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
48-Month CD
1.51%
$500
South Central State Bank
South Central State Bank
Money Market
1.41%
$250,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
Money Market
1.21%
$1,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
6-Month CD
0.75%
$2,500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD (Jumbo)
0.60%
$100,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
High Noon Checking
0.55%
$0
FNB of Nevada, Missouri
FNB of Nevada, Missouri
60-Month CD
0.50%
$1,000
Bangor Savings Bank
Bangor Savings Bank
Business Complete Money Market
0.50%
$50,000
1st Bank Yuma
1st Bank Yuma
24-Month CD
0.50%
$1,000
First Keystone Community Bank
First Keystone Community Bank
48-Month CD
0.50%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
48-Month CD
0.40%
$500
Somerset Savings Bank
Somerset Savings Bank
48-Month CD
0.40%
$500
Triad Bank, N.A.
Triad Bank, N.A.
3-Month CD
0.40%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
12-Month CD
0.30%
$5,000
Norway Savings Bank
Norway Savings Bank
12-Month CD
0.25%
$500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
18-Month CD
0.20%
$1,000
First National Bank in Marlow
First National Bank in Marlow
Money Market
0.20%
$5,000
TTNB Turbotville Bank
TTNB Turbotville Bank
3-Month CD
0.20%
$5,000
Southwest Missouri Bank
Southwest Missouri Bank
Money Market
0.20%
$0
BankOrion
BankOrion
NOW Checking
0.10%
$1,000
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Savings
0.10%
$5,000
Whatcom Educational Credit Union
Whatcom Educational Credit Union
Regular Savings
0.10%
$1
Gouverneur S&L
Gouverneur S&L
Interest Checking
0.05%
$600
SSB Sherwood State Bank
SSB Sherwood State Bank
6-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Savings Bank Spillville, IA Information

Citizens Savings Bank Spillville, IA
101 Church St
Spillville, IA 52168
Winneshiek
Established Date: 01/01/1908
FDIC Certificate #: 12128
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Citizens Savings Bank Spillville, IA FDIC Insured? Yes
What is Citizens Savings Bank Spillville, IA's Cert number? 12128
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Savings Bank Spillville, IA Financials

Total Assets:
$136,475,000
Total Deposits:
$111,054,000
Equity Capital:
$13,369,000
Domestic Deposits:
$111,054,000
Net Income:
$112,000
Return on Assets:
0.5126%
Quarterly Return on Assets:
0.3300%
Pretax Return on Assets:
0.3718%
Pretax Quarterly Return on Assets:
0.3700%
Return on Equity:
5.8900%
Quarterly Return on Equity:
3.2400%
Leverage Tier 1 (Core Capital) Ratio:
15.9576%
Total Interest Income (YTD):
4.1022%
 
 
Headquarters:
Spillville
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Winneshiek
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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Verity Credit Union headquarterd in Seattle, Washington, is offering several different savings account rates and money market account rates. Verity’s savings account rates and money market account rates are not the highest rates around but they are competitive with the national average rates.

Bank or Credit Union Offers and Deals

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