Citizens State Bank Somerville, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.50%, 6-month CD rates at 4.05% and 3-month CD rates at 2.52%. Current savings rates are at 5.30% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.47%. Credit Card rates are at 17.99%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. Citizens State Bank Somerville, TX's 12-Month CD (Jumbo) rates are at 4.37%, 12-Month CD rates are at 4.27%, 18-Month CD rates are at 3.29%, 36-Month CD rates are at 2.93%, 30-Month CD rates are at 2.93%.

Citizens State Bank Somerville, TX

To see how these rates compare to Citizens State Bank Somerville, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens State Bank Somerville, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens State Bank Somerville, TX CD rates. You can also compare Citizens State Bank Somerville, TX savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens State Bank Somerville, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank Somerville, TX? Share your experience about Citizens State Bank Somerville, TX by leaving a review below, or read customer reviews before you decide to use Citizens State Bank Somerville, TX.

Citizens State Bank Somerville, TX Texas Ratio

Citizens State Bank Somerville, TX's Texas Ratio is at 9.96%, which is considered excellent. The Texas Ratio for Citizens State Bank Somerville, TX is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens State Bank Somerville, TX is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.27%
18-Month CD
3.29%
24-Month CD
2.93%
36-Month CD
2.93%
48-Month CD
2.52%
60-Month CD
2.52%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens State Bank Somerville, TX
155 8th St
Somerville, TX 77879
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Citizens State Bank Somerville, TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD (Jumbo)
4.37%
$100,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD
4.27%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
18-Month CD
3.29%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
24-Month CD
2.93%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
30-Month CD
2.93%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
36-Month CD
2.93%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
48-Month CD
2.52%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
60-Month CD
2.52%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens State Bank Somerville, TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of Texas
State Bank of Texas
12-Month CD
5.40%
$50,000
Needham Bank
Needham Bank
9-Month CD (special)
5.25%
$1,000
FSB of Rosemount
FSB of Rosemount
12-Month CD
5.13%
$500
Commerce Bank & Trust
Commerce Bank & Trust
6-Month CD
5.11%
$500
American Bank & Trust
American Bank & Trust
7-Month CD (special)
5.01%
$5,000
PeoplesBank
PeoplesBank
7-Month CD (special)
5.00%
$1,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
High Interest Reward Checking
5.00%
$0
Charles Schwab
Charles Schwab
24-Month CD
4.80%
$500
First Bank of the Lake
First Bank of the Lake
24-Month CD
4.65%
$1,000
Financial Federal Bank
Financial Federal Bank
Money Market
4.50%
$100,000
Presidential Bank
Presidential Bank
6-Month CD
4.35%
$1,000
Beal Bank
Beal Bank
24-Month CD
4.30%
$1,000
First Southwest Bank
First Southwest Bank
24-Month CD
4.00%
$1,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
18-Month CD
4.00%
$1,000
Phoenixville Federal B&T
36-Month CD
3.30%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
6-Month CD
3.25%
$1,000
Evans Bank
Evans Bank
18-Month CD
3.25%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
60-Month CD
3.25%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
48-Month CD
3.19%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
36-Month CD
3.05%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
60-Month CD
3.00%
$1,000
1st Choice Credit Union
1st Choice Credit Union
12-Month CD
3.00%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
36-Month CD
2.75%
$500
Stafford Savings Bank
Stafford Savings Bank
60-Month CD
2.54%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
12-Month CD
2.52%
$500
The Bank of Elk River
The Bank of Elk River
48-Month CD
2.42%
$200
First State Bank and Trust
First State Bank and Trust
36-Month CD
2.37%
$1,000
West Union Bank
West Union Bank
12-Month CD
2.10%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
18-Month CD
2.02%
$1,000
Elizabethton FSB
Elizabethton FSB
30-Month CD
2.02%
$1,000
Minster Bank
Minster Bank
Investment Savings
1.80%
$25,000
F&M Bank & Trust
F&M Bank & Trust
6-Month CD
1.52%
$2,500
AbbyBank
AbbyBank
24-Month CD
1.51%
$1,500
DB&T
DB&T
Signature Series Checking
1.50%
$250,000
West Plains S&L
West Plains S&L
60-Month CD
1.05%
$1,000
Washita State Bank
Washita State Bank
3-Month CD
1.00%
$1,000
Bluff View Bank
Bluff View Bank
Kasasa Savings
1.00%
$0
Ohio Valley Bank Co.
Ohio Valley Bank Co.
6-Month CD
0.75%
$2,500
Yakima Federal S&L
Yakima Federal S&L
60-Month CD (savers choice)
0.65%
$500
FCN Bank, N.A.
FCN Bank, N.A.
48-Month CD
0.55%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
18-Month CD
0.25%
$1,000
First Southern Bank
First Southern Bank
Business Premier Money Market
0.25%
$2,500
First National Bank of Clarksdale
First National Bank of Clarksdale
Regular Savings
0.20%
$0
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
Get More Tiered Money Market
0.10%
$1
The Union Bank Company
The Union Bank Company
Personal Money Market
0.10%
$0
First National Bank of Bastrop
First National Bank of Bastrop
Savings
0.10%
$50
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Interest Checking
0.07%
$100
North Country Savings Bank
North Country Savings Bank
Statement Savings
0.05%
$50
Community Financial Services Bank (CFSB)
Community Financial Services Bank (CFSB)
Community Plus Checking
0.05%
$100
First Seacoast Bank
First Seacoast Bank
Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens State Bank Somerville, TX Information

