The National Capital Bank of Washington CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. The National Capital Bank of Washington Deposit Rates
Today's 12-month CD rates can be found at 3.02%, 6-month CD rates at 2.02% and 3-month CD rates at 4.25%. Current savings rates are at 0.35% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.28%. Credit Card rates are at 14.74%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates. The National Capital Bank of Washington's 6-Month CD rates are at 2.68%, 12-Month CD rates are at 1.76%, 30-Month CD rates are at 1.76%, 3-Month CD rates are at 1.76%, 24-Month CD rates are at 1.76%. The National Capital Bank of Washington's savings rates are at 0.05%. The National Capital Bank of Washington's money market rates are at 1.87%.

The National Capital Bank of Washington

To see how these rates compare to The National Capital Bank of Washington CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The National Capital Bank of Washington, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The National Capital Bank of Washington CD rates. You can also compare The National Capital Bank of Washington savings rates, MMA rates and mortgage rates using our other rate lists.

The National Capital Bank of Washington money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The National Capital Bank of Washington? Share your experience about The National Capital Bank of Washington by leaving a review below, or read customer reviews before you decide to use The National Capital Bank of Washington.

The National Capital Bank of Washington Texas Ratio

The National Capital Bank of Washington's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for The National Capital Bank of Washington is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The National Capital Bank of Washington is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.76%
18-Month CD
N/A
24-Month CD
1.76%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
1.87%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The National Capital Bank of Washington
316 Pennsylvania Ave Se
Washington, DC 20003
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

The National Capital Bank of Washington CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The National Capital Bank of Washington
The National Capital Bank of Washington
6-Month CD
2.68%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
Premium Money Market
1.87%
$1,000,000
The National Capital Bank of Washington
The National Capital Bank of Washington
12-Month CD
1.76%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
24-Month CD
1.76%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
30-Month CD
1.76%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
3-Month CD
1.76%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
Statement Savings
0.05%
$100
The National Capital Bank of Washington
The National Capital Bank of Washington
Interest Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The National Capital Bank of Washington Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Beacon Community Bank
Beacon Community Bank
6-Month CD
4.30%
$250
Mountain America Federal Credit Union
Mountain America Federal Credit Union
60-Month CD
4.25%
$500
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
6-Month CD (Online)
4.00%
$1,000
Suncoast Credit Union
Suncoast Credit Union
18-Month CD
4.00%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
24-Month CD
3.85%
$1,000
Evans Bank
Evans Bank
7-Month CD
3.80%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
12-Month CD
3.75%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
Huron Valley State Bank
Huron Valley State Bank
24-Month CD
3.55%
$500
NBKC Bank
NBKC Bank
48-Month CD
3.25%
$250
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.04%
$0
ableBanking
ableBanking
48-Month CD
3.00%
$5,000
Third Federal Savings and Loan
Third Federal Savings and Loan
6-Month CD
3.00%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
36-Month CD
3.00%
$500
Iron Workers SB
Iron Workers SB
60-Month CD
3.00%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
Kasasa Checking
3.00%
$0
Greenville National Bank
Greenville National Bank
18-Month CD
3.00%
$1,000
DB&T
DB&T
18-Month CD
2.75%
$1,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
48-Month CD
2.75%
$500
Interstate Bank
Interstate Bank
36-Month CD
2.27%
$500
Department of Commerce FCU
Department of Commerce FCU
48-Month CD
2.02%
$500
Clay County Savings Bank
Clay County Savings Bank
60-Month CD
1.84%
$500
Corebank
Corebank
30-Month CD
1.72%
$1,000
Bank of Stronghurst
Bank of Stronghurst
60-Month CD
1.66%
$500
New Tripoli Bank
New Tripoli Bank
12-Month CD
1.52%
$500
FNB of Waverly
FNB of Waverly
36-Month CD
1.51%
$1,000
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
60-Month CD
1.35%
$500
Adams County Bank
Adams County Bank
Money Market
1.26%
$100,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
Regular Savings
1.00%
$50
Pineries Bank
Pineries Bank
3-Month CD
1.00%
$1,000
Century SLA
Century SLA
36-Month CD
0.95%
$1,000
United Minnesota Bank
United Minnesota Bank
12-Month CD
0.85%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
Money Market
0.75%
$100
Wrentham Co-operative Bank
Wrentham Co-operative Bank
36-Month CD
0.55%
$500
Dime Bank
Dime Bank
60-Month CD
0.40%
$500
First Bank Hampton
First Bank Hampton
Savings
0.35%
$100
Bank of Pensacola
Bank of Pensacola
3-Month CD
0.25%
$0
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Money Market
0.25%
$1,000
FNB of Raymond
FNB of Raymond
Money Market
0.25%
$2,500
Trinity Bank, N.A.
Trinity Bank, N.A.
Checking
0.25%
$100
Millville Savings Bank
Millville Savings Bank
24-Month CD
0.20%
$1,000
Grand Timber Bank
Grand Timber Bank
NOW Checking
0.10%
$600
The Peoples S&L Co.
The Peoples S&L Co.
Statement Savings
0.10%
$10
The Valley State Bank
The Valley State Bank
3-Month CD
0.10%
$500
WSB Municipal Bank
WSB Municipal Bank
Money Market
0.10%
$1,000
SaviBank
SaviBank
Savings
0.10%
$0
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking
0.05%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
NOW Checking
0.05%
$1,000
First County Bank
First County Bank
Savings
0.01%
$1
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Regular Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The National Capital Bank of Washington Information

