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Southwest National Bank Rates & Review April 2026

Southwest National Bank's 7-Month Certificates of Deposit rates are at 3.25%, 13-Month Certificates of Deposit rates are at 3.00%, 5 Year Certificate of Deposit rates are at 2.00%, 4 Year Certificate of Deposit rates are at 1.55%, 3 Year Certificate of Deposit rates are at 1.45%. Southwest National Bank's savings rates are at 0.05%. Southwest National Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Southwest National Bank with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.18%. Rates were last updated on 04/02/2026.

Southwest National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southwest National Bank? Share your experience about Southwest National Bank by leaving a review below, or read customer reviews before you decide to use Southwest National Bank.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
14.18%
Excellent Higher than avg
Southwest National Bank
400 E Douglas Ave
Wichita, KS 67202
https://www.southwestnb.com
Member FDIC

Southwest National Bank CD Rates

Product Rate APY Term View More
7 Month Certificates of Deposit 3.21% 3.25% 7 Month
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
13 Month Certificates of Deposit 2.97% 3.00% 13 Month
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
5 Year Certificate of Deposit 1.98% 2.00% 5 Year
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
4 Year Certificate of Deposit 1.54% 1.55% 4 Year
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
3 Year Certificate of Deposit 1.44% 1.45% 3 Year
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
2 Year Certificate of Deposit 1.39% 1.40% 2 Year
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
1 Year Certificate of Deposit 1.24% 1.25% 1 Year
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
18 Month Certificate of Deposit 1.24% 1.25% 18 Month
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
9 Month Certificate of Deposit 1.24% 1.25% 9 Month
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
6 Month Certificate of Deposit 0.90% 0.90% 6 Month
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
3 Month Certificate of Deposit 0.30% 0.30% 3 Month
Details CD Only
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%

Southwest National Bank Savings Rates

Product Rate APY View More
Investment Savings 1.24% 1.25%
Min Deposit $250,000
Min Balance $250,000
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
Investment Savings 1.09% 1.10%
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
Investment Savings 0.50% 0.50%
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
Investment Savings 0.20% 0.20%
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
Investment Savings 0.15% 0.15%
Min Deposit $0
Min Balance $0
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
Savings 0.05% 0.05%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%

Southwest National Bank Money Market Rates

Product Rate APY View More
Money Market 0.15% 0.15%
Min Balance $1,000
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
Money Market 0.05% 0.05%
Min Balance $0
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%

Southwest National Bank Checking Rates

Product Rate APY View More
Perks + Interest Checking - 2.00%
Min Deposit $100
Details Access to BaZing Benefits
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
Interest Checking 0.05% 0.05%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%
Platinum Checking 0.05% 0.05%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.18%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Southwest National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Southwest National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Southwest National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Southwest National Bank
Bank Holding Company REPUBLIC FINANCIAL CORP
Address 400 E Douglas Ave, Wichita, KS 67202  ·  Sedgwick
FDIC Certificate # 4801
Established 01/01/1915
FDIC Insurance Date 01/01/1934
Domestic Offices 8
Total Branches 8
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 93/100
5.0
Exceptional Out of 5.0 Stars
14.18%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1062%
Return on Equity (ROE) 12.9500%
Non-Performing Loans (NPL) 0.09%
Total Assets $513,193,000
Total Deposits $427,603,000
Equity Capital $49,460,000
Net Income $6,486,000
Headquarters Wichita
Total Offices 8
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Southwest National Bank

Is Southwest National Bank a safe place to deposit money?

Yes, Southwest National Bank is considered a safe financial institution. With a Texas Ratio of 14.179444674679%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Southwest National Bank operate?

Southwest National Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Southwest National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Southwest National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Southwest National Bank offer online and mobile banking?

Most modern institutions like Southwest National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.southwestnb.com.

Current Southwest National Bank Rates

  • 12-Month CD1.25%
  • 18-Month CD1.25%
  • 24-Month CD1.40%
  • 36-Month CD1.45%
  • 48-Month CD1.55%
  • 60-Month CD2.00%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.