Citizens State Bank Somerville, TX
155 8th St
Somerville, TX 77879
Burleson
Established Date: 06/01/1925
FDIC Certificate #: 16753
Date of FDIC Deposit Insurance: 12/02/1948
Bank Holding Company: C S B BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Citizens State Bank Somerville, TX FDIC Insured? Yes
What is Citizens State Bank Somerville, TX's Cert number? 16753
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens State Bank Somerville, TX Financials

Total Assets:
$1,022,116,000
Total Deposits:
$913,478,000
Equity Capital:
$98,662,000
Domestic Deposits:
$913,478,000
Net Income:
$3,671,000
Return on Assets:
1.2750%
Quarterly Return on Assets:
1.4500%
Pretax Return on Assets:
1.8046%
Pretax Quarterly Return on Assets:
1.8000%
Return on Equity:
13.2100%
Quarterly Return on Equity:
15.2400%
Leverage Tier 1 (Core Capital) Ratio:
10.5371%
Total Interest Income (YTD):
4.0541%
 
 
Headquarters:
Somerville
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Burleson
# of Offices:
7
Metropolitan Statistical Area (MSA):
College Station-Bryan, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

30 year rates on mortgages increased to 4.93 percent the week ending December 24, 2010, up from the previous week's average 30 year rate of 4.84 percent says the Mortgage Bankers Association. The average contract rate on 30 year mortgages for the week ending December 31, 2010, decreased to 4.82 percent. The average contract rate on 15 year mortgages remained unchanged at 4.22 percent for the week ending December 24, 2010. For the week ending December 31, 2010 rates on 15 year mortgages increased to 4.23 percent.
WauBank Money Market RatesWauBank, a new online bank, is currently offering competitive money market rates that are much higher than traditional brick and mortar banks' money market rates. The current money market rate at WauBank is at 2.18 percent with an APY of 2.20 percent. To give you an idea of how good this rate is at WauBank, the current FDIC national average rate is only at 0.18 percent. WauBank's money market rate is more than 12 times the FDIC average rate. The minimum opening balance for a money market account at WauBank is only $5,000.
2012 will go down as the year that homes were the most affordable ever according to the National Association of Realtors (NAR) Home Affordability Index. For those who can actually get a mortgage loan, record low mortgage rates and declines in home prices over the past several years have made homes more affordable than ever.

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