The National Capital Bank of Washington CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.06%, 6-month CD rates at 4.34% and 3-month CD rates at 2.90%. Current savings rates are at 0.17% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.75%. Credit Card rates are at 16.10%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. The National Capital Bank of Washington's 6-Month CD rates are at 3.20%, 30-Month CD rates are at 2.27%, 3-Month CD rates are at 2.27%, 24-Month CD rates are at 2.27%, 12-Month CD rates are at 2.27%. The National Capital Bank of Washington's savings rates are at 0.05%. The National Capital Bank of Washington's money market rates are at 2.27%.

The National Capital Bank of Washington

To see how these rates compare to The National Capital Bank of Washington CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The National Capital Bank of Washington, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The National Capital Bank of Washington CD rates. You can also compare The National Capital Bank of Washington savings rates, MMA rates and mortgage rates using our other rate lists.

The National Capital Bank of Washington money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The National Capital Bank of Washington? Share your experience about The National Capital Bank of Washington by leaving a review below, or read customer reviews before you decide to use The National Capital Bank of Washington.

The National Capital Bank of Washington Texas Ratio

The National Capital Bank of Washington's Texas Ratio is at 0.60%, which is considered excellent. The Texas Ratio for The National Capital Bank of Washington is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The National Capital Bank of Washington is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.27%
18-Month CD
N/A
24-Month CD
2.27%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
2.27%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The National Capital Bank of Washington
316 Pennsylvania Ave Se
Washington, DC 20003
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

The National Capital Bank of Washington CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The National Capital Bank of Washington
The National Capital Bank of Washington
6-Month CD
3.20%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
12-Month CD
2.27%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
24-Month CD
2.27%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
30-Month CD
2.27%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
3-Month CD
2.27%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
Premium Money Market
2.27%
$1,000,000
The National Capital Bank of Washington
The National Capital Bank of Washington
Statement Savings
0.05%
$100
The National Capital Bank of Washington
The National Capital Bank of Washington
Interest Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The National Capital Bank of Washington Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mid-America Bank
Mid-America Bank
12-Month CD (Jumbo)
5.32%
$100,000
Neighbors Bank
Neighbors Bank
Savings
5.30%
$25,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
9-Month CD (No Penalty)
5.00%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
12-Month CD
4.84%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
7-Month CD (special)
4.60%
$1,000
Frost Bank
Frost Bank
12-Month CD (Jumbo)
4.40%
$100,000
Kennett Trust Bank
Kennett Trust Bank
18-Month CD
4.33%
$500
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
12-Month CD
4.00%
$0
360 Federal Credit Union
360 Federal Credit Union
15-Month CD
3.83%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
36-Month CD
3.75%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
3-Month CD
3.75%
$250
First Financial of Maryland FCU
First Financial of Maryland FCU
24-Month CD
3.70%
$500
Bank of Rantoul
Bank of Rantoul
60-Month CD
3.44%
$500
North Star Bank
North Star Bank
ExecuStar Money Market
3.44%
$150,000
State Bank of India US
State Bank of India US
12-Month CD
3.29%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
48-Month CD
3.25%
$1,000
Community State Bank Starke, FL
Community State Bank Starke, FL
18-Month CD
3.05%
$1,000
Hibernia Bank
Hibernia Bank
18-Month CD
3.05%
$1,000
FSB Louise, TX
FSB Louise, TX
60-Month CD
3.03%
$1,000
Corebank
Corebank
18-Month CD
2.78%
$1,000
United Trust Bank
United Trust Bank
18-Month CD
2.53%
$1,000
Ponce Bank
Ponce Bank
48-Month CD
2.50%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
48-Month CD
2.25%
$1,000
Washita State Bank
Washita State Bank
36-Month CD
2.02%
$1,000
FNB Community Bank
FNB Community Bank
3-Month CD
1.87%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
36-Month CD
1.86%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
36-Month CD
1.81%
$500
Bluff View Bank
Bluff View Bank
6-Month CD
1.76%
$500
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
24-Month CD
1.50%
$500
The Bank of Protection
The Bank of Protection
Money Market
1.26%
$25,000
First Nebraska Bank
First Nebraska Bank
Savings
1.15%
$100
FNB of Bellville
FNB of Bellville
48-Month CD
1.11%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
24-Month CD
1.00%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Savings
1.00%
$5
Abri Credit Union
Abri Credit Union
Premier Money Market
0.95%
$2,000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
12-Month CD
0.80%
$500
AbbyBank
AbbyBank
6-Month CD
0.75%
$1,500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
36-Month CD
0.55%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
12-Month CD
0.50%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
48-Month CD
0.50%
$500
Winter Hill Bank
Winter Hill Bank
24-Month CD
0.45%
$500
USB Union Savings Bank
USB Union Savings Bank
18-Month CD
0.35%
$1,000
Raymond Federal Bank
Raymond Federal Bank
Savings
0.25%
$0
New Haven Bank
New Haven Bank
18-Month CD
0.15%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Regular Savings
0.10%
$0
Bank of Franklin County
Bank of Franklin County
Freedom Savings
0.05%
$0
Community Bank Topeka, KS
Community Bank Topeka, KS
Savings
0.05%
$100
Abington Bank
Abington Bank
3-Month CD
0.05%
$1,000
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
Chelsea Groton Bank
Chelsea Groton Bank
Money Market
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The National Capital Bank of Washington Information

