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 Central Bank of Kansas City Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 3, 2026
Central Bank of Kansas City's 1 Year Certificates of Deposit rates are at 3.30%, 2 Year Certificates of Deposit rates are at 3.30%, 3 Year Certificates of Deposit rates are at 3.30%, 5 Year Certificates of Deposit rates are at 3.30%, 182 Day Certificates of Deposit rates are at 2.02%. Central Bank of Kansas City's savings rates are at 0.25%. Central Bank of Kansas City's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Central Bank of Kansas City with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/03/2026. Central Bank of Kansas City money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Bank of Kansas City? Share your experience about Central Bank of Kansas City by leaving a review below, or read customer reviews before you decide to use Central Bank of Kansas City. Central Bank of Kansas City
2301 Independence Boulevard
https://www.centralbankkc.com Kansas City, MO 64124 
Central Bank of Kansas City CD Rates
Central Bank of Kansas City Savings Rates
Central Bank of Kansas City Money Market Rates
Central Bank of Kansas City Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Central Bank of Kansas City is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Central Bank of Kansas City rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Central Bank of Kansas City's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Central Bank of Kansas City
Bank Holding Company
CENTRAL BANCSHARES KS CTY INC
Address
2301 Independence Boulevard,
Kansas City, MO 64124 · Jackson
Website
https://www.centralbankkc.com
FDIC Certificate #
17009
Established
08/10/1950
FDIC Insurance Date
03/01/1951
Domestic Offices
2
Total Branches
2
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
4.0916%
Return on Equity (ROE)
30.8000%
Non-Performing Loans (NPL)
0.00%
Total Assets
$413,610,000
Total Deposits
$351,458,000
Equity Capital
$50,583,000
Net Income
$17,938,000
Headquarters
Kansas City
Total Offices
2
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Central Bank of Kansas CityIs Central Bank of Kansas City a safe place to deposit money?Yes, Central Bank of Kansas City is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Central Bank of Kansas City operate?Central Bank of Kansas City currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Central Bank of Kansas City does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Central Bank of Kansas City provides members with tools to manage their accounts and build a solid financial history. Does Central Bank of Kansas City offer online and mobile banking?Most modern institutions like Central Bank of Kansas City provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centralbankkc.com. Current Central Bank of Kansas City Rates
Retrieved from our database of financial products. Rates subject to change.
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