Citizens National Bank of Cheboygan CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsToday's 12-month CD rates can be found at 0.75%, 6-month CD rates at 1.05% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 3.25%. Mortgage rates today on 30-year fixed loans are around 6.73%. Credit Card rates are at 16.74%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. To see how these rates compare to Citizens National Bank of Cheboygan CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens National Bank of Cheboygan, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens National Bank of Cheboygan CD rates. You can also compare Citizens National Bank of Cheboygan savings rates, MMA rates and mortgage rates using our other rate lists. Citizens National Bank of Cheboygan money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens National Bank of Cheboygan? Share your experience about Citizens National Bank of Cheboygan by leaving a review below, or read customer reviews before you decide to use Citizens National Bank of Cheboygan. Citizens National Bank of Cheboygan Texas Ratio Citizens National Bank of Cheboygan's Texas Ratio is at -31.73%, which is considered excellent. The Texas Ratio for Citizens National Bank of Cheboygan is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Citizens National Bank of Cheboygan is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Citizens National Bank of Cheboygan Rates with Other Competitive Bank and Credit Union RatesNCF Savings Bank
10-Month CD
4.90%
$10,000
Climate First Bank
Money Market
4.46%
$50,000
Fidelity
36-Month CD
4.00%
$1,000
Citizens Independent Bank
9-Month CD
4.00%
$10,000
Liberty Savings Bank
Big Interest Savings
4.00%
$5,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 9, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Citizens National Bank of Cheboygan rate data right now, check back for updates, we are adding rates all the time. Citizens National Bank of Cheboygan InformationCitizens National Bank of Cheboygan
303 N Main StCheboygan, MI 49721 Cheboygan Established Date: 01/24/1931 FDIC Certificate #: 5018 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: CNB CORP How Many Domestic U.S. Offices? 10 How Many Branches are There? 10 Website: https://www.cnbismybank.com
Is Citizens National Bank of Cheboygan FDIC Insured? Yes
What is Citizens National Bank of Cheboygan's Cert number? 5018
What is the maximum amount for insured deposits? $250,000 per holder, per account
Citizens National Bank of Cheboygan FinancialsTotal Assets:
$491,047,000
Total Deposits:
$422,048,000
Equity Capital:
$6,250,000
Domestic Deposits:
$422,048,000
Net Income:
$661,000
Return on Assets:
0.7378%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.6474%
Pretax Quarterly Return on Assets:
0.6500%
Return on Equity:
271.9500%
Quarterly Return on Equity:
37.3300%
Common Equity Tier 1 Capital Ratio:
13.9861%
Tier 1 Risk-Based Capital Ratio:
13.9861%
Leverage Tier 1 (Core Capital) Ratio:
6.8356%
Total Risk-Based Capital Ratio (YTD):
15.2385%
Total Interest Income (YTD):
3.5595%
Headquarters:
Cheboygan
FDIC Field Office:
Detroit
Regulator:
OCC
County:
Cheboygan
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates are mixed this week over last, fixed conforming mortgage rates are lower and fixed jumbo mortgage rates are higher. 30 year mortgage rates are now back under4.00% at 3.99%, down from last week's average 30 year mortgage rate of 4.07%. Today's mortgage rates on 15 year conforming mortgage loans are averaging 3.32%, down from last week’s average 15 year rate of 3.35%.
Competition is heating up with the major bank's CD rates. HSBC Bank is now offering one of the highest CD rates, a 6 month CD that has a 4.00% APY. The CD rate is only available online. The minimum deposit is $1,000. Citibank's minimum deposit for a 6 month CD is only $500.
Bank of America is advertising some of the best car loan rates available these days. The new car loan rate is the lowest auto loan rate available at Bank of America, the current new car loan rate is currently at 4.10 percent for car loans up to 60 months and 4.34 percent for auto loans for 61 months to 72 months.
Bank or Credit Union Offers and DealsCD Rates - March 19, 2010Nationwide Bank Mortgage Rates - 15 Year Rates at 3.00 Percent BMO Harris Bank Money Market Rates Mortgage Rates 9-8 Current Mortgage Rates on 15 Year Mortgages at 3.30% Average Mortgage Rates Mixed This Week, Lowest 30 Year Rates Remain Under 4.00 Percent Charge offs and delinquencies improve nearly across the board Unlocking the Best Mortgage Rates: Strategies for Comparing Rates from Multiple Lenders Investing in Certificate of Deposit Accounts First City Bank Savings Rates Mortgage Rates Soar: 30 Year Mortgage Rates at 5.31% Alternative Bank and Credit Union Offers to ExploreeBank CD RatesMortgage Rates Continue Upward Trend: 30-Year Rates at 6.73% CD Rates This Week: Highest CD Rates on 1 Year Certificates of Deposit at 1.05% APY Bangor Savings Bank CD Rates - You Matter More Mortgage Rates Rise Following Bond Yields Higher on Record U.S. Exports: 30 Year Mortgage Rates at 4.53% Mortgage Rates Lower Today as Bond Yields Tumble Best Variable Deposit Rates Report September 4, 2015 Mortgage Rates Mixed as Mortgage Applications Increase: 30 Year Rates Averaging 4.80%, 15 Year Rates Averaging 4.02% Life Insurance: A Cornerstone of a Solid Financial Future First Commonwealth Bank CD Rates Citizens National Bank of Cheboygan ReviewsThere are no reviews for Citizens National Bank of Cheboygan yet. Feel free to create one below.
Add Your Rating and Review for Citizens National Bank of Cheboygan
See how Citizens National Bank of Cheboygan Compares to other banks |