The National Capital Bank of Washington
316 Pennsylvania Ave Se
Washington, DC 20003
District Of Columbia
Established Date: 08/30/1889
FDIC Certificate #: 2093
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: NATIONAL CAPITAL BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is The National Capital Bank of Washington FDIC Insured? Yes
What is The National Capital Bank of Washington's Cert number? 2093
What is the maximum amount for insured deposits? $250,000 per holder, per account

The National Capital Bank of Washington Financials

Total Assets:
$660,976,000
Total Deposits:
$569,030,000
Equity Capital:
$58,771,000
Domestic Deposits:
$569,030,000
Net Income:
$1,086,000
Return on Assets:
0.7058%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.8847%
Pretax Quarterly Return on Assets:
0.8800%
Return on Equity:
8.2700%
Quarterly Return on Equity:
7.4800%
Common Equity Tier 1 Capital Ratio:
15.8755%
Tier 1 Risk-Based Capital Ratio:
15.8755%
Leverage Tier 1 (Core Capital) Ratio:
9.5132%
Total Risk-Based Capital Ratio (YTD):
17.1253%
Total Interest Income (YTD):
3.2428%
 
 
Headquarters:
Washington
FDIC Field Office:
Baltimore
Regulator:
OCC
County:
District Of Columbia
# of Offices:
4
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Average savings account rates and money market rates fell from October to November, following bond yields lower. The decline in average rates was small at only 0.02 percent on deposit amounts from $10k or more to $50k or more. While average deposit rates declined, the best savings rates and money market rates available on our rate tables have not declined.

The current national average 30 year mortgage rate is at 4.87 percent this morning, down from over 5.00 percent several weeks ago. Mortgage rates have been heading down despite the fact the Fed stopped buying mortgage backed securities in March. Mortgage interest rate declines in the U.S. have accelerated recently because of the debt trouble in Europe and a declining euro.

CD-Rates-Lower-This-Week Average certificate of deposit rates declined again this week over last. There is hope that the future direction of CD rates will be higher since the economy is getting stronger. This past Friday, the U.S. Labor Department released monthly employment data showing the unemployment rate dropped to 10.0 percent in November from 10.2 percent in October.

Bank or Credit Union Offers and Deals

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Mortgage Rates Continue to Decline: 30 Year Fixed Mortgage Rates at 4.87%
Mortgage Rates from Lendingtree: 30 Year Advertised Mortgage Rates at 4.13%
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