What are the current interest rates at Credit One Bank, N.A.?

Current rates for Credit One Bank, N.A. include: 12-Month CD: 4.30%, 18-Month CD: 4.45%, 24-Month CD: 4.20%, 36-Month CD: 4.20%, 48-Month CD: 4.15%, 60-Month CD: 4.15%, Savings: 4.05%

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Credit One Bank, N.A.

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Credit One Bank, N.A. Rates & Review September 2026

Q: How many branches does Credit One Bank, N.A. operate?

Credit One Bank, N.A. currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Credit One Bank, N.A. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit One Bank, N.A. provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

Credit One Bank, N.A.'s 18-Month Term 18-Month High Yield Jumbo CD rates are at 4.45%, 18-Months 18-Month High Yield Jumbo CD rates are at 4.45%, 18-Month Term 18-Month High Yield Jumbo CD rates are at 4.45%, 18-Months 18-Month High Yield Jumbo CD rates are at 4.45%, 24-Months 24-Month High Yield Jumbo CD rates are at 4.45%. Credit One Bank, N.A.'s savings rates are at 4.05%. MonitorBankRates evaluates the financial stability of Credit One Bank, N.A. with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.51%. Rates last updated and verified on 09/18/2026.

Credit One Bank, N.A. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit One Bank, N.A.? Share your experience about Credit One Bank, N.A. by leaving a review below, or read customer reviews before you decide to use Credit One Bank, N.A..

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.51%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Credit One Bank, National Association

6801 S Cimarron Rd
Las Vegas, NV 89113

https://www.creditonebank.com

Credit One Bank, N.A. CD Rates

Product	Rate	APY	Term
18 Month High Yield Jumbo CD	-	4.45%	18-Month Term
Min Deposit $100,000 Min Balance $100,000 Details Our High Yield Jumbo CDs offer among the most competitive rates, plus more. 10-Day Rate Guarantee Earn Loyalty Rates when you renew your CD Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
18 Month High Yield Jumbo CD	-	4.45%	18 Months
Min Deposit $100,000 Min Balance $100,000 Details Earn Loyalty Rates when you renew your CD Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
18 Month High Yield Jumbo CD	-	4.45%	18 Month Term
Min Balance $100,000 Details 10-Day Rate Guarantee increases your rate if our rates rise after you open. Loyalty Rates when you renew your CD. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
18 Month High Yield Jumbo CD	-	4.45%	18 Months
Details Lock in a great rate and maximize your returns. Promotional CD terms are not eligible as a renewal option for existing Credit One CDs. Promotional CD account openings require a "new money" deposit and are available for a limited time. "New money" is defined as money not currently on deposit in a Credit One CD account. Promotional CDs automatically renew to the nearest standard term. If two terms are equally close, the longer term applies. After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
24 Month High Yield Jumbo CD	-	4.45%	24 Months
Min Deposit $100,000 Min Balance $100,000 Details Earn Loyalty Rates when you renew your CD Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
36 Month High Yield Jumbo CD	-	4.45%	36 Months
Min Deposit $100,000 Min Balance $100,000 Details Earn Loyalty Rates when you renew your CD Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
12 Month High Yield Jumbo CD	-	4.30%	12 Months
Min Deposit $100,000 Min Balance $100,000 Details Earn Loyalty Rates when you renew your CD Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
6 Month High Yield Jumbo CD	-	4.25%	6 Months
Min Deposit $100,000 Min Balance $100,000 Details Earn Loyalty Rates when you renew your CD Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
24 Month High Yield Jumbo Bump Up CD	-	4.20%	24 Months
Min Balance $100,000 Details Option to adjust your rate to a higher rate one time during the term of your CD. Enjoy peace of mind with our 10-Day Rate Guarantee. Earn Loyalty Rates when you renew your CD. Promotional CD terms are not eligible as a renewal option for existing Credit One CDs. Promotional CD account openings require a "new money" deposit and are available for a limited time. "New money" is defined as money not currently on deposit in a Credit One CD account. Promotional CDs automatically renew to the nearest standard term. If two terms are equally close, the longer term applies. Beginning on the 11th calendar day after opening your CD Account, and for the remainder of the term of your Bump Up CD Account, you may elect one time to exercise your rate bump. If you choose to exercise your rate bump, we will adjust the rate on your Bump Up CD Account to match the current rate that we offer for the a Bump Up CD Account of the same term. Your adjusted rate will apply from the time you exercise your rate bump until your maturity date. The adjusted rate will not be retroactive to your opening date. After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
24 Month High Yield Jumbo Bump Up CD	-	4.20%	24 Month Term
Min Balance $100,000 Details Bump your interest rate once during your term to take advantage of rising interest rates. Earn Loyalty Rates when you renew your CD. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
24 Month High Yield Jumbo Bump Up CD	-	4.20%	24 Months
Details Increase your APY if rates go up Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
36 Month High Yield Jumbo Bump Up CD	-	4.20%	36 Months
Min Balance $100,000 Details Option to adjust your rate to a higher rate one time during the term of your CD. Enjoy peace of mind with our 10-Day Rate Guarantee. Earn Loyalty Rates when you renew your CD. Promotional CD terms are not eligible as a renewal option for existing Credit One CDs. Promotional CD account openings require a "new money" deposit and are available for a limited time. "New money" is defined as money not currently on deposit in a Credit One CD account. Promotional CDs automatically renew to the nearest standard term. If two terms are equally close, the longer term applies. Beginning on the 11th calendar day after opening your CD Account, and for the remainder of the term of your Bump Up CD Account, you may elect one time to exercise your rate bump. If you choose to exercise your rate bump, we will adjust the rate on your Bump Up CD Account to match the current rate that we offer for the a Bump Up CD Account of the same term. Your adjusted rate will apply from the time you exercise your rate bump until your maturity date. The adjusted rate will not be retroactive to your opening date. After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
48 Month High Yield Jumbo CD	-	4.15%	48 Months
Min Deposit $100,000 Min Balance $100,000 Details Earn Loyalty Rates when you renew your CD Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
60 Month High Yield Jumbo CD	-	4.15%	60 Months
Min Deposit $100,000 Min Balance $100,000 Details Earn Loyalty Rates when you renew your CD Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%

