Citizens National Bank of Cheboygan CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens National Bank of CheboyganToday's 12-month CD rates can be found at 0.75%, 6-month CD rates at 1.05% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 3.25%. Mortgage rates today on 30-year fixed loans are around 6.73%. Credit Card rates are at 16.74%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens National Bank of Cheboygan CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens National Bank of Cheboygan, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens National Bank of Cheboygan CD rates. You can also compare Citizens National Bank of Cheboygan savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens National Bank of Cheboygan money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens National Bank of Cheboygan? Share your experience about Citizens National Bank of Cheboygan by leaving a review below, or read customer reviews before you decide to use Citizens National Bank of Cheboygan.

Citizens National Bank of Cheboygan Texas Ratio

Citizens National Bank of Cheboygan's Texas Ratio is at -31.73%, which is considered excellent. The Texas Ratio for Citizens National Bank of Cheboygan is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens National Bank of Cheboygan is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens National Bank of Cheboygan
303 N Main St
Cheboygan, MI 49721
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Citizens National Bank of Cheboygan Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NCF Savings Bank
NCF Savings Bank
10-Month CD
4.90%
$10,000
Climate First Bank
Climate First Bank
Money Market
4.46%
$50,000
Fidelity
Fidelity
36-Month CD
4.00%
$1,000
Citizens Independent Bank
Citizens Independent Bank
9-Month CD
4.00%
$10,000
Liberty Savings Bank
Liberty Savings Bank
Big Interest Savings
4.00%
$5,000
First Federal S&L of Van Wert
First Federal S&L of Van Wert
48-Month CD
3.82%
$2,500
Huron Valley State Bank
Huron Valley State Bank
24-Month CD
3.75%
$500
Community Bank of Raymore
Community Bank of Raymore
24-Month CD (IntraFi)
3.70%
$10,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
60-Month CD
3.55%
$2,000
M&T Bank
M&T Bank
6-Month CD
3.40%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
18-Month CD
3.35%
$500
Foresight Bank
Foresight Bank
60-Month CD
3.29%
$500
River Bank
River Bank
36-Month CD
3.29%
$1,000
Magyar Bank
Magyar Bank
48-Month CD
3.25%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
48-Month CD
3.25%
$500
Interstate Bank
Interstate Bank
24-Month CD
3.03%
$500
Putnam County State Bank
Putnam County State Bank
36-Month CD
3.00%
$500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
Money Market
2.80%
$500,000
CNB St Louis Bank
CNB St Louis Bank
24-Month CD
2.75%
$500
QNB Bank
QNB Bank
18-Month CD
2.75%
$500
TSB Bank
TSB Bank
48-Month CD
2.50%
$500
QNB Bank
QNB Bank
24-Month CD
2.50%
$500
Connex Credit Union
Connex Credit Union
Money Market
2.50%
$250,000
USAA Federal Savings Bank
USAA Federal Savings Bank
18-Month CD
2.40%
$1,000
Henderson State Bank
Henderson State Bank
12-Month CD
2.30%
$500
Community First Bank of Indiana
Community First Bank of Indiana
60-Month CD
2.25%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
30-Month CD
2.25%
$500
Bank of Canton
Bank of Canton
36-Month CD
2.25%
$1,000
LNB Community Bank
LNB Community Bank
24-Month CD
2.01%
$500
Rhinebeck Bank
Rhinebeck Bank
60-Month CD
1.89%
$200
Carson Bank
Carson Bank
48-Month CD
1.71%
$500
Fairview State Banking Company
Fairview State Banking Company
3-Month CD
1.51%
$2,500
Bank of Easton
Bank of Easton
48-Month CD
1.51%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
24-Month CD
1.50%
$500
Stryv Bank
Stryv Bank
48-Month CD
1.40%
$1,000
Shelby County State Bank
Shelby County State Bank
48-Month CD
1.10%
$1,000
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Money Market
0.75%
$50,000
The Wilmington Savings Bank
The Wilmington Savings Bank
48-Month CD
0.60%
$500
KeySavings Bank
KeySavings Bank
36-Month CD
0.55%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
Passbook Savings
0.50%
$10
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
Cecil Bank
Cecil Bank
48-Month CD
0.45%
$500
First Bank of Central Ohio
First Bank of Central Ohio
48-Month CD
0.30%
$500
Cattaraugus County Bank
Cattaraugus County Bank
Savings (with checking)
0.20%
$0
Collinsville Building and Loan Association
Collinsville Building and Loan Association
12-Month CD
0.15%
$1,000
GSL Savings Bank
GSL Savings Bank
NOW Checking
0.15%
$100
Landmark Credit Union
Landmark Credit Union
VIP Savings
0.05%
$0
First Northern Bank and Trust Company
First Northern Bank and Trust Company
NOW Checking
0.05%
$1,000
United Southern Bank
United Southern Bank
Money Market
0.05%
$5,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Simply Savings
0.03%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens National Bank of Cheboygan rate data right now, check back for updates, we are adding rates all the time.

Citizens National Bank of Cheboygan Information

Citizens National Bank of Cheboygan
303 N Main St
Cheboygan, MI 49721
Cheboygan
Established Date: 01/24/1931
FDIC Certificate #: 5018
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CNB CORP
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Citizens National Bank of Cheboygan FDIC Insured? Yes
What is Citizens National Bank of Cheboygan's Cert number? 5018
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens National Bank of Cheboygan Financials

Total Assets:
$491,047,000
Total Deposits:
$422,048,000
Equity Capital:
$6,250,000
Domestic Deposits:
$422,048,000
Net Income:
$661,000
Return on Assets:
0.7378%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.6474%
Pretax Quarterly Return on Assets:
0.6500%
Return on Equity:
271.9500%
Quarterly Return on Equity:
37.3300%
Common Equity Tier 1 Capital Ratio:
13.9861%
Tier 1 Risk-Based Capital Ratio:
13.9861%
Leverage Tier 1 (Core Capital) Ratio:
6.8356%
Total Risk-Based Capital Ratio (YTD):
15.2385%
Total Interest Income (YTD):
3.5595%
 
 
Headquarters:
Cheboygan
FDIC Field Office:
Detroit
Regulator:
OCC
County:
Cheboygan
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mixed this week over last, fixed conforming mortgage rates are lower and fixed jumbo mortgage rates are higher. 30 year mortgage rates are now back under4.00% at 3.99%, down from last week's average 30 year mortgage rate of 4.07%. Today's mortgage rates on 15 year conforming mortgage loans are averaging 3.32%, down from last week’s average 15 year rate of 3.35%. 
Competition is heating up with the major bank's CD rates. HSBC Bank is now offering one of the highest CD rates, a 6 month CD that has a 4.00% APY. The CD rate is only available online. The minimum deposit is $1,000. Citibank's minimum deposit for a 6 month CD is only $500.
bank-of-america-car-loan-ratesBank of America is advertising some of the best car loan rates available these days. The new car loan rate is the lowest auto loan rate available at Bank of America, the current new car loan rate is currently at 4.10 percent for car loans up to 60 months and 4.34 percent for auto loans for 61 months to 72 months.

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