Citizens State Bank Somerville, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Citizens State Bank Somerville, TX Deposit Rates
Today's 12-month CD rates can be found at 3.25%, 6-month CD rates at 0.85% and 3-month CD rates at 1.00%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.48%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Citizens State Bank Somerville, TX's 12-Month CD (Jumbo) rates are at 3.60%, 12-Month CD rates are at 3.40%, 60-Month CD rates are at 3.03%, 18-Month CD rates are at 3.03%, 48-Month CD rates are at 2.93%.

Citizens State Bank Somerville, TX

To see how these rates compare to Citizens State Bank Somerville, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens State Bank Somerville, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens State Bank Somerville, TX CD rates. You can also compare Citizens State Bank Somerville, TX savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens State Bank Somerville, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank Somerville, TX? Share your experience about Citizens State Bank Somerville, TX by leaving a review below, or read customer reviews before you decide to use Citizens State Bank Somerville, TX.

Citizens State Bank Somerville, TX Texas Ratio

Citizens State Bank Somerville, TX's Texas Ratio is at 9.60%, which is considered excellent. The Texas Ratio for Citizens State Bank Somerville, TX is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens State Bank Somerville, TX is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.40%
18-Month CD
3.03%
24-Month CD
2.93%
36-Month CD
2.93%
48-Month CD
2.93%
60-Month CD
3.03%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens State Bank Somerville, TX
155 8th St
Somerville, TX 77879
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Citizens State Bank Somerville, TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD (Jumbo)
3.60%
$100,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD
3.40%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
18-Month CD
3.03%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
60-Month CD
3.03%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
24-Month CD
2.93%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
36-Month CD
2.93%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
48-Month CD
2.93%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
30-Month CD
2.83%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens State Bank Somerville, TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Greene County Commercial Bank
Greene County Commercial Bank
Free e-checking
5.00%
$1
Quaint Oak Bank
Quaint Oak Bank
6-Month CD
4.30%
$500
RBAZ Republic Bank of Arizona
12-Month CD
4.12%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
48-Month CD
4.06%
$1,000
Generations Bank
Generations Bank
6-Month CD
4.00%
$1,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
24-Month CD
3.82%
$500
Nebraska Bank
Nebraska Bank
24-Month CD
3.80%
$500
Main Bank
Main Bank
6-Month CD
3.60%
$1,000
Bank Five Nine
Bank Five Nine
12-Month CD
3.60%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
48-Month CD
3.55%
$10,000
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
Rewards Money Market
3.50%
$5,000
FSB of Randolph County
FSB of Randolph County
Money Market
3.25%
$75,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month CD
3.25%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
24-Month CD
3.14%
$500
Collinsville Bank
Collinsville Bank
24-Month CD
3.00%
$500
BLC Community Bank
BLC Community Bank
18-Month CD
3.00%
$2,500
Salem Five Direct
Salem Five Direct
12-Month CD
2.95%
$500
Henderson State Bank
Henderson State Bank
18-Month CD
2.83%
$500
First National Bank and Trust AL
First National Bank and Trust AL
24-Month CD
2.75%
$1,000
CNB of Park Rapids
CNB of Park Rapids
Platinum Money Market
2.75%
$500,000
First National Bank in Marlow
First National Bank in Marlow
18-Month CD
2.70%
$500
Security Bank Minnesota
Security Bank Minnesota
60-Month CD
2.65%
$1,000
Lowell Five SB
Lowell Five SB
48-Month CD
2.30%
$500
Finworth
Finworth
3-Month CD
2.27%
$50,000
Lake-Osceola State Bank
Lake-Osceola State Bank
24-Month CD
2.27%
$500
Prevail Bank
Prevail Bank
36-Month CD
2.12%
$1,000
Charter Bank IA
Charter Bank IA
12-Month CD
2.00%
$1,000
Hilltop National Bank
Hilltop National Bank
48-Month CD
1.91%
$1,000
TrustCo Bank
TrustCo Bank
18-Month CD
1.50%
$500
Root River State Bank
Root River State Bank
18-Month CD
1.40%
$300
Nashville Savings Bank
Nashville Savings Bank
36-Month CD
1.31%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
Money Market
1.25%
$100,000
Penn Community Bank
Penn Community Bank
24-Month CD
1.00%
$500
The Stock Exchange Bank
The Stock Exchange Bank
Regular Savings
0.91%
$100
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Choice Money Market
0.80%
$100,000
Grinnell State Bank
Grinnell State Bank
Savings
0.75%
$0
Chelsea Groton Bank
Chelsea Groton Bank
48--Month CD
0.45%
$500
First National Bank and Trust AL
First National Bank and Trust AL
48-Month CD
0.45%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
Money Market
0.35%
$2,000
Bank of Hindman
Bank of Hindman
Freedom Savings
0.30%
$10
Bank of Pensacola
Bank of Pensacola
3-Month CD
0.25%
$0
Lake Elmo Bank
Lake Elmo Bank
Money Market
0.16%
$0
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Statement Savings
0.10%
$100
Milford Bank
Milford Bank
18-Month CD
0.10%
$1,000
Eureka Savings Bank
Eureka Savings Bank
Essential Savings
0.10%
$50
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Statement Savings
0.05%
$100
Old Dominion National Bank
Old Dominion National Bank
First Choice Savings
0.05%
$100
GSB Guilford Savings Bank
Mutual Interest Money Market
0.02%
$50
First County Bank
First County Bank
Money Market
0.01%
$1
First State Bank New London, WI
First State Bank New London, WI
Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens State Bank Somerville, TX Information