Credit One Bank, N.A. Savings Rates

Product	Rate	APY
High Yield Jumbo Savings	-	4.05%
Min Balance $100,000 Details No maintenance fees. Earn Loyalty Rates when you have both a CD and a Savings account with Credit One Bank. Enjoy flexibility with unlimited transfers to and from your account. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%
High Yield Jumbo Savings	-	4.05%
Details Access your money when you need it Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.51%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Credit One Bank, N.A.’s Texas Ratio rose from 6.58% in Q3 2023 to 9.51% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.4B	9.51%	5.0	A
March 31, 2026	$2.2B	10.41%	5.0	A
December 31, 2025	$2.0B	11.13%	5.0	A
September 30, 2025	$1.9B	8.52%	5.0	A
June 30, 2025	$1.9B	7.59%	5.0	A
March 31, 2025	$1.8B	8.63%	5.0	A
December 31, 2024	$1.7B	9.83%	5.0	A
September 30, 2024	$1.6B	9.40%	5.0	A
June 30, 2024	$1.6B	8.48%	5.0	A
March 31, 2024	$1.6B	7.58%	5.0	A
December 31, 2023	$1.6B	6.54%	5.0	A
September 30, 2023	$1.4B	6.58%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Credit One Bank, N.A. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Credit One Bank, N.A. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit One Bank, N.A.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Credit One Bank, N.A.

FDIC Certificate # 25620

Address 6801 S Cimarron Rd, Las Vegas, NV 89113 · Clark

Website https://www.creditonebank.com

Established 19840730

FDIC Insurance Date 19840730

Domestic Offices 1

Total Branches 1

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

9.51%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 25.3464%

Return on Equity (ROE) 90.7600%

Non-Performing Loans (NPL) 2.58%

Total Assets $2,439,105,000

Total Deposits $1,439,247,000

Equity Capital $660,980,000

Net Income $277,432,000

Headquarters Las Vegas

Total Branches and Offices 1

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Credit One Bank, N.A. earned the Verified Healthy badge

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Frequently Asked Questions About Credit One Bank, N.A.

How many branches does Credit One Bank, N.A. operate?

Credit One Bank, N.A. currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Credit One Bank, N.A. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit One Bank, N.A. provides members with tools to manage their accounts and build a solid financial history.

Does Credit One Bank, N.A. offer online and mobile banking?

Most modern institutions like Credit One Bank, N.A. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.creditonebank.com.