Paramount Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.21%, 6-month CD rates at 0.50% and 3-month CD rates at 4.03%. Current savings rates are at 0.10% and money market rates are at 0.85%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 10.90%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates. Paramount Bank's 48-Month CD rates are at 2.55%, 36-Month CD rates are at 2.50%, 24-Month CD rates are at 2.25%, 18-Month CD rates are at 1.80%, 12-Month CD rates are at 1.75%. Paramount Bank's money market rates are at 0.50%.

Paramount Bank

To see how these rates compare to Paramount Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Paramount Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Paramount Bank CD rates. You can also compare Paramount Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Paramount Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Paramount Bank? Share your experience about Paramount Bank by leaving a review below, or read customer reviews before you decide to use Paramount Bank.

Paramount Bank Texas Ratio

Paramount Bank's Texas Ratio is at 11.71%, which is considered excellent. The Texas Ratio for Paramount Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Paramount Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.75%
18-Month CD
1.80%
24-Month CD
2.25%
36-Month CD
2.50%
48-Month CD
2.55%
60-Month CD
1.70%
Savings
N/A
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Paramount Bank
90 Village Square Shop Ctr
Hazelwood, MO 63042
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Paramount Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Paramount Bank
Paramount Bank
48-Month CD
2.55%
$1,000
Paramount Bank
Paramount Bank
36-Month CD
2.50%
$1,000
Paramount Bank
Paramount Bank
24-Month CD
2.25%
$1,000
Paramount Bank
Paramount Bank
18-Month CD
1.80%
$1,000
Paramount Bank
Paramount Bank
12-Month CD
1.75%
$1,000
Paramount Bank
Paramount Bank
60-Month CD
1.70%
$1,000
Paramount Bank
Paramount Bank
Money Market
0.50%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Paramount Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
mph.bank, a division of Liberty Savings Bank
mph.bank, a division of Liberty Savings Bank
Money Market
4.36%
$1
Susser Bank
Susser Bank
9-Month CD
4.15%
$1,000
Kendall Bank
Kendall Bank
48-Month CD
4.11%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
18-Month CD
4.01%
$1,000
The Fountain Trust Company
The Fountain Trust Company
1903 Money Market
4.00%
$50,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
18-Month CD
3.92%
$100
Landmark Credit Union
Landmark Credit Union
48-Month CD
3.90%
$500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
36-Month CD
3.80%
$500
Everence Trust Company
Everence Trust Company
18-Month CD
3.80%
$500
Gainey Business Bank
Gainey Business Bank
48-Month CD
3.66%
$5,000
The Citizens Bank of Weston
The Citizens Bank of Weston
60-Month CD
3.66%
$500
CSB of Cheney, KS
CSB of Cheney, KS
18-Month CD
3.56%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
15-Month CD
3.54%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
36-Month CD
3.40%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
24-Month CD
3.30%
$500
Woodruff Federal S&L
Woodruff Federal S&L
48-Month CD
3.29%
$1,000
Shoreham Bank
Shoreham Bank
36-Month CD
3.25%
$1,000
First National Bank in Olney
First National Bank in Olney
12-Month CD (Rainbow)
3.25%
$25
St. Ansgar State Bank
St. Ansgar State Bank
18-Month CD
3.02%
$1,000
Florence Bank
Florence Bank
36-Month CD
3.00%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
6-Month CD
3.00%
$1,000
Community Bank Zanesville, OH
Community Bank Zanesville, OH
Business Money Market
2.63%
$25,000
First Bank Hampton
First Bank Hampton
18-Month CD
2.60%
$1,000
Gate City Bank
Gate City Bank
Money Market
2.52%
$1,000,000
First National Bank of Ava
First National Bank of Ava
60-Month CD
2.52%
$500
Manasquan Bank
Manasquan Bank
6-Month CD
2.50%
$500
MVSB
24-Month CD
2.50%
$500
American Bank
American Bank
Premium Money Market
2.00%
$0
International Bank of Chicago
International Bank of Chicago
48-Month CD
1.75%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
Advantage Money Market
1.51%
$100,000
United Bank Zebulon, GA
United Bank Zebulon, GA
18-Month CD
1.51%
$500
International Bank of Chicago
International Bank of Chicago
Savings
1.25%
$200
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Savings
1.00%
$100
FirstOak Bank
FirstOak Bank
48-Month CD
0.95%
$500
Bellevue State Bank
Bellevue State Bank
48-Month CD
0.90%
$5,000
AbbyBank
AbbyBank
6-Month CD
0.75%
$1,500
Warsaw Federal S&L
60-Month CD
0.65%
$500
Hamler State Bank
Hamler State Bank
36-Month CD
0.60%
$500
First Keystone Community Bank
First Keystone Community Bank
48-Month CD
0.50%
$500
ACFCU
ACFCU
Share Savings
0.35%
$50
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
24-Month CD
0.30%
$1,000
Spencer Savings Bank
Spencer Savings Bank
Statement Savings
0.25%
$100
Washita State Bank
Washita State Bank
Traditional Savings
0.20%
$200
SNB St. Henry Bank
SNB St. Henry Bank
18-Month CD
0.15%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
18-Month CD
0.15%
$1,000
Cambridge Trust Company
Cambridge Trust Company
60-Month CD
0.15%
$500
Reliance Bank
Reliance Bank
Money Market
0.10%
$5,000
Spring Valley City Bank
Savings
0.10%
$50
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
Get Real Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Paramount Bank Information

Paramount Bank
90 Village Square Shop Ctr
Hazelwood, MO 63042
St. Louis
Established Date: 12/30/2004
FDIC Certificate #: 57884
Date of FDIC Deposit Insurance: 12/30/2004
Bank Holding Company: PARAMOUNT FINANCIAL GROUP LLC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Paramount Bank FDIC Insured? Yes
What is Paramount Bank's Cert number? 57884
What is the maximum amount for insured deposits? $250,000 per holder, per account

Paramount Bank Financials

Total Assets:
$93,269,000
Total Deposits:
$68,891,000
Equity Capital:
$10,352,000
Domestic Deposits:
$68,891,000
Net Income:
$-1,084,000
Return on Assets:
-2.9038%
Quarterly Return on Assets:
-4.6200%
Pretax Return on Assets:
-6.1630%
Pretax Quarterly Return on Assets:
-6.1600%
Return on Equity:
-25.5100%
Quarterly Return on Equity:
-43.0700%
Common Equity Tier 1 Capital Ratio:
9.9016%
Tier 1 Risk-Based Capital Ratio:
9.9016%
Leverage Tier 1 (Core Capital) Ratio:
6.3978%
Total Risk-Based Capital Ratio (YTD):
11.1574%
Total Interest Income (YTD):
5.7133%
 
 
Headquarters:
Hazelwood
FDIC Field Office:
St. Louis
Regulator:
FDIC
County:
St. Louis
# of Offices:
4
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

NewDominion Direct is advertising some of the best CD rates currently available. NewDominion Direct is advertising fixed bank CD rates, variable bank CD rates and fixed IRA CD rates. The current fixed CD rates are a lot higher than the variable CD rates.
Colorado Federal Savings Bank 1 Year CD rates are now at 1.24 percent with a yield of 1.25 percent. View current 1 Year CD rates at Colorado Federal Savings Bank below.
Higher mortgage rates in 2018, combined with a low number of homes available for sale across the U.S., are hurting buyers. Mortgage rates are higher this year because economic growth has been robust, the unemployment rate has declined, and the Federal Reserve has increased interest rates.

Bank or Credit Union Offers and Deals

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