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Century Savings Bank Rates & Review March 2026

Century Savings Bank's 6-Month Certificates of Deposit rates are at 3.03%, 91 Day Certificates of Deposit rates are at 3.03%, 12-Month Certificates of Deposit rates are at 2.78%, 9-Month Certificates of Deposit rates are at 2.78%, 15-Month Certificates of Deposit rates are at 2.68%. Century Savings Bank's savings rates are at 0.10%. Century Savings Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Century Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.52%. Rates were last updated on 03/25/2026.

Century Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Century Savings Bank? Share your experience about Century Savings Bank by leaving a review below, or read customer reviews before you decide to use Century Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.52%
Excellent Lower than avg
Century Savings Bank
1376 W Sherman Ave
Vineland, NJ 08360
https://www.centurysb.com
Member FDIC

Century Savings Bank CD Rates

Product Rate APY Term View More
6 month Certificates of Deposit 3.00% 3.03% 6
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
91 Day Certificates of Deposit 3.00% 3.03% 91
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
12 month Certificates of Deposit 2.75% 2.78% 12
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
9 month Certificates of Deposit 2.75% 2.78% 9
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
15 month Certificates of Deposit 2.65% 2.68% 15
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
18 month Certificates of Deposit 2.65% 2.68% 18
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
24 month Certificates of Deposit 2.50% 2.52% 24
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
30 month Certificates of Deposit 2.25% 2.27% 30
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
48 month Certificates of Deposit 2.00% 2.02% 48
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
60 month Certificates of Deposit 2.00% 2.02% 60
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Century Savings Bank Savings Rates

Product Rate APY View More
Statement Savings 0.10% 0.10%
Min Deposit $50
Min Balance $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Century Savings Bank Money Market Rates

Product Rate APY View More
Money Market Plus 0.25% 0.25%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Money Market Plus 0.10% 0.10%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Money Market Plus 0.05% 0.05%
Min Deposit $1,500
Min Balance $1,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Century Savings Bank Checking Rates

Product Rate APY View More
55 Plus Checking 0.05% 0.05%
Min Deposit $50
Min Balance $300
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Century Checking Plus 0.05% 0.05%
Min Deposit $300
Min Balance $300
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Century Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Century Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Century Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Century Savings Bank
Bank Holding Company CENTURY BCORP MHC
Address 1376 W Sherman Ave, Vineland, NJ 08360  ·  Cumberland
FDIC Certificate # 30428
Established 01/01/1865
FDIC Insurance Date 10/05/1953
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.52%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5406%
Return on Equity (ROE) 10.1300%
Non-Performing Loans (NPL) 0.02%
Total Assets $644,618,000
Total Deposits $506,407,000
Equity Capital $60,857,000
Net Income $4,227,000
Headquarters Vineland
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Century Savings Bank

Is Century Savings Bank a safe place to deposit money?

Yes, Century Savings Bank is considered a safe financial institution. With a Texas Ratio of 0.52187049371695%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Century Savings Bank operate?

Century Savings Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Century Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Century Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Century Savings Bank offer online and mobile banking?

Most modern institutions like Century Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centurysb.com.

Current Century Savings Bank Rates

  • 12-Month CD2.78%
  • 18-Month CD2.68%
  • 24-Month CD2.52%
  • 48-Month CD2.02%
  • 60-Month CD2.02%
  • Savings0.10%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.