The National Capital Bank of Washington
316 Pennsylvania Ave Se
Washington, DC 20003
District Of Columbia
Established Date: 08/30/1889
FDIC Certificate #: 2093
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: NATIONAL CAPITAL BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is The National Capital Bank of Washington FDIC Insured? Yes
What is The National Capital Bank of Washington's Cert number? 2093
What is the maximum amount for insured deposits? $250,000 per holder, per account

The National Capital Bank of Washington Financials

Total Assets:
$707,883,000
Total Deposits:
$584,365,000
Equity Capital:
$65,109,000
Domestic Deposits:
$584,365,000
Net Income:
$1,306,000
Return on Assets:
0.7426%
Quarterly Return on Assets:
0.7400%
Pretax Return on Assets:
0.9964%
Pretax Quarterly Return on Assets:
1.0000%
Return on Equity:
8.2900%
Quarterly Return on Equity:
8.0600%
Common Equity Tier 1 Capital Ratio:
15.2531%
Tier 1 Risk-Based Capital Ratio:
15.2531%
Leverage Tier 1 (Core Capital) Ratio:
10.9980%
Total Risk-Based Capital Ratio (YTD):
16.4152%
Total Interest Income (YTD):
4.4027%
 
 
Headquarters:
Washington
FDIC Field Office:
Baltimore
Regulator:
OCC
County:
District Of Columbia
# of Offices:
4
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The Federal Open Market Committee's recent decision to keep the fed funds rate in a targeted range of 0% to 1/4% will keep CD rates at these low levels for the next several months. In fact, we might not see CD rates head higher until late in 2010 or early 2011. That being said, finding highest CD rates isn't an easy task.  To make sure search easier we have complied a list of the highest 12 month CD rates in the state of Pennsylvania. 
The Federal Open Market Committee (FOMC) held their two day meeting this week and decided not to hike interest rates. While is this good news if you're financing the purchase of a home, or refinancing a mortgage, it's not so good if you're looking for an increase in CD rates and other deposit rates.
darby-direct-online-savings-accountDarby Direct, an online division of Darby Bank headquartered in Vidalia, Georgia, is offering an online savings account that currently has an annual percentage yield (APY) of 3.00 percent.

Bank or Credit Union Offers and Deals

Credit Union of Ohio Savings Interest Account Rates and Money Market Rates
We Have a New Top CD Rate on our 12 Month CD Rates List
Mortgage Rates Today - October 4, 2021
Variable Deposit Rate Report for July 11, 2016
More Changes to Make Refinancing Easier
Lower Mortgage Rates Spur Mortgage Applicaitons Higher- Mortgage Rates at 5.02%
Current Deposit Rates Remain Stable as Fed's Yellen Talks Interest Rates
Mortgage Interest Rates: Today's 30 Year Mortgage Rates at 4.97% - 15 Year Mortgage Rates at 4.40%
Long Term CD Rates Fremont, CA
Mortgage Rates 9/28: 30 Year Mortgage Rates at 4.12%, 15 Year Mortgage Rates at 3.36%

Alternative Bank and Credit Union Offers to Explore

Mortgage Reform
Mortgage Rates End 2014 Low, Will Move Higher by the End of 2015
Understanding Your Down Payment Options to Purchase a Home
Highest Deposit Rates This Week at 0.95% APY
Colorado Federal Savings Bank 1 Year CD Rates now at 1.24%
Bank of Internet High Yield Savings Account
Ally Bank CD Rates: Comparing Options
Mortgage Rates Head Higher Today 12-4-10: 30 Year Mortgage Rates and Refinance Mortgage Rates at 4.49%
Average Mortgage Rates Made New Lows in Freddie Mac's Survey Today
Chicago, IL Auto Loan Rates

The National Capital Bank of Washington Reviews

There are no reviews for The National Capital Bank of Washington yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for The National Capital Bank of Washington
Your Name:
Your Rating:

See how The National Capital Bank of Washington Compares to other banks