Citizens State Bank Somerville, TX
155 8th St
Somerville, TX 77879
Burleson
Established Date: 06/01/1925
FDIC Certificate #: 16753
Date of FDIC Deposit Insurance: 12/02/1948
Bank Holding Company: C S B BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Citizens State Bank Somerville, TX FDIC Insured? Yes
What is Citizens State Bank Somerville, TX's Cert number? 16753
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens State Bank Somerville, TX Financials

Total Assets:
$1,063,200,000
Total Deposits:
$938,026,000
Equity Capital:
$112,490,000
Domestic Deposits:
$938,026,000
Net Income:
$3,380,000
Return on Assets:
1.4217%
Quarterly Return on Assets:
1.2800%
Pretax Return on Assets:
1.5865%
Pretax Quarterly Return on Assets:
1.5900%
Return on Equity:
14.5400%
Quarterly Return on Equity:
12.2000%
Leverage Tier 1 (Core Capital) Ratio:
11.1647%
Total Interest Income (YTD):
5.1455%
 
 
Headquarters:
Somerville
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Burleson
# of Offices:
7
Metropolitan Statistical Area (MSA):
College Station-Bryan, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates and refinance rates headed higher this week over last week. Today's 30 year conforming mortgage rates and refinance rates are averaging 4.90 percent, up from yesterday when 30 year mortgage rates and refinance rates averaged 4.85 percent. 30 year mortgage rates and refinance rates in California are higher than the national average 30 year rate. Today's 30 year rates in California are averaging 4.97 percent.
Mortgage rates today are higher as we expected since 10 year Treasury yields rallied yesterday on sightly positive economic news on GDP. Growth slowed down in the second quarter as expected but the markets rallied because the number didn't come in less than expected as many feared.
The Federal Open Market Committee (FOMC) wrapped up their two day meeting yesterday and released a statement showing no changes in current monetary policy. The FOMC will continue to keep the fed funds rate near zero percent, buy $40 billion a month in agency mortgage-backed securities and $45 billion a month in long term Treasuries.

Bank or Credit Union Offers and Deals

State Personal Income in 2011 is up 5.1%
Current Mortgage Rates on Fixed Conforming Loans Hit Record Lows
California Credit Union CD Rates: 5 Year Super Jumbo APY at 1.90%
Venture Bank Direct Online Savings Account
Alabama Central Credit Union Savings Account Rates and MMA Rates
Best 1 Year CD Rates April 5, 2017
Mortgage Rates Mixed as Mortgage Applications Increase 7 Percent
Citizens Trust Bank 6 Month Jumbo CD Rates now at 0.05%
Average 2 Year CD Rates at 0.91%: Highest 2 Year CD Rates at 1.25%
Mortgage Rates in New York | NY Home Loans Today

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: Home Mortgage Rates
Fultdirect.com 6 Month CD Rates now at 0.15%
Astoria Bank Money Market Account Rates now at 0.20%
Bank CD Interest Rates
Highest Variable Deposit Rate Report August 14
Best Online Savings Account Rates in Salt Lake City, Utah
Best Savings Account Rates in New York, New York
Mortgage Rates: Today's Mortgage Interest Rate
Higher Mortgage Interest Rates This Week Sent Mortgage Application Volume Lower
Mortgage Rates Today - October 4, 2021

Citizens State Bank Somerville, TX Reviews

There are no reviews for Citizens State Bank Somerville, TX yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Citizens State Bank Somerville, TX
Your Name:
Your Rating:

See how Citizens State Bank Somerville, TX Compares to other banks