Citizens National Bank of Cheboygan CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Citizens National Bank of Cheboygan CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens National Bank of Cheboygan, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens National Bank of Cheboygan CD rates. You can also compare Citizens National Bank of Cheboygan savings rates, MMA rates and mortgage rates using our other rate lists. Citizens National Bank of Cheboygan money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens National Bank of Cheboygan? Share your experience about Citizens National Bank of Cheboygan by leaving a review below, or read customer reviews before you decide to use Citizens National Bank of Cheboygan. Citizens National Bank of Cheboygan Texas Ratio Citizens National Bank of Cheboygan's Texas Ratio is at -31.73%, which is considered excellent. The Texas Ratio for Citizens National Bank of Cheboygan is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Citizens National Bank of Cheboygan is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Citizens National Bank of Cheboygan Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates November 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Citizens National Bank of Cheboygan rate data right now, check back for updates, we are adding rates all the time. Citizens National Bank of Cheboygan InformationCitizens National Bank of Cheboygan
303 N Main StCheboygan, MI 49721 Cheboygan Established Date: 01/24/1931 FDIC Certificate #: 5018 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: CNB CORP How Many Domestic U.S. Offices? 10 How Many Branches are There? 10 Website: https://www.cnbismybank.com
Is Citizens National Bank of Cheboygan FDIC Insured? Yes
What is Citizens National Bank of Cheboygan's Cert number? 5018
What is the maximum amount for insured deposits? $250,000 per holder, per account
Citizens National Bank of Cheboygan FinancialsTotal Assets:
$491,047,000
Total Deposits:
$422,048,000
Equity Capital:
$6,250,000
Domestic Deposits:
$422,048,000
Net Income:
$661,000
Return on Assets:
0.7378%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.6474%
Pretax Quarterly Return on Assets:
0.6500%
Return on Equity:
271.9500%
Quarterly Return on Equity:
37.3300%
Common Equity Tier 1 Capital Ratio:
13.9861%
Tier 1 Risk-Based Capital Ratio:
13.9861%
Leverage Tier 1 (Core Capital) Ratio:
6.8356%
Total Risk-Based Capital Ratio (YTD):
15.2385%
Total Interest Income (YTD):
3.5595%
Headquarters:
Cheboygan
FDIC Field Office:
Detroit
Regulator:
OCC
County:
Cheboygan
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Capital One Bank is offering an online savings account sign up bonus exclusively through Costco. If you are a Costco Excecutive Member the promotional bonus is $60, Costco Gold Star Member and Business Members get a $20 bonus. The annual percentage yield on the online savings account is a decent 2.70% for balances over $10,000.
Mortgage rates and mortgage applications fell in this week's mortgage survey. In the weekly Mortgage Application Survey released by the Mortgage Bankers Association (MBA). The average contract rate on 30 year mortgage loans decreased to 4.55% with 0.99 mortgage discount points. The average contract mortgage rate the previous week was 4.69% with 0.90 mortgage points. Mortgage applications decreased 5.1 percent from one week earlier.
By now you must have heard the news that the Federal Reserve will increase their key-benchmark interest rate in 2015. When the federal funds rate is increased, CD rates and other bank rates will also increase. Higher rates is good news but you should position your CD investments for higher rates.
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Today's 12-month CD rates can be found at 1.77%, 6-month CD rates at 4.25% and 3-month CD rates at 3.61%. Current savings rates are at 0.05% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 10.90%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates. 
